High Court of KeralaSingle JudgeJudgment modified; enhanced compensation awarde...

Rishad v. Bhaskaran, Ajith Kumar and Oriental Insurance Company Limited

Case / Petition Number:MACA NO. 2662 OF 2014

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • ZIYAD RAHMAN A.A.
Judgment Date
2023-10-12
Court Decision / Holding
The award dated 10.09.2013 in O.P.(M.V.) No.715/2012 is hereby modified by granting an additional compensation of Rs 40,76,315/-. The total compensation now amounts to Rs 40,76,315 in addition to the original award, with Rs 3,97,515 incurred post-award and Rs 10,80,000 under attendant by-stander expenses to carry interest from the date of the judgment; the earned amounts other than these heads shall carry interest as per the Tribunal’s order. The 3rd respondent Insurance Company is to deposit the enhanced amount within three months from receipt of this judgment. The court also directs that future by-stander expenses be treated with interest from the Tribunal’s award date, while the post-judgment medical expenses carry interest from this judgment date. The judgment emphasizes a case-specific approach to damages and permits non-formulaic evaluation of pain, loss of amenities, and happiness given the claimant’s severe disability.
Final Disposition
Judgment modified; enhanced compensation awarded; deposit directed; detailed heads of damage revisited and adjusted per Benson George principles.

Parties to the Case

Appellants / Petitioners

  • Rishad, aged 25 years, S/O Muhammed Koya

Respondents

  • Bhaskaran S/O. Andi, Cholayil House, Kottookkara, Kondotty Post, Malappuram - 673638
  • Ajith Kumar S/O. Ayyappan, Kannachamthodi House, Elangoor, Kumankulam Post, Karuvambram, Malappuram - 676123
  • Oriental Insurance Company Limited, Divisional Office, Jaseela Complex, Bypass Junction, Nilambur Road, Manjeri, Malappuram - 676121

Legal Representation & Advocates

Counsels for Petitioners

  • • R. Sudhish
  • • M. Manju

Counsels for Respondents

  • • R. Ajith Kumar
  • • K. S. Santhi

Case Synopsis & Summary

This is MACA No. 2662 of 2014 in the Kerala High Court concerning an appeal from a Motor Accident Claims Tribunal award in O.P.(M.V.) No.715/2012 (Kozhikode) arising from a motorcycle accident on 18 October 2011. The appellant, Rishad, then aged 23, sustained severe injuries resulting in 90% whole-body disability; he claimed compensation for loss of earning capacity and related head damages. The Tribunal held the third respondent insurer liable and awarded Rs. 4,28,780 with 8% interest. The insurer contested the quantum. The High Court, after evaluating evidence and applying Supreme Court principles on income and disability (notably Ramachandrappa and Syed Sadiq) to fix monthly income at Rs. 8,000 for 2011 and 100% disability, revised the compensation prognosis, adding future prospects at 40% and reassessing loss of earnings, attendant care, pain, loss of amenities, and love/happiness. The court relied on Kajal v. Jagdish Chand to award Rs. 5,000 monthly for attendant care with a multiplier of 18, and invoked Benson George to reject a rigid formula for pain/suffering and loss of amenities, recognizing case-specific assessment. Ultimately, it granted an additional Rs. 40,76,315, directing deposit within three months and clarifying interest rules for specific heads. The decision underscores a fact-specific approach to quantum in serious permanent disability cases.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal grossly under-valued compensation. He claimed a monthly income of Rs. 12,000 from painting; the Tribunal fixed Rs. 3,500, which the appellant's counsel argues is undervalued. The appellant relies on Ramachandrappa and Syed Sadiq to fix monthly income at Rs. 4,500 (with annual increments) and, for 2011, Rs. 8,000. The Medical Board's 90% disability is argued to be correct and not to be reduced to 40% without proper reasoning. Given the appellant's age (23), future prospects at 40% are added. The appellant also seeks attendant care, loss of future earnings, and compensation for pain, loss of amenities, and loss of love/happiness, supported by Kajal’s judgment to determine attendant care costs (Rs. 5,000/month, multiplier 18) and Benson George for a non-formula approach to damages.

Contentions of Respondents

The insurer contends liability is as held by the Tribunal but disputes enhanced quantum. It relies on Parminder Singh to argue against fixed formulas and asserts that awards must reflect facts and a cautious approach to pain and loss of amenities. It also references Raj Kumar and Lal cases to emphasize that there cannot be mechanical multipliers or universal formulas. The insurer acknowledges liability but seeks to cap enhancement, arguing that the Tribunal’s calculations on income, disability, and attendant costs require stricter scrutiny.

