High Court of KeralaSingle JudgeThe appeal is allowed in part.

SASI @ SASEENDRAN v. CIPANKAJAKSHAN, MAJEESH MATHEW and The Manager Oriental Insurance Co. Ltd., Palakkad Branch

Case / Petition Number:MACA No. 2547-2009

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C.S. DIAS
Judgment Date
2021-12-10
Court Decision / Holding
The appeal is allowed in part. The court re-calculated and enhanced the compensation as follows: total enhanced compensation Rs. 3,25,120 (from Rs. 1,79,900) after considering increased notional income (Rs. 4,000/month), disability at 21%, and the multiplier of 14, with adjustments across heads including loss of earnings (Rs. 20,000), transportation (Rs. 1,000), by-stander expenses (Rs. 8,250), extra nourishment (Rs. 4,950), medical expenses (Rs. 1,08,800), pain and suffering (Rs. 20,000), and loss of amenities (Rs. 21,000). The court directed the 3rd respondent to deposit the enhanced amount with interest at 7% per annum and costs of Rs. 15,000 before the Tribunal within sixty days from receiving a certified copy of the judgment, with immediate distribution of funds upon deposit. The order notes the delay in filing the appeal and deducts interest for 485 days as ordered by the court on 20.10.2021 in C.M. Application No. 1/2009.
Final Disposition
The appeal is allowed in part.

Parties to the Case

Appellants / Petitioners

  • SASI @ SASEENDRAN

Respondents

  • C.I. Pankajakshan
  • Majeesh Mathew
  • The Manager Oriental Insurance Co. Ltd Palakkad Branch

Legal Representation & Advocates

Counsels for Petitioners

  • • N. Krishnankutty Pillai

Counsels for Respondents

  • • V.P.K. Panicker (for 3rd respondent/insurer)

Case Synopsis & Summary

The appellant SasI @ Saseendran filed a petition under Section 166 of the Motor Vehicles Act, 1988, seeking compensation for injuries sustained in an accident on 26.04.2003 when travelling in a jeep on the Palakkad–Ernakulam highway. The jeep, owned by the 1st respondent and insured with the 3rd respondent, collided with a lorry and an electric post, throwing the appellant out and resulting in multiple injuries and a 33-day inpatient treatment. The Tribunal partly allowed the petition, awarding Rs. 1,79,900. The appellant challenged the quantum, arguing that the evidence supports higher compensation and that the notional income and disability percentage were incorrectly assessed. The court examined the evidence on income, disability, and the heads of damage, applying established precedents. Notably, the court refixed the appellant’s monthly income at Rs. 4,000 (instead of Rs. 2,000) and enhanced the permanent disability to 21% (from 8%), applying the multiplier of 14 from Sarla Verma. It relied on Ramachandrappa for coolie-wage income and on Raj Kumar for ensuring medical-certificates are corroborated or referred to a Medical Board when doubtful. After re-evaluation, the court increased several heads of compensation, resulting in a total of Rs. 3,25,120 and allowed the appeal in part, with directions to deposit the enhanced amount with interest and costs.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income for coolie workers (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited, (2011) 13 SCC 236)
  • Multiplier principle under Sarla Verma (Sarla Verma and Others v. Delhi Transport Corporation and another, (2009) 6 SCC 121)
  • Obligation to refer to Medical Board if disability certificate is doubtful (Raj Kumar v. Ajay Kumar, (2011) 1 KLT 620 SC)
  • Functional disability approach in assessment of loss head

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in fixing the income, disability and other heads of compensation. He claimed that the evidence supports a higher quantum, contends that the disability should be fixed at 21% (as per Exhibit A5) and that the notional income for a coolie should reflect standards set by established precedents, including Ramachandrappa. He seeks enhancement of overall compensation beyond the Tribunal’s award and application of applicable multiplier (Sarla Verma) to compute loss of earnings and disability damages.

