High Court of KeralaSingle JudgeWrit petitions allowed; directions issued consi...

WP(C).19441/2011 & con.cases

Case / Petition Number:WP(C).19441/2011 & con.cases

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Honourable Mr. Justice Amit Rawal
Judgment Date
2020-12-17
Court Decision / Holding
Writ petitions are allowed in terms of the directions contained in the Full Bench judgment of this Court in Chandrasekharan Nair G. & Others v. Kerala State Co-operative Agricultural and Rural Development Bank Ltd. & Others (2017 (4) KLT 276).
Final Disposition
Writ petitions allowed; directions issued consistent with Chandrasekharan Nair G. Full Bench judgment; gratuity payments recognized as due and to be disbursed per policy terms.

Parties to the Case

Appellants / Petitioners

  • INDIRA P., W/o E. RAMACHANDRAN
  • THABEETHA M JOSE
  • P.O. THOMAS THAZHEKKAD
  • K.V. DAVID
  • T.K. PONNAPPAN
  • JOHN K.P.
  • V.T. CHACKO
  • V.C. KURIAKOSE
  • A. RAMESH RAO
  • P MOOSA AND OTHERS

Respondents

  • FATIMANAGER CO-OP. BANK LTD. (No.3918, R 224)
  • LIFE INSURANCE CORPORATION OF INDIA
  • JOINT REGISTRAR CO-OPERATIVE SOCIETIES (GENERAL), THRISSUR
  • REGISTRAR CO-OPERATIVE SOCIETIES, THIRUVANANTHAPURAM
  • KOTTAYI SERVICE CO-OPERATIVE BANK LTD.
  • PARAVUR SNV REGIONAL CO-OPERATIVE BANK LTD.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri C. D. Dileep
  • • Smt. P. R. Reena
  • • Adv. Mathews Raju
  • • Adv. T. C. Suresh Menon
  • • Adv. M. Sasindran
  • • Adv. S. Suresh Kumar

Counsels for Respondents

  • • Sri V. G. Arun
  • • Sri T. R. Harikumaar
  • • Sri T. S. Harikumaran
  • • Sri K. Jagadeesh
  • • Sri P. B. Sahasranaman
  • • Sri Prabha R. Menon
  • • Sri B. Suresh Kumar
  • • Sri S. Easwaran
  • • Sri P. N. Mohanan
  • • Sri S. E. Aswaran

Case Synopsis & Summary

This batch judgment consolidates numerous writ petitions filed in the Kerala High Court seeking payment of gratuity under the Life Insurance Corporation of India (LIC) Master Policy for employees of various Co-operative Banks. The petitions—led by Indira P., Thabeetha M. Jose, P.O. Thomas Thazhekkad, K.V. David, John K.P., T.K. Ponnappan and others—allege delays and shortfalls in gratuity payments due under the LIC group gratuity scheme, often tied to the banks’ past provident-like settlements and policy ceilings. The respondents include Fatimanagar Co‑operative Bank Ltd., LIC of India, Joint Registrar of Co-operative Societies (General), Registrar of Co-operative Societies (Thiruvananthapuram), and several district co‑operative banks. The petitions were finally heard on 17.12.2020, with the court noting that all petitions concern gratuity payments and that the matter is governed by the LIC master policy terms, relevant circulars, and Court judgments historically addressing gratuity rights. The court explicitly reiterates that the Full Bench decision Chandrasekharan Nair G. & Others v. Kerala State Co‑operative Agricultural and Rural Development Bank Ltd. & Others (2017 (4) KLT 276) provides the controlling directions, under which the writ petitions are allowed and directions must be issued in line with that judgment. The decision underlines gratuity as a right payable to employees, and seeks swift adherence to policy terms and timely disbursement with appropriate interest where due.

Legal Doctrines & Maxims

  • Gratuity payments are payments due to an employee, as of right, and are in the nature of property.
  • Directions follow the Chandrasekharan Nair G. judgment (2017 (4) KLT 276) – Full Bench controlling authority.

Submissions & Arguments

Contentions of Appellants / Petitioners

The petitioners contended that gratuity under the LIC Group Policy was due and had been delayed or underpaid; they urged that the LIC master policy and bank policies must be interpreted in light of the statutory entitlement to gratuity and the policy’s guaranteed ceiling of 3.5 lakh, with interest on delayed payments. They sought full gratuity sums with timely disbursement and compliance with the Circular No. 25/1999 and related policy schedules.

Contentions of Respondents

The respondents argued that gratuity payments are governed by the master policy terms, and that ceilings and conditions under the policy (and related schedules) govern eligibility; they contended that computation, disbursement, and interest should align with the policy framework, corporate banking practices, and statutory guidelines, with action taken under the Registrar of Co-operative Societies’ oversight.

Cited Precedents (6)