Cited Precedents (6)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd(2011) 13 SCC 236PositiveCourt used the Ramachandrappa approach to fix monthly income and to apply evolving standards for calculating earning capacity in post-2004 accidents.
Syed Sadiq v. Divisional Manager, United India Insurance Company(2014) 2 SCC 735PositiveCited with Ramachandrappa to justify the income computation method for the accident year at issue.
Kajal v. Jagdish Chand & Ors.[MANU/SC/0126/2020]PositiveUsed to fix monthly attendant expenses at Rs. 5,000 with multiplier 18 for future care.
Parminder Singh v. New India Assurance Company Ltd.(2019) 7 SCC 217Mentioned OnlyCited by insurer in argument regarding not following a strict formula; court ultimately follows Benson George’s non-formula approach.
Raj Kumar v. Ajay Kumar and another(2011) 1 SCC 343Mentioned OnlyCited in context of arguing against a formulaic approach; the court does not adopt Raj Kumar’s rigid framework.
Benson George v. Reliance General Insurance Co. Ltd. and AnotherAIR 2022 SC 1216PositiveCourt adopts Benson George’s non-formula approach to pain/suffering and loss of amenities, resisting mechanical quantification.

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Extracted Judgment Text

Exact text extracted from official judgment records.

# **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A. THURSDAY, THE 12[TH] DAY OF OCTOBER 2023 / 20TH ASWINA, 1945 MACA NO. 2662 OF 2014 ``` ``` AGAINST THE AWARD DATED 10.09.2013 IN OP(MV) 715/2012 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, KOZHIKODE ``` ## **`APPELLANT/PETITIONER:`** ``` RISHAD AGED 25 YEARS S/O.MUHAMMED KOYA, 8/544, NALUKUDI PARAMBA, NADUVATTAM P.O., KOZHIKODE DISTRICT, NOW RESIDING AT AMNA ZAYAN, KALATHUMKANDI PARAMBA, POST ARAKKINAR, KOZHIKODE DISTRICT. REPRESENTED BY HIS NEXT FRIEND AND GUARDIAN SAFIYA P.V., AGED 52 YEARS, W/O. MUHAMMED KOYA, AMNA ZAYAN, KALATHUM KANDI PARAMBA POST ARAKKINAR, KOZHIKODE -673 028. APPOINTED AS NEXT FRIEND AND GUARDIAN AS PER ORDER DATED 12.07.2023 IN IA 2/2023. ``` ``` BY ADVS. R.SUDHISH M.MANJU ``` ## **`RESPONDENTS/RESPONDENTS:`** ``` 1BHASKARAN S/O. ANDI, CHOLAYIL HOUSE, KOTTOOKKARA, KONDOTTY POST, MALAPPURAM - 673 638. ``` ``` 2AJITH KUMAR S/O. AYYAPPAN, KANNACHAMTHODI HOUSE, ELANGOOR, KUMANKULAM POST, KARUVAMBRAM, MALAPPURAM - 676 123. ``` ``` 3ORIENTAL INSURANCE COMPANY LIMITED DIVISIONAL OFFICE, JASEELA COMPLEX, BYPASS JUNCTION, NILAMBUR ROAD, MANJERI, MALAPPURAM - 676 121. ``` ``` BY ADVS. SRI.R.AJITH KUMAR (128/84) SRI.R.AJITH KUMAR 12884 K.S.SANTHI -S.C. ``` ## **`MACA NO. 2662 OF 2014`** **==> picture [8 x 9] intentionally omitted <==** ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 12.10.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 2662 OF 2014 ``` ``` 3 ``` ## **`JUDGMENT`** The appellant in this case is the petitioner in O.P.(M.V.) No.715/2012 on the files of the Motor Accident Claims Tribunal, Kozhikode. 2. The said claim petition was submitted by him, seeking compensation for the injuries sustained to him in a motor accident that occurred on 18.10.2011. According to him, the accident occurred when the motorcycle ridden by him was hit by a lorry driven by the 2[nd] respondent, owned by the 1[st] respondent and insured by the 3[rd] respondent. The appellant was aged 23 years at the time of the accident and was working as a painter with a monthly income of Rs.12,000/-. Consequent to the injuries, he sustained serious physical disablement, which was later certified by the Medical Board as 90%. The claim petition was submitted in such circumstances. 3. The 3[rd] respondent alone contested the matter by filing a written statement, wherein they admitted the coverage of policy but disputed the liability on various grounds. They also disputed the ``` MACA NO. 2662 OF 2014 ``` ``` 4 ``` negligence as well as the quantum of compensation. 4. The evidence in this case consists of Exts.A1 to A10 from the side of the appellant, and no evidence was adduced from the side of the respondent. After examining the materials placed on record, the Tribunal came to the finding that the accident occurred due to the negligence of the driver of the lorry and being the insurer of the said vehicle, the 3[rd] respondent was held responsible for paying compensation. The quantum of compensation was fixed as Rs.4,28,780/- and the 3[rd] respondent was directed to deposit the said amount along with the interest at the rate of 8% per annum from the date of petition till realisation. This appeal is submitted in such circumstances seeking enhancement of compensation. 5. Heard Smt.M. Manju, learned counsel appearing for the appellant and Sri. K.S. Santhi, learned counsel appearing for the 3[rd] respondent Insurance Company. 