High Court of KeralaSingle JudgeAppeal dismissed

The United India Insurance Co. Ltd. v Sobin K. Varghese

Case / Petition Number:MACA NO. 151 OF 2024

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Mary Joseph
Judgment Date
2024-03-27
Court Decision / Holding
Appeal fails for the reasons and is dismissed.
Final Disposition
Appeal dismissed

Parties to the Case

Appellants / Petitioners

  • The United India Insurance Co. Ltd.

Respondents

  • Sobin K. Varghese

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri George A. Cherian
  • • Sri Latha Susan Cherian
  • • Sri George Cherian (Sr.)

Counsels for Respondents

  • • Sri A.R. Nimod
  • • Sri M.A. Augustine (K/000511/2005)

Case Synopsis & Summary

This High Court of Kerala, in MACA No.151 of 2024, reviews an award dated 23.08.2023 of the Motor Accidents Claims Tribunal, Ernakulam in OP(M.V) No.1762/2017. The appellant insurer challenges the Tribunal’s finding that the accident on 05.08.2007, in which Sobin K. Varghese was injured while pillion riding a motorcycle KL-07BF-947, was due to rash and negligent riding by the second respondent, and that the petitioner is entitled to compensation. The Tribunal ordered a sum of Rs.26,98,436 with 8% interest from the date of filing and costs, with the 3rd respondent directed to deposit the amount. The insurer’s main contention is limitation: the petition was filed after a ten-year gap, and should have been barred. It relies on Purohit and Company v. Khatoonbee and another to support limitation as a ground. The insurer also points to documentary evidence (Exts. A1–A3, A2 accident register) to show the accident date and corroboration of the claim. The respondent-petitioner contends that limitation did not apply, since MV Act tempered with a period of limitation at the relevant time; Ext.A2 shows the accident’s date and Ext.A3 the final report admitted into evidence. The Tribunal’s earlier order (04.11.2022) found limitation not a bar; the High Court, distinguishing the cited authorities, upholds the Tribunal’s award and dismisses the appeal, leaving the compensation award intact.

Provisions of Law Cited

Motor Vehicles Act, 1988Cr.P.C., Section 156(3)

Legal Doctrines & Maxims

  • Final report produced and marked in evidence forms prima facie evidence of negligence unless collusion is established

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant insurer contends that the Original Petition was filed after a ten-year delay and is barred by limitation; reliance is placed on Purohit and Company v. Khatoonbee to anchor the limitation argument. The appellant submits that at the relevant time under the MV Act there was no prescribed period of limitation for filing a claim petition seeking compensation, and emphasizes the inordinate delay. It points to Ext.A2 (accident register) showing the 05.08.2007 date, to Ext.A3 (final report) and to the Tribunal’s 04.11.2022 order holding limitation not a bar, arguing the matter should have been dismissed on maintainability. It asserts the need to challenge the Tribunal’s interpretation before this Court and seeks dismissal of the appeal on limitation grounds.

Contentions of Respondents

The respondent-petitioner contends limitation did not bar maintainability; Ext.A2 proves the accident date and Ext.A3 the final report; the MV Act did not prescribe a time limit at the relevant time, so filing was permissible; the Tribunal’s 04.11.2022 order that limitation is not a bar was not challenged; the evidence including Ext.A3 constitutes prima facie evidence of negligence under the rule cited in The New India Assurance Co. Ltd. v Pazhaniammal and related authority, and the alleged collusion by transplanting documents without cogent evidence was not established; the respondent asserts that the appeal should fail only if the evidence shows negligence and liability against all insured respondents.

Cited Precedents (2)