Case NameCitationTreatmentExplanation
Chandrasekharan Nair G. & Others v. Kerala State Co-operative Agricultural and Rural Development Bank Ltd. & Others2017 (4) KLT 276PositiveThe court explicitly applies the directions of this Full Bench judgment to the present gratuity dispute.
W.P.(C).No.17842/2009WP(C).17842/2009Mentioned OnlyJudgment cited in Appendix; not discussed in the main judgment.
W.P.(C).No.8697/2010WP(C).8697/2010Mentioned OnlyJudgment cited in Appendix; not discussed in the main judgment.
W.P.(C).No.16169/2008WP(C).16169/2008Mentioned OnlyJudgment cited in Appendix; background reference.
W.P.(C).No.37533/2009WP(C).37533/2009Mentioned OnlyBackground reference in Appendix exhibits.
W.P.(C).No.8598/2007WP(C).8598/2007Mentioned OnlyBackground reference in Appendix exhibits.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.19441 OF 2011(E)** ## **PETITIONERS:** **1 INDIRA.P., W/O.E.RAMACHANDRAN, PANAVALAPPIL HOUSE, MANNUTHI PO, THRISSUR DT PIN 680 651, RETIRED BRANCH MANAGER, FATIMANGAR CO-OP BANK, NO.224.** **2 THABEETHA M JOSE AGED 61 YEARS KUNDUKULAM HOUSE,THIROOR,, MULANKUNNATHKAVU PO, THRISSUR DT PIN 680 581., RETIRED BRANCH MANAGER, FATIMANGAR CO-OP BANK, NO.224.** **BY ADV. SRI.C.D.DILEEP** ## **RESPONDENT/S:** - **1 FATIMANAGER CO-OP.BANK LTD.NO.3918 NO.R 224,EAST FORT, THRISSUR PIN 680 005,, REPRESENTED BY ITS SECREARTY.** - **2 LIFE INSURANCE CORPORATION OF INDIA REPRESENTED BY ITS DIVISIONAL MANAGER, JEEVAN PRAKASH, M.G.ROAD, ERNAKULAM PIN 682 016.** - **3 JOINT REGISTRAR CO-OPERATIVE SOCIETIES GENERAL THRISSUR PIN 680 003.** - **4 REGISTRAR CO-OPERATIVE SOCIETIES THIRUVANANTHAPURAM PIN 695 001.** - **R1 BY ADV. SRI.V.G.ARUN R1, R3 BY GOVERNMENT PLEADER R1 BY ADV. SRI.T.R.HARIKUMAR R1 BY ADV. SRI.T.S.HARIKUMAR R1 BY ADV. SRI.K.JAGADEESH R1 BY ADV. SRI.P.B.SAHASRANAMAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19988/2009(P) AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -2- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.19988 OF 2009** ## **PETITIONERS:** **1 P.O.THOMAS THAZHEKKAD, THRISSUR.** **2 V.K.LALITHAKUMARAN VAKKAYIL, PURATHUSSERY, IRINJALAKUDA NORTH. BY ADV. SMT.P.R.REENA** ## **RESPONDENTS:** **1 THE IRINJALAKUDA CO-OP.AGRICULTURAL AND RURAL DEVELOPMENT BANK LTD, IRINJALAKUDA,, REP.BY ITS SECRETARY.** **2 THE REGISTRAR OF CO-OPERATIVE SOCIETIES THIRUVANANTHAPURAM. 3 THE LIFE INSURANCE CORPORATION OF INDIA ERNAKULAM DIVISION, PENSION AND GROUP SCHEMES, DEPARTMENT, 4TH FLOOR, JEEVAN PRAKASH,, M.G.ROAD, KOCHI-11. R1 BY ADV. SRI.V.G.ARUN R1 BY ADV. SMT.PRABHA R.MENON** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -3- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.22833 OF 2010** ## **PETITIONER:** ## **T.P.PURUSHOTHAMAN KATHAMPOTTA, CHITTILAMCHERRY, PALAKKAD.** **BY ADVS. SRI.N.RAGHURAJ SMT.K.AMMINIKUTTY** ## **RESPONDENTS:** **1 THE STATE OF KERALA & OTHERS THE SECRETARY TO GOVERNMENT, DEPARTMENT OF, COOPERATION, GOVT.SECRETARIT,, THIRUVANANTHAPURAM. 2 THE REGISTRAR OF CO-OPERATIVE SOCIETIES, THIRUVANANTHAPURAM. 3 THE JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES (GENERAL), PALAKKAD. 4 KOTTAYI SERVICE CO-OPERATIVE BANK LTD.NO.F.1233, P.O.KOTTAYI,, PALAKKAD DISTRICT.** **R1 BY GOVERNMENT PLEADER R1 BY ADV. SRI.M.SUGADHA KUMAR** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -4- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.27191 OF 2010** ## **PETITIONER:** **K.V.DAVID S/O.LATE VAREED, KALLIKKADAN HOUSE,, P.O.KODANNUR, THRISSUR DT., (RETIRED SECRETARY, NEDUPUZHA SERVICE CO-OP.BANK)** **BY ADV. SRI.C.D.DILEEP** ## **RESPONDENTS:** **1 NEDUPUZHA SERVICE CO-OP.BANK LTD.NO.555, NEDUPUZHA, THRISSUR., REPRESENTED BY ITS SECRETARY. 2 LIFE INSURANCE CORPORATION OF INDIA REPRESENTED BY ITS DIVISIONAL MANAGER,, JEEVAN PRAKASH, M.G.ROAD, ERNAKULAM. 3 JOINT REGISTRAR, CO-OPERATIVE SOCIETIES (GENERAL), THRISSUR. 4 REGISTRAR, CO-OPERATIVE SOCIETIES THIRUVANANTHAPURAM.** **R1, R3 BY GOVERNMENT PLEADER R1 BY ADV. SRI.LAL GEORGE R1 BY ADV. SRI.C.E.UNNIKRISHNAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -5- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.28376 OF 2010** ## **PETITIONER:** **K.K.VALSALAN KUNDANOOR,MARADU PO 682 304. BY ADV. SRI.P.RAMAKRISHNAN** ## **RESPONDENTS:** **1 MARADU SERVICE CO-OPERATIVE BANK NO.43, HEAD OFFICE , MARADU 682 304, REPRESENTED, BY ITS SECRETARY. 2 THE LIFE INSURANCE CORPORATION OF INDIA, PENSION AND GROUP SCHEMES DEPARTMENT,, 'JEEVAN PRAKASH'M.G.ROAD,ERNAKULAM 682 035,, REPRESENTED BY ITS DIVISIONAL MANAGER. 3 THE REGISTRAR OF CO-OPERATIVE SOCIETIES THIRUVANANTHAPURAM 695 001. R1 BY ADV. SRI.GEORGE POONTHOTTAM R1 BY ADV. SRI.T.S.HARIKUMAR R1 BY ADV. SRI.P.B.SAHASRANAMAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -6- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.28986 OF 2010** ## **PETITIONER:** **C.V.VIJAYAN DPO ROAD,MALAPPURAM 676 505, RETIRED CHIEF, ACCOUNTANT,PERINTALMANNA SERVICE CO-OP.BANK LTD.** **BY ADV. SRI.P.SAMSUDIN** ## **RESPONDENT:** **THE PERINTHALMANNA SERVICE CO-OPERATIVE BANK LTD.,NO.P.534,REPRESENTED BY ITS CHIEF EXECUTIVE , PERINTALMANNA 679 322.** **R1 BY ADV. SRI.V.G.ARUN R1 BY ADV. SRI.T.R.HARIKUMAR** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -7- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.29049 OF 2010** ## **PETITIONER:** **IGNATIOUS JOHN P.** **PONNOKARAN HOUSE, PULIPARAMBU, P.O.OLLUKKARA, THRISSUR DIST.PIN-680655., (RETIRED SECRETARY, MOOSPET SERVICE CO-OP BANK, NO.682)** **BY ADV. SRI.C.D.DILEEP** ## **RESPONDENTS:** **1 MOOSPET SERVI E CO-OPERATIVE BANK LTD. NO.682,MOOSPET ROAD, THRISSUR,, PIN-680005, REP.BY ITS SECRETARY 2 LIFE INSURANCE CORPORATIN OF INDIA REPRESENTED BY ITS DIVISIONAL MANAGER,, JEEVAN PRAKASH, M.G.ROAD, ERNAKUALM 3 JOINT REGISTRAR CO-OPERATIVE SOCIETIES (GENERAL) THRISSUR ,PIN-680003 4 REGISTRAR CO-OPERATIVE SOCIETIES,, THIRUVANANTHAPURAM** **R1 BY ADV. SRI.NIREESH MATHEW R1 BY ADV. SMT.SREEKALA KRISHNADAS** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -8- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.31422 OF 2010** ## **PETITIONERS:** - **1 T.K.PONNAPPAN, THENAYAT HOUSE,VADAKKUMPURAM,PO., NORTH PARAVUR, ERNAKULAM DISTRICT.** - **2 E.M.KANAKALATHA, W/O.P.K.KUMARAN,POYATHARA HOUSE,BEHIND PADAKULAM,, KODUNGALLUR PO, THRISSUR DISTRICT.** - **3 K.G.RAJAN, S/O.GOPALAN ACHARY, KATTIPPADATH THARAYIL,, T.K.S.PURAM,KODUNGALLUR PO, THRISSUR DISTRICT.** - **4 K.K.VENUGOPALAN S/O.RAGHAVAN PILLAI,KUNNUMPURATH HOUSE, ASAN NAGAR,KODUNGALLUR PO,THRISSUR DISTRICT.** - **5 A.G.SUKUMARA MENON, S/O.BHASKARA MENON,ARAKKAL PUTHENVEETTIL,, CHAPPARA, PULLUT PO, THRISSUR DISTRICT.** **BY ADV. SRI.M.SASINDRAN** ## **RESPONDENTS:** - **1 THE KODUNGALLUR TOWN CO-OPERATIVE BANK LTD.NO.102,KODUNGALLUR,THRISSUR DISTRICT-, REPRESENTED BY ITS CHAIRMAN.** - **2 THE JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES(GENERAL) THRISSUR** ## **R1 BY ADV. SRI.M.P.ASHOK KUMAR** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -9- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.32776 OF 2010** ## **PETITIONERS:** **V.T.CHACKO, AGED 59 YEARS, RETIRED ACCOUNTANT, SON OF THOMAS, THE VAZHOOR FARMERS SERVICE, CO-OPERATIVE BANK LTD.NO.2278, HEAD OFFICE, PULICKAL KAVALA P.O.-686 515, KOTTAYAM DISTRICT, RESIDING AT VELLAKKALLUNGAL HOUSE, VAZHOOR P.O 686 504, KOTTAYAM DISTRICT.** **BY ADVS. SRI.H.B.SHENOY SRI.B.ASHOK SHENOY SRI.ABU MATHEW SRI.K.V.GEORGE SMT.LAKSHMI B.SHENOY SRI.SOBHAN GEORGE** ## **RESPONDENTS:** **1 THE JOINT REGISTRAR OF CO OP SOCIETIES SOCIETIES, CIVIL STATION, KOTTAYAM-686 002. 