High Court of KeralaSingle JudgeAppeal allowed in part; enhanced/recalculated c...

Sukumaran v. Jayakumar T. and The New India Assurance Co. Ltd.

Case / Petition Number:MACA NO.1456 OF 2015
Neutral Citation:2025:KER:20157

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR
Judgment Date
2025-02-27
Court Decision / Holding
The appeal is allowed in part. The court recalculates the compensation, directing Respondent No.2 (The New India Assurance Co. Ltd) to deposit Rs.1,74,547, less any amount already deposited, with 8% interest per annum from the date of the petition till deposit/realisation, and within two months from today, with proportionate costs. The previous finding that the vehicle lacked a valid fitness certificate is superseded by the revised tribunal award (dated 20.03.2017), which set aside the recovery permission against the first respondent. After deposit, the Tribunal shall disburse the entire amount to the petitioner, excluding court fees, if any. The overall result is partial allowance of the appeal with directions to adjust liability as per the revised award.”,
Final Disposition
Appeal allowed in part; enhanced/recalculated compensation; 2nd respondent directed to deposit Rs.1,74,547 with interest @ 8% from date of petition; liability and disbursement directions issued; order clarifying recovery against 1st respondent set aside as per revised tribunal award.

Parties to the Case

Appellants / Petitioners

  • Sukumaran

Respondents

  • Jayakumar T.
  • The New India Assurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri.Reji George
  • • Smt.Anupama Johny

Counsels for Respondents

  • • Sri.Vipin Narayan
  • • Sri.Thomas Mathew Nellimoottil
  • • Sri.V.C.Sarath

Case Synopsis & Summary

This is a Motor Accident Claims Appeal under Section 166 of the Motor Vehicles Act, 1988, arising from an award of the Motor Accident Claims Tribunal, Perumbavoor, in O.P.(MV) No.222/2009. The petitioner Sukumaran sustained injuries on 11.09.2008 when a car driven rashly hit him while he walked along the road. The Tribunal held negligence by the driver, awarded Rs. 90,847 total compensation, and directed the insurer to pay. Sukumaran contends the quantum is inadequate in light of his alleged income as a welder and the extent of disability. He asserts the Tribunal erred in fixing monthly income at Rs.3,500 instead of Rs.4,500 claimed by him; relying on Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., the notional income for 2008 should be Rs.6,500 for a coolie where the worker’s income is not proved. The disability certificate shows 5% permanent disability, but the Tribunal reduced it to 3% without cogent reasons; this is challenged. Notably, the appellant seeks application of 10% future prospects and a 13‑year multiplier (Sarla Verma; Pranay Sethi), and enhanced compensation for pain, loss of amenities, and extra nourishment. The respondents defend the Tribunal’s income figure and disability assessment. The High Court partially allows the appeal, recalculates compensation, and directs the insurer to deposit Rs.1,74,547 with 8% interest, while settling liability issues and disbursement.”

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income principle for unproved earnings (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., 2011 (13) SCC 236)
  • Future prospects (10%) and multiplier principle (Sarla Verma v. Delhi Transport Corporation, 2009 (6) SCC 121)
  • Disability assessment/refer to medical board when certificate is disputed (Manikantan G. v. Janardhanan Nair and Others, 2021 (5) KHC 305)
  • Reliance on Pranay Sethi for head of compensation (National Insurance Co. Ltd v. Pranay Sethi, 2017 (16) SCC 680)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in fixing monthly income at Rs.3,500 instead of the claimed Rs.4,500, arguing for application of Ramachandrappa’s notional income of Rs.6,500 for 2008 where employment is not proved. He challenges the Tribunal’s 3% disability finding despite a 5% disability certificate, urging fixation at 5% and citing Manikantan G. for proper medical board reference when doubt exists over disability. The appellant seeks addition of future prospects (10%) and a 13‑year multiplier per Sarla Verma, and asks for higher awards on heads of pain and suffering, loss of amenities of life, and extra nourishment, arguing that the injuries were serious and inpatient treatment lasted 14 days. The ultimate prayer is for enhanced total compensation of Rs.1,74,547 with interest at 8% from the date of petition, and for clarification on liability between insurer and owner-driver.

Contentions of Respondents

The respondents contend that the Tribunal’s findings on income and disability were reasonable and well supported by evidence. They submit that the appellant failed to prove an actual monthly income of Rs.4,500, warranting Rs.3,500 as notional income; they rely on Ramachandrappa to justify notional income frameworks and argue no basis to apply higher future prospects given age and evidence. The respondents also challenge the claim of 5% disability, arguing the Tribunal’s assessment was proper, and emphasize that the award already factored credibility of evidence. They contend the Tribunal’s compensation heads were appropriate and that the liability framework, including the earlier allowance for recovery from the first respondent, is correctly handled in light of subsequent directions and revised awards. Ultimately, the respondents seek affirmance of the Tribunal’s order unless modified by appropriate, narrower adjustments on quantum.”

