High Court of KeralaDivision BenchAppeal partly allowed; enhanced compensation; i...

Usha v. Mathew and The New India Assurance Co. Ltd.

Case / Petition Number:MACA.No.276 of 2012

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. T. Ravikumar
  • Anil K. Narendran
Judgment Date
2017-07-04
Court Decision / Holding
Enhancement of compensation: additional ₹1,54,000 (rounded from ₹1,53,980) with 8% interest per annum from the date of petition till realization. The 2nd respondent insurer must deposit the amount within two months from receipt of a certified copy of this judgment. No order as to costs.
Final Disposition
Appeal partly allowed; enhanced compensation; insurer to deposit within two months; no costs.

Parties to the Case

Appellants / Petitioners

  • Usha

Respondents

  • Mathew
  • The New India Assurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Adv. Abraham Mathew (Vettoor)

Counsels for Respondents

  • • M. Rajagopalan
  • • A. A. Ziyad Rahman
  • • Rajit

Case Synopsis & Summary

Usha, a 37-year-old foot passenger, sustained severe injuries in a motor vehicle accident on 20 November 2007 when the car driven by Mathew struck her. She claimed compensation under Section 166 of the Motor Vehicles Act before the Motor Accidents Claims Tribunal (MACT), seeking ₹6 lakh for medical treatment, permanent disability, loss of earning, and related heads. The MACT awarded ₹71,355 with interest at 7.5% per annum, and did not grant compensation for permanent disability. On appeal, the appellant contends that the Tribunal erred in fixing the monthly income at ₹2,000 for a coolie worker, ignoring evidence of higher earnings and Ext.X1 showing permanent disability. The appellant relies on Lata Wadhwa to estimate income for housewives and argues that the injury evidence and disability certificate merit granting permanent disability. The High Court re-evaluates the evidence, holding that the monthly income should be ₹4,500, taking into account the occupation and social context, and that the 12% permanent disability should be included in the award with multiplier 16 (age 33, per Sarla Verma). The court computes disability compensation (₹1,03,680), increases loss of earnings (₹18,500), and adds enhanced sums for nourishment, bystander expenses, clothing, pain and suffering, and loss of amenities, resulting in an additional ₹1,54,000 with 8% interest. The insurer is directed to deposit within two months; no costs.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Income estimation for housewives (Lata Wadhwa v. State of Bihar, 2001 (8) SCC 197)
  • Multiplier principle for computation of compensation based on age (Sarla Verma v. Delhi Transport Corporation, 2010 (2) KLT 802)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in fixing monthly income at ₹2,000, ignoring her own testimony (PW1) that she earned as a coolie, approximately ₹5,000 per month. She relies on Lata Wadhwa for income estimation of housewives and argues that Ext.X1 proves permanent disability which the MACT ignored. The court should apply the Sarla Verma multiplier (16) for a 33-year-old and grant compensation for 12% permanent disability, including losses for pain, loss of amenities, and loss of earning for an extended period. The calculation should yield higher compensation, including enhanced amounts for nourishment, bystander expenses, clothing, and other heads, culminating in a total enhancement of ₹1,54,000 plus interest.

Contentions of Respondents

The respondents contest the appellant’s higher income claim and the disability head, arguing that Ext.X1 disability certificate requires careful scrutiny and the MACT’s conclusions were grounded on the evidence and medical exam. They contend the Tribunal’s approach was reasonable, the income figure may be justified by the record, and the reliance on Ext.X1 was unwarranted or insufficient to award permanent disability. They submit that the existing award should be maintained with no substantial enhancement.

Cited Precedents (2)

Case NameCitationTreatmentExplanation
Lata Wadhwa & others v. State of Bihar2001 (8) SCC 197PositiveCited and followed to estimate monthly income for the appellant by applying the value of services rendered by housewives.
Sarla Verma v. Delhi Transport Corporation2010(2) KLT 802PositiveUsed to determine the multiplier (16) based on the appellant’s age for computing loss due to permanent disability.

Diagnostic Tool

Beta

Does this judgment govern your specific facts?

Don't risk relying on a distinguishable precedent. Enter your facts or proposition below. We will test it against Usha v. Mathew and The New India Assurance Co. Ltd. and instantly map out authorities that support, challenge, or govern your position.

Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT:** **THE HONOURABLE MR.JUSTICE C.T.RAVIKUMAR & THE HONOURABLE MR. JUSTICE ANIL K.NARENDRAN** **TUESDAY, THE 4TH DAY OF JULY 2017/13TH ASHADHA, 1939** **MACA.No. 276 of 2012 () ------------------------** **AGAINST THE JUDGMENT AND AWARD IN OP(MV).48/2008 of MACT, PALA DATED 10-11-2011** ## **APPELLANT/PETITIONER:** **------------------------------------** **USHA, AGED 37 YEARS W/O SHIBU K.K., KIZHAKKEKARAYIL HOUSE PERUMPADAVAM P.O., AVARMAKARA, PERUVA MULAKULAM VILLAGE.** **BY ADV. SRI.ABRAHAM MATHEW (VETTOOR)** ## **RESPONDENTS/RESPONDENTS:** **--------------------------------------** **1. MATHEW, AGED 58 YEARS S/O. PONNAN, ELACKADU HOUSE, POOTHETTUBHAGAM PERUMABIKATTUCHERY KARA, PERUMBHAYIKATTU VILLAGE KOTTAYAM DISTRICT.** **2. THE NEW INDIA ASSURANCE CO. LTD., REPRESENTED BY ITS BRANCH MANAGER, PALA.** **R2 BY ADV. SRI.M.RAJAGOPALAN BY SRI.A.A.ZIYAD RAHMAN BY SRI.RAJIT** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 04-07-2017, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** **ami/** ## **C.T.RAVIKUMAR & ANIL K.NARENDRAN, JJ.** **-----------------------------------------------** M.A.C.A.No.276 of 2012 **-----------------------------------------------** Dated this the 4[th] day of July, 2017 ## **J U D G M E N T** ## Ravikumar, J. This appeal for enhancement of quantum of compensation is filed by the injured petitioner. She filed O.P.(MV)No.48/08 before the Motor Accidents Claims Tribunal, Pala, seeking a total compensation of `6 lakhs for the injuries sustained by her in a motor vehicle accident occurred on 20.11.2007. She was a foot passenger when she met with the said accident. She was knocked down by a car bearing registration No.KL-5/E-4809 driven by the 1[st] respondent. On sustaining serious injuries, she was taken to Medical Trust Hospital, Ernakulam, where she remained as an inpatient from 20.11.2007 to 23.11.2007. On 23.11.2007, she was shifted to Medical College Hospital and she remained there as an inpatient till 11.12.2007. The injury sustained by her resulted in permanent disability. It is in the said circumstances that she filed the above mentioned claim petition ## M.A.C.A.No.276 of 2012 :-2-: under Section 166 of the Motor Vehicles Act, claiming a compensation of `6 lakhs. 2. Before the Tribunal, she got herself examined as PW1, besides getting marked Exts.A1 to A11. There was no evidence on the side of the respondents. Ext.X1 is the copy of the disability certificate issued by a Medical Board attached to Medical College Hospital, Kottayam. The Tribunal, as per the impugned award, granted a total compensation of `71,355/- with interest at the rate of 7.5% per annum from the date of petition till realisation. It is seeking enhancement of the compensation that the captioned appeal has been preferred. 3. We have heard the learned counsel for the appellant and also the learned counsel appearing for the 2[nd] respondent insurance company. 4. Admittedly, there is no dispute regarding the accident, the cause of accident as also the liability of the 2[nd] respondent to indemnify the 1[st] respondent, who was the owner cum driver of the offending vehicle. The learned counsel appearing for the appellant contended that the Tribunal had erroneously fixed the monthly income ignoring the averments regarding the occupation M.A.C.A.No.276 of 2012 :-3-: and income made by the appellant in the claim petition and her own oral testimony as PW1. In the claim petition, it was averred that the appellant was a coolie worker and was earning `5,000/per month. In the case of a coolie worker, it is difficult to tender evidence to establish the said fact. However, in this case, it is evident that the appellant had mounted the box and deposed the fact that she was a coolie worker. The accident occurred in the year 2007 and at the time of the accident, the appellant was aged 33 years. In the case of housewives, aged between 39-54 years, the Honourable Apex Court in the decision in **Lata Wadhwa & others Vs. State of Bihar [2001 (8) SCC 197]** held that the monthly income could be estimated as `3,000/- equating the value of services rendered by the housewives, in terms of money. In such circumstances, we have no hesitation to hold that the monthly income fixed by the Tribunal as `2,000/- is too low. Taking into account all the aforesaid aspects, we are inclined to fix the monthly income for calculation purpose as `4,500/-. The learned counsel for the appellant further contended that the Tribunal had committed an error in totally disregarding Ext.X1 medical certificate and declining to grant compensation for M.A.C.A.No.276 of 2012 :-4-: permanent disability. Ext.X1 is the disability certificate dated 11.11.2009 issued a duly constituted Medical Board attached to Medical College Hospital, Kottayam. The Tribunal had virtually declined to accept certification thereunder assigning certain reasons. Even after noticing that Ext.A6 wound certificate revealed that the appellant had sustained fractures, the Tribunal held that the appellant had sustained only a simple hurt going by Ext.A5 final report laid in Crime No.362/07 of Kuravilangad police station registered in connection with the accident in question. The Tribunal, going by Ext.A5, observed that the appellant had sustained only a simple hurt and that the issuance of Ext.X1 disability certificate could not be comprehended. 