2 THE VAZHOOR FARMERS SERVICE CO-OPERATIVE BANK LTD.NO.2278, REPRESENTED BY ITS SECRETARY, HEAD OFFICE, PULICKAL KAVALA P.O., PIN686 514, KOTTAYAM DISTRICT.** **R1 BY ADV. SRI.K.SURESH KURUP R1 BY ADV. SRI.SURIN GEORGE IPE** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -10- # **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.3557 OF 2011** ## **PETITIONER:** **JOHN K.P., KONGOTHRA HOUSE, KIZHAKKUM PATTUKAEA, MUKKATTUKARA ROAD, THRISSUR-5., (RETIRED ACCOUNTANT, FATIMANAGAR CO-OP., BANK NO.R.224). BY ADV. SRI.C.D.DILEEP** ## **RESPONDENTS:** |**1**|**FATIMANAGAR CO-OP BANK LATD NO.R.224 &OR**| |---|---| ||**LTD.NO.R.224, EAST FORT, THRISSUR,, PIN-680 005,**| ||**REPRESENTED BY ITS SECRETARY.**| |**2**|**LIFE INSURANCE CORPORATION OF INDIA**| ||**REPRESENTED BY ITS DIVISIONAL MANAGER,, JEEVAN**| ||**PRAKASH, M.G.ROAD, ERNAKULAM.**| |**3**|**JOINT REGISTRAR CO-OPERATIVE**| ||**SOCIETIES (GENERAL), THIRSSUR-680 003.**| |**4**|**REGISTRAR, CO-OPERATIVE SOCIETIES**| ||**THIRUVANANTHAPURAM.**| ||**R1, R3 BY GOVERNMENT PLEADER**| ||**R1 BY ADV. SMT.PRABHA R.MENON**| **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -11- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.3715 OF 2011** ## **PETITIONER:** **V.C.KURIAKOSE AGED 58 YEARS S/O. CHACKO, VETTIKATTIL HOUSE, SANTHI NAGAR HOUSING COLONY, SULTHAN BATHERY.** **BY ADV. SRI.SAIGI JACOB PALATTY** ## **RESPONDENTS:** **1 THE STATE OF KERALA REPRESENTED BY THE SECRETARY TO GOVERNMENT, COOPERATION DEPARTMENT, SECRETARIAT, THIRUVANANTHAPURAM- 695 001. 2 THE REGISTRAR OF CO-OPERATIVE SOCIETIES KERALA STATE, THIRUVANANTHAPURAM-695 001. 3 THE SULTHAN BATHERI CO-OPERATIVE URBAN BANK LTD., SULTHAN BATHERY, WYNADU DISTRICT - 673 592. 4* ADDL. R4.LIC OF INDIA REPRESENTED BY THE DIVISIONAL MANAGER, M.G.ROAD, ERNAKULAM. (*IS IMPLEADED AS ADDL.R4 VIDE ORDER DT.10.2.2011 IN IA 2141/2011.) R1 BY ADV. SRI.LAL GEORGE R1 BY ADV. SRI.P.N.MOHANAN R4 BY ADV. LAL GEORGE** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -12- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.12675 OF 2011** ## **PETITIONERS:** - **1 DAMODHARAN AND OTEHRS RESIDING AT CHERPLASSERY POST, PALAKKAD-679503.** - **2 K.R.VIJAYALAKSHMI RESIDING AT KELAMKUMARATH HOUSE, CHERPLASSERY POST,, PALAKKAD679503.** - **3 VALSALA WO.LATE CHATHAN RESIDING AT KOTTAYIL VEEDU, CHERPLASSERY POST,, PALAKKAD679503.** - **4 C.JAYAKUMARI WO.LATE MOHANAKRISHNAN RESIDING AT 'MOJASA', THOTTAKARA DESOM,, OTTAPALAM I VILLAGE, PALAKKAD-679101.** **BY ADVS. SRI.MATHEWS RAJU SRI.T.C.SURESH MENON** ## **RESPONDENTS:** - **1 THE JOINT REGISTRAR OF CO-OP.SOCIETIES SOCIETIES, PALAKKAD-1.** - **2 THE CHERPLACHERRY SERVICE CO-OPERATIVE BANK LIMITED, NO.P-689, REPRESENTED BY ITS, SECRETARY, CHERPLACHERRY P.O., PALAKKAD-679503.** - **3 THE LIFE INSURANCE CORPORATION OF INDIA REPRESENTED BY ITS MANAGER, P-495,, DEPARTMENT, 4TH FLOOR, LIC DIVISIONAL OFFICE,, M.G.ROAD, ERNAKULAM16.** WP(C).No.19441 OF 2011 & con.cases -13- **R1 BY ADV. SMT.PRABHA R.MENON R1 BY ADV. SRI.SANTHEEP ANKARATH R1 BY ADV. SRI.SUMODH MADHAVAN NAIR** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -14- # **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.13783 OF 2011** ## **PETITIONER:** **T.K.SATHIBAI ASSISTANT MANAGER(RETIRED), ENGANDIYOOR FARMERS, CO-OPERATIVE BANK, NOW RESIDING AT NEDIYEDATH, HOUSE,PANDALIYOOR.P.O., THRISSUR DIST.** **BY ADV. SMT.P.R.REENA** ## **RESPONDENTS:** - **1 THE ENGANIDIYOOR FARMERS CO-OPERATIVE BANK, REPRESENTED BY ITS PRESIDENT, ENGANDIYOOR,, THRISSUR DIST-680615.** **2 JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES, THRISSUR-680003.** **R1 BY ADV. SRI.M.V.BOSE** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -15- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.22975 OF 2011** ## **PETITIONER:** **SMT.P.JAYABALA W/O.K.M.BABY RAJAN,, SUSHREE,MANISSERI P.O,, VIA OTTAPALAM,PALAKKAD.** **BY ADVS. SRI.A.N.RAJAN BABU SRI.A.R.EASWAR LAL SRI.P.GOPALAKRISHNAN (MVA)** ## **RESPONDENTS:** **1 THE STATE OF KERALA REPRESENTED BY SECRETARY,, DEPARTMENT OF COOPERATION,GOVERNMENT SECRETARIAT,, THIRUVANANTHAPURAM 695 001. 2 THE PALAKKAD DISTRICT CO-OPERATIVE BANK LTD;PALAKKAD,, REPRESENTED BY ITS GENERAL MANAGER 678 001. 3 THE GENERAL MANAGER THE PALAKKAD DISTRICT CO-OPERATIVE BANK LTD;, PALAKKAD 678 001. 4 THE JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES,, PALAKKAD 678 001. R1 BY GOVERNMENT PLEADER R1, R3 BY ADV. SRI.P.N.MOHANAN R2-3 BY SRI.M.SASINDRAN, SC, PALAKKAD DIST.CO.OP.BANK** WP(C).No.19441 OF 2011 & con.cases -16- **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -17- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.34553 OF 2011** ## **PETITIONER:** **A.RAMESH RAO S/O.LATE A.GOVINDA RAO, AYYAPPA NAGAR, KELUNGUDDE CROSS ROAD, KUDLU, KASARAGOD.** **BY ADVS. SRI.V.V.ASOKAN (SR.) SMT.RUKHIYABI MOHD KUNHI** ## **RESPONDENTS:** **1 KASARGODE CO-OPERATIVE TOWN BANK AND KASARAGODE-671121, REPRESENTED BY ITS GENERAL MANAGER. 2 ASSISTANT REGISTRAR OF CO-OPERATIVE SOCIETIES GENERAL KASARAGODE-671121. 3 THE MANAGER LIFE INSURANCE CORPORATION OF INDIA,PENSION AND GROUP SCHEME DEPARTMENT,KOZHIKODE DIVISION, KOZHIKODE-673001.** **R1 BY ADV. SRI.PUSHPARAJAN KODOTH R1, R3 BY ADV. SRI.S.EASWARAN R1-2 BY GOVERNMENT PLEADER R1 BY ADV. SRI.T.SETHUMADHAVAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -18- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.35127 OF 2011** ## **PETITIONERS:** - **1 P.MOOSA AND ANOTHER AGED 61 YEARS,S/O.MOIDU,POOVAKURISSI HOUSE,MOORKANAD.P.O,PERINTHALMANNA,MALAPPURAM DISTRICT,PIN:679338.(RETIRED CHIEF ACCOUNTANT,THE URBAN CO-OPERATIVE BANK LTD; PERINTHALMANNA)** - **2 P.MOIDUTTY AGED 61 YEARS,S/O.MOHAMMED,PATTUKUTH HOUSE,CHERUKARA.P.O,PERINTHALMANNA TALUK,MALAPPURAMDISTRICT,PIN-67940.(RETIRED CHIEF ACCOUNTANT,THE URBANCO-OPERATIVE BANK LTD; PERINTHALMANNA)** **BY ADV. SRI.C.D.DILEEP** ## **RESPONDENTS:** - **1 THE URBAN CO-OPERATIVE BANK LTD. NO.1758 NO.1758,PERINTHALMANNA,P.O,PERINTHALMANNA,MALAPPURA MDISTRICT,PIN-679322.REPRESENTED BY ITS SECRETARY.** - **2 LIFE INSURANCE CORPORATION OF INDIA REPRESENTED BY ITS DIVISIONAL MANAGER,JEEVAN PRAKASH,M.G.ROAD,ERNAKULAM-682016.** - **3 JOINT REGISTRAR, CO-OPERATIVE SOCIETIESGENERAL MALAPPURAM,PIN-679001.** - **4 REGISTRAR, CO-OPERATIVE SOCIETIES THIRUVNANTHAPURAM-695001.** - **R1, R3 BY GOVERNMENT PLEADER R1 BY ADV. SRI.V.KRISHNA MENON** WP(C).No.19441 OF 2011 & con.cases -19- **R1-2 BY ADV. SRI.LAL GEORGE R1 BY ADV. SRI.E.K.MADHAVAN R1 BY ADV. SMT.P.VIJAYAMMA** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -20- # **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.23664 OF 2013** ## **PETITIONER:** **A. DAMODARAN S/O.ACHUTHAN (LATE), PUTHUMANA HOUSE, PUTHIYAVILA P.O., KARTHIKAPPALLY, ALAPPUZHA DISTRICT.** **BY ADVS. SRI.P.V.BABY SRI.A.N.SANTHOSH** ## **RESPONDENTS:** |**1**|**STATE OF KERALA**| |---|---| ||**REPRESENTED BY THE SECRETARY, CO-OPERATIVE**| ||**DEPARTMENT, GOVERNMENT OF KERALA,**| ||**THIRUVANANTHAPURAM-695001.**| |**2**|**THE KARTHIKAPPALLY TALUK CO-OPERATIVE AGRICULTURAL**| ||**RURAL DEVELOPMENT BANK LTD. A-326**| ||**HARIPAD P.O., ALAPPUZHA DISTRICT, REPRESENTED BY**| ||**ITS SECRETARY-690514.**| |**3**|**THE DIVISIONAL MANAGER**| ||**LIFE INSURANCE CORPORATION OF INDIA, KOTTAYAM-**| ||**686001.