High Court of KeralaSingle JudgeAppeal allowed in part

Stella, George and Jincy v. C. Kumar; Jaleel Best Trading Co.; United India Insurance Co. Ltd

Case / Petition Number:MACA NO. 1386 OF 2017
Neutral Citation:2025:KER:22539

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-03-07
Court Decision / Holding
Appeal allowed in part; the insurer is directed to deposit Rs.11,46,900 (less any amount already deposited) with interest as ordered by the Tribunal from the date of the petition till realization/deposit, within two months. Enhanced compensation shall carry interest at 8% from the date of petition till realisation. The Tribunal shall disburse the entire amount to the petitioners per the Tribunal’s ratio, excluding court fees. The decision notes deduction of love and affection when loss of consortium exists (Somwati) and modifies various heads as per Pranay Sethi and Somwati, including Rs.18,150 for loss of estate and funeral (each) and Rs.96,800 for loss of consortium, with overall enhanced compensation of Rs.11,46,900.
Final Disposition
Appeal allowed in part

Parties to the Case

Appellants / Petitioners

  • STELLA 738 CHARANKULATHU VEEDU, PALLIPURAM, KOCHI.
  • GEORGE 738 CHARANKULATHU VEEDU, PALLIPURAM, KOCHI
  • JINCY 738 CHARANKULATHU VEEDU, PALLIPURAM, KOCHI

Respondents

  • C.KUMAR 72, VADANATHAMPATI, VEERASINGAMANI PO, SANKARANKOIL, NELLAI, TAMIL NADU-627756
  • JALEEL BEST TRADING CO;, EDAMUTTOM P.O, THRISSUR-680568
  • UNITED INDIA INSURANCE CO.LTD REP. BY ITS BRANCH MANAGER, BRANCH OFFICE, KAYAMKULAM-690502.

Legal Representation & Advocates

Counsels for Petitioners

  • • SRI.GEORGE VARGHESE(PERUMPALLIKUTTIYIL)
  • • SRI.A.R.DILEEP
  • • SRI.P.J.JOE PAUL
  • • SRI.MANU SEBASTIAN

Counsels for Respondents

  • • S.JAYASREE
  • • SRI.P.V.JYOTHI PRASAD

Case Synopsis & Summary

This is MACA No. 1386 of 2017 before the High Court of Kerala (Single Judge). The petitioners, Stella, George and Jincy, filed OP(MV) No.312/2008 under Section 166 of the Motor Vehicles Act, 1988, alleging the death of Jijo George in a motor-vehicle collision on 07-01-2008 due to the rash and negligent driving of a lorry. The Additional Motor Accidents Claims Tribunal-II, Mavelikkara, held negligence and awarded Rs.7,37,000 as compensation. The appellants challenged the quantum, contending that the deceased’s notional income was under-assessed (they claimed Rs.6,000/month from wood carving; Tribunal fixed Rs.3,000) and urged adoption of the income figure of Rs.6,500/month as per Ramachandrappa (2011) to reflect a coolie’s notional income for 2008. The court relied on Ramachandrappa, National Insurance Co. v Pranay Sethi for future prospects (40%), and Sarla Verma for the 18-multiplier and 1/2 deduction, to recompute the dependency loss and other heads. Adjustments include Rs.18,150 toward loss of estate and funeral each, Rs.96,800 toward loss of consortium, and Rs.25,000 for pain and suffering (enhanced from Rs.10,000). The tribunal’s “love and affection” award was deleted in light of Somwati. The result is an enhanced total of Rs.11,46,900, with interest at 8% on the excess amount, payable within two months, and disbursement to petitioners per Tribunal ratios.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236 – notional income of a coolie fixed at Rs. 6,500 for 2008
  • National Insurance Co. Ltd v Pranay Sethi (2017) 16 SCC 680 – 40% future prospects
  • Sarla Verma v Delhi Transport Corporation (2009) 6 SCC 121 – 18 multiplier; 1/2 deduction for personal expenses
  • New India Assurance Co. Ltd. v Somwati and Others (2020) 9 SCC 644 – loss of love and affection not to be awarded where loss of consortium has been awarded

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants argued that the deceased’s true income was Rs.6,000/month from wood carving, but the Tribunal fixed Rs.3,000. Relying on Ramachandrappa, they urged fixing a notional income of Rs.6,500/month as the standard for 2008. They advocated for 40% future prospects and a multiplier of 18 (Sarla Verma), with a 1/2 deduction for personal and living expenses, to compute loss of dependency (Rs.9,82,800 as claimed). They pressed for appropriate heads such as loss of estate, funeral expenses and loss of consortium, maintaining that overall compensation should reflect current Supreme Court doctrines (Pranay Sethi, Somwati) and that the Tribunal’s award undervalued the claim.

