High Court of KeralaSingle JudgeAppeal allowed in part; enhanced compensation a...

Sasikumar v. EC Jose and Others

Case / Petition Number:MACA NO. 1058 OF 2014
Neutral Citation:2025:KER:23528

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-02-24
Court Decision / Holding
Appeal allowed in part. The 3rd respondent (insurer) is directed to deposit a total sum of Rs. 2,20,300 (Rupees two lakhs twenty thousand three hundred only), less any amount already deposited, with interest at 8% per annum from the date of the petition till deposit/realisation, excluding 23 days’ delay, within two months. Upon deposit, the Tribunal shall disburse the entire amount to the petitioner, excluding court fee, without delay, as per rules.
Final Disposition
Appeal allowed in part; enhanced compensation and recalculated amounts; insurer to deposit Rs. 2,20,300 with interest within two months; Tribunal to disburse upon deposit.

Parties to the Case

Appellants / Petitioners

  • Sasikumar

Respondents

  • E.C. Jose
  • Babu
  • The United India Insurance Company Limited

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. T.C. Suresh Menon
  • • Sri. A.R. Nimod

Counsels for Respondents

  • • Sri. S.K. Ajay Kumar-SC
  • • Sri. Agi Jose

Case Synopsis & Summary

This is a Motor Accident Claims Appeal (MACA No. 1058 of 2014) before the Kerala High Court, arising from an award under Section 166 of the Motor Vehicles Act, 1988 by the Motor Accident Claims Tribunal at Thrissur. The appellant Sasikumar, an autorickshaw driver, sustained serious injuries in a motor vehicle collision on 08.07.2006 involving a lorry on the Wadakkanchery-C Chelakkara road. The Tribunal found negligence on the part of the driver, awarded Rs. 80,750 in total compensation, and directed the insurer to pay. The appellant challenges the quantum, arguing the Tribunal erred in fixing income, disability, and several heads of compensation. The respondent insurer admitted the accident and policy but denied negligence. In addressing the appeal, the High Court examines the appropriate notional income for an autorickshaw driver in 2006, citing Ramachandrappa; notes that the disability certificate shows 6% disability, but the Tribunal reduced it to 3% without valid justification, and follows established jurisprudence (Pranay Sethi, Sarla Verma) to apply 40% future prospects and a multiplier of 15. The court increases past losses, awards enhanced damages for pain, suffering, loss of amenities, extra nourishment, and disability, and computes a revised total of Rs. 2,20,300. The appeal is allowed in part; the insurer is directed to deposit this amount with interest at 8% per annum within two months, and the Tribunal is to disburse the amount upon deposit. The decision is signed by Judge C. Pratheep Kumar.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income principle for auto-rickshaw drivers (Ramachandrappa)
  • 40% future prospects (National Insurance Co. Ltd v. Pranay Sethi)
  • Multiplier rule (Sarla Verma v. Delhi Transport Corporation)
  • Medical board/higher authority remedy when disability certificate is disputed (Manikantan G. v. Janardhanan Nair and Others)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in fixing the income of the claimant (auto-rickshaw driver) at Rs. 3,000 per month instead of the notional income supported by jurisprudence (notably Ramachandrappa) and that the disability percentage (6%) was wrongly reduced to 3% without valid grounds. They also urge that future prospects (40%), correct disability calculation (6%), and enhanced compensation across heads (pain and suffering, loss of amenities, extra nourishment, etc.) should be applied; the overall compensation should reflect actual loss including loss of earnings for a longer period, accounting for medical treatment and duration of inpatient care.