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveUsed to justify applying notional income (Rs.6,500 in 2008) when job/income is not proven.
Manikantan G. v. Janardhanan Nair and Others2021 (5) KHC 305PositiveCited for principle that disability certificates should be treated seriously and that if not satisfied, refer to medical board.
National Insurance Co. Ltd v Pranay Sethi2017 (16) SCC 680PositiveUsed to support 10% future prospects addition and standard approach to compensation heads.
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositivePrinciple of multiplier 13 applied in calculation of compensation.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:20157 ``` ``` MACA NO.1456 OF 2015 ``` ``` 1 ``` **==> picture [58 x 58] intentionally omitted <==** ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR ``` ``` THURSDAY, THE 27[TH] DAY OF FEBRUARY 2025 / 8TH PHALGUNA, 1946 MACA NO. 1456 OF 2015 ``` ``` AGAINST THE ORDER/JUDGMENT DATED 26.11.2014 IN OPMV NO.222 OF 2009 OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,PERUMBAVOOR ``` ## **`APPELLANT/PETITIONER:`** ``` SUKUMARAN AGED 55 YEARS S/O. GOPALAN, PADUVATHIL HOUSE, NEDUMBASSERY VILLAGE, ATHANI KARA. ``` ``` BY ADVS. SRI.REJI GEORGE SMT.ANUPAMA JOHNY ``` ## **`RESPONDENTS/RESPONDENTS:`** |**`1`**|**`JAYAKUMAR T.`**| |---|---| ||**`S/O. THOMSON J, KARIPPAMKODE HOUSE, 8/501,`**| ||**`SREEKARYAM KARA, PANTHALAKODE P.O.,`**| ||**`THIRUVANANTHAPURAM - 695 001.`**| |**`2`**|**`THE NEW INDIA ASSURANCE CO. LTD`**| |---|---| ||**`REP. BY GENERAL MANAGER, 2ND FLOOR, REMA PLAZA, SS`**| ||**`COIL ROAD, THAMPANOOR, TRIVANDRUM - 695 001.`**| ``` BY ADVS. SRI.VIPIN NARAYAN SRI.THOMAS MATHEW NELLIMOOTTIL SRI.V.C.SARATH ``` ``` 2 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` ``` MACA NO.1456 OF 2015 ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 27.02.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO.1456 OF 2015 ``` ``` 3 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` ## **J U D G M E N T** The petitioner in O.P.(M.V.) No.222/ 2009 on the file of the Motor Accident Claims Tribunal, Perumbavoor, is the appellant herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal) 2. The petitioner filed the above O.P. under Section 166 of the Motor Vehicles Act, 1988, claiming compensation for the injuries sustained in a motor vehicle accident that occurred on 11.09.2008. According to the petitioner, on 11.09.2008 at about 8.15 p.m., while he was walking along the side of the road, a car bearing reg.no.KL-01/AJ-9602 driven by the 1[st] respondent in a rash and negligent manner, hit the petitioner and as a result of the accident, the petitioner sustained injuries. 3. The 1[st] respondent is the driver cum owner and the 2[nd] respondent is the insurer of the offending vehicle. According to the petitioner, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. is Rs.2,16,000/limited to Rs.1,75,000/-. **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` ``` MACA NO.1456 OF 2015 ``` ``` 4 ``` 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the oral testimony of PW1 and documentary evidence Exts.A1 to A9. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.90847/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioner preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.Reji George, the learned Counsel appearing for the petitioner/appellant, and Sri. Thomas Mathew Nellimoottil, the learned Standing Counsel for the 2[nd] respondent. 10. The Point: In this case the accident as well as valid policy of the offending vehicle are admitted. One of the contentions raised by the ``` 5 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` ``` MACA NO.1456 OF 2015 ``` learned counsel for the petitioner is regarding the income of the petitioner as fixed by the Tribunal. According to him, the petitioner was working as welder, earning Rs.4500/- per month, but the Tribunal fixed his monthly income at Rs.3500/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, in the year 2008 will come to Rs.6500/-. Since the petitioner could not prove his job or income as claimed in the OP, in the light of a dictum laid down in the decision of the Hon’ble Supreme Court in **Ramachandrappa (supra)** , his notional income is liable to be fixed as that of a coolie, at Rs.6500/-. 12. In the accident the petitioner sustained the following injuries: - Segmental fracture shaft of left humerus - Multiple abrasions on right knee and foot. 13. Ext.A1 disability certificate shows that the petitioner **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` ``` MACA NO.1456 OF 2015 ``` ``` 6 ``` suffered 5% permanent physical disability. It was issued by the medical board, and one of the doctors was examined as PW1. The Tribunal, however, scaled down the percentage of disability of the petitioner to 3%, without assigning valid and cogent reasons. The law is settled that, if the Tribunal is not satisfied with the disability certificate produced by the petitioner, the remedy is to refer him to a medical board or higher Authority.