Contentions of Respondents

The insurer contended that the Tribunal’s fixed income of Rs.3,000/month was reasonable and disputed the higher notional income; argued against adopting Rs.6,500/month and urged adherence to the Tribunal’s calculation.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveUsed as the basis for fixing notional income of Rs.6,500 for a coolie in 2008.
National Insurance Co.Ltd v Pranay Sethi(2017) 16 SCC 680PositiveCited for future prospects (40%) and related calculation.
Sarla Verma v Delhi Transport Corporation(2009) 6 SCC 121PositiveCited for multiplier (18) and deduction (1/2).
New India Assurance Company Ltd. v. Somwati and Others(2020)9 SCC 644PositiveCited to justify deduction of love and affection when loss of consortium exists.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` MACA NO. 1386 OF 2017 ``` ``` 1 ``` **==> picture [57 x 58] intentionally omitted <==** ## `2025:KER:22539` ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR FRIDAY, THE 7[TH] DAY OF MARCH 2025 / 16TH PHALGUNA, 1946 ``` ``` MACA NO. 1386 OF 2017 ``` ``` AGAINST THE AWARD DATED 18.08.2016 IN OPMV NO.312 OF 2008 OF ADDITIONAL MOTOR ACCIDENT CLAIMS TRIBUNAL-II, MAVELIKKARA ``` ## **`APPELLANTS/PETITIONERS :-`** - **`1 STELLA 738 CHARANKULATHU VEEDU, PALLIPURAM, KOCHI.`** - **`2 GEORGE 738 CHARANKULATHU VEEDU, PALLIPURAM, KOCHI`** - **`3 JINCY 738 CHARANKULATHU VEEDU, PALLIPURAM, KOCHI.`** ``` BY ADVS. SRI.GEORGE VARGHESE(PERUMPALLIKUTTIYIL) SRI.A.R.DILEEP SRI.P.J.JOE PAUL SRI.MANU SEBASTIAN ``` ## **`RESPONDENTS / RES PONDENTS :-`** - **`1 C.KUMAR 72, VADANATHAMPATI, VEERASINGAMANI PO, SANKARANKOIL, NELLAI, TAMIL NADU-627756`** - **`2 JALEEL BEST TRADING CO;, EDAMUTTOM P.O, THRISSUR-680568`** - **`3 UNITED INDIA INSURANCE CO.LTD REP. BY ITS BRANCH MANAGER, BRANCH OFFICE, KAYAMKULAM-690502.`** ``` MACA NO. 1386 OF 2017 ``` ``` 2 ``` **==> picture [57 x 58] intentionally omitted <==** ``` 2025:KER:22539 ``` ``` BY ADVS. S.JAYASREE SRI.P.V.JYOTHI PRASAD ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 07.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 1386 OF 2017 ``` ``` 3 ``` **==> picture [57 x 58] intentionally omitted <==** ## `2025:KER:22539` ## **JUDGMENT** The petitioners in O.P.(M.V.) No.312/2008 on the file of the Additional Motor Accident Claims Tribunal-II, Mavelikkara are the appellants herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal). 2. The O.P. was filed under under Section 166 of the Motor Vehicles Act, 1988, by the parents and siblings of the deceased by name Jijo George, who died in a motor vehicle accident that occurred on 07.01.2008. According to them, 07.01.2008 at about 09.30 p.m., while the deceased was riding a motorcycle, a lorry bearing Registration No.KL-8AA-4166 driven by the 1[st] respondent in a rash and negligent manner, hit on the motorcycle and as a result of the accident, he fell down and sustained serious injuries and succumbed to the injuries on the very same day. 3. The 2[nd] respondent is the owner and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioners, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. was Rs.9,65,000/- limited to Rs.9,00,000/’-. 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. ``` MACA NO. 1386 OF 2017 ``` ``` 4 ``` **==> picture [57 x 58] intentionally omitted <==** ``` 2025:KER:22539 ``` 5. The evidence in the case consists of the oral testimonies of PWs 1 and 2 and documentary evidence Exts.A1 to A13. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.7,37,000/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioners preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.George Varghese, the learned Counsel appearing for the petitioners/appellants, and Sri.P.V.Jyothi Prasad, the learned Standing Counsel for the 3[rd] respondent. 10. The Point: In this case the accident as well as valid policy of the offending vehicle are admitted. One of the contentions raised by the learned counsel for the petitioners is regarding the income of the deceased as fixed by the Tribunal. According to him, the deceased was engaged in wood carving works, earning Rs.6,000/- per month, but the Tribunal fixed his monthly income at Rs.3,000/-. 11. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance**_ ``` MACA NO. 1386 OF 2017 ``` ``` 5 ``` **==> picture [57 x 58] intentionally omitted <==** ``` 2025:KER:22539 ``` _**Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, during the year 2008 will come to Rs.6,500/-. Therefore, the learned counsel prayed for fixing the notional income of the petitioner at Rs.6,500/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. Since the notional income of a coolie, in the year 2008 will come to Rs.6,500/-, in order to award just and reasonable compensation, in the light of a dictum laid down in the decision of the Hon’ble Supreme Court in **Ramachandrappa (supra)** , the notional income of the petitioner is liable to be fixed as that of a coolie, at Rs.6,500/-. 12. On the date of accident, the deceased was aged 24 years. Therefore, 40% of the monthly income is liable to be added towards future prospects, as held in the decision in **National Insurance Co.Ltd v Pranay Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 18, as held in **Sarla Verma v. Delhi Transport Corporation,** (2009) 6 SCC 121. Since the deceased was a bachelor who left behind 2 dependents, towards personal and living expense, 1/2 of the income is liable to be deducted, as held in **Sarla Verma** (supra). In the above circumstances, the loss of dependency will come to Rs.9,82,800/- 13. The Tribunal has awarded Rs.10,000/- towards loss of estate, Rs.25,000/- towards funeral expenses and Rs.1,50,000/- towards love and ``` MACA NO. 1386 OF 2017 ``` ``` 6 ``` **==> picture [57 x 58] intentionally omitted <==** ``` 2025:KER:22539 ``` affection. No amount was awarded towards loss of consortium. In the light of the decision in **Pranay Sethi** (supra), the appellants are entitled to get a consolidated sum of Rs.15,000/- towards loss of estate, Rs.15,000/- towards funeral expenses, and the dependents are entitled to get a sum of Rs.40,000/each towards loss of consortium, with an increase of 10% in every three years. Therefore, towards loss of estate and funeral expense they are entitled to get a sum of Rs.18,150/- each. Towards loss of consortium, petitioners together are entitled to get a sum of Rs.96,800/- (48,400 x 2). 14. Since compensation for loss of consortium was given, further compensation for love and affection cannot be granted, in view of the decision in **New India Assurance Company Ltd. v. Somwati and Others,** (2020)9 SCC 644. Therefore, the compensation awarded towards love and affection is to be deducted. 15. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.10,000, which according to the learned counsel for the petitioners, is on the lower side. The deceased died in this case on the date of the accident. In the above circumstances, I hold that the compensation awarded towards pain and suffering is on the lower side, and hence, it is enhanced to Rs.25,000/- 16. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. ``` MACA NO. 1386 OF 2017 ``` ``` 7 ``` **==> picture [57 x 58] intentionally omitted <==** ``` 2025:KER:22539 ``` 17. Therefore, the petitioners/appellants are entitled to get a total compensation of Rs.11,46,900/-, as modified and recalculated above and given in the table below, for easy reference: |**Sl.**<br>**No.**|**Head of Claim**|**Amount awarded by**<br>**Tribunal (in Rs.)**|**Amount Awarded in**<br>**Appeal (in Rs.)**| |---|---|---|---| |1|Funeral expenses, Medical<br>expenses & Ambulance charge|25000|18,150| |2|Transportation expenses &<br>others|5000|5000| |3|Damage to clothing, etc.|1000|1000| |4|Pain and sufferings|10000|25,000| |5|Loss of dependency|4,86,000|9,82,800| |6|Loss of love and affection|2,00,000|Nil| |7|Loss of estate|10,000|18150| |8|Loss of consortium|Nil|96,800| ||**Total**|**7,37,000**|**11,46,900**| ||**Enhanced to Rs.**|**409900**|| 18. In the result, this Appeal is allowed in part, and the 3[rd] respondent is directed to deposit a total sum of Rs.11,46,900/- (Rupees Eleven Lakh Forty Six Thousand Nine Hundred Only), less the amount already deposited, if any, ``` MACA NO. 1386 OF 2017 ``` ``` 8 ``` **==> picture [57 x 58] intentionally omitted <==** ``` 2025:KER:22539 ``` along with interest at the rate ordered by the Tribunal, from the date of the petition till realisation/deposit,, with proportionate costs, within a period of two months from today. (enhanced compensation will carry interest @8%). On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioners, in the ratio fixed by the Tribunal, excluding court fee payable, if any, without delay, as per rules. Sd/- **C. PRATHEEP KUMAR, JUDGE** SMA