High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation and liabi...

Usman N. and Others v. Anil Patil and Others

Case / Petition Number:MACA 943 of 2013

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • A. Badharudeen
Judgment Date
2022-08-04
Court Decision / Holding
Appeal allowed. Appellants are entitled to Rs.16,22,000/- as total compensation, inclusive of the amount already granted by the Tribunal, with 9% interest per annum from the date of petition until realization. The 3rd respondent (Insurance Company) is directed to deposit the amount within two months, with distribution among appellants as 30% to the 2nd appellant, 25% to the 1st appellant, and 45% equally among appellants 3 to 8. Additional court fee of Rs.10,220/- is to be paid by the insurer. The decision clarifies liability and awards enhanced compensation.
Final Disposition
Appeal allowed; enhanced compensation and liability clarified; directions for deposit and distribution issued.

Parties to the Case

Appellants / Petitioners

  • Usman N., S/O. Ithualu Haji
  • Mymoona E.K., W/O. Usman.N.
  • Valeed.N., S/O. Usman.N.
  • Sahal.N, S/O. Usman.N.
  • Sidarthul Munthaha, S/O. Usman.N.
  • Yusri.N., S/O. Usman.N.
  • Mihnathul Munthaha, D/O. Usman.N.
  • Badiya.N (minor), represented by Guardian-Father – Appellant 1

Respondents

  • Anil Patil
  • Ashok Dnyanu Patil
  • The New India Assurance Company Limited

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri K.M. Sathyanatha Menon
  • • Sri. Kavery S Thampi

Counsels for Respondents

  • • Sri Renil Anton Kandamkulathy

Case Synopsis & Summary

This Motor Accident Claims Appeal arises from an award passed by the Motor Accidents Claims Tribunal, Manjeri, in O.P.(M.V.) No. 307/2010, awarding Rs. 4,08,500 with 9% interest. The appellants (parents and siblings of Misab, a final-year B.Tech student who died in a road accident) challenge the Tribunal’s computation and fixation of compensation, arguing that the deceased was a student with professional education and that the Tribunal erred in applying the income and multiplier. The High Court re-evaluates the material on record, applying Ramachandrappa for income with deviation due to professional education, fixing Rs. 10,000 per month as income, and adopting 40% addition for future prospects per Pranay Sethi. Regarding dependency, the Court uses Sarla Verma’s multiplier rule, determining the deceased’s age of 21 warrants a multiplier of 18. Loss of consortium to parents (Rs. 80,000), loss of estate and funeral expenses (Rs. 15,000 each), and disallowance of love and affection head per Satinder Kaur guidance are considered. The total award is enhanced to Rs. 16,22,000 with 9% interest from the petition date. The insurer’s liability is affirmed, with directions for deposit and distribution among appellants, and court-fee adjustments. The appeal is thus allowed in part, with increased compensation and clarified liability.

Provisions of Law Cited

Motor Vehicles Act, Section 173

Legal Doctrines & Maxims

  • Multiplier principle as per Sarla Verma v. Delhi Transport Corp.
  • Future prospects/50% (or 40%) addition following Pranay Sethi
  • Income estimation/ Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. – (deviation for professional education)
  • Love and affection head limited by United India Insurance Co. v. Satinder Kaur (Satwinder Kaur) – denial where applicable

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants argued that the deceased Misab was pursuing final year B.Tech (Electrical and Electronic) and that the Tribunal undervalued his income. They invoked Ramachandrappa to justify higher income and relied on Ext.A12 series to show professional qualification. They urged a monthly income of Rs.10,000 with 40% future prospects, a higher multiplier (18 per Sarla Verma) due to the deceased’s age, and additional heads (loss of consortium, loss of estate, funeral expenses) as per Pranay Sethi, seeking total compensation of about Rs. 6,00,000 originally claimed, with enhanced relief.