6. The primary contest is related to the quantum of compensation. According to the learned counsel for the appellant, the amount awarded by the Tribunal is grossly inadequate. It was ``` MACA NO. 2662 OF 2014 ``` ``` 5 ``` pointed out that, even though the appellant has claimed a monthly income of Rs.12,000/- that he was earning from his avocation as a painter, the Tribunal took the same as only Rs.3,500/-, which is grossly inadequate. After considering the materials placed on record, I find force in the said contention. The accident occurred in the year 2011. As per the method of computation of monthly income evolved from the principles laid down by the Hon’ble Supreme Court in **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co.Ltd** [(2011) 13 SCC 236], and **Syed Sadiq v. Divisional Manager, United India Insurance Company** [(2014) 2 SCC 735] the monthly income has to be fixed as Rs.4,500/- in respect of the accident occurred in the year 2004. For the subsequent years, an addition of Rs.500 per year has to be made to arrive at the proper figure. While adopting the said computation, which this Court is consistently following, the monthly income, in this case, can be fixed as Rs.8000/-, as the accident was in the year 2011. 7. The next element for determining the compensation for ``` MACA NO. 2662 OF 2014 ``` ``` 6 ``` loss of earning power is the percentage of disability. In this case, the Medical Board assessed the disability of the petitioner as 90%, but without citing any proper reason, the same was reduced to 40%. I have gone through the certificate issued by the Medical Board. It was issued by a panel of doctors consisting of three experts, and they evaluated the physical condition of the appellant and categorically assessed the whole body disability as 90%. The injuries sustained by the appellant are mentioned in paragraph 8 of the award. It is also discernible from the award that the appellant was produced before the Tribunal in a wheelchair, and the Tribunal was also convinced that he was unable to move without the help of the others. The documents produced before this Court would indicate that the appellant is not in a position to move around on his own without the help of a third person. He is practically bedridden, and he requires the assistance of a third person to follow his daily pursuits. He does not have any control over his bowel movements, as well. The contention put forward by the learned counsel for the appellant in this regard is that because the appellant was engaged in ``` MACA NO. 2662 OF 2014 ``` ``` 7 ``` an employment which requires physical exertion, the functional disability ought to have been taken by the Tribunal and under no circumstances the same can be less than 100%. Considering the physical condition of the appellant as is discernible from the records, which were already produced before the court, I am of the view that the said contention has to be accepted. The functional disability for the purpose of computation of compensation is, therefore, fixed as 100%. 8. As the appellant was aged only 23 years at the time of the accident, future prospects @ 40% have to be added. While reassessing the compensation for physical disability with the above revised criteria, the amount under this head would come to Rs 24,19,200/-. [(8000 + 40%) x 12 x 18]. The amount awarded by the Tribunal under this head is Rs.3,02,400/- and thus the additional amount under this head is Rs 21,16,800/-. 9. Consequent to the revision of monthly income, the appellant would also be entitled to an additional amount under the head loss of earnings. The amount awarded by the Tribunal under ``` MACA NO. 2662 OF 2014 ``` ``` 8 ``` this head is for a period of six months. Since the monthly is fixed as 8,000/-, the additional amount receivable by the appellant under this head would come to Rs.27,000/- (8000 x 6 – 21000). 10. The learned counsel for the appellant further contends that, as the appellant requires assistance from a third person to attend to his basic needs throughout his life, future attendant charges ought to have been granted by the Tribunal. The learned counsel for the appellant also relies on the decision rendered by the Hon’ble Supreme Court in **Kajal v. Jagdish Chand & Ors.** [MANU/SC/0126/2020]. When considering the observations made by the Hon’ble Supreme Court in **Kajal’s** case and the physical condition of the appellant as evident from the records, I am of the view that the said contention has to be accepted. Considering the date of the accident and the age of the victim, the compensation under this head has to be calculated by fixing Rs.5,000/- as monthly expenses, and a multiplier of 18 has to be adopted. Thus, the amount payable under this head would come to Rs.10,80,000/-. 11. Other heads which require reconsideration, according to ``` MACA NO. 2662 OF 2014 ``` ``` 9 ``` the learned counsel for the appellant, are pain and suffering and loss of amenities. Learned counsel for the Insurance Company places reliance upon **Parminder Singh v. New India Assurance Company Ltd.