**| ||**R1, R3 BY ADV. SRI.S.EASWARAN**| ||**R1-2 BY ADV. SRI.P.SREEKUMAR**| **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -21- # **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.16011 OF 2014** ## **PETITIONER:** **PALAKKAD DISTRICT CO-OPERATIVE BANK REPRESENTED BY ITS GENERAL MANAGER (IN CHARGE),H.P.O.ROAD, PALAKKAD, PIN 678 001.** ## **RESPONDENTS:** |**1**|**STATE OF KERALA**| |---|---| ||**REPRESENTED BY ITS SECRETARY, CO-**| ||**OPERATIONDEPARTMENT, SECRETARIAT,**| ||**THIRUVANANTHAPURAM695 001.**| |**2**|**REGISTRAR OF CO-OPERATIVE SOCIETIES**| ||**THIRUVANANTHAPURAM.**| |**3**|**A.SATHYAMOORTHY SENIOR MANAGER RETD**| ||**31/567, DURGA NIVAS, RAJESWARY STREET,**| ||**PALAKKAD PIN - 678 014.**| **R1, R3 BY ADV. SRI.T.R.HARIKUMAR** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -22- # **IN THE HIGH COURT OF KERALA AT ERNAKULAM** # **PRESENT** **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.14682 OF 2016** ## **PETITIONERS:** **OMANAKUTTAN M AGED 58 YEARS S/O.MADHAVAN, ANISH BHAVAN,VALLAMKULAM, PATHANAMTHITTA DISTRICT.** **BY ADVS. SHRI.P.SREEKUMAR SRI.P.K.ABDU RAHEEM SMT.MARY RESHMA GEORGE SMT.P.M.MAZNA MANSOOR SRI.K.NANDAKUMAR SRI.S.PRASANTH** ## **RESPONDENTS:** **1 THE JOINT REGISTRAR CO-OPERATIVE SOCIETIES,MINI CIVIL STATION,PATHANAMTHITTA 699 541. 2 THE SECRETARY VALLAMKULAM SERVICE CO-OPERATIVE BANK, VALLAMKULAM P.O,THIRUVALLA 689 541.** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -23- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.9660 OF 2017** ## **PETITIONER:** **K.G.NARAYANA PILLAI AGED 64 YEARS,S/O M.G. GOVINDA PILLAI, KADAMANNIL, KAVIYOOR P.O. THIRUVALLA** **BY ADVS. SRI.T.P.PRADEEP SRI.P.K.SATHEES KUMAR** ## **RESPONDENTS:** |**1**|**STATE OF KERALA**| |---|---| ||**REP. BY THE SECRETARY TO GOVERNMENT CO-OPEATION**| ||**DEPARTMENT,SECRETARIAT, THIRUVANANTHAPURAM- 695 001**| |**2**|**THE JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES**| ||**GENERAL**| ||**MINI CIVIL STATION,PATHANAMTHITTA- 689 5001**| |**3**|**KAVIYOOR SERVICE CO-OPERATIVE BANK LTD NO.A 707**| ||**KAVIYOOR P.O. THIRUVALLA- 689 582 REP. BY ITS**| ||**SECRETARY**| |**4**|**THE BOARD OF DIRECTORS OF KAVIYOOR SERVICE CO-**| ||**OPERATIVE BANK LTD NO.A 707**| ||**REP. BY ITS PRESIDENT KAVIYOOR P.O.**| ||**THIRUVALLA- 689 582**| **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -24- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.11442 OF 2017** ## **PETITIONER:** **GEORGE JOSEPH.K AGED 59 YEARSS/O. JOSEPHKALAPURAYIL HOUSEMUTTUCHIRA.P.O.KOTTAYAM-686613** **BY ADV. SMT.I.VINAYAKUMARI** ## **RESPONDENTS:** - **1 STATE OF KERALA REPRESENTED BY THE SECRETARY TO GOVERNMENTDEPARTMENT OF CO-OPERATIONGOVERNMENT SECRETARIATTHIRUVANANTHAPURAM-695001** - **2 THE REGISTAR OF CO-OPERATIVE SOCIEITIES OFFICE OF THE CO-OPERATIVE SOCIEITESTHIRUVANANTHAPURAM-695001** - **3 THE JOINT REGISTRAR OF CO OPERATIVE SOCIEITES GENERAL OFFICE OF THE JOINT REGISTRAR OF CO OPERATIVE SOCIETIES(GENERAL), KOTTAYAM-686601** - **4 THE KAPPUMTHALA SERVICE CO OPERATIVE BANK LTD. NO.K.142, KAPPUMTHALA.P.O.,MUTTUCHIRA, KOTTAYAM-686 613, REPRESENTED BY ITS SECRETARY** - **5 LIFE INSURANCE CORPORATION OF INDIA KOTTAYAM DIVISIONAL OFFICEP &GS DEPARTMENTJEEVAN PRAKASH, PBNO. 609 NAGAMBADAMKOTTAYAM-686601** - **6 ADDL.R6.THE MANAGING COMMITTEE OF THE KAPPUMTHALA SERVICE CO-OPERATIVE BANK LTD.NO.K-142, KAPPUMTHALA P.O, MUTTUCHIRA, KOTTAYAM - 686 613,** WP(C).No.19441 OF 2011 & con.cases -25- **REPRESENTED BY ITS PRESIDENT. ADDL.R6 IMPLEADED AS PER ORDER DATED 20/12/2019 IN I.A.NO.1/2019.** **R1, R5 BY ADV. SRI.T.S.HARIKUMAR R1 BY ADV. SRI.K.JAGADEESH R1, R4 BY ADV. SRI.P.N.MOHANAN R1 BY ADV. SRI.P.B.SAHASRANAMAN R1 BY ADV. SMT.K.K.SHYJA** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -26- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.20067 OF 2018** ## **PETITIONERS:** - **1 VIJAYAN P AGED 59, S/O.PADMANABHAN, SREE SREE VILLA, KURUMANDAL, PARAVOOR, KOLLAM-691301.** - **2 SIVAPRASAD K. AGED 59, S/O.KESHAVAN, EZHIKKAZHIKAM, KURUMANDAL, PARAVOOR, KOLLAM-691301.** - **3 SOMARAJAN B.T. AGED 59, S/O.BHASKARAN, EACHARA VILA, KOTTAPPURAM, SOUTH PARAVUR, KOLLAM-691301.** - **4 MADHUSOODHANAN PILLAI N. AGED 58, S/O.NARAYANA PILLAI, NMP HOUSE, NADAKKAL, ADUTHALA P.O., KOLLAM-691579.** - **5 CHANDRAN UNNITHAN K. AGED 58, S/O.KRISHNAN UNNITHAN, JAYA BHAVAN, KURUMANDAL, PARAVOOR P.O., KOLLAM-691301.** - **6 MOHANAN K. AGED 59, S/O.KRISHNAN, GAYATHRI, CGRA 25, CASINO GARDENS, ATINGAL, THIRUVANANTHAPURAM-695101.** - **7 JAYACHANDRAN PILLAI P. AGED 59, S/O.PARAMU PILLAI, JAYA JYOTHIS, KARAVALOOR, KOLLAM-691333.** **BY ADVS. SRI.SADCHITH.P.KURUP SRI.C.P.ANIL RAJ** WP(C).No.19441 OF 2011 & con.cases -27- ## **RESPONDENT/S:** - **1 PARAVUR SNV REGIONAL CO-OPERATIVE BANK LTD NO. 1685 PARAVUR P.O., KOLLAM-691301, REPRESENTED BY ITS SECRETARY.** - **2 THE MANAGING COMMITTEE OF PARAVUR SNV REGIONAL COOPERATIVE BANK LTD.NO.1685 PARAVOOR, KOLLAM-691301.** - **3 MANAMBOOR SERVICE CO-OPERATIVE BANK LTD. NO.2825 MANAMBOOR P.O., THIRUVANANTHAPURAM-695611, REP. BY ITS SECRETARY.** - **4 THE MANAGING COMMITTEE OF MANAMBOOR SERVICE COPERATIVE BANK LTD.NO.2825 MANAMBOOR P.O., THIRUVANANTHAPURAM-695611.** - **5 PARAVUR REGIONAL SERVICE CO-OPERATIVE BANK LTD. NO.1649** - **PARAVOOR, KOLLAM-691301, REPRESENTED BY ITS SECRETARY.** - **6 THE MANAGING COMMITTEE OF PARAVUR REGIONAL SERVICE CO-OPERATIVE BANK LTD. NO.1649 PARAVOOR, KOLLAM-691301.** - **7 NADAKKAL SERVICE CO-OPERATIVE BANK LTD.NO.1874 KALLUVATHUKKAL P.O., KOLLAM-691578, REPRESENTED BY ITS SECRETARY.** - **8 THE MANAGING COMMITTE OF NADAKKAL SERVICE COOPERATIVE BANK LTD.NO.1874 KALLUVATHUKKAL P.O., KOLLAM-691578.** - **9 MATHRA SERVICE CO-OPERATIVE BANK LTD.NO.314 MATHRA P.O., PUNALUR, KOLLAM-691315, REPRESENTED BY ITS SECRETARY.** - **10 THE MANAGING COMMITTEE OF MATHRA SERVICE COOPERATIVE BANK LTD.NO.314 MATHRA P.O., PUNALUR, KOLLAM-691315.** - **11 THE MANAGER, LIFE INSURANCE CORPORATION OF INDIA DIVISIONAL OFFICE, PATTOM, THIRUVANANTHAPURAM, PIN-695004.** WP(C).No.19441 OF 2011 & con.cases -28- **R1 BY ADV. SRI.B.SURESH KUMAR R1, R9 BY ADV. SRI.MANOJ RAMASWAMY R1, R8 BY ADV. SRI.P.C.SASIDHARAN R1, R5 BY ADV. SRI.M.R.SASITH R1, R11 BY SRI.S.EASWARAN, SC, LIC R7 BY ADV. P.C.SASIDHARAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -29- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.25806 OF 2019(A)** ## **PETITIONER:** **CHANDRAN UNNITHAN K., AGED 58 YEARS S/O.KRISHNAN UNNITHAN, JAYA BHAVAN KURUMANDAL, PARAVOOR P.O., KOLLAM - 691 301.** **BY ADVS. SRI.SADCHITH.P.KURUP SRI.RENJITH B.MARAR SMT.LAKSHMI.N.KAIMAL SMT.SINDHU K.S. SRI.C.P.ANIL RAJ** ## **RESPONDENTS:** **1 PARAVUR REGIONAL SERVICE CO-OPERATIVE BANK LTD., NO.1649, PARAVOOR, KOLLAM - 691 301, REPRESENTED BY ITS SECRETARY.** **2 THE MANAGING COMMITTEE OF PARAVUR REGIONAL SERVICE CO-OPERATIVE BANK LTD.NO.1649, PARAVOOR, KOLLAM - 691301.** **3 THE MANAGER, LIFE INSURANCE CORPORATION OF INDIA DIVISIONAL OFFICE, PATTOM, THIRUVANANTHAPURAM, PIN - 695 004.** **R3 BY ADV. SRI.S.EASWARAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -30- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.25810 OF 2019(A)** ## **PETITIONER:** **JAYACHANDRAN PILLAI P., AGED 59 YEARS S/O.PARAMU PILLAI JAYA JYOTHIS, KARAVALOOR, KOLLAM - 691 333.** **BY ADVS.** **SRI.SADCHITH.P.KURUP SRI.RENJITH B.MARAR SMT.LAKSHMI.N.KAIMAL SMT.SINDHU K.S. SRI.C.P.ANIL RAJ** ## **RESPONDENTS:** **1 MATHRA SERVICE CO-OPERATIVE BANK LTD. NO.314, MATHRA P.O., PUNALUR, KOLLAM - 691 315, REPRESENTED BY ITS SECRETARY. 