High Court of KeralaSingle JudgePartly allowed

Suresh Kumar B & Others v. Linsmon Xavier and National Insurance Company Ltd. (MACA No. 969 of 2012)

Case / Petition Number:MACA NO. 969 OF 2012

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Devan Ramachandran
Judgment Date
2023-02-22
Court Decision / Holding
Partly allowed. The High Court revised several heads of compensation: (a) Pain and Suffering increased to Rs. 1,00,000 (from Rs. 50,000); (b) Loss of Amenities increased to Rs. 75,000 (from Rs. 25,000); (c) Disability enhanced to Rs. 9,60,000, reckoning the notional income at Rs. 5,000; all other heads remain as awarded by the Tribunal. The appellants will be entitled to recover the enhanced amounts from the Insurance Company, with interest at 7.5% per annum from the date of claim, until recovery, with a note on computing interest excluding or including a 239-day delay per earlier order (and the court’s suo motu review of that order to count that period for interest). The decision clarifies the pre-existing order dated 08.07.2022 regarding impleadment and interest computation. The appeal is thus partly allowed with directions for payment and recovery by the insurer.
Final Disposition
Partly allowed

Parties to the Case

Appellants / Petitioners

  • SURESH KUMAR B
  • ADDL.A2 BHASKARAN PILLAI
  • ADDL.A3 PONNAMMA BHASKARAN PILLAI

Respondents

  • LINSMON XAVIER
  • NATIONAL INSURANCE COMPANY LTD.

Legal Representation & Advocates

Counsels for Petitioners

  • • K.N. RADHAKRISHNAN

Counsels for Respondents

  • • P. JACOB MATHEW
  • • Mathews Jacob Sr.
  • • Smt.PREETHY R. NAIR

Case Synopsis & Summary

This is a Motor Accident Claims Appeal (MACA No. 969 of 2012) before the Kerala High Court arising from an award by the Motor Accidents Claims Tribunal, Pathanamthitta, in respect of injuries sustained in a 2006 road accident involving a motorcycle. The original claimant, Suresh Kumar B., sought compensation under OP(MV) No.147/2007; he later died, and his legal heirs challenged the Tribunal’s award which awarded Rs. 8,88,500 against a claimed Rs. 15,00,000 (restricted to Rs. 10,00,000). The appellants contended that the Tribunal undervalued the claim given the severity of injuries and total incapacity; beyond the notional income, the head-amounts for Pain and Suffering, Loss of Amenities, and Disability were inadequately assessed. The National Insurance Company Limited supported the Tribunal, arguing that its computations were correct and that the appeal should be dismissed. The judge examined the evidence, including Exts. A6–A8, and noted the severe head injury, multiple hospitalizations, and 75% permanent disability, with notional income considerations. Relying on Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236, the court revised several heads of compensation, including Pain and Suffering and Loss of Amenities, and adjusted Disability to Rs. 9,60,000, while keeping other heads intact. The decision also addresses interest at 7.5% and the computation of delay in filing the appeal in light of an earlier order. The Court ultimately held the appeal partly allowed with specified enhancements and directions regarding recovery from the insurer.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants assert that the Tribunal’s award was grossly inadequate in light of the severity of the injuries and the claimant’s total incapacity. They contend that the notional income used by the Tribunal did not reflect reasonable expectation and relies on the Supreme Court’s principle in Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236 to set a baseline notional income (the claimant having stated Rs. 5,000 as income). They argue for higher compensation under the heads of Pain and Suffering, Loss of Amenities, and Disability, arguing that the Tribunal undervalued these components. The appellants maintain that the notional income should align with the claimant’s own assertion (Rs. 5,000) and that the medical evidence demonstrates the extent of disability (75%), requiring substantial enhancement, and they seek interest adjustments consistent with the court’s directions.

