High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation of Rs. 13...

Shifana Muhammed (minor) through mother Laila v. Jaison, Vincent D. Paul, and The Oriental Insurance Co. Ltd.

Case / Petition Number:MACA No. 1912 of 2011

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • A. Badharudeen
Judgment Date
2022-06-22
Court Decision / Holding
This appeal is allowed. The appellant is entitled to Rs. 13,86,666/- as total compensation, comprising Rs. 3,82,550/- already awarded by the Tribunal and Rs. 10,04,116/- enhanced, with interest at the same rate as awarded by the Tribunal. The Insurance Company is directed to deposit Rs. 10,041/- as additional court fee and to deposit the balance amount in the appellant’s name within two months from today, after which the appellant will be entitled to release. The decision applies the multiplier 15 from Sarla Verma for disability, plus 40% future prospects for a disability above 50%, and distinguishes Kajal’s case (Supra) given the 6-year-old minor and 55% disability finding, rather than the 12-year-old with 100% disability in Kajal.”,
Final Disposition
Appeal allowed; enhanced compensation of Rs. 13,86,666 with proportionate costs and deposit obligations for the Insurance Company.

Parties to the Case

Appellants / Petitioners

  • Shifana Muhammed

Respondents

  • Jaison
  • Vincent D. Paul
  • The Oriental Insurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. Sheji P. Abraham

Counsels for Respondents

  • • Smt. K. S. Santhi
  • • Sri. George Cherian Thiruvalla

Case Synopsis & Summary

This is a Motor Accident Claims Appeal (MACA No. 1912 of 2011) before the High Court of Kerala at Ernakulam against the award passed in O.P.(MV) No.1411/2007 by the Motor Accidents Claims Tribunal, Ottapalam. The appellant is the mother-represented minor Shifana Muhammed, who sustained grievous injuries when a bus (KL-8-Q-7740) allegedly driven rashly hit her as she walked along the roadside in November 2007. The Tribunal awarded Rs. 3,82,550 with 7% interest. The appellant contends that the injuries and disability, initially noted as 35% in Ext.A16 and later reassessed to 54.875% by a medical board, justify a higher award. She argues for applying the Kajal ratio (Supra) to reflect a higher disability and enhanced compensation, pointing to the 6-year age at the time and the severe nature of the injuries including degloving, perineal injury, and long-term sequelae. The Insurance Company counters that Kajal’s ratio is not applicable, as it concerned a 12-year-old with 100% disability. The Court discusses the disability assessment and uses the Sarla Verma multiplier framework, ultimately deciding to enhance compensation to Rs. 13,86,666, with Rs. 10,04,116 over the Tribunal’s award, directing deposit by the insurer and release to the appellant after setting off costs. The decision reaffirms the multiplier principle and future prospects for disability while distinguishing Kajal (Supra).

Legal Doctrines & Maxims

  • Multiplier principle for compensation (Sarla Verma v. Delhi Transport Corporation, (2009) 6 SCC 121)
  • Future prospects addition (40% for disability >50%)
  • Disability assessment and correlating compensation per Supreme Court precedents (Kajal v Jagdish Chand and Others, (2020) 4 SCC 413)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant’s counsel argued that the minor sustained grievous injuries resulting in substantial disability, with a disability certificate Ext. A16 showing 35% and later Ext. X1 showing 54.875%. They urged applying Kajal’s ratio (2020) 4 SCC 413 to reflect the higher disability, use the 15-year multiplier per Sarla Verma and grant substantial enhancement for loss of future earnings (loss of disability income), pain and suffering, and loss of amenities and marriage prospects. They contended that the Tribunal undervalued the loss in light of a 55% whole-body disability and the anticipated long-term impairment, especially given medical board findings and ongoing treatment costs.

Contentions of Respondents

The Insurance Company’s counsel argued Kajal’s case is not applicable here, since it involved a 12-year-old girl with 100% disability; thus Kajal’s ratio cannot be mechanically applied to this 6-year-old. They urged adherence to the Tribunal’s award and cautioned against over-extending compensation beyond the established medical and legal precedents. They relied on minimum wage considerations and the age-related income calculations as per the cited ratio but urged caution in applying the Kajal framework to a partial disability scenario.