(See **Manikantan G. v. Janardhanan Nair and Others** , 2021 (5)KHC 305). Having not done so, the Tribunal was not justified in scaling down the percentage of disability from what is shown in the disability certificate. I do find any grounds to disbelieve the said disability and as such the permanent physical disability of the petitioner is fixed as 5%. 14. On the date of accident, the petitioner was aged 50 years. Therefore, 10% of the monthly income is to be added towards future prospects, as held in the decision in **National Insurance Co.Ltd v Pranay Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 13, as held in **Sarla Verma v. Delhi Transport Corporation,** (2009) 6 SCC 121. In the above circumstances, the loss of disability will come to Rs.55770/-. 15. Towards loss of earning, the tribunal has awarded only Rs.4500/-. Considering the nature of the injuries sustained and the percentage **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` ``` MACA NO.1456 OF 2015 ``` ``` 7 ``` of disability suffered by the petitioner, the petitioner might have lost income at least for a period of 3 months. Therefore, towards 'loss of income' the petitioner is entitled to get a sum of Rs.19500/- (6500 x 3 months). 16. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.20000/-. Towards 'loss of amenities of life' Rs.12000/- was awarded and towards 'extra nourishment' Rs.1250/- was awarded. According to the learned counsel for the petitioner, the compensation awarded on those heads are on the lower side. 17. The petitioner sustained very serious injuries in the accident and was treated as inpatient for 14 days. Because of the injuries sustained, the percentage of disability suffered and the length of treatment undergone by the petitioner, I hold that the compensation awarded by the Tribunal on the heads ‘pain and sufferings’, 'loss of amenities of life' and 'extra nourishment' are on the lower side and hence they are enhanced to Rs.35000/-, Rs.25000/- and Rs.4000/- respectively. 18. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. 19. Therefore, the petitioners/ appellants are entitled to get a ``` MACA NO.1456 OF 2015 ``` ``` 8 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` total compensation of Rs.1,74,547/-, as modified and recalculated above and given in the table below, for easy reference. |Sl.<br>No<br>.|Head of Claim|Amount awarded by<br>Tribunal (in Rs.)|Amount Awarded<br>in Appeal (in Rs.)| |---|---|---|---| |1|Loss of earning|4500|19500| |2|Transportation|2000|2000| |3|Extra nourishment|1250|4000| |4|Nursing charges|3500|3500| |5|Treatment expenses|29777|29777| |6|Pain and sufferings|20000|35000| |7|Loss of amenities|12000|25000| |8|Loss of disability|17820|55770| ||||| ||Total|**90847**|**1,74,547**| ||Enhanced/reduced|**83700**|| 20. In the result, this Appeal is allowed in part, and Respondent No.2 is directed to deposit a total sum of Rs.1,74,547/- (Rupees One Lakhs Seventy Four Thousand Five Hundred and Forty Seven Only), less the amount already deposited, if any, along with interest @ 8% per annum from the date of the petition till deposit/realisation, with proportionate costs, within a period of two months from today. ``` MACA NO.1456 OF 2015 ``` ``` 9 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:20157 ``` 21. In the impugned award dated 26.11.2014, the tribunal found that the offending car did not have valid fitness certificate on the date of the accident and therefore, the tribunal permitted the 2nd respondent to recover the compensation from the 1st respondent. However, the learned counsel for the 1st respondent produced a copy of the revised award of the tribunal dated 20th March 2017 stating that subsequently the 1st respondent has filed IA.No.3933/2016 and produced the registration particulars of the car which contain endorsement to the effect that the car had valid fitness certificate on the date of the accident. Therefore, in the revised award, the tribunal has set aside the permission granted to the 2nd respondent to recover the compensation from the 1st respondent. Therefore, the permission granted to the 2nd respondent to recover the compensation from the 1st respondent is set aside. The 2nd respondent is directed to deposit the amount of Rs.1,74,547/-. 22. On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioner, excluding court fee payable, if any, without delay, as per rules. **Sd/-** **C. PRATHEEP KUMAR, JUDGE** Pvv