Contentions of Respondents

The respondents contended that liability should be scrutinized given policy and driving/licensing considerations and opposed inflated compensation figures. They supported the Tribunal’s award or limited enhancement, arguing constraints in evidence and the insurer's liability parameters.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.(2011) 13 SCC 236DistinguishedCourt deviates from Ramachandrappa to account for the deceased’s professional education and final-year studies.
National Insurance Company Ltd. v. Pranay Sethi(2017) 16 SCC 680PositiveCourt adopts 40% addition for future prospects as per Pranay Sethi and uses it in determining loss of dependency.
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositiveMultiplier of 18 applied based on the deceased’s age, following the Sarla Verma principle.
United India Insurance Co. Ltd v. Satinder Kaur @ Satwinder Kaur and others2020 (3) KHC 760PositiveRatio followed to deny 'love and affection' head; awards aligned accordingly.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR. JUSTICE A. BADHARUDEEN** **THURSDAY, THE 4[TH] DAY OF AUGUST 2022 / 13TH SRAVANA, 1944** ## **MACA NO. 943 OF 2013** **AGAINST THE AWARD DATED 22.01.2013 IN O.P(MV) No.35/2010** ## **OF MOTOR ACCIDENT CLAIMS TRIBUNAL, MANJERI** ## **APPELLANTS/PETITIONERS:** - 1 USMAN N., S/O.ITHUALU HAJI, ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT. - 2 MYMOONA E.K., W/O.USMAN.N., ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT. - 3 VALEED.N., S/O.USMAN.N., ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT. - 4 SAHAL .N, S/O.USMAN.N., ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT. - 5 SIDARTHUL MUNTHAHA, S/O.USMAN.N., ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT. - 6 YUSRI.N., S/O.USMAN.N., ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT. - 7 MIHNATHUL MUNTHAHA, D/O.USMAN.N., ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT. - 8 BADIYA.N (MINOR), AGED 16 YEARS, D/O.USMAN.N., ALGILAL MANZIL, PATHAPPIRIYAM, P.O.MANJERI, ERNAD TALUK, MALAPPURAM DISTRICT, REP. BY HER GUARDIAN-FATHER 1ST APPELLANT. 2 ## **M.A.C.A No.943 of 2013** BY ADVS. SRI.K.M.SATHYANATHA MENON SMT.KAVERY S THAMPI ## **RESPONDENTS/RESPONDENTS:** - 1 ANIL PATIL, S/O.APASO KARAD, POTHELA VILLAGE, SATARA DISTRICT, MAHARASHTRA STATE. PIN-415 206. - 2 ASHOK DNYANU PATIL, A/P TAKE TAL, KARAD, SATARA DISTRICT, MAHARASTRA STATE, PIN-415 206. - 3 THE NEW INDIA ASSURANCE COMPANY LIMITED, SATARA DIVISIONAL OFFICE, 468/1, OPP.POPATBHAI PETROL PUMP, SHANIWARPETH, P.B.NO.7, SATARA DISTRICT, MAHARASHTRA STATE. BY ADV. SRI.RENIL ANTO KANDAMKULATHY THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING FINALLY HEARD ON 04.08.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: **M.A.C.A No.943 of 2013** 3 ## **JUDGMENT** This is an appeal filed under Section 173 of the Motor Vehicles Act, challenging award dated 22.01.2013 in O.P.(M.V) No.307/2010 on the file of the Motor Accidents Claims Tribunal, Manjeri, at the instance of the petitioners. 2. Respondents herein are the respondents before the Tribunal. 3. Heard the learned counsel for the appellants as well as the learned Standing Counsel for the Insurance Company. 4. Brief facts of the case: One Misab died pursuant to an accident occurred at 4:40 a.m. on 13.12.2008 while studying for B.Tech (Electrical and Electronic) course as a final year student. According to the appellants, when the above said Misab was riding his motorcycle, he met with an accident due to the rash and negligent on the part of the 1[st] respondent, the driver of the lorry **M.A.C.A No.943 of 2013** **==> picture [7 x 9] intentionally omitted <==** bearing registration No.MH-11M-4128. Therefore, the parents and siblings (appellants 1 to 8) pressed for granting compensation to the tune of Rs.6,00,000/- from respondents 1 to 3. 5. The 1[st] and 2[nd] respondents were set ex- parte by the Tribunal. 6. The 3[rd] respondent, Insurance Company filed written statement and admitted policy to the lorry. The 3[rd] respondent filed additional written statement contending that since the 3[rd] respondent had no driving license at the time of accident, the Company had no liability to indemnify the insured. 