Cited Precedents (2)

Case NameCitationTreatmentExplanation
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositiveUsed to apply the multiplier of 15 and grant 40% future prospects for disability >50%, guiding the enhancement calculation.
Kajal v Jagdish Chand and Others(2020) 4 SCC 413DistinguishedCited to discuss disability sufficiency; distinguished because Kajal involved a 12-year-old with 100% disability, not applicable to the 6-year-old here; still used to discuss loss of marriage prospects and pain and suffering in context of severe injuries, but not controlling.

Diagnostic Tool

Beta

Does this judgment govern your specific facts?

Don't risk relying on a distinguishable precedent. Enter your facts or proposition below. We will test it against Shifana Muhammed (minor) through mother Laila v. Jaison, Vincent D. Paul, and The Oriental Insurance Co. Ltd. and instantly map out authorities that support, challenge, or govern your position.

Extracted Judgment Text

Exact text extracted from official judgment records.

# **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR. JUSTICE A. BADHARUDEEN** **WEDNESDAY, THE 22[ND] DAY OF JUNE 2022 / 1ST ASHADHA, 1944** **MACA NO. 1912 OF 2011** **AGAINST THE ORDER/JUDGMENT IN OPMV 1411/2007 OF MOTOR ACCIDENT** **CLAIMS TRIBUNAL, OTTAPPALAM** ## **APPELLANT/PETITIONER:** SHIFANA MUHAMMED, AGED 10 YEARS (MINOR), D/O.MUHAMMED, KARIKKAYIL HOUSE, CHELAKKODE DESOM, CHELAKKODE VILLAGE, THALAPPILLY TALUK, THRISSUR DISTRICT, REP. BY MOTHER LAILA. BY ADV. SRI.SHEJI P.ABRAHAM ## **RESPONDENTS/RESPONDENTS:** 1 JAISON, AGED 36 YEARS, S/O.CHUMMAR, PALAMUTTAM HOUSE, VELLANGALLUR DESOM, VADAKKUMKARA VILLAGE, THRISSUR DISTRICT, (DRIVER OF BEARING REG.NO.KL-8-Q-7740 BUS), PIN-680518. 2 VINCENT D.PAUL, AGE NOT KNOWN, S/O.ANTONY, THEKKAN HOUSE, P.O.MELOOR, CHALAKUDY, THRISSUR DISTRICT, PIN-680520, (OWNER OF BEARING REG.NO.KL-8-Q-7740 BUS). 3 THE ORIENTAL INSURANCE CO. LTD., MAHESWARI BUILDING, 3RD FLOOR, M.G.ROAD, THRISSUR, PIN-680501, POLICY NO.441100/31/2008/625 PREVIOUS NO.441100/31/2007/629 VALID UP TO 9/5/2007 TO 8/5/2008. BY ADVS. SMT.K.S.SANTHI SRI.GEORGE CHERIAN THIRUVALLA THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING FINALLY HEARD ON 22.06.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: **M.A.C.A No.1912 of 2011** 2 ## **JUDGMENT** This appeal arises out of award dated 30.05.2011 in O.P.(M.V) No.1411/2007, on the file of Motor Accidents Claims Tribunal, Ottapalam. The appellant herein is the original petitioner, where the original respondents before the Tribunal are the respondents. 2. Heard the learned counsel for the appellant as well as the learned Standing Counsel for the Insurance Company. 3. Brief facts of the case: In this case, a minor aged 6 years met with an accident on 04.11.2007 while she was walking from west to east through the side of the road, when she was hit down by a bus bearing registration No.KL-8 Q-7740, alleged to be driven by the 1[st] respondent, the driver of the bus, in a rash and negligent manner. The minor, who was represented by her mother, had **M.A.C.A No.1912 of 2011** 3 approached the Tribunal and claimed compensation to the tune of Rs.8,00,000/- from respondents 1 to 3 since the minor sustained serious injuries. 4. The 3[rd] respondent, Insurance Company filed written statement denying negligence on the part of 1[st] respondent while admitting policy of the vehicle. Quantum of compensation and the age of the appellant also was disputed. 5. Tribunal examined PWs.1 and 2 and marked Exts.A1 to A22 on the side of the appellant. Ext.B1 marked on the side of the Insurance Company. 6. After evaluation of the evidence as against the claim of Rs.8,00,000/-, the Tribunal granted Rs.3,82,550/- as compensation along with 7% interest. 