High Court of KeralaSingle JudgeThe appeal is allowed; impugned award modified;...

Ummer Farooq S/O Muhammed Kunhi v Madathil Krishnan and Others

Case / Petition Number:MACA.No.1064 of 2007

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C.S. Dias
Judgment Date
2021-07-14
Court Decision / Holding
The appeal is allowed; the appellant is entitled to a total compensation of Rs.3,73,915, to be paid by the 3rd respondent. The 3rd respondent shall deposit the amount with interest at 7% per annum from the date of petition till deposit along with proportionate costs, within two months from receipt of a certified copy of the judgment. The Tribunal shall disburse the compensation amount to the appellant in accordance with law.
Final Disposition
The appeal is allowed; impugned award modified; compensation increased to Rs. 3,73,915; liability resting on insurer; 4th and 5th are not to pay; deposit within two months; Tribunal to disburse.

Parties to the Case

Appellants / Petitioners

  • Ummer Farooq S/O Muhammed Kunhi

Respondents

  • Madathil Krishnan
  • Poothen Chandran
  • The Branch Manager United India Insurance Co. Ltd., Payyannur
  • Valiya Veettil Anwar
  • K.P. Prasanth

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri Sunil Nair Palakkat
  • • Sri K.N. Abhilash

Counsels for Respondents

  • • Sri P.V. Jyothi Prasad

Case Synopsis & Summary

The appellant, UMMER FAROOQ, a 19-year-old student, sustained severe injuries after an autorickshaw collided with the scooter he rode as a pillion rider on 22 January 1998. The accident left him with a crushed leg and the amputation of his right foot, rendering him bedridden and unable to continue his studies. He filed OP(MV) No. 1469 of 1999 before the Motor Accidents Claims Tribunal, Thalassery, seeking compensation of Rs. 3,21,000 (subject to a Rs. 2,00,000 policy limit). The Tribunal awarded Rs. 1,62,500 and held 25% of the compensation liable to respondents 4 and 5 due to contributory negligence; the insurer (respondent 3) was liable for the balance. Respondents 1, 2, 4 and 5 were ex parte, while the insurer admitted the policy but argued shared negligence. The Medical Board assessed 30% permanent disability. The High Court examined Ext.A4 (charge-sheet) and found the 1st respondent driver solely negligent; relying on New India Assurance Co. Ltd. v. Pazhaniammal and Kolavan v. Salim, it treated the charge-sheet as prima facie evidence of negligence. It reversed the apportionment of liability and recalculated compensation under the Master Mallikarjun principle for a child with 30% impairment, fixing Rs. 3,00,000 as consolidated compensation plus Rs. 73,195 for medical and incidental expenses, totaling Rs. 3,73,915. The appeal is allowed; the 3rd respondent must pay the amount with interest and costs, deposited within two months, for the Tribunal to disburse.

Provisions of Law Cited

Section 166, Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Contributory negligence
  • Charge-sheet as prima facie evidence of negligence
  • Notional income (for computation of compensation)
  • Consolidated compensation for disability 10-30% (Master Mallikarjun)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the accident was solely due to the negligence of the 1st respondent's driver; the insurer is liable to indemnify only the insured; the Tribunal's allocation of 25% liability to the scooter rider/owner (4th and 5th respondents) is erroneous; the compensation should reflect the applicant's disability, age (19) as a student with no income, and rely on Master Mallikarjun for a consolidated sum; charge-sheet evidence should be treated as prima facie proof of negligence, requiring the other party to rebut if necessary.

Contentions of Respondents

The insurer contended contributory negligence by both drivers; if proven, liability would be reduced accordingly; the charge-sheet suggested dual negligence, which can limit insurer liability; since respondents 1–2 and 4–5 were ex parte, the insurer’s challenge focused on the apportionment and quantum; the court’s reversal of liability and recalculation addressed these contentions.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
New India Assurance Co. Ltd. v. Pazhaniammal and Others2011(3) KLT 648PositiveCharge-sheet/final report held to be prima facie evidence of negligence in motor-accident claims.
Kolavan v. Salim2018(1) KLT 489PositiveCharge-sheet/final report recognized as prima facie evidence of negligence.
Master Mallikarjun v. Divisional Manager, The National Insurance Company Limited & Anr2013(3) KLJ 815PositiveFor disability between 10% and 30% to whole-body in a child, consolidated compensation of Rs. 3,00,000 is prescribed.

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Extracted Judgment Text

Exact text extracted from official judgment records.

