UNNICHEKKAN K.K. v. SHAJU T.B, DINESAN P.R. and UNITED INDIA INSURANCE COMPANY LTD.
Case Details & Bench
- Court
- High Court of Kerala
- Hon'ble Judges
- Ziyad Rahman A.A.
- Judgment Date
- 2023-11-27
- Court Decision / Holding
- 1) The finding of the Tribunal holding 25% contributory negligence attributed to the appellant is set aside, and it is held that the 1st respondent was solely responsible for the accident. As the vehicle was covered with a valid insurance policy, the 3rd respondent shall be liable to pay the entire compensation. 2) The quantum of compensation is re-fixed as Rs.2,46,642 (Rupees two lakhs forty six thousand six hundred and forty two only) and the same shall be deposited by the 3rd respondent Insurance Company along with interest at the rate of 7.5% per annum from the date of petition till realization, within a period of three months from receipt of a copy of this judgment, after adjusting any amount already deposited by them.
- Final Disposition
- Partly Allowed
Parties to the Case
Appellants / Petitioners
- UNNICHEKKAN K.K., S/O.KURUMBAN, KAKKANADAN HOUSE, MONODY DESOM, KODASSERY VILLAGE, THRISSUR DISTRICT.
Respondents
- SHAJU T.B., S/O.BALAN, THURUTHUKKARAN HOUSE, MONODY DESOM, VELLLIKULANGARA VILLAGE, THRISSUR DISTRICT, PIN 680 693.
- DINESAN P.R., S/O.RAMAN, THRIKKUKKARAN HOUSE, KODASSERY, KANAKAMALA, THRISSUR DISTRICT, PIN 680 721.
- THE BRANCH MANAGER, UNITED INDIA INSURANCE COMPANY LTD., SREEKUMAR BUILDINGS, SOUTH JUNCTION, CHALAKUDY, PIN 680 307.
Legal Representation & Advocates
Counsels for Petitioners
- • Sri. V. Binoy Ram
- • Smt. Sajitha P. Soman
Counsels for Respondents
- • Sri. P. Jacob Mathew
Case Synopsis & Summary
This Kerala High Court Motor Accidents Claims Appeal arises from an MACT Irinjalakuda award. Appellant Unnichekan K.K., injured in a road accident on 17 August 2008, challenged the Motor Accidents Claims Tribunal’s finding of 25% contributory negligence and the compensation awarded. The Tribunal held the appellant and the rider with liability in the ratio 75:25 and awarded Rs 1,37,842 with interest at 7.5%. The Insurance Company contested liability and quantum, arguing the appellant’s wound certificate showed smell of alcohol and that the petitioner was under influence, thus justifying contributory negligence and shared liability. The High Court re-examines the evidence, noting that the police final report (Ext A3) attributed negligence to the rider and no contra evidence was adduced. Relying on Supreme Court precedents such as Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) and Syed Sadiq v. Divisional Manager, United India Insurance Co. (2014), and the Kerala authority New India Assurance Co. Ltd v Pazhaniammal (2011), the Court assesses the appellant’s income, age, disability (15%), and the appropriate multiplier (9). It increases monthly income from Rs 2,000 to Rs 6,000, and recalculates loss of earning power, loss of earnings for three months, pain and suffering, and loss of amenities, resulting in a revised compensation of Rs 2,46,642. The Tribunal’s 25% contributory negligence is set aside in favor of sole liability on the 1st respondent; the 3rd respondent is directed to pay the full amount with interest and costs within three months.
Submissions & Arguments
Contentions of Appellants / Petitioners
The appellant contends that the Tribunal erred in attributing 25% contributory negligence solely on the basis of a wound certificate noting smell of alcohol. There is no independent evidence showing the appellant contributed to the accident; the police final report (Ext.A3) indicates the 1st respondent’s negligence, and in the absence of contra evidence, the police conclusion may be relied on. The appellant also contends the compensation was inadequately assessed and that monthly income should be Rs.6,000 rather than Rs.2,000; with 15% disability and age 56, the appropriate multiplier is 9, warranting higher compensation for loss of earning power, loss of earnings for three months, pain and suffering, and loss of amenities. The appellant seeks enhancement of compensation and a reassessment of heads accordingly.
Contentions of Respondents
The respondents contend that the Tribunal’s finding of 25% contributory negligence was correct, supported by the smell of alcohol in Ext.B2 and the FIR/Police report. They argue liability should be shared (75:25) and that the quantum was correctly computed by the Tribunal. They oppose increasing the income to Rs.6,000 and maintaining the contributory negligence finding, urging the existing award and apportionment to stand, along with the terms for payment and interest.
Cited Precedents (3)
| Case Name | Citation | Treatment | Explanation |
|---|---|---|---|
| New India Assurance Co. Ltd. v. Pazhaniammal | 2011 (3) KLT 648 | Positive | Court observed that in the absence of contra evidence, the conclusion arrived by the Police could be relied on for determining negligence. |
| Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. | 2011 (13) SCC 236 | Positive | Method of computation for income and compensation follows Supreme Court principles referenced in the judgment. |
| Syed Sadiq v. Divisional Manager, United India Insurance Co. | 2014 (2) SCC 735 | Positive | Used to support computation method and multiplier considerations in the assessment of compensation. |
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