7. It is argued by the learned counsel for the appellant, that the appellant, who now attained majority, sustained grievous injuries and disability as a result of the accident. He ## **M.A.C.A No.1912 of 2011** ## 4 submitted further that acting on Ext.A16, disability certificate produced before the Tribunal showing 35% disability, the Tribunal assessed the disability after fixing the monthly income at the rate Rs.15,000/- per annum. The learned counsel would urge that since the condition of the minor became worse, she was referred to medical board attached to Government Hospital, Thrissur by this Court and as per the certificate, Ext.X1, now produced before this Court, the disability was assessed at 54.875%. He also argued that in view of the high rate of disability, the case of the minor requires reconsideration in the matter of assessment of compensation by applying the ratio of the decision reported in _**Kajal v.**_ _**Jagdish Chand and Others**_ **: (2020) 4 SCC 413** . 8. The learned counsel for the Insurance Company would argue that in _**Kajal's case (Supra)**_ **,** the case of a young girl of 12 years **M.A.C.A No.1912 of 2011** 5 was considered, where the disability was 100%. Therefore, the ratio as such cannot be applied in this case. 9. On perusal of _**Kajal's case (Supra)**_ **,** it could be noticed that a minor girl, aged 12 years, sustained injuries and while dealing with compensation to be granted in the said case, the Apex Court fixed the monthly income at Rs.4,846/- per month considering the fact that the minimum wages payable to the skilled workmen would come to Rs.4,846/- per month. In addition to that marginal increase under other heads also was given in the said case since the disability was 100%. In this case also, the minor sustained very serious injuries as narrated in paragraphs 8 and 9 of the award, which is extracted here under: _(8) The petitioner was a minor, aged 6 years, student, as per the petition. Ext.A2 is the copy of wound certificate issued from Daya General Hospital, Thrissur. The injuries noted are_ **M.A.C.A No.1912 of 2011** 6 _"degloving injury involving left buttock, left thigh extending to perineum with tear anal opening, vaginal orifice and external urinary meatus, Degloving injury, continuous to Rt. thigh and left side outer abdominal wall, contusion on scalp, fracture pelvis”. Ext.A14 is the copy of discharge summary issued from Daya General Hospital, Thrissur. The date of admission was on 4-11-2007 and the date of discharge was on 7-1-2008. The diagnosis noted as "degloving injury buttock". She was re-admitted on 26-22008 and discharged on 4-3-2008. The diagnosis noted as sigmoid colostomy. Again she was admitted on 17-7-2008 and discharged on 18-7-2008. It is noted as viral fever with gastritis. Ext.A15 is the treatment certificate issued from the same hospital. The diagnosis noted as degloving injury thigh, buttock, perineum. Ext.A18 is the certificate regarding future treatment as per which the expenditure required will be around Rs.5,00,000/- Ext.A21 is another discharge summary issued from the same hospital. The date of admission was on 28-12-2010 and the date of discharge was on 4-1-2011 The diagnosis noted as post-traumatic deformity perineum._ _(9) Ext.A16 is the disability certificate_ **M.A.C.A No.1912 of 2011** 7 _issued by Associate Professor & Senior Consultant Surgeon attached to Govt.Medical College Hospital, Thrissur certifying that the doctor examined the petitioner and the disabilities noted are shock and mental agony due to the accident and subsequent surgeries, total damage of the Rt.labiamajora and minora of the vulva due to the degloving injury and repair produced thick scar contracture 10%, scar contracture over the vaginal opening and urethral opening produced urethral structure and scarred vaginal opening 10%, both buttocks are total damaged and hypertrophied scar with contracture, recurrent ulcertation, itching and scar contracture extending