# **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE C.S.DIAS** **WEDNESDAY, THE 14[TH] DAY OF JULY 2021 / 23RD ASHADHA, 1943 MACA NO. 1064 OF 2007** **AGAINST THE AWARD IN OP(MV)NO. 1469/1999 OF MOTOR ACCIDENT** **CLAIMS TRIBUNAL , THALASSERY, KANNUR** ## **APPELLANT/PETITIONER:** **UMMER FAROOQ S/O.MUHAMMED KUNHI, ZAIN VILLA, NHATTUVAYAL, THALIPARAMBA (PO),, KANNUR (DT).** **BY ADVS. SRI.SUNIL NAIR PALAKKAT SRI.K.N.ABHILASH** ## **RESPONDENTS:** **1 MADATHIL KRISHNAN S/O.KUNHAMBU, AGED 36 YEARS, VARADOOL,, KURUMATHOOR AMSOM, KARIMBAM (PO), KANNUR (DT).** **2 POOTHEN CHANDRAN S/O VELAYUDHAN, AGED 55 YEARS, KALLISSERI AMSOM, DESOM, KALLISSERY (PO), KANNUR (DT).** **3 THE BRANCH MANAGER UNITED INDIA INSURANCE CO.LTD.,, PAYYANNUR.** **4 VALIYA VEETTIL ANWAR S/O. MUSTHAFA, MATTOOL AMSOM, MADAKKARA DESOM,, KANNUR (DT).** MACA.No.1064 of 2007 _2_ **5** **K.P.PRASANTH S/O KANNAN, CHIRAKKAL AMSOM, PUZHATHI (PO),, KANNUR.** **BY ADV SRI.P.V.JYOTHI PRASAD** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 14.07.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** MACA.No.1064 of 2007 _3_ ## **C.S.DIAS,J** - - - - - - - - - - - - - - - - - - - - - - - - MACA No. 1064 of 2007 - - - - - - - - - - - - - - - - - - - - - - - - Dated this the 14[th] day of July, 2021 ## **JUDGMENT** The appellant was the petitioner in OP (MV) No.1469 of 1999 on the file of the Motor Accidents Claims Tribunal, Thalassery. The respondents in the appeal were the respondents in the claim petition. 2. The facts in brief in the claim petition, relevant for the determination of the appeal, are: that the appellant who was a 19 year old student, on 22.01.1998, while riding pillion on a Scooter bearing registration No.KL 13 B/713 from Karimbam side to Thaliparamba, an autorickshaw bearing registration KL 13/3517 (offending vehicle) driven by the 1[st] respondent in a rash and negligent manner hit the Scooter. The appellant sustained injuries and was treated at the Pariyaram Medical College Hospital, MACA.No.1064 of 2007 _4_ and, thereafter, referred to the Kasthurba Medical College, Mangalore. He was also treated at the Dr.T.M.A. Pai-Rotary Hospital, Mangalore. The appellant sustained serious injuries and his right foot had to be amputated. He underwent several surgeries and was bedridden since 6.3.1998. Even after discharge, the appellant had to remain in bed and suffered severe physical and mental pain. The appellant was a student and was incapacitated to attend his studies. He incurred huge expenditure for his treatment. The offending vehicle was owned by the 2[nd] respondent and insured with the 3[rd] respondent. The appellant claimed an amount of Rs.3,21,000/- from the respondents, which was limited to Rs.2,00,000/-. Subsequently, the respondents 4 and 5 were impleaded in the claim petition, namely, the rider and the owner of the Scooter. 3. The respondents 1, 2, 4 and 5 did not contest MACA.No.1064 of 2007 _5_ the proceedings and were set ex-parte. 4. The 3[rd] respondent filed a written statement admitting that the offending vehicle had a valid insurance policy. However, it was contended that the accident occurred on account of the negligence od the drivers of both the vehicles. Hence, there was contributory negligence on the part of both the drivers. Therefore, the 3[rd] respondent was not liable to pay the compensation, as claimed in the petition. 5. The appellant was referred to the Medical Board of the District Hospital, Kannur., who certified that the appellant has a permanent disability of 30%. 6. The appellant produced and marked Exts.A1 to A9 in evidence. The disability certificate issued by the Medical Board was marked as Ext.X1. 7. The Tribunal, after analysing the pleadings and materials on record, held that the appellant was entitled for a compensation of Rs.1,62,500/-, but held MACA.No.1064 of 2007 _6_ that as there was contributory negligence on the part of the rider of the Scooter, therefore, 25% of the compensation has to be paid by the respondents 4 and 5, the driver and owner of the Scooter, and the balance amount of 75% has to be paid by the 3[rd] respondent. 8. Aggrieved by the direction that the respondents 4 and 5 have to pay 25% of the compensation amount as there was contributory negligence on the part of the 4[th] respondent and dissatisfied with the quantum of compensation awarded by the Tribunal, the petitioner is in appeal. 9. Heard the learned counsel for the appellant/petitioner and the learned counsel appearing for the 3[rd] respondent-insurance company. 10. The questions that emanate for consideration in the appeal is (i) whether the 4[th] respondent can be directed to pay 25% of the compensation amount due MACA.No.1064 of 2007 _7_ to the alleged contributory negligence on his part? and - (ii) whether the quantum of compensation awarded by the Tribunal is reasonable and just? 11. Ext.A4 charge-sheet filed by the police after investigation, clearly substantiates that the accident occurred solely on account of the negligence of the 1[st] respondent – the driver of the offending vehicle. Undisputedly, the respondents have not let in any contra evidence to discredit the final report filed by the police. 