** , [(2019) 7 SCC 217] wherein after referring to the observations made by the Hon’ble Supreme Court in **Rajkumar v.** **Ajay Kumar and another** [(2011) 1 SCC 343], it was observed that, when compensation is awarded by treating the loss of future earning capacity as 100% or more than 50%, the need to award compensation separately under the head of loss of amenities or loss of expectation of love may disappear and as a result only a token of nominal amount may have to be granted under the said heads. However, in response to the aforesaid contention, the learned counsel for the appellant would place reliance upon **Benson George v. Reliance General Insurance Co. Ltd. and Another** [AIR 2022 SC 1216], wherein after referring to the decision rendered in **Rajkumar** ’s case, it was observed as follows: _“8. Now with regard to reliance placed upon the decisions of this Court in the case of Raj Kumar (supra) and Lalan D. alias Lal (supra), relied upon by learned counsel appearing_ ``` MACA NO. 2662 OF 2014 ``` ``` 10 ``` _on behalf of the Insurance Company is concerned, we are of the opinion that the amount of compensation to be awarded under the heads, pain and suffering and loss of amenities and happiness, there cannot be straight jacket formula. It depends upon the facts and circumstances of each case and it varies from person to person who has suffered due to the accident. So far as awarding compensation on the head of pain, shock and suffering is concerned, multiple factors are required to be considered namely, prolonged hospitalization; the grievous injuries sustained; the operations underwent and the consequent pain, discomfort and suffering._ _8.1 Similarly, loss of amenities and happiness suffered by the claimant and his family members also depend upon various factors, including the position of the claimant postaccident and whether, he is in a position to enjoy life and / or happiness which he was enjoying prior to the accident. To what extent the claimant has lost the amenities in life and the happiness will depend on the facts of each case._ _Therefore, in the facts and circumstances of the present case when the claimant is in coma even after a period of eight long years and that he will have to be permanently bedridden during his entire life, as observed above the amount of compensation awarded under the head loss of amenities and happiness of Rs.1,00,000/- only is unreasonable and meagre.”_ Thus, **Benson George’s case** being the latest one rendered by the Hon’ble Supreme Court after referring to **Rajkumar’s** case **,** I am of ``` MACA NO. 2662 OF 2014 ``` ``` 11 ``` the view that the principles laid down in the decision are to be followed. Accordingly, the compensation under the head of loss of amenities and pain and suffering is to be revised. Considering the serious nature of their injuries, which compels him to continue in a vegetable state, a reasonable compensation under the said heads is to be awarded. The Tribunal awarded Rs.25,000/- and Rs.20,000/under the heads of pain and suffering and loss of amenities, respectively, which are extremely on the lower side when taking into account the observations made by the Hon’ble Supreme Court in **Benson George’s** case. Therefore, I deem it appropriate to fix the compensation under the said heads as Rs.2,00,000/- each, thereby resulting in an additional compensation of Rs.1,75,000/- for pain and suffering and Rs.1,80,000/- under the head of amenities. 12. The learned counsel for the appellant further points out that the accident occurred while the appellant was aged 23 years, and thereafter he was completely bedridden. He was also deprived of the normal pleasures of life, including marriage, and he cannot enjoy the same throughout his life. Therefore, some compensation ``` MACA NO. 2662 OF 2014 ``` ``` 12 ``` has to be awarded under the said head. The said contention is also to be accepted in the peculiar circumstances of the case, and I am of the view that an amount of Rs.1,00,000/- under this head would be a reasonable figure. 13. Another contention put forward by the learned counsel for the appellant is towards the expenses incurred by the appellant for treatment after passing the award. The original medical bills evidencing the expenses thus incurred by the appellant were produced along with I.A. No.1/2023, which I have already accepted into file and marked as Ext.A11 series. I have carefully gone through the aforesaid medical bills as well, and the response of the learned counsel for the Insurance Company was sought. All the bills appear to be genuine, and I could not find any discrepancies to discard the same. Moreover, the physical condition as is discernible from the records would undoubtedly justify the requirements of the treatment and the expenses as covered in Ext.A11 series. Therefore, I do not find any reason to discard the same, and accordingly, the said bills are accepted. The total expenses covered by the said bills ``` MACA NO. 2662 OF 2014 ``` ``` 13 ``` would come to Rs.3,97,515/- and the said amount is awarded towards future treatment. 