Contentions of Respondents

The respondents contend that the Tribunal’s computations were correct and that the award is just and should be upheld. The insurer’s counsel argued that the calculations and notional income were properly adopted, and that the appeal should be dismissed; no error in the assessment of damages or disability was demonstrated, and the existing heads of compensation should remain as awarded by the Tribunal.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd.[(2011) 13 SCC 236]PositiveUsed as controlling authority to determine the notional income baseline in MACT claims; the court applies the Ramachandrappa principle to adjust the income considered for compensation.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## `IN THE HIGH COURT OF KERALA AT ERNAKULAM` ## `PRESENT` ``` THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN ``` ``` WEDNESDAY, THE 22[ND] DAY OF FEBRUARY 2023 / 3RD PHALGUNA, 1944 ``` ## `MACA NO. 969 OF 2012` ``` [AGAINST THE AWARD DATED 02.04.2011 IN OP(MV)NO.147/2007 ON THE ``` ``` FILE OF MOTOR ACCIDENT CLAIMS TRIBUNAL, PATHANAMTHITTA] ``` ## `APPELLANT/PETITIONER:` - `1 SURESH KUMAR.B, AGED 34 YEARS, S/O.BHASKARAN PILLAI, MUNDACKALATTU HOUSE, MUNDIYAPPALLY.P.O., THIRUVALLA.` - `*ADDL.A2 BHASKARAN PILLAI, AGED 82 YEARS, S/O. LATE KRISHNA PILLAI, RESIDING AT MUNDAKKALETTU HOUSE, MUNDIYAPPALLY P.O., KAVIYOOR VILLAGE, THIRUVALLA TALUK, PATHANAMTHITTA DISTRICT.` - `*ADDL.A3 PONNAMMA BHASKARAN PILLAI, W/O. BHASKARAN PILLAI, RESIDING AT MUNDAKKALETTU HOUSE, MUNDIYAPPALLY P.O., KAVIYOOR VILLAGE, THIRUVALLA TALUK, PATHANAMTHITTA DISTRICT.` ``` (ARE IMPLEADED AS ADDITIONAL APPELLANTS 2 AND 3 AS PER ORDER DATED 17/11/2022 IN IA 1/2022 IN MACA 969/2012.) ``` ``` BY ADV SRI.K.N.RADHAKRISHNAN(THIRUVALLA) ``` ## `RESPONDENTS/RESPONDENTS:` - `1 LINSMON XAVIER, ALUMMOOTTIL HOUSE, PERUPANACHI.P.O., MADAPPALLY, CHANGANACHERRY, KOTTAYAM DISTRICT. PIN-686 001.` - `2 NATIONAL INSURANCE COMPANY LTD. CHANGANACHERRY. PIN-686 101.` ``` BY ADVS.SRI.P.JACOB MATHEW SRI.MATHEWS JACOB SR. SMT.PREETHY R. NAIR ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ``` ``` ADMISSION ON 22.02.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 969 OF 2012 ``` ``` -2- ``` ## `JUDGMENT` ``` The victim of a road accident, who ``` ``` subsequently died (it being not conceded that it was on account of the injuries sustained by him), filed OP(MV)No.147/2007 before the Motor Accidents Claims Tribunal (‘Tribunal’, for short), Pathanamthitta, while he was alive, seeking compensation for the injuries, which he sustained when the motor cycle in which he was riding as a pillion, collided with a tree on account of the rash and negligent riding of the 1[st] respondent – who was the rider-cum-owner of the said vehicle. ``` ``` 2.Sri.K.N.Radhakrishnan – learned counsel ``` ``` for the present appellants – who are the legal heirs of the now deceased original claimant - says that late Suresh Kumar B., sustained very serious injuries, thus being reduced to a state ``` ``` MACA NO. 969 OF 2012 ``` ``` -3- ``` ``` of total incapacity; but that, in spite of this, the learned Tribunal awarded only an amount of Rs.8,88,500/-,againsthisclaimof Rs.15,00,000/-,whichwaslimitedto ``` ``` Rs.10,00,000/-. He thus assailed the Award of the Tribunal to such extent. ``` ``` 3.In response, Sri.P.Jacob Mathew – ``` ``` learned Standing Counsel for the National Insurance Company Limited (‘Insurance Company’, ``` ``` for short), refuted the afore submissions of ``` ``` Sri.K.N.Radhakrishnan,sayingthatthe ``` ``` computations adopted by the Tribunal are without ``` ``` error and therefore, prayed that this Appeal be dismissed. ``` ``` 4.I have considered the afore rival ``` ``` submissions on the touchstone of the evidence on record, which I have examined very carefully. ``` ``` 5.There can be little doubt that, while ``` ``` assessing the notional income of a person with ``` ## `MACA NO. 969 OF 2012` ``` -4- ``` ``` unascertainable income in the year 2006 – the year when the accident occurred - a minimum of Rs.5,500/- ought to be taken, as per the judgment of the Hon’ble Supreme Court in Ramachandrappa v. Manager, Royal Sundaram ``` ``` Alliance Insurance Company Ltd. [(2011) 13 SCC ``` ``` 236]. However, since the injured/claimant, who ``` ``` was alive at the time of filing the Original Petition, claimed Rs.5,000/- as his income, I am certain that the Tribunal ought to have adopted it, rather than had reduced the same in any ``` ``` manner whatsoever. ``` ``` 6.Coming to the percentile of disability, the Tribunal has taken 100, taking note of the pathetic condition of the injured/claimant. It has clearly recorded that he has been totally incapacitated from taking care of himself and that he was surviving with the assistance of other persons. ``` ``` MACA NO. 969 OF 2012 ``` ``` -5- ``` ``` 7.The medical records in