7. The Tribunal adjudicated the matter, after examining PW1 and marking Exts.A1 and A13 on the side of the appellants and Exts.B1 and B2 marked on the side of the 3[rd] respondent. 8. The Tribunal appraised the evidence and finally granted Rs.4,08,500/- as compensation along with 9% interest per annum. 9. According to the learned counsel for **M.A.C.A No.943 of 2013** 5 the appellants, the compensation granted by the Tribunal is inadequate. He submitted that at the time of accident Misab was studying for final year B.Tech (Electrical and Electronic) course and he had passed other examinations as borne out from Ext.A12 series mark list. The Tribunal also discussed about Ext.A12 series and finally, Rs.5,000/- was fixed as the monthly income. In this matter, by applying the ratio in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd.**_ : **(2011) 13 SCC 236,** the income would come to Rs.6,000/-. However, a deviation from the ratio of _**Ramachandrappa's case (supra)**_ is warranted in certain cases where professional education qualification involved and cases in which the attempt to get professional qualification also involved. In this case, the deceased was studying for final year B.Tech (Electrical and Electronic) course. Taking note of the said fact, I am inclined to fix Rs.10,000/- as the ## **M.A.C.A No.943 of 2013** ## 6 monthly income in this case with 40% addition following the ratio in _**National Insurance Company Ltd. v. Pranay Sethi**_ **: (2017) 16 SCC 680.** 10. The Tribunal applied multiplier as '13' depending on the age of the mother, since the said law was prevailing at the time of passing the award by the Tribunal. In the decision reported in _**Sarla Verma v. Delhi Transport Corporation**_ **: (2009) 6 SCC 121,** the Apex Court categorically held that the age of the deceased is relevant in the matter of fixing the multiplier. Therefore, the multiplier in this case should be '18', since the deceased was aged 21 years as borne out from Ext.A10 copy of SSLC book produced. Therefore, the 'loss of dependency income' is as under: 14,000 x 12 x 18 x 50% = **15,12,000/-** 11. In this matter, following the ratio in _**Pranay Sethi's case (supra),**_ the appellants 1 and 2 are entitled to get parental consortium @ **M.A.C.A No.943 of 2013** ## 7 Rs.40,000/- each, and, therefore, **Rs.80,000/-** granted under the head 'loss of consortium'. 12. Apart from that, towards the heads 'loss of estate' and 'funeral expense' **Rs.15,000/-** each is granted following the ratio ## in _**Pranay Sethi's case (supra).**_ 13. It is noticed further that the Tribunal granted Rs.10,000/- under the head 'loss of love and affection'. Following the ratio in ## _**United India Insurance Co. Ltd v. Satinder Kaur**_ ## **@ Satwinder Kaur and others : 2020 (3) KHC 760,** Rs.10,000/- granted under the head 'love and affection' is not liable to be granted. 14. In the result, this appeal is allowed. It is ordered that the appellants are entitled to get **Rs.16,22,000/-** (Rupees Sixteen Lakh Twenty Two Thousand Only) as total compensation inclusive of the compensation granted by the Tribunal, along with interest 9% per annum, to be realised from the 3[rd] respondent, Insurance Company from the date of petition till the date **M.A.C.A No.943 of 2013** 8 of deposit or realisation. 15. The appellants valued the claim at Rs.6,00,000/-. In view of grant of Rs.10,22,000/- in excess of the claim, the appellants are bound to deposit Rs.10,220/- as additional court fee. The 3[rd] respondent, Insurance Company is directed to deposit Rs.10,220/- as additional court fee by a separate cheque in favour of M.A.C.T., Manjeri. The 3[rd] respondent, Insurance Company is further directed to deposit the balance amount in the name of the appellants, after adjusting the amount, if any, already deposited, in the proportion 30% in the name of the 2[nd] appellant, 25% in the name of the 1[st] appellant and the remaining 45% equally in between appellants 3 to 8, within two months from today. On deposit, the appellants are entitled to release the same. Sd/- ## **A.BADHARUDEEN, JUDGE.** ww