High Court of KeralaSingle JudgePartly allowed; enhanced compensation awarded; ...

T. Chandrababu v. Bineesh and others

Case / Petition Number:MACA No.3110/2008

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • N. Nagareesh
Judgment Date
2020-06-17
Court Decision / Holding
Partly allowed. The High Court held that the appellant is entitled to an additional compensation of ₹2,500 (₹2,000 towards loss of earnings and ₹500 towards damage to clothes). Damages for clothes were enhanced from ₹250 to ₹750. The notional income for the year 2000 was fixed at ₹2,500, following Ramachandrappa. The Tribunal’s liability analysis regarding gratuitous passenger was not disturbed. The 1st respondent is directed to deposit the enhanced amount with interest at 7.5% from the date of the OP(MV) within one month. The appeal as against the 3rd respondent (insurer) is dismissed. The revised total compensation is ₹45,390 plus interest.
Final Disposition
Partly allowed; enhanced compensation awarded; 1st respondent to deposit within one month; insurer's appeal dismissed; Tribunal’s liability adjusted accordingly.

Parties to the Case

Appellants / Petitioners

  • T. Chandrababu

Respondents

  • Bineesh
  • The New India Assurance Co. Ltd.
  • C. Mani
  • V. Krishna Moorthy

Legal Representation & Advocates

Counsels for Petitioners

  • • T. K. Radhakrishnan

Counsels for Respondents

  • • J. Om Prakash
  • • P. Jacob Mathew
  • • Mathews Jacob (Sr.)

Case Synopsis & Summary

This is a Motor Accident Claims Appeal (MACA 3110/2008) arising from an award of the Motor Accidents Claims Tribunal, Ernakulam dated 3 June 2008 in OP(MV) No.1781/2001. The claimant, T. Chandrababu, sustained injuries on 25 February 2000 when travelling in a mini lorry. The Tribunal held the accident occurred due to rash driving by the second respondent and directed the owner and insurer to pay ₹42,890 under heads including medical and transportation, loss of earning, pain and suffering, and loss of amenities. The appellant contends that he was a coolie employed by the owner and earned about ₹5,000 per month; the Tribunal's use of ₹2,000 as notional income is low and the insurer should be liable. The insurer argues the appellant was a gratuitous passenger in a goods vehicle, relying on Kaushalaya Devi and Prema Devi to contend non-liability of the insurer and absolution of the insured. The Tribunal treated him as a gratuitous passenger and held the insurer not liable. On appeal, the High Court, applying Ramachandrappa, fixes a notional income of ₹2,500 for 2000 and allows an additional compensation of ₹2,500, while revising damages for clothes from ₹250 to ₹750. The Court partly allows the appeal, directing the first respondent to deposit the enhanced amount with 7.5% interest; the insurer’s appeal is dismissed. The enhanced total becomes ₹45,390 with interest.

Legal Doctrines & Maxims

  • Gratuitous passenger doctrine
  • Notional income for wage earners (Ramachandrappa)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant argued that compensation was not just as the Tribunal used a low notional income of ₹2,000 in 2000. He asserts that he was a coolie employed by the vehicle owner, with income around ₹5,000 per month (as per Ext. A6). He contends the insurer should be liable, and notional income should be higher, leading to greater compensation. He urges reliance on Ramachandrappa for determining income and on evidence suggesting his employment status.

