High Court of KeralaSingle JudgeAppeal disposed of in terms of enhanced compens...

Vasanthikumari K.S. v. Sinu Jacob Kora and United India Insurance Co. Ltd. and Anu W/o late Rajesh Krishnavilasam

Case / Petition Number:MACA.No.2032 of 2010
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Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Amit Rawal
Judgment Date
2019-12-09
Court Decision / Holding
The appeal is allowed in part. The Court re-fixes the multiplier at 17 (age of deceased 28) and applies the Pranay Sethi principle, resulting in an enhanced total compensation of Rs.24,90,000 (Rs.24,60,000 + Rs.30,000). The claimant is entitled to 40% of the enhanced amount, i.e., Rs.9,96,000. The insurer is directed to deposit this amount within two months from receipt of a copy of the judgment, along with the Tribunal’s accrued interest; failure to deposit will attract interest at 11%. The 60:40 apportionment (widow: mother) is upheld. The 7.5% rate of interest used by the Tribunal is maintained, subject to the enhanced amount; the cap on timelines is two months. Overall, the appeal is disposed of with enhanced compensation and directions for deposit.
Final Disposition
Appeal disposed of in terms of enhanced compensation and deposit directions. The High Court increased the compensation to Rs.24,90,000, with 40% payable to the appellant (mother) and 60% to the widow, and directed deposit within two months with accrued interest; 11% interest applies on delayed deposit.

Parties to the Case

Appellants / Petitioners

  • Vasanthikumari K.S.

Respondents

  • Sinu Jacob Kora
  • The United India Insurance Co. Ltd.
  • Anu W/o late Rajesh Krishnavilasam

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri.T.J.Michael
  • • Sri.Jose Mathew (Kavalakalem)

Counsels for Respondents

  • • Smt.Raji T.Bhaskar

Case Synopsis & Summary

This is a Motor Accidents Claims Appeal (MACA No. 2032 of 2010) filed before the High Court of Kerala at Ernakulam challenging the Motor Accidents Claims Tribunal, Pala’s award in OP(MV) Nos.1225/2007 and 88/2009. The incident occurred on 17.09.2007 when Krishna Kumar alias Rajesh was struck by a car (KL 34/23254) insured with United India Insurance Co. Ltd. He died on 18.09.2007. The mother, Vasanthikumari K.S., and Anu, wife of the deceased, pursued separate petitions claiming compensation. The Tribunal awarded Rs. 6,62,500 under head losses and damages, with the distribution ratio 40:60 between the appellant and the widow. Counsel for the appellant urged that the Tribunal erred in applying a multiplier of 5 based on the mother’s age, failed to grant compensation for future prospects under Pranay Sethi, and erred in apportioning compensation. They sought enhancement, relying on Pranay Sethi and related principles, arguing for a higher multiplier aligned with the deceased’s age and for a more favorable distribution. The Respondent insurer contended the award was fair, based on law and evidence of negligence. The High Court, after reappraising evidence (including the deceased’s age 28 at death) and applying the Schedule multiplier (17), enhanced compensation using the Pranay Sethi framework, maintaining the 60:40 apportionment in favor of the widow, and directing deposit of the appellant’s share within two months with interest if delayed, ultimately disposing of the appeal with directions for payment.

Legal Doctrines & Maxims

  • Pranay Sethi doctrine (2017) 16 SCC 680 – future prospects, 50% addition, and 1/3 deduction for dependents; use of age-based multiplier as per schedule; maintenance of 60:40 apportionment between dependents.
  • Annamkutty v. Manager, United India Insurance Co. [2013(4) KHC 79] – age of the deceased to be used for multiplier, not the age of the parents.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in applying the multiplier based on the mother’s age (instead of the deceased’s age) and wrongly reduced future prospects, leading to inadequate compensation. They rely on Pranay Sethi to urge enhanced compensation, arguing that the death, the vehicle’s insurance, and license validity were not disputed. They request applying a 17 multiplier to the deceased’s age (28) and a 50% addition for future prospects, with a fair apportionment since there were two dependants (widow and mother). They contend the Tribunal’s 40:60 division should be reconsidered for equitable relief and seek broader heads of compensation (including loss of life prospects and pain and suffering).

