High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation awarded; ...

Udayan v. Venugopal K.K. (Deleted) and Sahad E.A. and The Branch Manager, National Insurance Co. Ltd.

Case / Petition Number:MACA No. 3186 of 2009

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. S. Dias
Judgment Date
2021-08-31
Court Decision / Holding
Appeal allowed; enhanced compensation recalculated to Rs.93,000 (total enhanced award Rs.1,53,100) with interest at 6% per annum from the date of petition till deposit and costs of Rs.3,000. The insurer is directed to deposit the enhanced amount within two months from receipt of a certified copy of the judgment; Tribunal to disburse after deducting any court fee. All interlocutory applications are Closed.
Final Disposition
Appeal allowed; enhanced compensation awarded; insurer directed to deposit enhanced amount within two months; Tribunal to disburse; interlocutory applications closed.

Parties to the Case

Appellants / Petitioners

  • Udayan, S/o. Kunnissery Koran, Kallettumkara Desom, Village, Thrissur District

Respondents

  • Venugopal K.K. (Deleted)
  • Sahad E.A.
  • The Branch Manager, National Insurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. V. Binoy Ram

Counsels for Respondents

  • • Smt. Deepa George

Case Synopsis & Summary

Udayan, the appellant, challenged MACA 3186/2009 arising from a 8 March 2006 accident in which he was a pillion rider on a motorcycle. The Tribunal awarded Rs.60,100 with interest and costs, but the High Court re-assessed several head elements. Citing Ramachandrappa, the court fixed the notional income at Rs.5,000 per month (instead of the Tribunal’s Rs.2,000) and enhanced the loss of earnings to Rs.15,000. The court accepted Ext A6’s 10% disability after applying the principles in Rajkumar Ajayakumar, overruling the Tribunal’s finding of no disability. With a multiplier of 14, the court recalculated compensation for loss due to disability, and re-evaluated other heads such as transport, bystander expenses, medical expenses, pain and suffering, loss of amenities and disfiguration, treating the Tribunal’s awards as largely reasonable. The court ultimately held that the appellant was entitled to enhanced compensation, directing calculation to reflect a total enhanced sum of Rs.1,53,100 (after corrections), with interest on the enhanced amount at 6% per annum and costs of Rs.3,000. The insurer was ordered to deposit the enhanced compensation within two months from receipt of a certified copy, after which the Tribunal would disburse it. All interlocutory applications were closed.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • No restriction on awarding more compensation than claimed (Nagappa v. Gurudayal Singh)
  • Disability assessed by a doctor should be accepted by the tribunal unless there is dissatisfaction and the matter should be referred to a Medical Board (Rajkumar Ajayakumar)
  • Notional income fixed by judicial standards (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.)
  • Use of multiplier in calculating loss of earnings (multipliers as per standard Motor Vehicles Act jurisprudence)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in assessing notional income and overall compensation. He argues that the claimant’s occupation as a painter supports a higher notional income (Rs. 5,000 per month), supported by Ramachandrappa (SC) and later decisions, and seeks re-calculation of losses, disability, and other heads to reflect fair compensation. He also contends that Ext. A6 proves a 10% disability which should be factored into the award; the law permits enhanced compensation beyond the petition’s claim where justified.