evidence, namely ``` ``` Exts.A6 - Wound Certificate and A7 series – Discharge Summaries, show the horrible nature of injuries suffered by Suresh Kumar. In fact, this has been recorded by the learned Tribunal, which, for the purpose of avoiding repetition, I extract as under: ``` ``` “10. Ext. A6 and A7 series (4 in numbers) are the treatment records of the injured petitioner. Ext. A6 is the copy of the wound certificate prepared by the Medical Officer, Pushpagiri Medical College Hospital, Thiruvalla after examining the injured petitioner immediately after the accident. Head injury is noted in Ext. A6. It is also noted in Ext. A6 that patient is unconscious. Ext. A7 series are discharge summary issued from Pushpagiri Medical College Hospital, Thiruvalla. Ext. A7 is for the period from 12-11-2006 to 1-1-2007. (50 days IP). Ext. A7 (a) is for the period from 28-4-2007 to 5-5-2007 ( 7 days IP). Ext. A7 (b) is for the period from 27-7-2008 to 5/8/2008 (9 days IP). Ext. A7(c) is for the period from 23-8-2008 to 1-9-2008 (9 days IP). Diagnosis noted in Ext. A7 is "severe head injury, Acute sub dural hemorrhage (SDH) left fronto tempero parietal. It is also noted in Ext. A7 that petitioner underwent a surgery on 12-11-2006 i.e. trauma craniectomy and evacuation haematoma. The details of the treatment underwent by the petitioner are described in Ext. A7 series discharge ``` ``` MACA NO. 969 OF 2012 ``` ``` -6- ``` ``` summary. From Ext. A7 series it can be seenthatpetitionerunderwent tracheostomy also. ``` ``` 11. Ext. A8 is the disability certificate issued by the Medical Board, General Hospital Pathanamthitta after examining the injured petitioner. The details of the injury sustained by the petitioner are mentioned in Ext. A8 also. Severe head injury is noted in Ext. A8. The medical board assessed 75% (seventy five) permanent disability after examining the petitioner and issued Ext. A8 disability certificate.“ ``` ``` 8.I have no doubt that the amounts granted ``` ``` by the Tribunal under the head “Pain and ``` ``` Suffering” and “Loss of Amenities” are ``` ``` inadequate; and therefore, propose to revise it ``` ``` to Rs.1,00,000/- and Rs.75,000/- respectively, ``` ``` taking note of the fact that the claimant had no ``` ``` access to any of his faculties, consequent to the injuries. ``` ``` Resultantly, this appeal is partly allowed ``` ``` in the following manner: ``` ``` (a)The compensation under the head “Pain and Suffering” is revised to Rs.1,00,000/- ``` ``` (Rupees one lakh only), instead of Rs.50,000/- ``` ``` MACA NO. 969 OF 2012 ``` ``` -7- ``` ``` as now granted by the Tribunal. ``` ``` (b)The compensation under the head “Loss of Amenities of Life” is enhanced to Rs.75,000/- (Rupees seventy five thousand only) from ``` ``` Rs.25,000/- now granted. ``` ``` (c)The compensation under the head “Disability” is enhanced to Rs.9,60,000/- ``` ``` (Rupees nine lakhs sixty thousand only) ``` ``` reckoning the notional income of the ``` ``` injured/claimant to be Rs.5,000/-. ``` ``` (d)In all other heads, the compensation ``` ``` granted by the Tribunal will remain intact. ``` ``` Needless to say, the appellants will be at ``` ``` full liberty to recover the compensation, as ``` ``` enhanced by this Court, from the Insurance ``` ``` Company, along with interest at the rate of ``` ``` 7.5%, as awarded by the Tribunal, from the date of claim until it is recovered. They will also be entitled to proportionate costs on the ``` ``` MACA NO. 969 OF 2012 ``` ``` -8- ``` ``` enhanced amount as ordered by the Tribunal. ``` ``` It goes without saying that, while computing the interest as afore, a period of 239 days, being the delay in filing this Appeal, will be excluded in terms of the order of this Court, dated 08.07.2022, in I.A.No.2/2022. ``` ``` Before I close, I must, however, advert to ``` ``` the fact that this Court had on 08.07.2022, while allowing I.A.No.2/2022 filed by the additional appellants to implead themselves in the place of the original appellant, ordered ``` ``` that the delay of 239 days caused in filing it, will not be counted for computation of interest. ``` ``` Though there is no review against this order, ``` ``` the fact remains that same is legally untenable, ``` ``` since the Appeal was pending throughout this period, without it having been brought up by either of the parties for disposal. The dealy in filing the impleading petition, therefore, can ``` ``` MACA NO. 969 OF 2012 ``` **==> picture [22 x 9] intentionally omitted <==** ``` never be seen to have contributed to the ``` ``` pendency of this Appeal. ``` ``` I am, therefore, of the firm view that the order dated 08.07.2022, deserves to be suo motu reviewed, which I hereby do; and consequently, the period mentioned therein will also count for computation of interest. ``` ``` Sd/- ``` ``` DEVAN RAMACHANDRAN ``` ``` JUDGE ``` ``` akv ```