2 THE MANAGING COMMITTE OF MATHRA SERVICE CO -OPERATIVE BANK LTD.NO.314, MATHRA P.O., PUNALUR, KOLLAM - 691 315. 3 THE MANAGER, LIFE INSURANCE CORPORATION OF INDIA DIVISIONAL OFFICE, PATTOM, THIRUVANANTHAPURAM, PIN - 695 004.** **R3 BY ADV. SRI.S.EASWARAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -31- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.25813 OF 2019(B)** ## **PETITIONER:** **MOHANAN.K AGED 59 YEARS S/O.KRISHNAN, GAYATHRI, CGRA 25, CASINO GARDENS, ATINGAL, THIRUVANANTHAPURAM-695101.** **BY ADVS. SRI.SADCHITH.P.KURUP SRI.RENJITH B.MARAR SMT.LAKSHMI.N.KAIMAL SMT.SINDHU K.S. SRI.C.P.ANIL RAJ** ## **RESPONDENTS:** - **1 NADAKKAL SERVICE CO-OPERATIVE BANK LTD. NO.1874, KALLUVATHUKKAL PO, KOLLAM-691578, REPRESENTED BY ITS SECRETARY.** - **2 THE MANAGING COMMITTEE OF NADAKKAL SERVICE COOPERATIVE BANK LTD. NO.1874, KALLUVATHUKKAL PO, KOLLAM-691578.** **3 THE MANAGER, LIFE INSURANCE CORPORATION OF INDIA, DIVISIONAL OFFICE, PATTOM, THIRUVANANTHAPURAM, PIN-695004.** **R1 BY ADV. SRI.P.C.SASIDHARAN R3 BY ADV. SRI.S.EASWARAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -32- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.25829 OF 2019(C)** ## **PETITIONERS:** |**1**|**VIJAYAN.P**| |---|---| ||**AGED 59 YEARS**| ||**S/O. PADMANABHAN, SREE SREE VILLA, KURUMANDAL,**| ||**PARAVOOR, KOLLAM-691301.**| |**2**|**SIVAPRASAD K,**| ||**AGED 59 YEARS**| ||**S/O. KESHAVAN, EZHIKKAZHIKAM, KURUMANDAL, PARAVOOR,**| ||**KOLLAM-691301.**| |**3**|**SOMARAJAN B.T**| ||**AGED 59 YEARS**| ||**S/O. BHASKARAN, EACHARA VILA, KOTTAPPURAM, SOUTH**| ||**PARAVUR,**| ||**KOLLAM-691301.**| ||**BY ADVS.**| ||**SRI.SADCHITH.P.KURUP**| ||**SRI.RENJITH B.MARAR**| ||**SMT.LAKSHMI.N.KAIMAL**| ||**SMT.SINDHU K.S.**| ||**SRI.C.P.ANIL RAJ**| ## **RESPONDENTS:** |**1**|**PARAVUR SNV REGIONAL CO-OPERATIVE BANK LIMITED**| |---|---| ||**NO.1685, PARAVUR P O, KOLLAM 691301, REPRESENTED BY**| ||**ITS SECRETARY.**| |**2**|**THE MANAGING COMMITTEE OF PARAVUR SNV REGIONAL CO-**| ||**OPERATIVE BANK LTD NO. 1685.**| ||**PARAVOOR, KOLLAM-691301.**| WP(C).No.19441 OF 2011 & con.cases -33- **3 THE MANAGER, LIFE INSURANCE CORPORATION OF INDIA, DIVISIONAL OFFICE, PATTOM, THIRUVANANTHAPURAM-PIN-695004.** **R1-2 BY ADV. SRI.B.SURESH KUMAR R3 BY ADV. SRI.S.EASWARAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -34- ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **THURSDAY, THE 17TH DAY OF DECEMBER 2020 / 26TH AGRAHAYANA, 1942** ## **WP(C).No.25873 OF 2019(H)** ## **PETITIONER:** **MADHUSOODHANAN PILLAI N AGED 58 YEARS S/O. NARAYANA PILLAI, NMP HOUSE, NADAKKAL, ADUTHALA P. O., KOLLAM - 691579** **BY ADVS. SRI.SADCHITH.P.KURUP SRI.RENJITH B.MARAR SMT.LAKSHMI.N.KAIMAL SMT.SINDHU K.S. SRI.C.P.ANIL RAJ** ## **RESPONDENTS:** **1 MANAMBOOR SERVICE CO-OPERATIVE BANK LIMITED NO.2825 MANAMBOOR P.O., THIRUVANANTHAPURAM - 695 611, REP. BY ITS SECRETARY. 2 THE MANAGING COMMITTEE OF MANAMBOOR SERVICE COOPERATIVE BANK LTD. NO.2825, MANAMBOOR P.O., THIRUVANANTHAPURAM - 695 611 3 THE MANAGER LIFE INSURANCE CORPORATION OF INDIA, DIVISIONAL OFFICE, PATTOM, THIRUVANANTHAPURAM, PIN - 695 004. R1-2 BY ADV. SRI.B.SURESH KUMAR R3 BY ADV. SRI.S.EASWARAN** **THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 17.12.2020, ALONG WITH WP(C).19441/2011 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** WP(C).No.19441 OF 2011 & con.cases -35- ## **JUDGMENT** **[WP(C).19441/2011, WP(C).19988/2009, WP(C).22833/2010, WP(C).27191/2010, WP(C).28376/2010, WP(C).28986/2010, WP(C).29049/2010, WP(C).31422/2010, WP(C).32776/2010, WP(C).3557/2011, WP(C).3715/2011, WP(C).12675/2011, WP(C).13783/2011, WP(C).22975/2011, WP(C).34553/2011, WP(C).35127/2011, WP(C).23664/2013, WP(C).16011/2014, WP(C).14682/2016, WP(C).9660/2017, WP(C).11442/2017, WP(C).20067/2018, WP(C).25806/2019, WP(C).25810/2019, WP(C).25813/2019, WP(C).25829/2019, WP(C).25873/2019]** ## **Dated this the 17th day of December 2020** All these petitions pertain to payment of gratuity. Learned counsel for the parties are ad-idem that the Full Bench judgment of this Court followed by learned Single Bench of this Court is applicable to the controversy in issue. Writ petitions are allowed in terms of the directions contained in the Full Bench judgment of this Court in **Chandrasekharan Nair G. & Others** v. **Kerala State Co-operative Agricultural and Rural Development Bank Ltd. & Others** (2017 (4) KLT 276). ## **Sd/-** ## **AMIT RAWAL** vv **JUDGE** WP(C).No.19441 OF 2011 & con.cases -36- ## **APPENDIX OF WP(C) 19441/2011** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE SALARY CERTIFICATE OF THE 1ST PETITIONER DATED 31.1.2009.** **EXHIBIT P2 TRUE COPY OF THE SALARY CERTIFICATE OF THE 2ND PETITIONER DATED 30.11.2007.** **EXHIBIT P3** **TRUE COPY OF THE CIRCULAR NO.25/1999 ISSUED BY THE 4TH RESPONDENT REGISTRAR DATED 22.6.1999.** **EXHIBIT P4 TRUE COPY OF THE REPRESENTATION GIVEN BY THE 1ST PETITIONER TO THE 1ST RESPONDENT DATED 25.5.2011.** - **EXHIBIT P5 TRUE COPY OF THE REPRESENTATION GIVEN BY THE 2ND PETITIONER TO THE 1ST RESPONDENT DATED 25.5.2011.** - **EXHIBIT P6 TRUE COPY OF THE PETITION FILED BY THE 1ST PETITIONER TO THE 3RD RESPONDENT DATED 2.6.2011.** - **EXHIBIT P7 TRUE COPY OF THE PETITION FILED BY THE 2ND PETITIONER TO THE 3RD RESPONDENT DATED 2.6.2011.** ## **RESPONDENT'S/S EXHIBITS:** **EXHIBIT R2(A) TRUE COPY OF THE MASTER POLICY.** **EXHIBIT R2(B) TRUE COPY OF THE COST AND BENEFIT SCHEDULE FOR THE ANNUAL RENEWAL DATED 1.7.2007 IN RESPECT OF THE 2ND PETITIONER, SHOWING THE GRATUITY CEILING OF 3.5 LAKHS.₹** **EXHIBIT R2(C) TRUE COPY OF THE COST AND BENEFIT SCHEDULE OF THE ANNUAL RENEWAL DATED 1.7.2008 IN RESPECT OF THE 1ST PETITIONER, SHOWING THE GRATUITY CEILING OF 3.5 LAKHS.₹** WP(C).No.19441 OF 2011 & con.cases -37- ## **APPENDIX OF WP(C) 19988/2009** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF WRITTEN ACKNOWLEDGEMENT GIVEN BY THE 1ST PETITIONER ON RECEIPT OF THE GRATUITY AMOUNT. EXHIBIT P2 TRUE COPY OF WRITTEN ACKNOWLEDGEMENT GIVEN BY THE 2ND PETITIONER ON RECEIPT OF THE GRATUITY AMOUNT. EXHIBIT P3 TRUE COPY OF REPRESENTATION DATED 28.03.09 SUBMITTED BY THE PETITIONERS. EXHIBIT P4 TRUE COPY OF JUDGMENT DATED 28.2.08 IN WP(C) NO. 7020/08** WP(C).No.19441 OF 2011 & con.cases -38- ## **APPENDIX OF WP(C) 22833/2010** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE PHOTOCOPY OF THE REPRESENTATION DATED 27.3.2010 EXHIBIT P2 TRUE PHOTOCOPY OF THE RESOLUTION DATED 23.04.2010 EXHIBIT P3 TRUE PHOTOCOPY OF THE COVERING LETTER DATED 16.04.2010 EXHIBIT P4 TRUE PHOTOCOPY OF THE CIRCULAR BEARING NO.25/99 EXHIBIT P5 TRUE PHOTOCOPY OF THE JUDGMENT DATED 24.1.2008 IN WPC NO.8598/2007(W) EXHIBIT P5A TRUE PHOTOCOPY OF THE JUDGMENT DATED 30.5.2008 IN WPC 16169/2008** WP(C).No.19441 OF 2011 & con.cases -39- ## **APPENDIX OF WP(C) 27191/2010** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE SALARY CERTIFICATE ISSUED BY THE 1ST RESPONDENT DATED 03.08.2010. EXHIBIT P2 TRUE COPY OF THE CIRCULAR NO.25/1999 ISSUED BY THE 4TH RESPONDENT REGISTRAR DATED 22.06.1999. EXHIBIT P3 TRUE COPY OF THE REPRESENTATION GIVEN BY THE PETITIONER TO THE 1ST RESPONDENT DATED 07.06.2010. EXHIBIT P4 TRUE COPY OF THE COMMUNICATION OF THE 1ST RESPONDENT TO THE PETITIONER, DATED 03.08.2010. EXHIBIT P5 TRUE COPY OF THE REPRESENTATION FILED BY THE PETITIONER TO THE 3RD RESPONDENT DATED 21.08.2010. EXHIBIT P6 TRUE COPY OF THE MASTER POLICY NO.GGI44323, TO AGREEMENT ENTERED BETWEEN THE 1ST AND 2ND RESPONDENTS. EXHIBIT P7 TRUE COPY OF THE JUDGMENT IN WP(C)17842 OF 2009 OF THIS HON'BLE COURT DATED 16.07.2009. EXHIBIT P7(A) TRUE COPY OF THE JUDGMENT IN WPC 8697/10 DATED 06.07.2010. RESPONDENT'S/S EXHIBITS: EXHIBIT R1(A) TRUE COPY OF THE INTIMATION FROM THE 2ND RESPONDENT DATED 24.02.2010. EXHIBIT R1(B) TRUE COPY OF THE PROFIT AND LOSS ACCOUNT OF THE 1ST RESPONDENT AND THE YEAR 2009-2010. EXHIBIT R2(A) TRUE COPY OF THE RELEVANT PORTION OF GGPE COST AND BENEFIT SCHEDULE.