Contentions of Respondents

The respondents contended that the claimant was a gratuitous passenger in a goods vehicle, for a purpose not covered by the policy, and thus insurers should not be liable. They relied on Kaushalaya Devi and Prema Devi to support non-liability of the insurer. They argued that the appellant’s employment status and travel as a passenger are not proven consistently and that the Tribunal’s conclusion to treat him as a gratuitous passenger was sound. They urged maintenance of the Tribunal’s award or its limited enhancement.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
National Insurance Co. Ltd. v. Kaushalaya Devi and others2008 ACJ 2144PositiveCourt followed the principle that a person travelling in a goods vehicle for a purpose other than those for which entitled cannot claim from the insurer, supporting non-liability.
National Insurance Co. Ltd. v. Prema Devi and others2008 ACJ 1149PositiveUsed to reinforce the gratuitous passenger doctrine against insurer liability.
Ramachandrappa v. The Manager, Royal Sundaram Alliance Insurance Co. Ltd.(2011) 13 SCC 236PositiveNotional income guideline for a daily wage worker; adopted by the court to fix income at ₹2,500 for 2000.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR.JUSTICE N.NAGARESH** **WEDNESDAY,THE 17TH DAY OF JUNE 2020/27TH JYAISHTA, 1942 MACA.No.3110 OF 2008(C)** **AGAINST THE AWARD DATED 03-06-2008 IN OP(MV) 1781/2001** **OF MOTOR ACCIDENT CLAIMS TRIBUNAL,ERNAKULAM** **APPELLANT/PETITIONER IN OP(MV) NO.1781/2001 OF MACT, ERNAKULAM:** **T.CHANDRABABU,AGED 43 YEARS, S/O.S.THANKAPPAN,KOCHUVELITHARA, VALAMANGALAM NORTH,THURAVOOR P.O., CHERTHALA, ALAPPUZHA DISTRICT.** **BY ADV. SRI.T.K.RADHAKRISHNAN** **RESPONDENTS/RESPONDENTS IN OP(MV) NO.1781/01 OF MACT, ERNAKULAM:** - **1 BINEESH,VADAKKEPULLAMPILLIYIL, SMC.7/198,CHERTHALA,ALAPPUZHA DISTRICT.** - **2 VINOD, AGED 36 YEARS S/O.DINESHAN, CHANGARAMVELI HOUSE,SOUTH OF RAILWAY STATION, CHERTHALA,KUTTIKKATTU KARA, CHERTHALA NORTH VILLAGE,CHERTHALA TALUK, ALAPPUZHA DISTRICT (DELETED)*** - **3 THE NEW INDIA ASSURANCE CO.LTD., ALUVA.** - **4 C.MANI, S/O.CHINNA GOUNDER, THULUKKAMKADY,THENGAYUR POST, EDAPPADY,SALEM DISTRICT,TAMIL NADU.** - **5 V.KRISHNA MOORTHY, S/O.R.VEERABHADRAN, H.NO.464, NEAR VETERINARY HOSPITAL, SENKOTTAVEL NAGAR, KONGANAPURAM VILLAGE,** MACA No.3110/2008 : 2 : **SANGAGIRI, EDAPPADI TALUK,TAMIL NADU. (DIED. LEGAL HEIRS NOT IMPLEADED)** **R2 IS DELETED FROM THE PARTY ARRAY VIDE ORDER DATED04/03/2020 IN IA 4737/2017 IN MACA 3110/08. ALSO IT IS RECORDED THAT THERE IS NO NECESSITY TO IMPLEAD THE LEGAL HEIRS OF THE DECEASED R5 VIDE ORDER DATED 04.03.2020 IN I.A. 4737/17 IN MACA 3110/08.** **R1 BY ADV. SRI.J.OM PRAKASH R3 BY ADV. SRI.P.JACOB MATHEW R3 BY ADV. SRI.MATHEWS JACOB (SR.)** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 17.06.2020, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** MACA No.3110/2008 : 3 : ## **J U D G M E N T** ~ ~ ~ ~ ~ ~ ~ ~ ~ _**Dated this the 17[th] day of June, 2020**_ The claimant in OP(MV) No.1781/2001 of the Motor Accidents Claims Tribunal, Ernakulam, is in appeal, aggrieved by Award dated 03.06.2008. 2. Before the Tribunal, the appellant stated that on 25.02.2000, while he was travelling in a Mini lorry, along the Kundannur - Vyttila Bye-pass, the Mini lorry hit against another lorry and the appellant sustained injuries. The appellant was taken to Medical Trust Hospital, Ernakulam and from there to Medical College Hospital, Kottayam. The appellant was under treatment from 25.02.2000 to 06.03.2000. The accident occurred due to the negligent driving by the 2[nd] respondent. The 1[st] respondent is the owner of the vehicle. In his OP(MV), the appellant claimed MACA No.3110/2008 : 4 : that he was a CITU worker earning ₹5,000/-. The appellant claimed ₹6,36,000/- as compensation. The appellant subsequently impleaded additional respondents 4 and 5, who are the owner and driver of the other lorry. 3. Respondents 1 and 2, owner and driver of the Mini lorry, remained _ex parte_ . The 3[rd] respondent-insurer in their written statement admitted the policy of the Mini lorry. However, the 3[rd] respondent stated that the claimant was an unauthorised occupant in the goods vehicle and he was not entitled to get compensation from the insurer. The 3[rd] respondent refuted all other material averments made by the appellant. 4. The appellant produced Exts.A1 to A8 documents and examined himself as PW1. Respondents did not adduce any evidence. The Tribunal, after appreciating the evidence on record, held that the accident occurred due to the rash and negligent driving by the 2[nd] respondent-driver of the Mini lorry. The Tribunal assessed the compensation MACA No.3110/2008 : 5 : ## payable as ₹42,890/- under the following heads:- |**Head**|**Amount awarded**| |---|---| |Medical and transportation expenses<br>(supported by bills)|₹11,140| |Damage to clothes|₹250| |Attendant expenses & extra nourishment|₹2,500| |Shock, pain & sufferings|₹15,000| |Loss of earning|₹8,000| |Loss of amenities & convenience|₹6,000| |**Total**|**₹42,890**| However, the Tribunal found that the contention of the appellant that he was travelling in the Mini lorry as an employee of the owner of the goods, cannot be accepted. The Tribunal further found that the versions given by the appellant in this regard are inconsistent and accordingly, treated the appellant as a gratuitous passenger. The 3[rd] respondent therefore, was absolved of their liability to pay compensation. The Tribunal directed the respondents 1 and 2 to deposit the sum of ₹42,890/- with interest at the rate of 7.5%. MACA No.3110/2008 : 6 : 5. The learned counsel for the appellant argued that the compensation awarded by the Tribunal is not “just compensation”. The learned counsel for the appellant stated that the appellant was a Coolie, who was working as employee of the owner of the vehicle at the time of accident. The notional monthly income of the appellant taken by the Tribunal is ₹2,000/-, which is very low. Ext.A6 document would show that the appellant's income is around ₹5,000/-. In the circumstances, the counsel contended that the compensation amount is to be increased and the insurer should be made liable to pay the amount. 