Contentions of Respondents

The respondents admitted the accident but denied negligence by the driver (2nd respondent). The 3rd respondent/insurer contended that the 2nd respondent did not hold a valid driving license or badge. They argued that the insurance policy’s conditions may not cover the claimed liability if breaches are established, and urged adherence to the Tribunal’s findings on liability and quantum unless rebutted by evidence.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited(2011) 13 SCC 236PositiveUsed to fix the notional income for a coolie worker around 2004, guiding the income component of the award.
Raj Kumar v. Ajay Kumar(2011) 1 KLT 620 SCPositiveSupreme Court holding that a Tribunal must refer an injured claimant to a Medical Board if the disability certificate is doubtful.
Sarla Verma and Others v. Delhi Transport Corporation and another(2009) 6 SCC 121PositiveEstablished multiplier doctrine (14 for the age of 41) applied to compute compensation.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE C.S.DIAS** **FRIDAY, THE 10[TH] DAY OF DECEMBER 2021 / 19TH AGRAHAYANA, 1943** ## **MACA NO. 2547 OF 2009** **AGAINST THE AWARD DATED 07.03.2008 IN OPMV 1145/2003 OF MOTOR** **ACCIDENT CLAIMS TRIBUNAL , IRINJALAKUDA** ## **APPELLANT/PETITIONER:** SASI @ SASEENDRAN, AGED 41 YEARS, S/O.RAMAN, KUTTIKATTIL HOUSE, KARAMKAYAM PO,, PALAKKAD DISTRICT. BY ADV SRI.N.KRISHNANKUTTY PILLAI ## **RESPONDENTS/RESPONDENTS:** - 1 C.I.PANKAJAKSHAN, S/O ITTAMAN CHITIYATH HOUSE, NAYARANGADI, KODASSERY PO,, (VIA)CHALAKUDY, THRISSUR DISTRICT. - 2 MAJEESH MATHEW, S/O.M.V.MATHEW MANJAPARAYIL HOUSE, MANGALAM DAM P.O., PALAKKAD DISTRICT. - 3 THE MANAGER ORIENTAL INSURANCE CO.LTD PALAKKAD BRANCH,T.S.N. COMPLEX, RAILWAY STATION, ROAD, PALAKKAD DISTRICT. BY ADV SRI.VPK.PANICKER THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 10.12.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: 2 MACA No2547-2009 ## **Dated this the 10[th] day of December, 2021.** ## **JUDGMENT** The appellant was the petitioner in OP(MV) No.1145/2003 on the file of the Motor Accidents Claims Tribunal, Irinjalakuda. The respondents in the appeal were the respondents before the Tribunal. 2. The appellant had filed the claim petition under Section 166 of the Motor Vehicles Act, 1988, claiming compensation on account of the injuries that he sustained in an accident on 26.04.2003. It was his case that, on the aforesaid date, while he was travelling in a jeep bearing registration No. KL 8/U 8024 along the Palakkad – Ernkulam National Highway road, due to the rash and negligent driving of the jeep by the second respondent, the jeep hit a lorry and then hit against an electric post. The appellant was thrown out of the jeep 3 MACA No2547-2009 and sustained serious injuries. He was treated at the Aswani Hospital, Thrissur as an inpatient for a period of 33 days. The appellant sustained fracture of humerus left arm, fracture of left ribs 6,7,8,9,10,11 fracture of the psychometric arch left and fracture of the left maxilla. He also had a haematoma of the left frontal area. The jeep was owned by the first respondent and insured with the third respondent. The appellant was a coolie worker by profession and earning a monthly income of Rs.4000/-. Hence the appellant claimed a total compensation of Rs.3,26,000/- from the respondents, but limited the claim to Rs.3,00,000/-. 3. The respondents 1 and 2 had filed written statement admitting the accident, but denied negligence on the part of the second respondent. 4. The third respondent had filed a written statement admitting that the jeep had a valid insurance coverage. However, the third respondent raised a contention that the second respondent did not hold a 4 MACA No2547-2009 valid driving license and a badge. 5. The appellant produced and marked Exhibits A1 to A8 in evidence. The third respondent produced the insurance policy, which was marked as Exhibit B1. 6. The Tribunal, after analysing the pleadings and materials on record, allowed the claim petition in part, by permitting the appellant to recover from the 3[rd] respondent an amount of Rs.1,79,900/- with interest and cost. 7. Dissatisfied with the quantum of compensation awarded by the Tribunal, the petitioner is in appeal. 8. Heard; Sri. N.Krishnankutty Pillai, the learned counsel appearing for the appellant/petitioner and Sri. V.P.K. Panickar, the learned counsel appearing for the 3[rd] respondent/insurer. 9. The sole question that arises for consideration in this appeal is whether the quantum of compensation awarded by the Tribunal is reasonable and just ? 5 MACA No2547-2009 ## **Negligence and liability** 10. Exhibit A2 charge sheet filed by the Alathur police in Crime No.142/2003, substantiates the fact that the accident occurred due to the negligence of the second respondent. Undisputedly, the first respondent was the owner and the third respondent was the insurer of the jeep. The respondents have not let in any evidence to discredit Exhibit A2 charge sheet. Similarly, the third respondent has not proved that the first respondent had violated the insurance policy conditions. Therefore, the third respondent is to indemnify the liability of the first respondent arising out of the accident. ## **Income** 11. The appellant had claimed that he was a coolie worker by profession and earning monthly income of Rs.4000/-. For the want of materials, the Tribunal fixed the notional monthly income of the appellant at 6 MACA No2547-2009 Rs.2000/-. 12. In **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited** [(2011) 13 SCC 236], the Honourable Supreme Court has fixed the notional income of a coolie worker in the year 2004 at Rs. 4500/- per month. 