High Court of KeralaSingle JudgeAppeal allowed in part: Tribunal’s award set as...

SHANMUGHANASSARI & ORS. v. JOSEPH CHACKOCHAN & ORS.

Case / Petition Number:MACA NO. 2449 OF 2010
Neutral Citation:/

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. S. DIAS
Judgment Date
2021-11-24
Court Decision / Holding
The appeal is allowed. The Tribunal’s dismissal of the main petition is set aside; OP(MV) No.290/2003 is allowed in part. The appellants are entitled to Rs.4,12,500 in equal shares, with interest at 7% per annum from the petition date until realization, and costs of Rs.10,000. The liability is fixed at 50:50 between the 1st respondent (owner of the motor cycle) and the 4th respondent (insurer of the scooter). The compensation amounts are to be disbursed to the appellants in the specified ratio. The 2nd respondent (insurer of the motorcycle) is not liable to indemnify the 1st respondent for his liability arising out of the accident; 1st and 4th respondents shall pay.
Final Disposition
Appeal allowed in part: Tribunal’s award set aside; appellants awarded Rs.4,12,500 with 7% interest and Rs.10,000 costs; liability shared 50:50 between motor cycle owner (respondent 1) and scooter insurer (respondent 4); insurer of motorcycle not liable for indemnity in respect of the deceased as pillion passenger under Act policy.

Parties to the Case

Appellants / Petitioners

  • SHANMUGHANASSARI & ORS. (1st to 5th appellants)

Respondents

  • JOSEPH CHACKOCHAN & ORS.
  • THE DIVISIONAL MANAGER UNITED INDIA INSURANCE COMPANY LTD.
  • JOHN ABRAHAM KP X/403 NCC GARDENS, NCC ROAD, AMBALAM JUNCTION
  • THE DIVISIONAL MANAGER ORIENTAL INSURANCE COMPANY LTD.

Legal Representation & Advocates

Counsels for Petitioners

  • • SRI.R.T.PRADEEP

Counsels for Respondents

  • • P.ANOOP (MULAVANA)
  • • PMM.NAJEEB KHAN
  • • NAGARAJ NARAYANAN
  • • VPK.PANICKER
  • • RAJAN VELLOTH
  • • SAIJO HASSAN
  • • PRATHAP PILLAI
  • • BENOJ C
  • • AUGUSTIN
  • • RAFEEK
  • • V.K. SEBIN
  • • THOMAS PAUL
  • • ANTONY MANIAMKOT

Case Synopsis & Summary

This appeals the Motor Accidents Claims Tribunal, Thiruvananthapuram, award in OP(MV) No.290/2003 arising from a fatal accident on 12.11.2002 involving a motorcycle (registration No.KCT-1588) and a scooter (KL-01/T-9750). The appellants, the deceased’s legal heirs, claimed Rs.5,55,000 (limited to Rs.5,00,000) under Section 163A of the Motor Vehicles Act, 1988, asserting joint negligence of the riders of the two vehicles. The Tribunal consolidated three claim petitions: the owners and insurers of both vehicles were impleaded; it dismissed the main petition (OP(MV) No.290/2003) while allowing OP(MV) No.1330/2003 (rider of the scooter) and OP(MV) No.1956/2003 (injured pedestrian) to recover from the respective insurers. The appellants contended that negligence of both drivers caused the accident and that liability should be joint and several, with the insurers potentially liable. The High Court relied on Anuradha Varma and United India decisions to hold that drivers need not be impleaded where joint tortfeasors exist, and later, on Khenyei to articulate composite negligence rules. It held both riders negligent (50:50) and that the scooter’s insurer was not liable to indemnify the pillion passenger as the policy was Acts-only. Notwithstanding, the court proceeded to award Rs.4,12,500 to the appellants, with 7% interest and costs, directing payment by the first owner and the scooter insurer in equal shares. The appeal is allowed.