14. Thus, the total amount of compensation the appellant is entitled to, in addition to the amount awarded by the Tribunal, is determined as Rs 40,76,315/-. However, as Rs.3,97,515 being the expenses incurred after the award, it is clarified that the appellant shall be entitled to interest only from the date of this judgment. As far as Rs.10,80,000/awarded towards future by-stander expenses are concerned, the same would carry interest only from the date of award of the Tribunal. In such circumstances, in the light of the aforesaid findings and observations, the award dated 10.09.2013 in O.P.(M.V.) No.715/2012 passed by the Motor Accident Claims Tribunal, Kozhikode is hereby modified by granting an additional compensation of Rs 40,76,315/- ( Rupees forty lakhs, seventy six thousand, three hundred and fifteen only) (2116800 + 27000 + 1080000 +175000 + 180000 + 100000 + 397515). Out of the said amount, except the amount awarded under the heads of future ``` MACA NO. 2662 OF 2014 ``` ``` 14 ``` bystander expenses and additional medical bills covered by Ext.A11 series, are payable with interest at the rate as ordered by the Tribunal from the date of petition till realisation. As regards the compensation awarded under the head of future bystander expenses (Rs 10,80,000- Rupees ten lakhs eighty thousand only), the interest shall be from the date of the award passed by the Tribunal, whereas the amount covered as per Ext.A11 series ( Rs 3,97,515- Rupees three lakhs, ninety seven thousand, five hundred and fifteen only) shall be recoverable with interest at the rate as ordered by the Tribunal from the date of this judgment. The said amount with interest, as calculated above, shall be deposited by the 3[rd] respondent Insurance Company within a period of three months from the date of receipt of a copy of this judgment. ``` Sd/- ZIYAD RAHMAN A.A. JUDGE ``` scs ``` MACA NO. 2662 OF 2014 ``` ``` 15 ``` ## **`APPENDIX OF MACA 2662/2014`** ``` PETITIONER ANNEXURES ``` `Exhibit A11(1)` ORIGINAL MEDICAL BILL WITH BILL NUMBER IPB/21-22/011128 DATED 14/11/2021 FOR AN AMOUNT OF RS.16,909/- `Exhibit A11(2)` ORIGINAL MEDICAL BILL WITH BILL NUMBER IP22-14964 DATED 15/08/2022 FOR AN AMOUNT OF RS.25,000/- `Exhibit A11(3)` ORIGINAL MEDICAL BILL WITH BILL NUMBER IP21-19272 DATED 13/11/2021 FOR AN AMOUNT OF RS.15,000/- `Exhibit A11(4)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO12355 DATED 10/07/2019 FOR AN AMOUNT OF RS14,600/- `Exhibit A11(5)` ORIGINAL MEDICAL BILL WITH BILL NUMBER IP/2020-21/BILL/5318 DATED17/07/2020 FOR AN AMOUNT OF RS. 7210/- `Exhibit A11(6)` ORIGINAL MEDICAL BILL WITH BILL NUMBER IP/2015-16/BILL/22706 DATED 14/10/2015 FOR AN AMOUNT OF RS.12382/- `Exhibit A11(7)` ORIGINAL MEDICAL BILL WITH BILL NUMBER MIMS NO.1020371 DATED 13/10/2015 FOR AN AMOUNT OF RS.3796/- `Exhibit A11(8)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER MIMS NO.1020371 DATED 14/10/2015 FOR AN AMOUNT OF RS. 4434/- `Exhibit A11(9)` ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/21-22/158121 DATED 30/10/2021 FOR AN AMOUNT OF RS.300/- `Exhibit A11(10)` ORIGINAL MEDICAL BILL WITH BILL NUMBEROPB/21-22/146922 DATED 16/10/2021 FOR AN AMOUNT OF RS.4870/- `Exhibit A11(11)` ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/21-22/138044 DATED 05/10/2021 FOR AN AMOUNT OF RS 750/- `Exhibit A11(12)` ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/21-22/137037 DATED 04/10/2021 FOR AN AMOUNT OF RS. 4,870/- `Exhibit A11(13)` ORIGINAL MEDICAL BILL WITH BILL NUMBER ``` MACA NO. 2662 OF 2014 ``` ``` 16 ``` OPB/21-22/145317 DATED 14/10/2021 FOR AN AMOUNT OF RS.400.00 `Exhibit A11(14)` ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/21-22/169012 DATED 12/11/2021 FOR AN AMOUNT OF RS.500.00 `Exhibit A11(15) ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/21-22/169025 DATED 12/11/2021 FOR AN AMOUNT OF RS. 350.00 Exhibit A11(16)` ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/21-22/169118 DATED 12/11/2021 FOR AN AMOUNT OF RS.3,030.00 `Exhibit A11(17)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.10436 DATED 16/01/2019 FOR AN AMOUNT OF RS. 8680.00 `Exhibit A11(18)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/ NO.51389 DATED 01/10/2022 FOR AN AMOUNT OF RS 1389.00 `Exhibit A11(19)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.22793 DATED 11/07/2022 FOR AN AMOUNT OF RS.10356.00 `Exhibit A11(20)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.18158 DATED 10/05/2021 FOR AN AMOUNT OF RS. 6500.00 `Exhibit A11(21)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.4387 