Contentions of Respondents

The insurer submits that the Tribunal’s award is fair and based on evidence; the deceased’s negligence and walking on a road intended for vehicular movement justify liability. It argues no grounds to enhance the award, and that the present appeal lacks merit, urging dismissal. The respondent also defends the 60:40 apportionment as reasonable, given dependents, and maintains the legal framework applied by the Tribunal remains valid.

Cited Precedents (2)

Case NameCitationTreatmentExplanation
National Insurance Company Ltd. v. Pranay Sethi(2017) 16 SCC 680PositiveUsed to apply the Pranay Sethi framework for enhancing compensation, including future prospects and the 50% addition for dependents.
Annamkutty v. Manager, United India Insurance Co.2013(4) KHC 79PositiveCited to support the proposition that the age of the deceased, not the parents, should govern the multiplier; informs the 17 multiplier applied.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE AMIT RAWAL** **MONDAY, THE 09TH DAY OF DECEMBER 2019 / 18TH AGRAHAYANA, 1941** ## **MACA.No.2032 OF 2010** **AGAINST THE AWARD IN O.P.(MV) NO.1225/2007 DATED 22-02-2010 OF MOTOR ACCIDENT CLAIMS TRIBUNAL PALA** ## **APPELLANT/CLAIMANT:** **VASANTHIKUMARI.K.S W/O.LATE K.N.BALACHANDRAN NAIR, KRISHAVILASAM, VAYALA P.O., ELACKADU VILLAGE, VAYALA, MEENACHIL TALUK.** **BY ADVS. SRI.T.J.MICHAEL SRI.JOSE MATHEW (KAVALAKALAM)** ## **RESPONDENTS/RESPONDENTS:** **1 SINU JACOB KORA S/O.KORA THOMAS, PUTHENKADUPIL HOUSE, KANJIRAPPALLY VILLAGE, KANJIRAPPALLY P.O., PIN-686507. 2 THE UNITED INDIA INSURANCE CO. LTD., REP. BY DIVISION MANAGER, KOTTAYAM P.O. - 686001. 3 ANU WO.LATE RAJESH KRISHNAVILASAM, VAYALA P.O., ELACKADU VILLAGE, NOW RESIDING AT PARAMUNDAYIL(H), CHETHIMATTOM P.O., PALA-686575. R2 BY ADV. SMT.RAJI T.BHASKAR** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 09.12.2019, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** MACA.No.2032 OF 2010 2 ## JUDGMENT The present appeal is preferred against the award of the Motor Accidents Claims Tribunal, Pala, rendered in OP(MV) Nos.1225 of 2007 and 88 of 2009. The facts which culminated into the filing of the claim petition are as follows:- One Sri.Krishna kumar @ Rajesh, on 17.09.2007 10.30pm., while walking along the side of the road, was hit by a Santro car bearing registration No.KL34/23254, driven by the 1[st] respondent, and insured with the 2[nd] respondent resulting into fatal injuries and on the next day at 3.00 am. succumbed to his injuries. Since the vehicle was insured with the second respondent, two petitions, as noticed above, were filed- One by his mother named Vasanthikumari K.S., widow of late K.N.Balachandran Nair and the another by Anu W/o late Rajesh. 2. Sri.T.J.Michael, the learned counsel for the appellant/claimant asserted that the deceased was a post graduate in Computer Applications and was earning MACA.No.2032 OF 2010 3 Rs.15,000/- per month as income. The accident was a result of rash and negligent driving of the aforementioned car. 3. Before the Tribunal, the 2[nd] respondentInsurance Company contested the claim petition by raising all objections qua monthly income of the claimant, nature of injuries, period of treatment, etc. and nature of damages claimed, age, occupation, validity of the driving licence, negligence of the vehicle as well as the deceased as he was not walking on a foot path. 4. Before the Tribunal, appellant/claimant as well as the 3[rd] respondent/claimant in OP(MV) No.88 of 2009 lead in evidence in support of the claim. However, the Tribunal awarded a compensation of Rs.6,62,500/- under the following heads: |llowing heads:|| |---|---| |Part I|Rs.| |Loss of dependency|6,00,000/-| |Funeral expense|20,000/-| |Transportation to hospital|2,000/-| |Damages to clothing and articles|500/-| |Medical expense|5,000/-| |PartII|| |Pain and suffering|5,000/-| |Loss of estate|10,000/-| MACA.No.2032 OF 2010 4 |Loss of love and affection|10,000/-| |---|---| |Loss of consortium|10,000/-| |Total|6,62,500/-| The apportioned amount was to be distributed in the ratio of 40% to the appellant and 60% to the widow. 