** WP(C).No.19441 OF 2011 & con.cases -40- ## **APPENDIX OF WP(C) 28376/2010** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF LETTER DATED 24.07.2009 ISSUED BY THE 2ND RESPONDENT TO THE 1ST RESPONDENT.** **EXHIBIT P2 TRUE COPY OF THE LETTER DATED 30.07.2009 ISSUED BY THE PRESIDENT OF THE 1ST RESPONDENT BANK.** **EXHIBIT P3 TRUE COPY OF THE REPRESENTATION DATED 12.1.2010 SUBMITTED BY THE PETITIONER BEFORE THE 1ST RESPONDENT.** **RESPONDENT'S/S EXHIBITS:** **EXHIBIT R2(A) TRUE COPY OF EXTRACT OF THE COST AND BENEFIT SCHEDULE FOR THE ANNUAL RENEWAL DATE 30.9.2007 SHOWING THE LIMIT OF 3.5 ₹ LAKHS.** **EXHIBIT R2(B) TRUE COPY OF THE DISCHARGE RECEIPT SUBMITTED BY THE FIRST RESPONDENT BANK. EXHIBIT R2(C) TRUE COPY OF THE LETTER 30.7.2009 FROM THE BANK TO THIS RESPONDENT AND SEEKING HIGHER GRATUITY AMOUNT WHEN PREMIUM IN THAT REGARD WILL BE PAID.** WP(C).No.19441 OF 2011 & con.cases -41- ## **APPENDIX OF WP(C) 28986/2010** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE LETTER DATED 10.8.2009 OF THE RESPONDENT. EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 3.9.2009 OF THE PETITIONER TO THE RESPONDENT. EXHIBIT P3 TRUE COPY OF THE RESOLUTION DATED 16.10.2009 OF THE RESPONDENT. EXHIBIT P4 TRUE COPY OF THE AWARD DATED 25.2.2010 OF THE ASSISTANT REGISTRAR PERINTALMANNA. EXHIBIT P5 TRUE COPY OF THE RELEVANT PROVISIONS OF THE INSURANCE POLICY ISSUED BY THE LIC OF INDIA.** WP(C).No.19441 OF 2011 & con.cases -42- ## **APPENDIX OF WP(C) 29049/2010** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE SALARY CERTIFICATE ISSUED BYTHE 1ST RESPONDENT DATED 09.09.2010. EXHIBIT P2 TRUE COPY OF THE CIRCULAR NO.25/1999 ISSUED BY THE 4TH RESPONDENT REGISTRAR DATED 22.06.1999. EXHIBIT P3 TRUE COPY OF THE REPRESENTATION GIVEN BY THE PETITIONER TO THE 1ST RESPONDENT DATED 02.06.2010. EXHIBIT P4 TRUE COPY OF THE REPRESENTATION FILED BY THE PETITIONER TO THE 3RD RESPONDENT DATED 07.09.2010. EXHIBIT P5 TRUE COPY OF THE JUDGMENT IN WP(C)17842 OF 2009 OF THIS HON'BLE COURT DATED 16.07.2009. EXHIBIT P5(a) TRUE COPY OF THE JUDGMENT IN WP(C)8697 OF 2010 DATED 06.07.2010. RESPONDENT'S/S EXHIBITS: EXHIBIT R2(a) COPY OF FULL NEXT OF MASTER POLICY. EXHIBIT R2(b) COPY OF COST AND BENEFIT SCHEDULE OF GGPE POLICY. EXHIBIT R2(c) COPY OF THE DISCHARGE RECEIPT DATED 03.02.2010.** WP(C).No.19441 OF 2011 & con.cases -43- ## **APPENDIX OF WP(C) 31422/2010** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE REPRESENTATION DATED 02.09.2010.** **EXHIBIT P2 TRUE COPY OF THE REPLY DATED 16.09.2010 FURNISHED BY THE SOCIETY TO THE 1ST PETITIONER.** **EXHIBIT P3 TRUE COPY OF THE REPRESENTATION DATED 02.09.2010.** **EXHIBIT P4 TRUE COPY OF THE REPLY OF THE SOCIETY DATED 16.09.2010.** **EXHIBIT P5 TRUE COPY OF THE REPRESENTATION DATED 02.09.2010.** **EXHIBIT P6 TRUE COPY OF THE REPLY OF THE SOCIETY DATED 16.09.2010. EXHIBIT P7 TRUE COPY OF THE REPRESENTATION SUBMITTED BY THE 4TH PETITIONER DATED 03.09.2010. EXHIBIT P8 TRUE COPY OF THE REPLY OF THE SOCIETY DATED 16.09.2010. EXHIBIT P9 TRUE COPY OF THE REPLY FURNISHED TO THE REQUEST MADE BY THE 5TH PETITIONER DATED 16.09.2010.** - **EXHIBIT P10 TRUE COPY OF THE CIRCULAR NO.25/99 ISSUED BY THE REGISTRAR.** - **EXHIBIT P11 TRUE COPY OF THE JUDGMENT DATED 16.07.2009 IN WPC NO.17842/2009.** **RESPONDENT'S/S EXHIBITS:** **EXHIBIT R1(A) PHOTOCOPY OF THE TERM OF ASSURANCE EFFECTED BETWEEN THE TOWN CO- OPERATIVE BANK AND LIC OF INDIA.** **EXHIBIT R1(B) PHOTOCOPY OF THE ENDORSEMENT DATED 27.08.2009.** WP(C).No.19441 OF 2011 & con.cases -44- ## **APPENDIX OF WP(C) 32776/2010** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF MASTER POLICY DATED 28.10.1998 IN RESPECT OF VAZHOOR FARMERS' SERVICE COOPERATIVE BANK LTD.NO.2278 ISSUED BY LIFE INSURANCE CORPORATION OF INDIA. EXHIBIT P2 TRUE COPY OF REPRESENTATION DATED 25.1.2010 SUBMITTED BY PETITIONER TO 2ND RESPONDENT. EXHIBIT P3 TRUE COPY OF REPRESENTATION DATED 14.05.2010 SUBMITTED BY THE PETITIONER TO 2ND RESPONDENT. EXHIBIT P4 TRUE COPY OF LETTER NO.H.118/2010 DATED 1.6.2010 ISSUED BY 2ND RESPONDENT TO PETITIONER. EXHIBIT P5 TRUE COPY OF REPRESENTATION DATED 16.08.2010 SUBMITTED BY PETITIONER TO 1ST RESPONDENT.** WP(C).No.19441 OF 2011 & con.cases -45- ## **APPENDIX OF WP(C) 3557/2011** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE SALARY CERTIFICATE ISSED BY THE IST RESPONDENT DATED 18.12.2010. EXHIBIT P2 TRUE COPY OF THE CIRCULAR NO.25/1999 ISSUED BY THE 4TH RESPONDENT REGISTRAR DATED 22.6.1999. EXHIBIT P3 TRUE COPY OF THE REPRESENTATION GIVEN BY THE PETITIONER TO THE BOARD OF THE IST RESPONDENT BANK DATED 20.12.2010. EXHIBIT P4 TRUE COPY OF THE REPRESENTATION GIVEN BY THE PETITIONER TO THE 3RD RESPONDENT DATED 5.1.2011. EXHIBIT P5 TRUE COPY OF THE JUDGMENT IN WPC 17842 OF 2009 OF THIS HON'BLE COURT DATED 16.7.2009. EXHIBIT P5(A) TRUE COPY OF THE JUDGMENT IN WPC 8697 OF 2010 DATED 6.7.2010.** WP(C).No.19441 OF 2011 & con.cases -46- ## **APPENDIX OF WP(C) 3715/2011** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1** - **A TRUE PHOTOCOPY OF THE SCHEDULE TO THE L.I.C MASTER POLICY UNDER THE ABOVE SCHEME.** **EXHIBIT P2 A TRUE PHOTOCOPY OF THE REPRESENTATION DATED 07.10.2010.** **EXHIBIT P3 A TRUE PHOTOCOPY OF THE LETTER DATED 14.10.2010.** **EXHIBIT P4 A PHOTOCOPY OF THE REPRESENTATION DATED 09.12.2010.** **EXHIBIT P5 A TRUE PHOTOCOPY OF THE JUDGMENT IN W.P.(C) NO.16169/08** **EXHIBIT P6 A TRUE PHOTOCOPY OF THE JUDGMENT IN W.P.(C) NO.37668/09.** ## **RESPONDENT'S/S EXHIBITS:** **EXHIBIT R4(A) TRUE PHOTOSTAT COPY OF THE FULL TEST OF MASTER POLICY.** **EXHIBIT R4(B) TRUE PHOTOSTAT COPY OF THE LETTER DATED 7.7.09 ISSUED BY THE LIFE INSURANCE CORPORATION OF INDIA.** **EXHIBIT R4(C) THE RELEVANT PORTION OF GGPE COST AND BENEFIT SCHEDULE.** **EXHIBIT R4(D) TRUE PHOTOSTAT COPY OF THE LETTER DATED 25.5.10.** **EXHIBIT R4(E) TRUE PHOTOSTAT COPY OF THE DISCHARGE RECEIPT DATED 7.6.10 ISSUED BY THE 3RD RESPONDENT - BANK. EXHIBIT R4(F) TRUE PHOTOSTAT COPY OF THE LETTER DATED 16.3.11 QUOTING RESOLUTION NO.10 PASSED BY THE 3RD RESPONDENT-BANK.** WP(C).No.19441 OF 2011 & con.cases -47- ## **APPENDIX OF WP(C) 12675/2011** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE DEATH CERTIFICATE IN RESPECT TO THE HUSBAND OF THE THIRD PETITIONER DATED 29.1.2010.** **EXHIBIT P2 TRUE COPY OF THE DEATH CERTIFICATE IN RESPECT TO THE HUSBAND OF THE FOURTH PETITIONER DATED 3.7.2008.** - **EXHIBIT P3 TRUE COPY OF THE COMMUNICATION IN RESPECT TO THE ISSUE OF ONE SUCH POLICY DATED 22.4.2009** **EXHIBIT P4 TRUE COPY OF THE JUDGMENT IN WP(C)NO.25793/2009 ON THE FILE OF THIS HONOURABLE COURT DATED 10.8.2010. EXHIBIT P5 TRUE COPY OF THE JUDGMENT IN W.P. (C)NO.8598/2007 ON THE FILE OF THIS HONOURABLE COURT DATED 24.1.2008 EXHIBIT P6 TRUE COPY OF THE JUDGMENT IN W.P. (C)NO.16169/2008 ON THE FILE OF THIS HONOURABLE COURT DATED 30.5.2008 EXHIBIT P7 TRUE COPY OF THE REPRESENTATION SUBMITTED BY THE FIRST PETITIONER TO THE SECOND RESPONDENT DATED 8.4.2010 EXHIBIT P8 TRUE COPY OF THE REPRESENTATION SUBMITTED BY THE SECOND PETITIONER TO THE SECOND RESPONDENT DATED 30.9.2009 EXHIBIT P9 TRUE COPY OF THE REPRESENTATION SUBMITTED BY THE THIRD PETITIONER TO THE SECOND RESPONDENT DATED 5.6.2009 EXHIBIT P10 TRUE COPY OF THE REPRESENTATION SUBMITTED BY THE FOURTH PETITIONER TO THE SECOND RESPONDENT DATED 24.6.2009 EXHIBIT P11 TRUE COPY OF THE CIRCULAR NO.25/1999 DATED 22.6.1999.