DATED 25/08/2017 FOR AN AMOUNT OF RS.5895.00 `Exhibit A11(22)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.8669 DATED 30/08/2018 FOR AN AMOUNT OF RS 16220.00 `Exhibit A11(23)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.15952 DATED 01/09/2020 FOR AN AMOUNT OF RS.9000.00 `Exhibit A11(24)` ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/22-23/100041 DATED 13/08/2022 FOR AN AMOUNT OF RS.500.00 `Exhibit A11(25)` ORIGINAL MEDICAL BILL WITH BILL NUMBER OPB/22-23/100233 DATED 13/08/2022 FOR AN AMOUNT OF RS.1200.00 `Exhibit A11(26)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.74541 DATED 20/12/2022 FOR AN AMOUNT OF RS.2649.00 ``` MACA NO. 2662 OF 2014 ``` ``` 17 ``` `Exhibit A11(27)` ORIGINAL MEDICAL BILL WITH BILL NUMBER 017577 DATED 27/10/2022 FOR AN AMOUNT OF RS.665.92 `Exhibit A11(28)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.247389 DATED 02/07/2019 FOR AN AMOUNT OF RS.200.00 `Exhibit A11(29)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.313011 DATED 09/07/2019 FOR AN AMOUNT OF RS.379.08 `Exhibit A11(30)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.671779 DATED 11/07/2022 FOR AN AMOUNT OF RS.330.00 `Exhibit A11(31)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.29904 DATED 01/09/2019 FOR AN AMOUNT OF RS.2211.17 `Exhibit A11(32)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.671920 DATED 11/07/2022 FOR AN AMOUNT OF RS.540.00 `Exhibit A11(33)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.671935 DATED 11/07/2022 FOR AN AMOUNT OF RS.172.00 `Exhibit A11(34)` ORIGINAL MEDICAL BILL WITH BILL NUMBER 95857 DATED 24/09/2021 FOR AN AMOUNT OF RS.1351.55 `Exhibit A11(35)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.19135 DATED 09/07/2019 FOR AN AMOUNT OF RS.1020.91 `Exhibit A11(36)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.318230 DATED 25/05/2020 FOR AN AMOUNT OF RS 410.00 `Exhibit A11(37)` ORIGINAL MEDICAL BILL WITH BILL NUMBER49337 DATED 22/08/2016 FOR AN AMOUNT OF RS. 485.00 `Exhibit A11(38)` ORIGINAL MEDICAL BILL WITH BILL NUMBER 110698 DATED 22/01/2022 FOR AN AMOUNT OF RS.490.00 `Exhibit A11(39)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER INV/NO.73641 DATED 05/04/2019 FOR AN AMOUNT OF RS.1238.23 `Exhibit A11(40)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER 51084 DATED 30/11/2019 FOR AN ``` MACA NO. 2662 OF 2014 ``` ``` 18 ``` AMOUNT OF RS.1398.87 `Exhibit A11(41)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER 313357 DATED 10/07/2019 FOR AN AMOUNT OF RS.44.10 `Exhibit A11(42)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER 555354 DATED 17/09/2021 FOR AN AMOUNT OF RS.460.00 `Exhibit A11(43)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER 507224 DATED 10/05/2021 FOR AN AMOUNT OF RS.741.00 `Exhibit A11(44)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER 312518 DATED 08/07/2019 FOR AN AMOUNT OF RS.482.75 `Exhibit A11(45)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 49031 DATED 25/08/2017 FOR AN AMOUNT OF RS.911.16 `Exhibit A11(46)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER 46568 DATED 14/11/2019 FOR AN AMOUNT OF RS.610.12 `Exhibit A11(47)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER SC11896 DATED 11/08/2018 FOR AN AMOUNT OF RS.642.00 `Exhibit A11(48)` ORIGINAL MEDICAL BILL WITH THE INVOICE NUMBER 311526 DATED 04/07/2019 FOR AN AMOUNT OF RS.283.10 `Exhibit A11(49)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER PHA/21-22/069443 DATED 05/10/2021 FOR AN AMOUNT OF RS. 452.00 `Exhibit A11(50)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 672061DATED 11/07/2022 FOR AN AMOUNT OF RS.438.00 `Exhibit A11(51)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 30729 DATED 23/07/2022 FOR AN AMOUNT OF RS.1261.00 `Exhibit A11(52)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER311572 DATED NIL FOR AN AMOUNT OF RS.470.30 `Exhibit A11(53)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 84768 DATED 30/04/2020 FOR AN AMOUNT OF RS. 747.41 `Exhibit A11(54)` ORIGINAL MEDICAL BILL WITH THE BILL ``` MACA NO. 2662 OF 2014 ``` ``` 19 ``` NUMBER 93686 DATED 13/02/2019 FOR AN AMOUNT OF RS.704.90 `Exhibit A11(55)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 38761 DATED 19/07/2017 FOR AN AMOUNT OF RS.1062.23 `Exhibit A11(56)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 96997 DATED 28/02/2015 FOR AN AMOUNT OF RS.776.81 `Exhibit A11(57)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER PHA/22-23/055118 DATED 16/08/2022 FOR AN AMOUNT OF RS.160.00 `Exhibit A11(58)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 10420 DATED 13/05/2022 FOR AN AMOUNT OF RS.677.00 `Exhibit A11(59)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 67157 DATED 04/05/2021 FOR AN AMOUNT OF RS.391.38 `Exhibit A11(60)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER17691 DATED 21/08/2022 FOR AN AMOUNT OF