5. Mr.T.J. Michael, the learned counsel appearing on behalf of the appellant/claimant raised the following submissions in support of his claim. The Tribunal has erroneously applied the multiplier of 5 taking the age of the appellant and not of the deceased, which is contrary to the law. No compensation to wife has been awarded under various heads like future prospects, pain and sufferings and given a confined relief of consortium only to the extent of Rs.10,000/-. The compensation should have been in the ratio of 50:50 as the widow was remarried and even the compensation already awarded has not been withdrawn nor any appeal for enhancement has been filed as are set as ex-parte in the present proceedings. In support of the aforementioned contentions he relied on the judgment of a Constitution Bench of the Hon'ble Supreme Court in National MACA.No.2032 OF 2010 5 Insurance Company Ltd. v. Pranay Sethi [(2017) 16 SCC 680] for seeking enhancement of the compensation on the premise that the accident or the validity of the insurance much less the driving licence have not been disputed. 6. Per contra, Smt.Raji T. Bhaskar, the learned counsel appearing on behalf of the insurance company submitted that the award of compensation is just, fair and equitable, based upon certain proposition of law and not liable to be enhanced. The deceased was negligent and not prepared to take steps while he was admittedly found to have walking on a road meant only for vehicular movement and urged this Court for dismissal of the petition. 7. Having heard the learned counsel for both the parties and appraising the paper books, I am of the view that it is a fit case where the amount of compensation is liable to be enhanced. As per the evidence brought on record, i.e., the Birth Certificate, the deceased was, at the time of death, 28 years. As per the schedule applicable to the Tribunal, for a person between the age MACA.No.2032 OF 2010 6 of 26-30 multiplier of 17 has to be applied. The question to be decided is whether the finding of the Tribunal in awarding the compensation by taking the age of the mother can be looked into; and the answer would be 'No', as it is now settled by law, the age of the deceased has to be taken and not that of the parents claiming compensation. The aforementioned view of mine has arisen from a Division Bench judgment of this Court in Annamkutty v. Manager, United India Insurance Co. [2013(4) KHC 79]. Thus, keeping in view such circumstances and taking into consideration the schedule the multiplier as awarded by the Tribunal is refixed as '17'. 8. Coming down to the question of awarding of future prospects, the applicability of the law with regard to the same is no longer in dispute in view of the dictum in Pranay Sethi's case (supra) . It is a case where the deceased was not a self employed person, but working in a computer company, drawing a salary of Rs.15,000/-. Since there are two dependants-wife and mother, by applying the deduction of 1/3[rd] , the Tribunal has taken MACA.No.2032 OF 2010 7 the monthly income as Rs.10,000/-. In such circumstances, an addition of 50% of actual salary to the income of the deceased is to be made towards future prospects. Accordingly, the amount of compensation under the head loss of dependency would come to Rs.30,60,000/- [(10,000 + 5000) x 12 x 7], thereby giving an enhancement of Rs.24,60,000/- (30,60,000 - 6,00,000). Only a sum of Rs.10,000/- has been awarded by the Tribunal under the head consortium, which is enhanced as Rs.40,000/-, resulting in an additional compensation of Rs.30,000/- . The element of pain and sufferings would not be taken care of. The element of interest of 7.5% does not seem to be less or higher and hence the same is upheld. I do not find any substance in the argument of the learned counsel representing the appellant regarding the apportionment of the compensation to the extent of 50% vis-a-vis to the widow and the mother of the deceased. The ratio of 60:40 is most appropriate and reasonable. Thus, the finding of the Tribunal on this point is upheld. The cumulative effect of the aforementioned discussions is that the MACA.No.2032 OF 2010 8 appeal stands disposed of in the following terms:- 1. The total amount of enhanced compensation comes to Rs.24,90,000/- (24,60,000 + 30,000) 2. The claimant is entitled to 40% of the aforesaid amount, in view of the ratio fixed by the Tribunal, as upheld by this Court. 3. The insurance company is directed to deposit 40% of the enhanced compensation, i.e., Rs.9,96,000/within a period of 2 months from the date of receipt of a copy of this judgment along with interest awarded by Tribunal, failing which the amount shall entail interest @ 11%. Sd/AMIT RAWAL, JUDGE **Skk//091219**