** WP(C).No.19441 OF 2011 & con.cases -48- ## **RESPONDENT'S/S EXHIBITS:** **EXHIBIT R2 (a) TRUE COPY OF THE MASTER POLICY NO.3987 DATED 12-06-1975 EXHIBIT R2(a)-TRUE COPY OF THE ENDORSEMENT DATED 16.12.2009.** - **EXHIBIT R2 (b) TRUE COPY OF THE CLAIM FORM SUBMITTED BY THE 2ND RESPONDENT BEFORE THE 3RD RESPONDENT FOR CLAIMING BENEFITS OF THE GROUP INSURANCE POLICY OF THE 1ST PETITIONER AND DATED 8.1.2010** - **EXHIBIT R2 (c) TRUE COPY OF THE CLAIM FORM SUBMITTED BY THE 2ND RESPONDENT BEFORE THE 3RD RESPONDENT FOR CLAIMING BENEFITS OF THE GROUP INSURANCE POLICY OF THE 2ND PETITIONER AND DATED 13.08.2009** - **EXHIBIT R2 (d) TRUE COPY OF THE CLAIM FORM SUBMITTED BY THE 2ND RESPONDENT BEFORE THE 3RD RESPONDENT FOR CLAIMING BENEFITS OF THE GROUP INSURANCE POLICY OF THE 3RD PETITIONER'S HUSBAND AND DATED 15.6.2009** - **EXHIBIT R2 (e) TRUE COPY OF THE CLAIM FORM SUBMITTED BY THE 2ND RESPONDENT BEFORE THE 3RD RESPONDENT FOR CLAIMING BENEFITS OF THE GROUP INSURANCE POLICY OF THE 4TH PETITIONER'S HUSBAND AND DATED 11.8.2008** - **EXHIBIT R2 (f) TRUE COPY OF THE COVERING LETTER ANNEXED TO THE CHEQUE ISSUED BY THE THIRD RESPONDENT FOR DISBURSEMENT OF THE CLAIM AMOUNT IN FAVOUR OF THE 1ST PETITIONER AND DATED 15.1.2010** - **EXHIBIT R2 (g) TRUE COPY OF THE COVERING LETTER ANNEXED TO THE CHEQUE ISSUED BY THE THIRD RESPONDENT FOR DISBURSEMENT OF THE CLAIM AMOUNT IN FAVOUR OF THE 2ND PETITIONER AND DATED 25.8.2009** **EXHIBIT R2 (h) TRUE COPY OF THE COVERING LETTER ANNEXED TO THE CHEQUE ISSUED BY THE THIRD RESPONDENT FOR DISBURSEMENT OF THE CLAIM AMOUNT IN FAVOUR OF THE 3RD PETITIONER'S HUSBAND AND DATED 24.06.2009** WP(C).No.19441 OF 2011 & con.cases -49- **EXHIBIT R2 (i) TRUE COPY OF THE COVERING LETTER ANNEXED TO THE CHEQUE ISSUED BY THE THIRD RESPONDENT FOR DISBURSEMENT OF THE CLAIM AMOUNT IN FAVOUR OF THE 4TH PETITIONER'S HUSBAND AND DATED 14.08.2008** - **EXHIBIT R2 (j) TRUE COPY OF THE MISCELLANEOUS VOUCHER CONCERNING CREDITING OF THE AMOUNT TO THE RESPECTIVE ACCOUNT OF THE 1ST PETITIONER AND DATED 25.01.2010** - **EXHIBIT R2 (k) TRUE COPY OF THE MISCELLANEOUS VOUCHER CONCERNING CREDITING OF THE AMOUNT TO THE RESPECTIVE ACCOUNT OF THE 2ND PETITIONER AND DATED 31.8.2009** - **EXHIBIT R2 (l) TRUE COPY OF THE MISCELLANEOUS VOUCHER CONCERNING CREDITING OF THE AMOUNT TO THE RESPECTIVE ACCOUNT OF THE 3RD PETITIONER'S HUSBAND AND DATED 30.6.2009** - **EXHIBIT R2 (m) TRUE COPY OF THE MISCELLANEOUS VOUCHER CONCERNING CREDITING OF THE AMOUNT TO THE RESPECTIVE ACCOUNT OF THE 4TH PETITIONER'S HUSBAND AND DATED 09.09.2008** WP(C).No.19441 OF 2011 & con.cases -50- ## **APPENDIX OF WP(C) 13783/2011** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE JUDGMENT REPORTED IN 2005(3) KLT 320. EXHIBIT P2 TRUE COPY OF THE PAYMENT OF GRATUITY (AMENDMENT) BILL 2010 DATED 08.04.2010. EXHIBIT P3 TRUE COPY OF THE REPRESENTATION FILED BY THE PETITIONER BEFORE THE 1ST RESPONDENT ON 02.02.2011.** **RESPONDENT'S/S EXHIBITS: EXHIBIT R1(a) TRUE COPY OF COMMUNICATION, DATED 04.11.2008 ISSUED BY LIC.** WP(C).No.19441 OF 2011 & con.cases -51- ## **APPENDIX OF WP(C) 22975/2011** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE JUDGMENT DATED 29-11-2003 IN OP NO. 4588 OF 2000 EXHIBIT P2 TRUE COPY OF THE JUDGMENT DATED 9TH APRIL 2004 IN W.A NO. 1206/2004 BY THIS HON'BLE COURT EXHIBIT P3 TRUE COPY OF THE REPRESENTATION DATED 1405-2008 EXHIBIT P4 TRUE COPY OF THE PROVISIONAL STATEMENT OF MONETARY BENEFITS DUE TO THE PETITIONER FROM THE 2ND RESPONDENT BEFORE THE 3RD RESPONDENT EXHIBIT P5 TRUE COPY OF THE LETTER NO. P AND G/20082009 DATED 23-07-2008 ISSUED BY THE 3RD RESPONDENT EXHIBIT P5A TRUE COPY OF THE JUDGMENT REPORTED IN 2005(3) KLT 360 EXHIBIT P6 TRUE COPY OF THE LETTER NO. P AND G/GRATUITY/2009-2010 DATED 11-05-2009 ISSUED BY THE GENERAL MANAGER. EXHIBIT P7 TRUE COPY OF THE REPRESENTATION DATED 1505-2009 BEFORE THE 3RD RESPONDENT EXHIBIT P8 TRUE COPY OF THE REPLY TO EXT.P7 BY THE 3RD RESPONDENT IN LETTER NO. PAW G(GRATUITY/2009-10 DATED 9-6-2009 EXHIBIT P9 TRUE COPY OF THE REPRESENTATION DATED 1706-2009 SUBMITTED BY THE PETITIONER BEFORE THE 3RD RESPONDENT.** WP(C).No.19441 OF 2011 & con.cases -52- ## **APPENDIX OF WP(C) 34553/2011** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1** **TRUE COPY OF THE COMMUNICATION GIVEN BY THE 1ST RESPONDENT TO SRI.GANGADHARAN NAIR** **EXHIBIT P1A TRUE COPY OF THE RESOLUTION OF THE 1ST RESPONDENT** **EXHIBIT P2 TRUE COPY OF THE ORDER OF THE 2ND RESPONDENT IN ARC 1218/2008** - **EXHIBIT P3 TRUE COPY OF THE APPEAL FILED BY THE PETITIONER BEFORE THE CO-OPERATIVE TRIBUNAL, THIRUVANANTHAPURAM** - **EXHIBIT P4 TRUE COPY OF THE JUDGMENT OF THE COOPERATIVE TRIBUNAL IN AP 50/2009** - **EXHIBIT P5 TRUE COPY OF THE ORDER OF THE CO-OPERATIVE TRIBUNAL IN RP 3/2011** ## **RESPONDENT'S/S EXHIBITS:** **EXHIBIT R1 TRUE COPY OF THE JUDGMENT IN W.P.(C) NO.25391/2010 DATED 26.07.2011 OF THIS HON'BLE COURT.** **EXHIBIT R1 (a) TRUE COPY OF THE SANCTION ORDER DATED 6.1.2006 ISSUED BY THE PETITIONER. EXHIBIT R2 NIL EXHIBIT R3 NIL** **EXHIBIT R3(a) COPY OF THE LETTER DATED 5.1.2008. EXHIBIT R3(b) COPY OF THE DISCHARGE RECEIPT DATED 12.1.2008. EXHIBIT R3(c) COPY OF THE INTIMATION ISSUED BY THE SOCIETY. EXHIBIT R3(d) COPY OF THE LETTER DATED 7.2.1996. EXHIBIT R3(e) TRUE COPY OF THE RELEVANT EXTRACT OF THE COST AND BENEFIT SCHEDULE** WP(C).No.19441 OF 2011 & con.cases -53- ## **APPENDIX OF WP(C) 35127/2011** **PETITIONER'S/S EXHIBITS:** - **EXHIBIT P1 TRUE COPY OF THE SALARY CERTIFICATE OF THE 1ST PETITIONER ISSUED BY THE 1ST RESPONDENT DATED 11.01.2011.** - **EXHIBIT P2 TRUE COPY OF THE SALARY CERTIFICATE OF THE 2ND PETITIONER ISSUED BY THE 1ST RESPONDENT DATED 16.6.2011.** - **EXHIBIT P3 TRUE COPY OF THE CIRCULAR NO.25/1999 ISSUED BY THE 4TH RESPONDENT REGISTRAR DATED 22.06.1999.** - **EXHIBIT P4 TRUE COPY OF REPRESENTATION SUBMITTED BY THE 1ST PETITIONER TO THE 1ST RESPONDENT DATED 15.03.2011.** - **EXHIBIT P5 TRUE COPY OF REPRESENTATION SUBMITTED BY THE 1ST PETITIONER TO THE 1ST RESPONDENT DATED 08.12.2010.** - **EXHIBIT P6 TRUE COPY OF LETTER ISSUED BY THE 1ST RESPONDENT TO THE 1ST PETITIONER DATED 10..06.2011.** - **EXHIBIT P7 TRUE COPY OF LETTER ISSUED BY THE 1ST RESPONDENT TO THE 2ND PETITIONER DATED 17.06.2011.** - **EXHIBIT P8 TRUE COPY OF REPRESENTATION SUBMITTED BY THE 1ST PETITIONER TO THE 3RD RESPONDENT DATED 13.06.2011.** **EXHIBIT P9 TRUE COPY OF REPRESENTATION SUBMITTED BY THE 2ND PETITIONER TO THE 3RD RESPONDENT DATED 17.16.2011.** ## **RESPONDENT'S/S EXHIBITS:** **EXHIBIT 2(A) TRUE PHOTOSTAT COPY OF THE MASTER POLICY. EXHIBIT R2(B) TRUE PHOTOSTAT COPY OF THE COST AND BENEFIT SCHEDULE.** WP(C).No.19441 OF 2011 & con.cases -54- **EXHIBIT R2(C) TRUE PHOTOSTAT COPY OF THE DISCHARGE RECEIPT DATED 21.11.09. EXHIBIT R2(D) TRUE PHOTOSTAT COPY OF THE CHEQUE ENCLOSING LETTER DATED 27.3.10.** WP(C).No.19441 OF 2011 & con.cases -55- ## **APPENDIX OF WP(C) 23664/2013** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 EXHIBIT-P1: A TRUE PHOTOCOPY OF THE JUDGMENT IN W.P.