Provisions of Law Cited

Section 163A of the Motor Vehicles Act, 1988Section 166 of the Motor Vehicles Act, 1988Section 7 of the Kerala Torts (Miscellaneous Provisions) Act, 1976Second Schedule of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Joint and several liability (of joint tortfeasors)
  • Composite negligence
  • Notion of joint tortfeasors – non-joinder not fatal in certain circumstances
  • Non-apportionment of compensation between joint tortfeasors when both are liable
  • Notion that proof of negligence is not required in Section 163A claims (per United Insurance Co.)
  • Notion that gratuitous passengers are not indemnified under an Act policy (per Asha Rani and Daisy Paul)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contended that the accident resulted from the joint negligence of the riders of the motorcycle and scooter. They impleaded the owners and insurers of both vehicles and submitted that, under Section 163A, proof of negligence is not essential for compensation; liability is joint and several among joint tortfeasors. Therefore, both drivers should be liable, and the compensation should be recovered from the respondents in aggregate, with apportionment appropriate to inter se fault. The appellants relied on Anuradha Varma (Ker.) and Khenyei to support joint liability and non-joinder rules, and argued for quantum based on the Second Schedule, with Rs.3,000 monthly notional income for a 28-year-old deceased, resulting in Rs.4,12,500 after deductions and allowances.

Contentions of Respondents

The respondents argued that the scooter rider’s negligence caused the accident and that the insurer of the scooter (and the owner of the scooter) should not be saddled with liability given Act policy constraints. They urged that not all joint tortfeasors need be impleaded, and emphasized the necessity of contesting the actual negligent party (rider of the motor cycle) and the insurer’s independent liability. With respect to compensation, they urged adherence to the Tribunal’s findings and argued that the policy type does not obligate indemnity for gratuitous passengers on an Act policy, aligning with New India decisions (Asha Rani, Daisy Paul). They also argued that the non-joinder argument is correct and that the Tribunal’s approach should be maintained.

Cited Precedents (7)

Case NameCitationTreatmentExplanation
United Insurance Company Ltd. v. Sunilkumar2017 (4) KLT 1093 (SC)PositiveSC held negligence proof is not required in Section 163A claims, supporting non-reliance on negligence proof here.
Anuradha Varma v. State of Kerala1993 KHC 419PositiveDivision Bench held no necessity to implead drivers since tort liability is joint and several.
United India Assurance Co. v. Ratnamma1988 (1) ACJ 435PositiveCited as authority for non-joinder of all drivers where joint tortfeasors exist.
Khenyei v. New India Assurance Co. Ltd. & others(2015) 9 SCC 273PositiveAffirms composite negligence framework and joint and several liability; apportionment not per se.
New India Assurance Co. Ltd. v. Daisy Paul(2021) 2 KHC 449PositiveNoted insurer-not-liable for gratuitous passenger under Act policy; follows Asha Rani line.
New India Assurance Co. Ltd. v. Asha Rani(2003) (1) KLT 165 SCPositiveSC held gratuitous passenger not indemnified under Act policy.
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.(2011) 13 SCC 236PositiveNotional income fixation for death claims; used to set Rs.3,000/month.

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Extracted Judgment Text

Exact text extracted from official judgment records.