down to the thigh restrict the squatting purpose, partial loss of anal opening and damage of external spinter muscle of anal opening leads to incontinence of stool, scar over the abdomen, gluteal regions, both thighs and private parts leads to gross disfigurements, scar contracture, warrant the cosmetic appearance of female and loss of functions practically of the very vital structure the vulva and anal vaginal urethral and anal opening with restrict her normal physiological_ ## **M.A.C.A No.1912 of 2011** 8 _function and as a female her biological function too in future etc., So, the doctor assessed the whole body disability of 35%. Thus, considering injuries noted, I am of the view that whole body disability can be assessed at 25%._ 10. Since the medical board fixed the disability of the appellant herein at 54.875%, I am inclined to fix the same at 55% for the purpose of calculation. Following the ratio in _**Sarla Verma v. Delhi Transport Corporation**_ **:** **(2009) 6 SCC 121,** the multiplier is '15'. It is not in dispute that in cases involved in disability more than 50%, 40% addition towards future prospects is also liable to be given. Therefore, the monthly income for calculating 'loss of disability income' in this case comes to Rs.6,784/- (4,846+40%). Therefore, the 'loss of disability income' is recalculated as follows: **==> picture [380 x 45] intentionally omitted <==** ## **M.A.C.A No.1912 of 2011** 9 the Tribunal. Thus, **Rs.6,04,116/-** more is granted under the head 'loss of disability income'. 14. The Tribunal granted Rs.25,000/- under the head 'pain and sufferings'. In _**Kajal's case**_ _**(Supra)**_ **,** the Apex Court granted Rs.6,00,000/under the head 'pain and sufferings' and 'loss of amenities' together, since the minor was fully laid up in consequence of the accident. But in this case, the disability assessed was 55% and the appellant is not fully laid up. Therefore, I am inclined to grant **Rs.1,00,000/-** more under the head 'pain and sufferings'. 15. Coming to 'loss of marriage prospects', Rs.20,000/- was granted by the Tribunal. In _**Kajal's case (Supra)**_ **,** the Apex Court confirmed grant of Rs.3,00,000/- done by the Tribunal under the head 'loss of marriage prospects'. Since _**Kajal's case (Supra)**_ dealt with 100% disability, in this case the disability come to ## **M.A.C.A No.1912 of 2011** 10 55% and taking note of the fact that as per Ext.A16 and evidence of PW2, the doctor who issued Ext.A16, the 'loss of marriage prospects' insofar as the appellant submitted to be not normal. Therefore, I am inclined to grant **Rs.2,00,000/-** more under the head 'loss of marriage prospects'. 16. The Tribunal granted Rs.20,000/- only under the head 'loss of amenities'. I am inclined to grant **Rs.1,00,000/-** more under the head 'loss of amenities'. 17. In the result, this appeal is allowed. It is held that the appellant is entitled to get Rs.13,86,666/- as compensation out of which Rs.3,82,550/- was granted by the Tribunal and the balance amount of **Rs.10,04,116/-** (Rupees Ten Lakh Four Thousand One Hundred and Sixteen Only) is granted as enhanced compensation with the same rate of interest awarded by the Tribunal, payable by the 3[rd] respondent, ## **M.A.C.A No.1912 of 2011** ## 11 Insurance Company from the date of petition till the date of deposit or realisation. 18. The appellant valued the claim at Rs.8,00,000/-. In view of grant of Rs.10,04,116/- in excess of the claim, the appellant is bound to deposit Rs.10,041/- as additional court fee. The Insurance Company is directed to deposit Rs.10,041/- as additional court fee by a separate cheque in favour of M.A.C.T. The Insurance Company is directed to deposit the remaining amount in the name of the appellant within two months from today. On deposit, the appellant is entitled to release the same. Sd/- ## **A.BADHARUDEEN, JUDGE.** ww