5. Learned counsel appearing for the appellant/petitioner handed over copies of Ext.A6 wound certificate and also Ext.X1 disability certificate. Ext.A6 would reveal that the appellant had sustained fracture of right humerus, fracture of shaft of left femur and fracture of left superior ramus pelvis. It would also reveal that she sustained certain other injuries as well. When that be the position, Ext.X1 disability certificate issued by the Medical Board attached to Medical College Hospital, Kottayam M.A.C.A.No.276 of 2012 :-5-: certifying that the appellant had incurred permanent disability cannot be doubted. Disability under various heads has been assessed by the Medical Board. But at the same time, instead of converting the assessed disabilities into whole body disability, the certificate appears to have been issued. While issuing the disability certificate, the disabilities assessed under different heads were added up by the Board. Taking note of the nature of injuries revealed from Ext.A6 and Ext.X1, we are of the considered view that the Tribunal was not justified in not assessing the permanent disability of the appellant for the purpose of granting compensation for permanent disability. At any rate, declining to grant compensation under that head by observing that the appellant has sustained only a simple hurt cannot be sustained. On perusing the disability certificate and the nature of certification thereunder and also taking note of the fact that she had sustained fractures on 3 bones, we are inclined to take the extent of permanent disability as 12% for calculation purpose after taking due notice of Ext.A6 and Ext.X1. With reference to the age of the appellant, viz., 33 years, the multiplier to be adopted in this case is '16', going by the schedule given in M.A.C.A.No.276 of 2012 :-6-: the decision in **Sarla Verma v. Delhi Transport Corporation [2010(2) KLT 802]** . Taking into account the aforesaid factors, compensation for permanent disability has to be assessed. On such assessment, the appellant will be entitled to get an amount of ` **1,03,680** /- (4,500x12x16x12/100). 6. The Tribunal had fixed the period, for calculating compensation for 'loss of earning', as 2 months. Taking note of the injuries, more particularly, the fracture sustained and the parts on which she sustained such fractures, we are of the considered view that, it ought to have been taken as 5 months. Based on the re-fixed monthly income and taking the period of loss of earnings as 5 months, the appellant will be entitled to get an amount of `22,500/- (4,500x5) under the head 'loss of earnings'. The Tribunal had already granted `4,000/- under the said head. After deducting the said amount, the appellant would be entitled to get an additional compensation of ` **18,500** /- under that head. 7. As noticed hereinbefore, the appellant had been an inpatient for a period of 21 days. The Tribunal had granted only an amount of `750/- towards 'extra nourishment' and `2,000/- ## M.A.C.A.No.276 of 2012 :-7-: towards 'bystander expenses'. We are of the considered view that the appellant is entitled to get `100/- per day towards 'extra nourishment' and `200/- per day towards 'bystander expenses'. In such circumstances, she is entitled to get ` **1,350** /- additionally towards 'expenses for extra nourishment' and ` **2,200** /- towards 'bystander expenses'. 8. Towards 'damage to clothing', the Tribunal had granted only a sum of `250/-. We are inclined to grant ` **750** /- more under the said head. Towards 'pain and suffering', the Tribunal had granted `7,500/- and towards 'loss of amenities' an amount of `15,000/- was granted. Taking into account the nature of injuries and the period of hospitalisation and the parts on which the appellant sustained such injuries, we are inclined to grant ` **17,500** /- additionally towards 'pain and suffering' and ` **10,000** /- additionally towards compensation for 'loss of amenities'. In the light of the said assessment and enhancement, the appellant is entitled to get an additional compensation of `1,53,980/-, which is rounded off to ` **1,54,000** /-. The said additional compensation will carry interest at the rate of 8% per annum from the date of petition till realisation. The 2[rd] M.A.C.A.No.276 of 2012 :-8-: respondent insurer shall deposit the said amount within a period of 2 months from the date of receipt of a certified copy of this judgment. There will be no order as to costs. Sd/- **C.T.RAVIKUMAR JUDGE** Sd/- **ANIL K.NARENDRAN JUDGE** ami/12.7.17 //True copy// P.A.to Judge