MACA NO. 2449 OF 2010 1 ## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE C.S.DIAS** **WEDNESDAY, THE 24[TH] DAY OF NOVEMBER 2021 / 3RD AGRAHAYANA, 1943** ## **MACA NO. 2449 OF 2010** **AGAINST THE ORDER/JUDGMENT IN OPMV 290/2003 OF MOTOR ACCIDENT** ## **CLAIMS TRIBUNAL ,TRIVANDRUM, THIRUVANANTHAPURAM APPELLANT/S:** 1 SHANMUGHANASSARI & ORS.AGED 77 YEARS FATHER OF DECEASED JAYAKUMAR, PARAYANVILAKATHU, PUTHEN VEEDU, IRUKUNNAM MANIKANTESWARAM P.O.,, THIRUVANANTHAPURAM. 2 KRISHNAMMA RESIDING AT DO.DO. 3 RAJAN OF DO. 4 USHA WO.PARAMESWARAN RESIDING AT DO. 5 SEETHALEKSHMI WO.MURUKAN OF DO. BY ADV SRI.R.T.PRADEEP ## **RESPONDENT/S:** 1 JOSEPH CHACKOCHAN & ORS. SHEENA MANZIL, K.P.XI/1527,, N.C.C.ROAD, KOWDIAR P.O., THIRUVANANTHAPURAM.695003 2 THE DIVISIONAL MANAGER UNITED INDIA INSURANCE COMPANY LTD.,, PB NO.552, MULANKARA BUILDING, PALAYAM, THIRUVANANTHAPURAM.695146 3 JOHN ABRAHAM KP X/403 NCC GARDENS, NCC ROAD, AMBALAM JUNCTION,, MACA NO. 2449 OF 2010 2 ## THIRUVANANTHAPURAM.695001 4 THE DIVISIONAL MANAGER ORIENTAL INSURANCE COMPANY LTD.,, DIVISIONAL OFFICE NO.II, ST.MARY VILLA,, ULLOOR, THIRUVANANTHAPURAM.695011 BY ADVS. P.ANOOP (MULAVANA) PMM.NAJEEB KHAN NAGARAJ NARAYANAN VPK.PANICKER RAJAN VELLOTH SAIJO HASSAN PRATHAP PILLAI BENOJ C AUGUSTIN RAFEEK. V.K. SEBIN THOMAS PAUL ANTONY MANIAMKOT THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 24.11.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: MACA NO. 2449 OF 2010 3 ## **JUDGMENT** The appellants were the petitioners in OP(MV) No.290/2003 on the file of the Motor Accidents Claims Tribunal, Thiruvananthapuram. The respondents in the appeal were the respondents before the Tribunal. 2. The appellants had filed the claim petition under Section 163 A of the Motor Vehicles Act, 1988, claiming compensation on account of the death of Jayakumar (deceased), son of the appellants 1 and 2 and brother of the appellants 3 to 5. It was their case that, on 12.11.2002, while the deceased was traveling as pillion on a motor cycle bearing registration No.KCT-1588 (motor cycle), from Mannammoola to Peroorkada, when the vehicle reached the place of accident, it hit against the scooter bearing registration No.KL-01/T-9750 (scooter). The deceased sustained fatal injuries and lost his life. The deceased was a carpenter by profession and earning a monthly income of Rs.3,000/-. The 1[st] respondent was the owner and the 2[nd] respondent was the insurer of the motor cycle. The 3[rd] respondent was the owner and the 4[th] respondent was the MACA NO. 2449 OF 2010 4 insurer of the scooter. The appellants contended that the accident occurred due to the negligence of the drivers of the two vehicles. Hence, the appellants claimed a compensation of Rs.5,55,000/- from the respondents, but the claim was limited to Rs.5,00,000/- 3. The rider of the scooter filed OP(MV) No.1330/2003 under Section 166 of the Motor Vehicles Act, 1988, claiming compensation from the respondents. Similarly, a pedestrian, who was injured in the same accident filed OP(MV) No.1956/2003 under Section 166 of the Motor Vehicles Act, 1988, claiming compensation from the respondents 1 and 2. 4. The 1[st] respondent had filed separate written statements in all the claim petitions, inter alia, contending that he had sold the motor cycle to one Arunkumar on 27.09.2001 and the said fact was intimated to the Regional Transport Officer on 19.10.2001. Therefore, on the date of accident i.e., 12.11.2002, he was not the owner of the motor cycle. 5. The 2[nd] respondent had filed written statements and additional written statements in all the claim petitions contending that the accident occurred due to the negligence of 5 MACA NO. 2449 OF 2010 the rider of the scooter. It was further contended that the deceased was a pillion rider – a gratuitous passenger, traveling on the motor cycle which was covered by an Act policy. Therefore, the 2[nd] respondent was not liable to indemnify the 1[st] respondent of his liability arising out of the accident. 6. The 3[rd] respondent had filed separate written statements in all the claim petitions contending that he was an unnecessary party to the litigation because it was the rider of the motor cycle, who hit against the scooter, and the accident occurred due to the negligence of the rider of the motor cycle. Hence, the 3[rd] respondent may be exonerated. 7. The 4[th] respondent had filed separate written statements in all the claim petitions contending that the claim petitions were bad for non-joinder of necessary parties, as the drivers of the two vehicles were not made parties in the proceedings. Similarly, it was contended that the accident occurred due to the negligence of the 2[nd] respondent, rider of the motor cycle. Therefore, the 4[th] respondent may be exonerated of his liability. 