Contentions of Respondents

The insurer contends that the pillion rider is not covered under the policy, and the Tribunal’s enhanced liability should be carefully considered vis-a-vis policy terms. The respondents did not contest some heads or did not contest at all, and they rely on the insurance policy’s scope. Overall, they resist any drastic upward revision beyond the Tribunal’s assessment, pending evidence of coverage and causation.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited(2011) 13 SCC 236PositiveUsed to justify fixing the notional income at Rs.5,000 per month in 2006, following the ratio for notional income in similar injury cases.
Rajkumar Ajayakumar(2011) 1 KLT 620 (SC)PositiveSupreme Court guidance that, if the tribunal is dissatisfied with disability assessment, medical board reference is required; otherwise, the doctor’s assessment should be accepted; used to validate accepting Ext A6’s 10% disability.
Nagappa v. Gurudayal Singh(2003) 1 KLT 115 (SC)PositiveCited to support that there is no bar to awarding more compensation than claimed in the petition when justified.
Rajesh v. Rajbir Singh(SC) 2013 (3) KLT 89PositiveCited to justify awarding bonus compensation when reasonable and just, beyond the claim petition.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## `IN THE HIGH COURT OF KERALA AT ERNAKULAM` ## `PRESENT` ``` THE HONOURABLE MR.JUSTICE C.S.DIAS ``` ``` TUESDAY, THE 31[ST] DAY OF AUGUST 2021 / 9TH BHADRA, 1943 ``` ``` MACA NO. 3186 OF 2009 ``` ``` AGAINST THE AWARD DATED 29.06.2009 IN OP(MV)NO.452/2006 OF MOTOR ACCIDENT CLAIMS TRIBUNAL , IRINJALAKUDA, THRISSUR ``` ## `APPELLANT/PETITIONER:` ``` UDAYAN, S/O. KUNNISSERY KORAN, KALLETTUMKARA DESOM, VILLAGE, THRISSUR DISTRICT. ``` ``` BY ADV SRI.V.BINOY RAM ``` ## `RESPONDENTS/RESPONDENTS:` ``` 1VENUGOPAL K.K.(DELETED), KALAPPATTIL KANNA, THOMMANA DESOM, KADUPPASSERY VILLAGE, THRISSUR DISTRICT. ``` ``` 2SAHAD.E.A., S/O.EDAKKATTUPARAMBIL ABDUL RAHMAN, PONJANAM P.O., KATTOOR, THRISSUR DISTRICT. ``` ``` 3THE BRANCH MANAGER, NATIONAL INSURANCE CO.LTD., MAIN ROAD, IRINJALAKUDA. ``` ``` * DELETED ``` ``` THE FIRST RESPONDENT IS DELETED FROM THE PARTY ARRAY AT THE RISK OF THE APPELLANT VIDE ORDER DATED 8.7.2021 IN I.A.NO.442/2018. ``` ``` BY ADV SMT.DEEPA GEORGE ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 31.08.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` M.A.C.A.No.3186/2009 -:2:- Dated this the 31[st] day of August, 2021 ## **J U D G M E N T** The appellant was the petitioner in O.P. (MV)No.452/2006 on the file of the Motor Accidents Claims Tribunal, Irinjalakuda. The present respondents 1 and 2 were the respondents 2 and 3 before the Tribunal. Even though the appellant had impleaded the first respondent before the Tribunal as the first respondent in this appeal, at the instance of the appellant, the first respondent was deleted from the party array as ordered by this Court in I.A.No.442/2018. Therefore, the parties are, for the sake of convenience, referred to as per their status in the claim petition before the Tribunal. 2. The facts in brief, relevant for the determination of the appeal, are: On 08.03.2006, while the petitioner was travelling as pillion on motorcycle bearing registration No.KL-8/A 9792, driven by the M.A.C.A.No.3186/2009 -:3:- first respondent through the Irinjalakuda-Chalakudy road, the motorcycle capsized due to the negligence of the first respondent. The petitioner sustained serious injuries and was taken to the Taluk Headquarters Hospital, Irinjalakuda and thereafter, referred to Irinjalakuda Co-operative Hospital, Nadavaramba. The motorcycle was owned by the second respondent and insured with the third respondent. The petitioner was a painter by profession and earning a monthly income of Rs.5,000/-. Hence, the petitioner claimed a total compensation of Rs.2,50,500/- from the respondents under Section 166 of the Motor Vehicles Act, 1988, which was limited to Rs.2,00,000/-. 3. The first respondent filed a written statement denying the allegations in the claim petition. The second respondent did not contest the proceeding. 4. The third respondent filed a written M.A.C.A.No.3186/2009 -:4:- statement contending that as the petitioner was a pillion rider, he was not covered by the insurance policy. 5. The Tribunal, after analysing the pleadings and materials on record, namely Exts.A1 to A8 and B1 allowed the claim petition in part, by permitting the petitioner to realise an amount of Rs.60,100/- with interest at the rate of 7% per annum from the date of petition till the date of realisation and proportionate costs. The third respondent was directed to pay the compensation amount. 6. Dissatisfied with the quantum of compensation awarded by the Tribunal, the petitioner is in appeal. 7. Heard; Sri. K. Binoy Ram V., the learned counsel appearing for the appellant/petitioner and Smt. Deepa George, the learned counsel appearing for the third respondent/insurer. M.A.C.A.No.3186/2009 -:5:- 8. The sole question that emerges for consideration in the appeal is whether the quantum of compensation awarded by the Tribunal is reasonable and just? 9. As per Ext.A2 charge-sheet filed by the Irinjalakuda police in Crime No.206/2006, it is proved that the accident occurred due to the negligence of the first respondent. Undisputedly, the second respondent was the owner and the third respondent was the insurer of the motorcycle. Therefore, the third respondent is liable to indemnify the first respondent of his liability to pay compensation, especially since Ext.B1 is a comprehensive insurance policy. 