Case NameCitationTreatmentExplanation
Purohit and Company v. Khatoonbee and another2017(2) KLJ 260 (SC)DistinguishedCited to support limitation in similar settings but distinguished on the facts of this case as not controlling.
Assurance Co. Ltd. v Pazhaniammal2011(3) KLT 648PositiveCited to establish that a final report marked in evidence can form prima facie evidence of negligence unless collusion is established.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MRS. JUSTICE MARY JOSEPH ``` ``` WEDNESDAY, THE 27[TH] DAY OF MARCH 2024 / 7TH CHAITHRA, 1946 ``` ``` MACA NO. 151 OF 2024 ``` ``` AGAINST THE AWARD DATED 23.08.2023 IN O.P(M.V) NO.1762 OF 2017 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, ERNAKULAM ``` ## **`APPELLANT/3RD RESPONDENT:`** ``` THE UNITED INDIA INSURANCE CO. LTD, T.P.CELL, JOS TRUST BUILDING, CHITTOOR ROAD, KOCHI-31, REPRESENTED BY ITS ASSISTANT MANAGER, REGIONAL OFFICE, HOSPITAL ROAD, ERNAKULAM, PIN - 682035 BY ADVS.SRI.GEORGE A.CHERIAN SMT.LATHA SUSAN CHERIAN SRI.GEORGE CHERIAN (SR.) ``` ## **`RESPONDENT/PETITIONER:`** ``` SOBIN K. VARGHESE AGED 34 YEARS S/O.LATE SEBASTIAN, NOW RESIDING AT KATTIL HOUSE, S.N. NAGAR ROAD, MANNANTHURUTHU, VARAPUZHA FROM MADAVANA HOUSE, FORT KOCHI, PIN – 6835 17 BY ADVS.SRI.A.R.NIMOD SRI.M.A.AUGUSTINE(K/000511/2005) ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR HEARING ON 27.03.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` M.A.C.A.No.151 of 2024 ``` ``` 2 ``` ## **JUDGMENT** ## **Dated this the 27[th] day of March, 2024** This appeal is originated from an award passed by Motor Accidents Claims Tribunal, Ernakulam (for short ‘the Tribunal’) on 23.08.2023 in O.P(M.V) No.1762/2017. The appellant is the insurer of the offending vehicle involved in the motor accident. 2. For the sake of convenience, the parties to this appeal will hereinafter be referred to as the petitioner and respondent No. 3 in accordance with their status in the Original Petition. 3. The facts of the case in brief are to the following effect: The petitioner sustained injuries in a motor accident occurred on 05.08.2007. He was pillion riding on a motorcycle bearing registration No.KL-07BF-947 which was ridden by the 2[nd] respondent and when reached near ``` M.A.C.A.No.151 of 2024 ``` ``` 3 ``` Bishop House, Pattalam, the petitioner was thrown from the vehicle to the road due to the rash and nelgigent riding by its rider. He sustained serious injuries and was rushed to a hospital for treatment. Claiming a total sum of `50,00,000/- as compensation, the above Original Petition was filed before the Tribunal. 4. The registered owner, the rider and the insurer of the motorcycle bearing registration No.KL 7BF 947 were arrayed as respondents 1 to 3 in the Original Petition. All respondents were served with notice. 1[st] and 2[nd] respondents did not turn up to contest the Original Petition and therefore, were declared by the Tribunal as _ex parte_ . 3[rd] respondent filed written statement admitting insurance coverage for the motorcycle bearing registration No.KL 7BF 947 under the certificate of insurance issued by them. Negligence on the part of the 2[nd] respondent was denied and that was sought to be attributed to the petitioner himself. The Original Petition was contended as ``` M.A.C.A.No.151 of 2024 ``` ``` 4 ``` not maintainable, since it was filed after ten years from the date of occurrence. Claim petition was sought to be dismissed for the above reasons. 5. Before the Tribunal, evidence was adduced by the petitioner. An ocular witness was examined as PW1 and Exts.A1 to A17 and C1 were marked on the side of the petitioner. 3[rd] respondent did not adduce any evidence. On appreciation of the entire evidence, the Tribunal found that the motor accident in question was occurred due to the rash and negligent riding of the motorcycle bearing registration No.KL 7BF 947 by the 2[nd] respondent. The Tribunal also found that the petitioner who had sustained injuries is entitled to get compensation from respondents 1 to 3 jointly and severally. A sum of `26,98,436/- was also arrived at as the compensation payable. Interest at the rate of 8% per annum was also ordered. 3[rd] respondent was directed to deposit the said sum with interest accrued on it from the date of filing of the Original ``` M.A.C.A.No.151 of 2024 ``` ``` 5 ``` Petition till the date of realisation. Proportionate costs was also allowed. 6. The award is under challenge by the insurer mainly on the question of limitation. According to her, the Original Petition having been preferred after ten years from the date on which the motor accident was occurred, is barred by limitation and ought not to have been entertained by the Tribunal. According to the learned counsel, though limitation period was not applicable at the relevant time for filing a claim petition seeking compensation, it having been filed with an inordinate delay of ten years, ought to have been dismissed by the Tribunal. The learned counsel has also relied on **Purohit and Company vs. Khatoonbee and another** [2017(2) KLJ 260 (SC)] to rest her contention. 