13. Following the yardstick in the afore-cited decision and considering the fact that the accident occurred in the year 2003, I re-fix the notional monthly income of the appellant at Rs.4000/-. ## **Disability** 14. The appellant had produced Exhibit A5 disability certificate issued by the consultant orthopedic and arthroscopic surgeon of Aswini hospital, Thrissur, where he was treated as an inpatient. The Doctor has assessed the permanent disability of the appellant at 20% due to the painful restriction of the appellant’s left shoulder, loss of motion at the right elbow, pain while 7 MACA No2547-2009 lifting weights and loss of muscle bulk by 1.5 cm. 15. The Tribunal, for the reason that the appellant had not examined the Doctor who issued Exhibit A5 disability certificate, scaled down the permanent disability of the appellant to 8%. 16. In **Raj Kumar v. Ajay Kumar** [2011 (1) KLT 620 SC], the Honourable Supreme Court has categorically held that, if the Tribunal is dissatisfied with the disability certificate produced before it, it is the bounden duty of the Tribunal to refer the injuredclaimant to a duly constituted Medical Board. Similarly, it is observed ,what needs to be looked into a case of an injury, is the functional disability of the injured-claimant. 17. In the instant case, the Tribunal after accepting and marking Exhibit A5 in evidence, without any demur or protest from the respondents, ought not to have scaled down the percentage of permanent disability assessed by the Doctor in Exhibit A5. If the Tribunal felt any doubt in Exhibit A5, the Tribunal should have 8 MACA No2547-2009 referred the appellant to a duly constituted Medical Board. Without resorting to above method as laid down by the Honourable Supreme Court, the Tribunal ought not to have scaled down the percentage of permanent disability. Therefore, considering the fact that the appellant was a coolie worker by profession and going by the nature of injuries and the permanent disability assessed by the Doctor in Exhibit A5, I fix his functional disability at 21%. ## **Multiplier** 18. The appellant was aged 41 years at the time of the accident. In the light of the law laid down in **Sarla Verma and Others v. Delhi Transport Corporation and another[(2009) 6 SCC 121],** the relevant multiplier to be adopted is ‘14’. ## **Loss due to disability** 19. Taking into account the above mentioned factors, namely, the monthly income of the appellant at 9 ## MACA No2547-2009 Rs.4000/-, his functional disability at 21% and the multiplier at 14, I award the appellant an amount of Rs.1,41,120/- towards ‘loss due to disability’, instead of Rs.28,800/- awarded by the Tribunal. ## **Loss of earnings** 20. The Tribunal has found that the appellant was indisposed for a period of five months. I accept the assessment of the Tribunal in this regard. However, in view of the re-fixation of the notional monthly income of the appellant at Rs.4000/-, I enhance the compensation for loss of earnings by an amount of Rs.10,000/-. ## **- By stander expenses** 21. It is proved and established that the appellant was treated as inpatient for a period of 33 days. The Tribunal has awarded only an amount of Rs.3,300/towards by-stander expenses, which is on the lower side. 22. Taking into account the fact that the accident 10 MACA No2547-2009 occurred in the year 2003 and that the appellant was treated as an inpatient for a period of 33 days, I award him an amount of Rs.250/- per day for a period of 33 days, which works out to Rs.8250/-. ## **Extra nourishment** 23. As the appellant was treated as an inpatient for a period of 33 days, I award him an amount of Rs.150/per day for a period of 33 days towards extra nourishment, which comes to an amount of Rs.4,950/-. ## **Loss of amenities** 24. It is on record that the appellant was treated as an inpatient for a period of 33 day, that he was indisposed for a period of five months and that he has suffered a functional disability of 21%. Therefore, I hold that the appellant is entitled to a further amount of Rs.13,000/- i.e. total amount of Rs.21,000/- under the head ‘loss of amenities’. 25. With respect to other heads of claim, I find that 11 MACA No2547-2009 the Tribunal has awarded reasonable and just compensation. 26. On a comprehensive re-appreciation of the pleadings and materials on record and the law referred to in the afore-cited decisions, I hold that the appellant/petitioner is entitled for enhancement of compensation as modified and re-calculated above, and given in the table below for easy reference. |SI.<br>No|Head of claim|Amount<br>awarded (in<br>rupees)|Amounts<br>modifed and<br>recalculated<br>by this Court| |---|---|---|---| |1|Loss of earnings|10,000|20000| |2|Transportation|1000|1000| |3|By stander expenses|3300|8250| |4|Extra nourishment|0|4950| |5|Medical expenses|108800|108800| |6|Pain and suferings|20000|20000| |7|Loss of amenities|8000|21000| |8|Loss due to disability|28800|1,41,120| ||||| ||Total|**1,79,900**|**3,25,120**| In the result, the appeal is allowed in part, by enhancing the compensation by a further amount of Rs.1,45,220/- with interest at the rate of 7% per annum 12 ## MACA No2547-2009 from the date of petition till the date of realisation, after deducting interest for a period of 485 days viz. the period of delay in filing the appeal and as ordered by this Court on 20.10.2021 in C.M.Application No. 1/2009, and a cost of Rs.15000/-. The third respondent is ordered to deposit the enhanced compensation with interest and cost before the Tribunal within sixty days from the date of receipt of a certified copy of the judgment. Immediately on the compensation amount being deposited, the Tribunal shall disburse the deposited amount to the appellant/petitioner in accordance with law. Sd/- **C.S.DIAS, JUDGE** rmm/10.12.2021