(C) NO.37533/2009 AND CONNECTED CASES DATED 18/03/2010 OF THIS COURT. EXHIBIT P2 EXHIBIT-P2: A TRUE COPY OF THE COMMUNICATION DATED 08/08/2011 ISSUED BY THE 2ND RESPONDENT BANK TO THE PETITIONER. EXHIBIT P3 EXHIBIT-P3: A TRUE COPY OF THE JUDGMENT IN CCC NO.239/2012 DATED 28/06/2013 OF THIS COURT.** **RESPONDENT'S/S EXHIBITS: EXHIBIT R3(A) TRUE COPY OF THE MASTER POLICY NO.45610. EXHIBIT R3(B) COPY OF THE RELEVANT EXTRACT OF COST AND BENEFIT SCHEDULE.** WP(C).No.19441 OF 2011 & con.cases -56- ## **APPENDIX OF WP(C) 16011/2014** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 EXT.P-1: TRUE COPY OF THE RECEIPT ISSUED BY THE 3RD RESPONDENT DATED 1.8.2006 EXHIBIT P2 EXT.P-2: TRUE COPY OF COMMON JUDGEMENT IN WPC 8598/2007 & 7802/2007 DATED 24.1.2008 EXHIBIT P3 EXT.P-3: TRUE COPY OF JUDGEMENT IN WPC 6825/2008 DATED 27.2.2008 EXHIBIT P4 EXT.P-4: TRUE COPY OF COMMUNICATION BY ASST.REGISTRAR DATED 12.9.11 EXHIBIT P5 EXT.P-5: TRUE COPY OF REPLY DATED 22.9.11 EXHIBIT P6 EXT.P-6: TRUE COPY OF THE LETTER OF IST RESPONDENT DATED 26.7.2013 EXHIBIT P7 EXT.P-7: TRUE COPY OF THE REPLY DATED 20.9.13 EXHIBIT P8 EXT.P-8: TRUE COPY OF LETTER OF 3RD RESPONDENT DATED 21.9.13 WITH ENDORSEMENT DATED 26.9.13 EXHIBIT P9 EXT.P-9: TRUE COPY OF THE LETTER OF THE 2ND RESPONDENT DATED 10.1.2014 EXHIBIT P10 EXT.P-10: TRUE COPY OF REMINDER DATED 20.2.2014** WP(C).No.19441 OF 2011 & con.cases -57- ## **APPENDIX OF WP(C) 14682/2016** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1. COPY OF THE COMMUNICATION SENT FROM THE LIC TO THE 2ND RESPONDENT. EXHIBIT P2. COPY OF THE PETITION DATED 12.1.16 FILED BY THE PETITIONER BEFORE THE IST RESPONDENT.** WP(C).No.19441 OF 2011 & con.cases -58- ## **APPENDIX OF WP(C) 9660/2017** **PETITIONER'S/S EXHIBITS: EXHIBITP1 TRUE COPY OF THE RELEVANT PAGE OF THE MINUTES BOOK OF THE BANK EXHIBIT P2 TRUE COPY OF THE REPRESENTATION DATED 0705-2014 EXHIBITP3 TRUE COPY OF THE REPRESENTATION DATED 1606-2014 EXHIBIT P4 TRUE COPY OF THE ORDER DATED 10-01-2017 ISSUED BY THE 2ND RESPONDENT EXHIBIT P5 TRUE COPY OF THE LETTER DATED 23-02-2017 ISSUED BY THE 3RD RESPONDENT** WP(C).No.19441 OF 2011 & con.cases -59- ## **APPENDIX OF WP(C) 11442/2017** ## **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 TRUE COPY OF THE PETITION DATED 11.11.2015 BEFORE THE 3RD RESPONDENT** **EXHIBIT P2 TRUE COPY OF THE LETTER DATED 11.12.2015 ISSUED BY 4TH RESPONDENT** **EXHIBIT P3 TRUE COPY OF THE REPRESENTATION DATED 7.1.2016 BEFORE THE EXECUTIVE COMMITTEE** **EXHIBIT P4 TRUE COPY OF THE REPRESENTATION DATED 15.1.2016 BEFORE 3RD RESPONDENT** - **EXHIBIT P5 TRUE COPY OF THE PETITION DATED 9.3.2016 SUBMITTED BY THE PETITIONER BEFORE THE HON'BLE CO OPERATIVE OMBUDSMAN** **EXHIBIT P6 TRUE COPY OF THE COMMUNICATION DATED 29.3.2016 ISSUED BY THE 3RD RESPONDENT TO THE 4TH RESPONDENT** - **EXHIBIT P7 TRUE COPY OF THE REPRESENTATION DATED 15.7.2016 BEFORE THE 4TH RESPONDENT** - **EXHIBIT P8 TRUE COPY OF THE LETTER DATED 18.10.2016 ISSUED BY THE 4TH RESPONDENT** - **EXHIBIT P9 TRUE COPY OF THE LETTER DATED 5.11.2016 ISSUED BY THE PETITIONER TO THE 4TH RESPONDENT** **EXHIBIT P10 TRUE COPY OF THE LETTER DATED 28.11.2016 ISSUED BY THE 4TH RESPONDENT EXHIBIT P11 TRUE COPY OF THE CLAIM FORM FOR GROUP GRATUITY CASH ACCUMULATION SCHEME OBTAINED UNDER RIGHT TO INFORMATION ACT EXHIBIT P12 TRUE COPY OF THE REPRESENTATION DATED 3.12.2016 EXHIBIT P13 TRUE COPY OF THE JUDGMENT DATED 11.6.2012 IN WPC NO.34260/2011(F) PASSED BY THIS HON'BLE COURT** WP(C).No.19441 OF 2011 & con.cases -60- |**EXHIBIT P14**|**TRUE COPY OF THE JUDGMENT DATED 3.12.2012**| |---|---| ||**IN WPC NO.18475/2010(H) PASSED BY THIS**| ||**HON'BLE COURT**| |**EXHIBIT P15**|**TRUE COPY OF THE JUDGMENT DATED 30.11.2015**| ||**IN WP (C)29960/2015(T) PASSED BY THIS**| ||**HON'BLE COURT**| |**EXHIBIT P16**|**A TRUE COPY OF THE INTERIM ORDER OF THIS**| ||**HONOURABLE COURT DATED 29.01.2018**| |**EXHIBIT P17**|**A TRUE COPY OF A LETTER NO.93 DATED**| ||**16.01.2017 GIVEN TO THE PETITIONER BY THE**| ||**4TH RESPONDENT SECRETARY OF THE BANK.**| |**EXHIBIT P18**|**A TRUE COPY OF A LAST REUEST LETTER DATED**| ||**21.01.2017 MADE BY THE PETITIONER BEFORE**| ||**THE 6TH ADDITIONAL RESPONDENT IN ORDER TO**| ||**GET HIS BALANCE OF GRATUITY WITH ITS**| ||**INTERST AND ALSO TO GET INTEREST TOWARDS**| ||**TOTAL AMOUNT OF GRATUITY FOR ITS DELAYED**| ||**PAYMENT (IE 14 MONTHS 4 DAYS)**| |**EXHIBIT P19**|**A TRUE COPY OF A DIVISION BENCH JUDGMENT**| ||**REPORTED IN 2013(2) KLT SN.24 OF THE THIS**| ||**HONOURBALE COURT TOWARDS THE GRATUTITY AS**| ||**LONG AS IT REMAINS WITH THE EMPLOYER ARE**| ||**NOT LIABLE TO BE ATTACHED.**| |**EXHIBIT P20**|**A TRUE COPY OF AJUDGMENT OF THIS HONOURABLE**| ||**COURT REPORTED IN 2014(4), KHC,181 TOWARDS**| ||**GRATUTITY AND PENSIONS ARE PAYMENTS DUE TO**| ||**AN EMPLOYEE, AS OF RIGHT, AND IS IN THE**| ||**NATURE OF PROPERTY.**| |**RESPONDENT'S/S**|**EXHIBITS:**| |**EXHIBIT R4 (A)**|**A TRUE COPY OF THE CLAIM IN THE CASE OF**| ||**PETITIONER.**| |**EXHIBIT R4 (B)**|**A TRUE COPY OF THE DETAILS OF THE**| ||**REMITTANCE MADE BY THE BANK ALONG WITH**| ||**RECEIPT ISSUED BY THE LIC.**| |**EXHIBIT R5 (A)**|**TRUE COPY OF THE MASTER POLICY.**| |**EXHIBIT R5 (B)**|**TRUE COPY OF THE RELEVANT PORTION OF THE**| WP(C).No.19441 OF 2011 & con.cases -61- **COST AND BENEFIT SCHEDULE FOR THE ANNUAL RENEWAL DATED 28.12.2014 IN RESPECT OF THE PETITIONER.** WP(C).No.19441 OF 2011 & con.cases -62- ## **APPENDIX OF WP(C) 20067/2018** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 COPY OF LETTER DATED 9-6-2018 ISSUED BY FIRST RESPONDENT TO FIRST PETITIONER. EXHIBIT P2 COPY OF LETTER DATED 9-6-2018 ISSUED BY 1ST RESPONDENT TO THE 2ND PETITIONER. EXHIBIT P3 COPY OF LETTER DATED 9-6-2018 ISSUED BY 1ST RESPONDENT TO THE 3RD PETITIONER. EXHIBIT P4 COPY OF MINUTES OF MEETING DATED 4-4-2018 ISSUED BY 5TH RESPONDENT TO THE 5TH PETITIONER. EXHIBIT P5 COPY OF LETTER DATED 23-5-2018 ISSUED BY 9TH RESPONDENT TO THE 7TH PETITIONER.** WP(C).No.19441 OF 2011 & con.cases -63- ## **APPENDIX OF WP(C) 25806/2019** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1** **COPY OF LETTER DATED 4/4/2018 ISSUED BY FIRST RESPONDENT TO PETITIONER.** WP(C).No.19441 OF 2011 & con.cases -64- ## **APPENDIX OF WP(C) 25810/2019** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1** **COPY OF LETTER DATED 23/5/2018 ISSUED BY FIRST RESPONDENT TO PETITIONER.** WP(C).No.19441 OF 2011 & con.cases -65- ## **APPENDIX OF WP(C) 25813/2019** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 COPY OF COUNTER AFFIDAVIT DATED 10.7.2018 FILED BY FIRST RESPONDENT.** **RESPONDENT'S/S EXHIBITS: EXHIBIT R7(A) TRUE COPY OF THE MATURITY SCHEME UNDER THE MASTER POLICY CREDITING RS.10 LAKHS TOWARDS THE GRATUITY ACCOUNT OF THE PETITIONER. EXHIBIT R7(B) TRUE COPY OF THE DISCHARGE RECEIPT ISSUED BY THE L.I.C** WP(C).No.19441 OF 2011 & con.cases -66- ## **APPENDIX OF WP(C) 25829/2019** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 COPY OF LETTER DATED 09.06.2018 ISSUED BY FIRST RESPONDENT TO FIRST PETITIONER. EXHIBIT P2 COPY OF LETTER DATED 09.05.2018 ISSUED BY 1ST RESPONDENT TO THE 2ND PETITIONER. EXHIBIT P3 COPY OF LETTER DATED 09.06.2018 ISSUED BY 1ST RESPONDENT TO THE 3RD PETITIONER.** WP(C).No.19441 OF 2011 & con.cases -67- ## **APPENDIX OF WP(C) 25873/2019** **PETITIONER'S/S EXHIBITS:** **EXHIBIT P1 COPY OF COUNTER AFFIDAVIT DATED 29.03.2018 FILED BY 1ST RESPONDENT**