10. The petitioner had claimed that he was aged 43 years at the time of accident and was a painter by profession. Although he claimed an amount of Rs.5,000/- as his monthly income, the Tribunal fixed his notional income at Rs.2,000/- per month, for want M.A.C.A.No.3186/2009 -:6:- of materials. 11. In **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited** [(2011) 13 SCC 236], the Hon'ble Supreme Court has fixed the notional income of a coolie worker in the year 2004, at Rs.4,500/- per month. ## **Notional income:** 12. Following the ratio in the afore-cited decision and keeping in mind the fact that the accident occurred in the year 2006 and the petitioner was a painter by profession, I re-fix his notional income at Rs.5,000/- per month. ## **Loss of earnings:** 13. It is on record that the petitioner had sustained a fracture on his left femur. He was found to be incapacitated for a period of three months, which I accept and confirm. 14. In view of the re-fixation of the notional M.A.C.A.No.3186/2009 -:7:- income of the petitioner at Rs.5,000/- per month, I re-fix his 'loss of earnings' at Rs.15,000/- instead of Rs.6,000/- awarded by the Tribunal. ## **Loss due to disability** 15. The petitioner had produced Ext.A6 disability certificate to prove that he has a permanent disability of 10%. The Tribunal, after seeing the petitioner came to a conclusion that he is not disabled from doing any work. Therefore, the Tribunal refused to accept the disability assessed in Ext.A6. 16. In No.12 in **v.** paragraph **Rajkumar Ajayakumar** [2011(1) KLT 620(SC)], the Honourable Supreme Court has categorically held that, if the Tribunal is dissatisfied with the disability assessed by a Doctor, then the Tribunal has to refer the injured/claimant to a duly constituted Medical Board. Otherwise, the Tribunal is bound to accept the disability assessed by the Doctor in the medical M.A.C.A.No.3186/2009 -:8:- certificate. 17. In the instant case, the Tribunal after seeing the petitioner felt that the petitioner does not have any disability. Moreover, it is seen that the respondents have not objected to the marking of Ext.A6. Hence, it is only to be assumed that Ext.A6 has been marked in evidence with the consent of the parties. Therefore, the respondents cannot now take a volte face and contend that Ext.A6 is not admissible. 18. As the finding of the Tribunal is in total disregard to the law laid down in **Rajkumar** (supra), I set aside the said finding and accept the disability of the petitioner, as certified in Ext.A6, at 10%. 19. In view of the re-fixation of 'notional income' of the petitioner at Rs.5,000/- per month, the 'multiplier' being '14', I fix the compensation for 'loss of disability' at Rs.1,68,000/-. 20. With respect to the other heads of M.A.C.A.No.3186/2009 -:9:- compensation, I find that the Tribunal has awarded reasonable and just compensation. 21. On an overall re-appreciation of the pleadings, materials on record and the law laid down in the afore-cited decisions, I am of the definite opinion that the appellant/petitioner is entitled for enhancement of compensation as modified and recalculated above and given in the table below for easy reference. |Sl.No|Head of claim|Amount<br>awarded by the<br>Tribunal (in<br>rupees)|Amounts<br>modified<br>and<br>recalculated<br>by this<br>Court| |---|---|---|---| |1|Loss of earnings|6,000|15,000| |2|Transport<br>expenses|500|500| |3|Bystander<br>expenses|2,000|2,000| |4|Medical expenses|25,600|25,600| |5|Pain and sufferings|15,000|15,000| |6|Loss of amenities|6,000|6,000| |7|Disfiguration|5,000|5,000| M.A.C.A.No.3186/2009 -:10:- |8|Loss<br>due<br>to<br>disability|Nil|1,68,000| |---|---|---|---| ||**Total**|**60100**|**2,37,100**| 22. Even though the appellant had only claimed an amount of Rs.2,00,000/- as compensation, going by the law laid down in **Nagappa v. Gurudayal Singh** [2003(1) KLT 115 (SC)] and **Rajesh v. Rajbir Singh** [2013(3) KLT 89 (SC)], wherein the Hon'ble Supreme Court has held that there is no restriction in awarding more compensation than what is claimed in the claim petition because reasonable and just compensation is to be awarded. Hence, I feel justified in awarding the above compensation. In the result, the appeal is allowed, by enhancing the compensation by a further amount of **Rs.1,77,000/-** with interest on the enhanced compensation at the rate of 6% per annum from the date of petition till the date of deposit and a cost of Rs.3,000/-. The second respondent in the M.A.C.A.No.3186/2009 -:11:- appeal/insurer is directed to deposit the enhanced compensation with interest and costs before the Tribunal within a period of two months from the date of receipt of a certified copy of this judgment. The Tribunal shall disburse the enhanced compensation to the appellant/petitioner, in accordance with law, after deducting his liability, if any, towards court fee. All pending interlocutory applications will stand closed. ``` Sd/- ``` ## **C.S.DIAS,JUDGE** DST //True copy/ P.A.To Judge The figure shown as Rs.1,68,000/- in Paragraph 19 as well as Column No.8 of Paragraph 21 of the Judgment is substituted as Rs.84,000/-. The figure of Rs.2,37,100/- shown as total under Column No.8 is corrected as Rs.1,53,100/- and the figure Rs.1,77,000/in the operative portion of the judgment is corrected M.A.C.A.No.3186/2009 -:12:- as Rs.93,000/- as per order dated 05.04.2022 in IA No.1/2021 in MACA 3186/2009. ``` Sd/- ``` ## **DEPUTY REGISTRAR**