Contentions of Respondents

The insurer contests the quantum, arguing that the Tribunal appropriately assessed the evidence and that the compensation fixed is adequate; they challenge the elevation of disability and income, and contend that heads of damages should be adjudicated prudently within the established legal framework.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveNotional income for an autorickshaw driver in 2006 used to fix compensation amount for loss of disability.
National Insurance Co. Ltd v. Pranay Sethi2017 (16) SCC 680PositiveNotion of 40% future prospects applied in calculating compensation for loss of disability.
Sarla Verma v. Delhi Transport Corporation2009 (6) SCC 121PositiveMultiplier (15) applied for calculating loss of earning/disability.
Manikantan G. v. Janardhanan Nair and Others2021 (5)KHC 305PositiveDoctrine that disability claims should be referred to a medical board/higher authority when the disability certificate is in doubt; Tribunal's reduction without justification was not proper.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:23528 ``` **==> picture [58 x 57] intentionally omitted <==** ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR ``` ``` MONDAY, THE 24[TH] DAY OF FEBRUARY 2025 / 5TH PHALGUNA, 1946 ``` ``` MACA NO. 1058 OF 2014 ``` ``` AGAINST THE AWARD DATED 08.03.2013 IN OPMV NO.1984 OF 2006 OF MOTOR ACCIDENT CLAIMS TRIBUNAL & SPECIAL COURT FOR E.C. ACT CASES, ``` ## **`THRISSUR`** ## **`APPELLANT:`** ``` SASIKUMAR AGED 45 YEARS ``` ``` S/O.NARAYANAN NAIR,RESIDING AT RARIYAMKANDATH, VELLIYATT HOUSE,CHELAKKARA, THRISSUR DISTRICT ``` ``` BY ADVS. SRI.T.C.SURESH MENON SRI.A.R.NIMOD ``` ## **`RESPONDENTS:`** - **`1 E.C. JOSE S/O.CHAKKU,RESIDING AT EDAKKALATHUR P.O,KIILLIMANGALAM,THRISSUR 680 552`** - **`2 BABU`** - **`S/O.CHATHAN,RESIDING AT KARAKOLAMBU VEETTIL,CHELAKKODE,THRISSUR 680 587`** ``` 3THE UNITED INDIA INSURANCE COMPANY LIMITED ORISON COMPLEX,WADAKKANCHERY ROAD, KUNNAMKULAM,THRISSUR 680 503 ``` ``` MACA NO. 1058 OF 2014 2 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23528 ``` ``` BY ADVS. SRI.S.K.AJAY KUMAR-SC SRI.AGI JOSEPH ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 24.02.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 1058 OF 2014 3 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23528 ``` ## **J U D G M E N T** Dated this the 24[th] day of February, 2025 The petitioner in O.P.(M.V.) No.1984/2006 on the file of the Motor Accident Claims Tribunal, Thrissur, is the appellant herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal). 2. The petitioner filed the above O.P. under Section 166 of the Motor Vehicles Act, 1988, claiming compensation for the injuries sustained in a motor vehicle accident that occurred on 08.07.2006. According to the petitioner, on 08.07.2006 at about 9.30 a.m., while he was driving an autorickshaw along with the Wadakkanchery-Chelakkara public road, a lorry bearing Reg.No.KL-8/D 187 driven by the 2[nd] respondent in a rash and negligent manner came in opposite direction and hit against the autorickshaw. As a result of the accident, the petitioner sustained serious injuries. 3. The 1[st] respondent is the owner , the 2[nd] respondent is the driver and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioner, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. is Rs.2,59,500(limited to 2,30,000). ``` MACA NO. 1058 OF 2014 4 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23528 ``` 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the documentary evidence Exts.A12 to A18 and B1 were marked. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.80,720 (rounded to 80,750) and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioner preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.T.C Suresh Menon, the learned Counsel appearing for the petitioner/appellant, and Sri.S.K Ajaykumar, the learned Standing Counsel for the 3[rd ] respondent. 10. The Point: In this case the accident as well as valid insurance policy of the offending vehicle are admitted. One of the contentions raised by ``` MACA NO. 1058 OF 2014 5 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:23528` the learned counsel for the petitioner is regarding the income of the petitioner as fixed by the Tribunal. According to him, the petitioner was working as autorickshaw driver, earning Rs.4500/- per month, but the Tribunal fixed his monthly income at Rs.3000/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. It is true that the petitioner could not prove his income, as claimed in the OP. However from Ext.A16 driving licence and it is proved that the petitioner was an autorickshaw driver by profession. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, in the year 2006 will come to Rs.5500/-. Therefore, the petitioner being an autorickshaw driver by profession, his notional income is fixed at Rs.6500/-, for the purpose of computing the loss of disability. 12. In the accident the petitioner sustained the following injuries: “Fracture right mandible in face ankle, multiple disfiguring injuries on face and lower jaw extending to neck, lacerated wound on cheek, scalp frontal.” 13. Ext. A15 disability certificate shows that the petitioner suffered 6% permanent physical disability. The Tribunal, however, scaled down the percentage of disability of the petitioner to 3%, without assigning valid and ``` MACA NO. 1058 OF 2014 6 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:23528` cogent reasons. The law is settled that, if the Tribunal is not satisfied with the disability certificate produced by the petitioner, the remedy is to refer him to a medical board or higher Authority.(See **Manikantan G. v. Janardhanan Nair and Others** , 2021 (5)KHC 305). Having not done so, the Tribunal was not justified in scaling down the percentage of disability from what is shown in the disability certificate. I do find any grounds to disbelieve the said disability and as such the permanent physical disability of the petitioner is fixed as 6%. 14. On the date of accident, the petitioner was aged 38 years. Therefore, 40% of the monthly income is to be added towards future prospects, as held in the decision in **National Insurance Co. Ltd v. Pranay Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 15, as held in **Sarla Verma v. Delhi Transport Corporation,** [(2009) 6 SCC 121]. In the above circumstances, the loss of disability will come to Rs.98,280/- 15. Towards loss of earning, the tribunal has awarded only Rs.9000/- being the income for 3 months @Rs.3000/-. Considering the nature of the injuries sustained and the percentage of disability suffered by the petitioner, the petitioner might have lost income at least for a period of 4 months. Therefore, towards 'loss of income' the petitioner is entitled to get a ``` MACA NO. 1058 OF 2014 7 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23528 ``` sum of Rs. 26,000/- (6500x 4 months). 16. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.12,000/-. The tribunal has not awarded any amount on the heads 'loss of amenities of life' and 'extra nourishment'. According to the learned counsel for the petitioner, the compensation awarded on those heads are on the lower side. 17. The petitioner sustained very serious injuries in the accident and was treated as inpatient for 16 days. Because of the injuries sustained, the percentage of disability suffered and the length of treatment undergone by the petitioner, I hold that the compensation awarded by the Tribunal on the heads ‘pain and sufferings’, 'loss of amenities of life' and 'extra nourishment' are on the lower side and hence they are enhanced to Rs.30,000/-,20,000/- and 2000/- respectively. Towards ‘damage to clothing’ Rs.500/- is awarded. 18. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. 19. Therefore, the petitioners/appellants are entitled to get a total compensation of Rs.2,20,300/-, as modified and recalculated above and given in the table below, for easy reference: ``` MACA NO. 1058 OF 2014 8 ``` ``` 2025:KER:23528 ``` **==> picture [58 x 58] intentionally omitted <==** |**Sl.**<br>**No.**|**Head of Claim**|**Amount awarded by**<br>**Tribunal (in Rs.)**|**Amount Awarded**<br>**in Appeal (in Rs.)**| |---|---|---|---| |1|Loss of earning|Rs.9,000/-|Rs.26,000/-| |2|Medical expenses|Rs.27,320|Rs.27320| |3|Bystander expenses|Rs.3,200/-|Rs.3,200/-| |4|Transportation expenses|Rs.3,000/-|Rs.3,000/-| |5|Pain& Suffering|Rs.12,000/-|Rs.30,000/-| |6|Disability|Rs.16,200/-|Rs.98,280/-| |7|Disfiguration|Rs.10,000/-|Rs.10,000/-| |8|Loss of amenities|NIL|Rs.20,000/-| |9|Extra nourishment|NIL|Rs.2,000/-| |10|Damage to clothing|Nil|500| ||Total|Rs.80720 rounded to<br>80750/-|Rs.2,20,300/-| ||Enhanced|Rs.139550/-|| 20. In the result, this Appeal is allowed in part, and 3[rd] respondent - is directed to deposit a total sum of Rs.2,20,300/ (Rupees Two lakhs twenty thousand three hundred only), less the amount already deposited, if any, along with interest @ 8% per annum, from the date of the petition till deposit/realisation, excluding interest for a period of 23 days, the period of delay in filing the appeal, with proportionate costs, within a period of two ``` MACA NO. 1058 OF 2014 9 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23528 ``` months from today. On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioner, excluding court fee payable, if any, without delay, as per rules. Sd/- **C. PRATHEEP KUMAR, JUDGE**