7. Eventhough a ground was raised in the appeal memorandum challenging the quantum of compensation stood awarded by the Tribunal, at the time of argument the learned counsel submitted that he is not pressing it. ``` M.A.C.A.No.151 of 2024 ``` ``` 6 ``` 8. The learned counsel for the petitioner contended on the contrary that the Original Petition was filed when time limit for filing the petition seeking compensation was not prescribed by the Motor Vehicles Act, 1988 (for short ‘the MV Act’). According to him, the documents marked in evidence itself indicate that the motor accident was occurred on 05.08.2007 and on that day itself, the petitioner had availed treatment from Medical Trust Hospital, Kochi. According to him, Ext.A2 is the accident register cum wound certificate prepared there on 05.08.2007, the date on which the motor accident was allegedly occurred. The learned counsel has also produced an order passed by the very same Tribunal in the very same Original Petition, while dismissing an application raising limitation as a preliminary issue. The Tribunal dismissed the application stating that the Original Petition was not barred by limitation. It thus directed the Original Petition to be proceeded with. That order was ``` M.A.C.A.No.151 of 2024 ``` ``` 7 ``` passed on 04.11.2022, but no challenge was raised against, by the appellant herein. The learned counsel for the appellant contended in the context that the period of limitation can be taken as a ground even in the appeal on hand. 9. If question of maintainability is heard by raising a preliminary issue and answered it by an order, it must be challenged then and there. 10. It is pertinent to note from the impugned award that even after passing of an order answering the preliminary issue in the affirmative manner, the Tribunal again raised that as an issue for trial and answered it in the impugned award. In the said circumstances, a challenge could be raised against answering of that issue in the impugned award. Going by the appendix wherein the documents marked in evidence and relied on by the Tribunal are dealt with, a copy of FIR is found marked as Ext.A1. It was dated 05.10.2007. According to the ``` M.A.C.A.No.151 of 2024 ``` ``` 8 ``` learned counsel for the appellant, it was registered on the basis of a private complaint filed by the petitioner before the Magistrate Court after two months of the date of the motor accident. But it is pertinent to note that the private complaint was taken on file by the Magistrate after taking cognizance of and it was referred to the police for investigation under Section 156(3) of the Code of Criminal Procedure (for short ‘the Cr.P.C.’) A final report was also laid in the First Information Report (FIR) after holding an elaborate investigation and that is marked in evidence as Ext.A3. It was dated 30.10.2007. A copy of the wound cum discharge certificate issued in favour of the petitioner from Medical Trust Hospital, Kochi is also produced and marked in evidence as Ext.A2 where also the accident was shown as occurred on 05.08.2007. 11. A final report was marked in evidence as Ext.A3 without any objection being raised by the appellant. It has been laid down by this Court in **The New India** ``` M.A.C.A.No.151 of 2024 ``` ``` 9 ``` ## **Assurance Co. Ltd. v. Pazhaniammal [2011(3) KLT** **648]** that a final report when produced and marked in evidence, would form _prima facie_ evidence of negligence unless collusion is established by the opposite party by adducing evidence. In the case on hand, no objection was found raised against the marking of the final report in evidence. 12. The learned counsel for the 3[rd] respondent has raised a contention that the driving licence and other vehicular documents of the offending vehicle were produced by the petitioner himself and therefore, collusion is there among the petitioner and the respondents. It is for the 3[rd] respondent to adduce cogent evidence to establish collusion alleged against the parties. It is pertinent to note that the respondent failed to adduce any evidence in the case on hand. 13. The factual situation in the decision relied on by the learned counsel for the 3[rd] respondent is totally ``` 10 ``` ``` M.A.C.A.No.151 of 2024 ``` different from the one on hand. The motor accident in that case was occurred on 02.02.1977. The allegation in the Original Petition was that the daughter of the petitioners died in a motor accident occurred on 02.02.1977. But going by the medical documents on record in the case, it was revealed that the death of the victim was occurred only on 23.02.2005, after a period of more than twenty eight years. Moreover, the Original Petition seeking compensation if was preferred immediately, then the period of limitation was applicable for raising a claim for compensation under the Act. Though the Original Petition ought to have been filed on 02.02.1977 seeking compensation for the injuries sustained by the daughter of the petitioners, they preferred to file the Original Petition only on the death of his daughter after twenty years from the date of the motor accident. In the above context that the Apex Court held in the case cited that the claim petition being filed ``` M.A.C.A.No.151 of 2024 ``` ``` 11 ``` after a considerable time is barred by limitation and accordingly dismissed it. 14. The factual situation in the case on hand is entirely different for the reason that on the very date on which the motor accident was allegedly occurred, the petitioner had attended a hospital and an accident register cum wound certificate was prepared reporting the injuries sustained by him. It is true that a crime was not registered on that date, but only after two months, based on a private complaint moved by the petitioner before the Magistrate court. A crime was registered following the filing of the private complaint and after concluding the investigation, a final report was also laid which was marked in evidence as Ext.A3. Moreover while preferring the claim petition on hand, period of limitation was not applicable. In the above circumstances that the Tribunal was pleased to allow the Original Petition, and calculated and awarded compensation in favour of the petitioner. The ``` M.A.C.A.No.151 of 2024 ``` ``` 12 ``` Tribunal is justified in doing so and there is no reason to interfere with the impugned award. Appeal fails for the reasons and is dismissed. Sd/- **MARY JOSEPH JUDGE** NAB