RS.610.48 `Exhibit A11(61)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 70569 DATED 24/05/2021 FOR AN AMOUNT OF RS.1024.31 `Exhibit A11(62)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER12808 DATED 07/06/2019 FOR AN AMOUNT OF RS420.27 `Exhibit A11(63)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/248925 DATED 13/10/2015 FOR AN AMOUNT OF RS.523.00 `Exhibit A11(64)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 38859 DATED 11/10/2019 FOR AN AMOUNT OF RS.1205.95 `Exhibit A11(65)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 333935 DATED 14/09/2019 FOR AN AMOUNT OF RS. 881.69 `Exhibit A11(66)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER OPP/29348 DATED 04/07/2020 FOR AN AMOUNT OF RS.439.00 `Exhibit A11(67)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 14987 DATED 21.5.2018 FOR AN AMOUNT OF RS.726.73 ``` MACA NO. 2662 OF 2014 ``` ``` 20 ``` `Exhibit A11(68)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER130257 DATED 14/02/2022 FOR AN AMOUNT OF RS.298.00 `Exhibit A11(69)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER109885 DATED 29/01/2018 FOR AN AMOUNT OF RS.792.72 `Exhibit A11(70)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER473965 DATED 29/01/2021 FOR AN AMOUNT OF RS.542.00 `Exhibit A11(71)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 14261DATED 24/07/2020 FOR AN AMOUNT OF RS.247.51 `Exhibit A11(72)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 126801DATED 24/01/2023 FOR AN AMOUNT OF RS. 503.78 `Exhibit A11(73)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 38297 DATED 30/05/2020 FOR AN AMOUNT OF RS.1313.02 `Exhibit A11(74)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER262444 DATED 27/12/2012 FOR AN AMOUNT OF RS.200.00 `Exhibit A11(75)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 673326 DATED 14/07/2022 FOR AN AMOUNT OF RS.365.00 `Exhibit A11(76)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 310492 DATED 02/07/2015 FOR AN AMOUNT OF RS.740.50 `Exhibit A11(77)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 59646 DATED 22/09/2016 FOR AN AMOUNT OF RS.220.00 `Exhibit A11(78)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER47546 DATED 08/02/2021 FOR AN AMOUNT OF RS.632.21 `Exhibit A11(79)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER76532DATED 23/06/2021FOR AN AMOUNT OF RS. 630.05 `Exhibit A11(80)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER311268DATED 04/07/2019FOR AN AMOUNT OF RS.1032.74 `Exhibit A11(81)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER10911 DATED 30/06/2020 FOR AN ``` MACA NO. 2662 OF 2014 ``` ``` 21 ``` AMOUNT OF RS.510.51 `Exhibit A11(82)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 348413 DATED31/10/2019 FOR AN AMOUNT OF RS.150.92 `Exhibit A11(83)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER112802DATED23/02/2017 FOR AN AMOUNT OFRS.492.80 `Exhibit A11(84)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 98420 DATED 04/03/2015 FOR AN AMOUNT OF RS.215.15 `Exhibit A11(85)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 61620 DATED 25/10/2017 FOR AN AMOUNT OF RS.1468.86 `Exhibit A11(86)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER SC 34079 DATED 30/01/2017 FOR AN AMOUNT OF RS.346.00 `Exhibit A11(87)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 136489 DATED 10/03/2022 FOR AN AMOUNT OF RS.1710.00 `Exhibit A11(88)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 672200 DATED 12/07/2022 FOR AN AMOUNT OF RS.436.00 `Exhibit A11(89)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 17278 DATED 23/07/2019 FOR AN AMOUNT OF RS. 599.90 `Exhibit A11(90)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 310817 DATED 02/07/2019 FOR AN AMOUNT OF RS.328.91 `Exhibit A11(91)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 58998 DATED 31/12/2019 FOR AN AMOUNT OF RS.265.09 `Exhibit A11(92)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 15214 DATED 01/08/2020 FOR AN AMOUNT OF RS.930.26 `Exhibit A11(93)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 59000 DATED 31/12/2019 FOR AN AMOUNT OF RS.330.93 `Exhibit A11(94)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 401375 DATED 07/05/2021 FOR AN AMOUNT OF RS.360.00 `Exhibit A11(95)` ORIGINAL MEDICAL BILL WITH THE BILL ``` MACA NO. 2662 OF 2014 ``` ``` 22 ``` NUMBER 38189 DATED 26/12/2020 FOR AN AMOUNT OF RS. 1236.44 `Exhibit A11(96)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 80844 DATED 30/03/2020 FOR AN AMOUNT OF RS.1174.36 `Exhibit A11(97)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 39311 DATED 30/09/2019 FOR AN AMOUNT OF RS.155.00 `Exhibit A11(98)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 425994 DATED 01/09/2020 FOR AN AMOUNT OF RS. 450.00 `Exhibit A11(99)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER CAS/2015-16/ADV/12511 DATED 13/10/2015 FOR AN AMOUNT OF RS.7500.00 `Exhibit