6. The learned Standing Counsel for the 3[rd] respondent-insurer argued that the appellant was a gratuitous passenger in the Mini lorry. The Hon'ble Apex Court in _**National Insurance Co. Ltd. v. Kaushalaya Devi and others** [2008 ACJ 2144]_ , has held that when a person, who was travelling in a public carriage goods vehicle, for a purpose other than the one for which he was entitled to MACA No.3110/2008 : 7 : travel, then in such eventuality, the insurance company is not liable to pay the compensation. The learned Standing Counsel also relied on the judgment in _**National Insurance Co. Ltd. v. Prema Devi and others** [2008 ACJ 1149]_ to contend that a claimant travelling in a goods vehicle as a gratuitous passenger cannot claim payment of compensation amount from the insurance company. 7. I have heard the learned counsel for the appellant and learned Standing Counsel for the 3[rd] respondent. 8. The appellant has no consistent case as regards his employment or as regards his travelling in the Mini lorry on the date of accident. Initially, when the OP(MV) was presented on 20.04.2001, the appellant contended that he was travelling in the Mini lorry as a passenger. Subsequently, in August, 2007, the appellant by amending the OP(MV), claimed that he was an employee of the owner of the goods in the vehicle. Evidence on record shows that the vehicle did not carry any goods at the time of the MACA No.3110/2008 : 8 : accident. While examination of the appellant as PW1, the appellant stated that he had travelled in the lorry for collecting sand for his own purpose. It was in the afore circumstances that the Tribunal came to the conclusion that the appellant was a gratuitous passenger in a goods lorry. I do not find any illegality in the conclusion of the Tribunal in that regard. 9. As regards the income of the appellant, it is to be noted that in the OP(MV) he claimed himself to be a Coolie worker. During the proceedings in the OP(MV), the appellant took another stand that he is employee of the owner of the vehicle. The appellant produced Ext.A6 certificate from Ernakulam District Charal Thozhilali Union to prove his income. It is a moot question as to how a trade union can issue income certificate to a member of their union. No union representative was examined to prove the certificate. Ext.A6 is therefore unreliable. 10. However, fact remains that the appellant was an MACA No.3110/2008 : 9 : able-bodied person doing some work in the year 2000, when the accident took place. Going by the guidelines given in the judgment of the Apex Court in _**Ramachandrappa v. The Manager, Royal Sundaram Alliance Insurance Co. Ltd.** [(2011) 13 SCC 236]_ , the notional income of a daily wage worker, having no proof of income, should be treated as ₹2,500/- in the year 2000. The Tribunal has calculated the income taking ₹2,000/- as notional income and granted compensation for loss of earning for a period of four months. As the notional income of the appellant is being fixed at ₹2,500/-, the appellant is held entitled to an additional compensation of **₹2,000/-** towards loss of earning. 11. The appellant claimed disability benefits relying on Ext.A8 medical certificate which assessed permanent disability of 12%. The Tribunal found that a part of the document cannot be read in evidence without examination of the author. The said document was marked subject to MACA No.3110/2008 : 10 : proof. The person who signed Ext.A8 was not examined. In the circumstances, the Tribunal was justified in not arriving at a finding of permanent disability of the appellant. The argument of the learned counsel for the appellant in this regard is therefore only to be rejected. 12. The Tribunal has granted medical and transportation expenses of 11,140/-, damage to clothes of ₹250/-, attendant expenses and extra nourishment of ₹2,500/-, shock, pain and suffering of ₹15,000/- and loss of amenities and convenience of ₹6,000/-. Going by the standardised rates being followed by this Court, the compensation for damage to clothing requires modification. Accordingly, the compensation of ₹250/- granted by the Tribunal towards damage to clothes will stand enhanced to ₹750/-. In the circumstances, the appellant will be entitled to an additional compensation of **₹2,500/-** only (₹2,000/- towards loss of earning and ₹500/- towards MACA No.3110/2008 : 11 : damage to clothes). The amount will carry interest at the rate of 7.5 % from the date of the OP(MV). The appeal is partly allowed on the above lines. The 1[st] respondent is directed to deposit the additional compensation with interest, within a period of one month. The appeal as against the 3[rd] respondent will stand dismissed. Sd/- **N. NAGARESH, JUDGE** aks/16/06/2020