8. The Tribunal consolidated and jointly tried the three claim petitions. The petitioners in the three claim petitions MACA NO. 2449 OF 2010 6 produced and marked Exts.A1 to A16 in evidence. The 2[nd] respondent produced the insurance policy, which was marked as Ext.B1. 9. The Tribunal by its common award dismissed the captioned claim petition, but allowed OP(MV) No.1330/2003, by permitting the petitioner therein to recover compensation from the respondents 1, 2 and additional 5[th] respondent – subsequent owner of the motor cycle. OP(MV) No.1956/2003 was also allowed by the Tribunal, permitting the petitioner therein to recover the compensation amount from the respondents 1 and 2. 10. Aggrieved by the dismissal of OP(MV) No.290/2003, the petitioners are in appeal. 11. Heard; Sri. R.T. Pradeep, the learned counsel appearing for the appellants/petitioners, Sri. PMM. Najeeb Khan, the learned counsel appearing for the 2[nd] respondent/insurer of the motor cycle, Sri.Nagaraj Narayanan, the learned counsel appearing for the 3[rd] respondent and Sri.VPK.Panicker, the learned counsel appearing for the 4[th] respondent/insurer of the scooter. MACA NO. 2449 OF 2010 7 12. The question that arises for consideration in the claim petition is whether the dismissal of the claim petition by the Tribunal is sustainable in law or not. 13. The specific case of the appellants in the claim petition was that the accident occurred due to the negligence of the drivers of the motor cycle and the scooter. The appellants had impleaded the respondents 1 and 3 as the owners of the motor cycle and scooter, and the respondents 2 and 4 as the insurers of the motor cycle and the scooter, respectively. 14. The Police had filed Ext.A5 charge sheet, attributing negligence on the rider of the motor cycle for causing the accident. 15. In **United Insurance Company Ltd. vs. Sunilkumar** [2017 (4) KLT 1093 (SC)], the Honourable Supreme Court has categorically held that in a claim under Section 163A, proof of negligence is irrelevant and insignificant. 16. In the above legal matrix, what needs to be looked into is the pleadings and materials on record. 17. The definite case of the petitioners/appellants was that the accident occurred due to the negligence of the drivers of MACA NO. 2449 OF 2010 8 the two vehicles, who were said to be joint tortfeasers. Hence, the respondents 2 and 4 were impleaded as the insurers of the two vehicles, to indemnify the liability of the respondents 1 and 3. 18. The learned counsel appearing for the 4[th] respondent/insurer vehemently argued that the claim petition is bad for non-joinder of necessary parties because the riders of the vehicles were not impleaded as the parties in the claim petition. According to him, it is the riders of the two vehicles who are the joint tortfeasers, who have to necessarily be on the party array. 19. The above question is no longer res-integra in view of the declaration of law by this Court in **Anuradha Varma vs. State of Kerala** [1993 KHC 419], wherein a Division Bench of this Court placing reliance on an earlier Division Bench decision in **United India Assurance Company Ltd. Vs. Ratnamma** [(1988) 1 ACJ 435] and Section 7 of the Kerala Torts (Miscellaneous Provisions) Act, 1976 has held, that there is no necessity to implead the drivers of the vehicles because the liability in a tort is joint and several. MACA NO. 2449 OF 2010 9 20. In the light of the ratio decidendi in **Anuradha Varma and Ratnamma** (supra), I hold that the non-impleadment of the riders of the two vehicles is not fatal to the appellants. 21. A three Judge Bench of the Honourable Supreme Court in **Khenyei vs. New India Assurance Co. Ltd. & others** [(2015) 9 SCC 273 has declared in paragraph 22 as follows: “22. What emerges from the aforesaid discussion is as follows: 22.1 In the case of composite negligence, the plaintiff/claimant is entitled to sue both or any one of the joint tortfeasors and to recover the entire compensation as liability of joint tortfeasors is joint and several. 