12. The Division Benchs of this Court in **New India Assurance Co. Ltd. v. Pazhaniammal and Others** [2011(3) KLT 648] and **Kolavan v. Salim** [2018(1) KLT 489] have held that the production of charge-sheet / final report is _prima facie_ sufficient evidence of the negligence for the purpose of the claim petition filed under Section 166 of the Motor Vehicles Act, 1988. The charge-sheet can be accepted as MACA.No.1064 of 2007 _8_ evidence of negligence against the accused driver. If any of the parties would not accept the charge-sheet, then the burden is on such party to adduce evidence and discredit the charge-sheet, only when the chargesheet would fall into pale of insignificance. 13. Admittedly, in the instant case, the respondents have not let in any contra evidence to discredit Ext.A4 charge-sheet filed by the police. Therefore, following the ratio in the afore-cited decisions, I hold that it is only the 1[st] respondent who was negligent in causing the accident. Hence, it is the 1[st] respondent who is liable to pay the compensation. As the 2[nd] respondent was the owner and the 3[rd] respondent was the insurer of the offending vehicle, I hold that it is the 3[rd] respondent who is liable to indemnify the 2[nd] respondent for the liability that has arisen due to the accident. Hence, I answer question No.1 in favour of the appellant and set aside the MACA.No.1064 of 2007 _9_ finding that the 4[th] respondent has to pay 25% compensation amount to the appellant. 14. Now coming to the next question as to whether the compensation fixed by the Tribunal is reasonable and just. 15. the was a Undisputedly, appellant only student, who had just attained majority. He has as by Ext.X1 certificate that he has disability proves suffered 30% permanent disability due to the amputation of his right ankle. As the appellant was not having any income, he sought for fixation of his notional income at Rs.3,000/- per month. However, the Tribunal fixed Rs.1,250/- as the notional income of the appellant for the purpose of fixation of compensation under the head 'loss due to disability'. 16. The Hon'ble Supreme Court in **Master Mallikarjun v. Divisional Manager, The National Insurance Company Limited & A** _**nr**_ [2013(3) _KLJ_ MACA.No.1064 of 2007 _10_ _815]_ has categorically laid down the law that in case of disability of children who have sustained disability between 10% and 30% to the whole-body an amount of Rs.3,00,000/- has to be paid as consolidated compensation, excluding the actual expenditure for treatment and attendant charges. 17. In the instant case as the appellant had just completed the age of 19 years as on the date of accident i.e, on 22.01.1998 and the appellant was only a student , I am of the firm opinion that the ratio in **Master Mallikarjun** (supra) can been followed in the case on hand in order to fix the compensation for the appellant. Accordingly, I fix a consolidated compensation of Rs.3,00,000/-, after excluding the treatment and other incidental expenses charges incurred by the appellant. 18. The Tribunal as per the impugned award had fixed an amount of Rs.4,000/- towards transportation MACA.No.1064 of 2007 _11_ expenses, Rs.63,315/- as medical expenses and Rs.6,600/- as bye-stander expenses. In the light of the law laid down in **Master Mallikarjun** (supra), I hold that the appellant is also entitled for afovesaid treatment and incidental expenses totalling to an amount of Rs.73,195/-. Hence, the appellant is entitled for a total compensation of Rs.3,73,915/-. 19. On an overall re-appreciation of the pleadings, materials on record and the law laid down in the afore-cited decisions, I am of the definite opinion that the appellant/petitioner is entitled to compensation as modified and recalculated above which has to be paid by the 3[rd] respondent. In the result, the appeal is allowed, by modifying the impugned award and holding that the appellant is entitled to a total compensation of Rs.3,73,915/instead of Rs.1,62,500/- awarded by the Tribunal. The 3[rd] respondent shall pay the said amount with interest MACA.No.1064 of 2007 _12_ at the rate of 7% per annum from the date of petition till the date of deposit along with proportionate costs. The 3[rd] respondent shall deposit the compensation awarded in this appeal along with interest and proportionate cost before the Tribunal within a period of two months from the date of receipt of a certified copy of the judgment. The Tribunal shall disburse the compensation amount to the appellant, in accordance with law. **Sd/-C.S.DIAS,JUDGE** dlK 14.07.2021