22.2 In the case of composite negligence, apportionment of compensation between two tortfeasors vis-a-vis the plaintiff/claimant is not permissible. He can recover at his option whole damages from any of them. 22.3 In case all the joint tortfeasors have been impleaded and evidence is sufficient, it is open to the court/Tribunal to determine inter se extent of composite negligence of the drivers. However, determination of the extent of negligence between the joint tortfeasors is only for the purpose of their inter se liability so that one may recover the sum from the other after making whole of the payment to the plaintiff/claimant to the extent it has satisfied the liability of the other. In case both of them have been impleaded and the apportionment/extent of their negligence has been determined by the court/Tribunal, in the main case one joint MACA NO. 2449 OF 2010 10 tortfeasor can recover the amount from the other in the execution proceedings. 22.4 It would not be appropriate for the court/Tribunal to determine the extent of composite negligence of the drivers of two vehicles in the absence of impleadment of other joint tortfeasors. In such a case, impleaded joint tortfeasor should be left, in case he so desires, to sue the other joint tortfeasor in independent proceedings after passing of the decree or award”. 22. In the case at hand, the specific contention of the appellants was that the respondents 1 and 3 were the owners of the two vehicles. Going by the law laid down in **Khenyei vs. New India Assurance Co. Ltd. & others** (supra) and on a reappreciation of the pleadings and materials on record, especially for want of material to the contrary, I hold that both the riders of the vehicles were negligent in causing the accident. Hence, contributory negligence has to be fixed in ratio of 50:50 and the compensation amount has to be paid by the owners of the two vehicles, namely the respondents 1 and 3 as pleaded in the claim petition. 23. However, in view of the fact that the motor cycle was only covered by an Act policy and that the deceased was a pillion rider, going by the ratio of this Court in **New India** MACA NO. 2449 OF 2010 11 **Assurance Company Ltd. Vs. Daisy Paul** [(2021) 2 KHC 449], following the decision of the Honourable Supreme Court in **New India Assurance Company Ltd. Vs. Asha Rani** [2003 (1) KLT 165 SC], that an insurance company is not liable to indemnify the gratuitous passenger traveling on a vehicle covered by an Act policy, I hold that the 2[nd] respondent is not liable to indemnify the 1[st] respondent for his liability arising out of the accident. 24. In the above circumstances, I hold that it is the 1[st] respondent/owner of the motor cycle, as can be gathered from the materials on record and the 1[st] respondent not contesting the proceedings before the Tribunal or this Court, and the 4[th] respondent insurer of the scooter, who are liable to pay the compensation amount in the ratio of 50:50. 25. The case of the appellants was that the deceased was a carpenter by profession and earning a monthly income of Rs.3,000/-. 26. Even though the appellants had not produced any materials to substantiate their assertion, going by the law laid down in **Ramachandrappa vs. Manager, Royal Sundaram** MACA NO. 2449 OF 2010 12 **Alliance Insurance Company Ltd. :** [(2011) 13 SCC 236], the notional monthly income of the deceased is fixed at Rs.3,000/as claimed in the claim petition, considering the fact that the accident occurred in the year 2002. 27. It is on record that the deceased was aged 28 years as on the date of accident. As the claim petition was filed under Section 163A, the compensation is to be awarded as per the structured formula in the Second Schedule of the Act. 28. In above circumstances, considering the monthly income of the deceased at Rs.3,000/- and his age falling within bracket of 25 to 30, an amount of Rs.6,12,000/- is to be awarded as compensation, but one third of the compensation has to be deducted towards the personal living expenses of the deceased as shown in the note below the Second Schedule. Likewise the appellants are also entitled to an amount of Rs.2,000/- towards 'funeral expenses' and Rs.2,500/- towards 'loss of estate' as provided in Column no.3 of the Second Schedule. Therefore, the appellants are entitled to a total amount of Rs.4,12,500/-. In the result, the appeal is allowed, by setting aside the impugned award passed by the Tribunal in OP(MV) MACA NO. 2449 OF 2010 13 No.290/2003 and the claim petition is allowed by permitting the appellants to recover from the respondents 1 and 4 in equal shares an amount of Rs.4,12,500/- with interest @7% per annum from the date of petition till the date of realization and cost of Rs.10,000/-. The respondents 1 and 4 are directed to pay the compensation amount in the ratio of 50:50. The compensation amount shall be disbursed to the appellants 1 and 2 in the ratio of 50:50. sd/- **C.S.DIAS, JUDGE** rkc