A11(100)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.313560 DATED 10/07/2019 FOR AN AMOUNT OF RS.346.92 `Exhibit A11(101)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.265613 DATED 14/09/2019 FOR AN AMOUNT OF RS.660.00 `Exhibit A11(102)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 2565 DATED 22/10/2021 FOR AN AMOUNT OF RS.202.70 `Exhibit A11(103)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 38492 DATED 15/10/2018 FOR AN AMOUNT OF RS.517.59 `Exhibit A11(104)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 311268 DATED 04/07/20 FOR AN AMOUNT OF RS.1032.74 `Exhibit A11(105)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 27277 DATED 24/04/2020 FOR AN AMOUNT OF RS.364.73 `Exhibit A11(106)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 672699 DATED 13/07/2022 FOR AN AMOUNT OF RS.535.00 `Exhibit A11(107)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 277866 DATED 27/12/2016 FOR AN AMOUNT OF RS.1274.97 `Exhibit A11(108)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 5102 DATED 22/04/2018 FOR AN AMOUNT OF RS.1327.60 ``` MACA NO. 2662 OF 2014 ``` ``` 23 ``` `Exhibit A11(109)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 82721 DATED 24/07/2021 FOR AN AMOUNT OF RS.1253.16 `Exhibit A11(110)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 313158 DATED 09/07/2019 FOR AN AMOUNT OF RS.280.28 `Exhibit A11(111)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 32375 DATED 24/11/2020 FOR AN AMOUNT OF RS.1131.03 `Exhibit A11(112)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 214613 DATED 24/08/2018 FOR AN AMOUNT OF RS.394.30 `Exhibit A11(113)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 25196 DATED 09/10/2015 FOR AN AMOUNT OF RS.1010.00 `Exhibit A11(114)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 63170 DATED 24/09/2017 FOR AN AMOUNT OF RS.656.90 `Exhibit A11(115)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 1617AI00023838 DATED 26/07/2016 FOR AN AMOUNT OF RS.110.00 `Exhibit A11(116)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.4138 DATED 18/04/2022 FOR AN AMOUNT OF RS.1434.00 `Exhibit A11(117)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER PHA/21-22/091830 DATED 03/12/2021 FOR AN AMOUNT OF RS.1547.00 `Exhibit A11(118)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 348412 DATED 31/10/2019 FOR AN AMOUNT OF RS.262.64 `Exhibit A11(119)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 88836 DATED 23/08/2021 FOR AN AMOUNT OF RS.383.67 `Exhibit A11(120)` ORIGINAL MEDICAL BILL WITH THE BILLNUMBER 1676 DATED 05/04/2017 FOR AN AMOUNT OF RS. 400.60/- `Exhibit A11(121)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 18631 DATED 22/01/2022 FOR AN AMOUNT OF RS.500.00 `Exhibit A11(122)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 11222 DATED 05/08/2021 FOR AN ``` MACA NO. 2662 OF 2014 ``` ``` 24 ``` AMOUNT OF RS.223.00 `Exhibit A11(123)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IQ2122/262388 DATED 27/12/2012 FOR AN AMOUNT OF RS.562.00 `Exhibit A11(124)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 13200 DATED 31/05/2021 FOR AN AMOUNT OF RS.193.76 `Exhibit A11(125)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER PHA/21-22/072699 DATED 14/10/2021 FOR AN AMOUNT OF RS.409.00 `Exhibit A11(126)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 672069 DATED 11/07/2022 FOR AN AMOUNT OF RS.278.00 `Exhibit A11(127)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER PHA/21-22/078796 DATED 30/10/2021 FOR AN AMOUNT OF RS.968.00 `Exhibit A11(128)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER PHA/21-22/083784 DATED 12/11/2021 FOR AN AMOUNT OF RS.240.00 `Exhibit A11(129)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/250218 DATED 14/10/2015 FOR AN AMOUNT OF RS.346.00 `Exhibit A11(130)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 100239 DATED 20/01/2017 FOR AN AMOUNT OF RS. 528.33 `Exhibit A11(131)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 310871 DATED 03/07/2019 FOR AN AMOUNT OF RS.538.19 `Exhibit A11(132)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 60318 DATED 30/01/2019 FOR AN AMOUNT OF RS.533.52 `Exhibit A11(133)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 66939 DATED 04/03/2019 FOR AN AMOUNT OF RS.1229.28 `Exhibit A11(134)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 66941 DATED 04/03/2019 FOR AN AMOUNT OF RS.81.60 `Exhibit A11(135)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER PHA/21-22/078796 DATED 30/10/2021 FOR AN AMOUNT OF RS.968.00 `Exhibit A11(136)` ORIGINAL MEDICAL BILL WITH THE BILL ``` MACA NO. 2662 OF 2014 ``` ``` 25 ``` NUMBER 16937 DATED 31/08/2015 FOR AN AMOUNT OF RS.223.24 `Exhibit A11(137)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 506623 DATED 08/05/2021 FOR AN AMOUNT OF RS.403.53 `Exhibit A11(138)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 473924 DATED 29/01/2021 FOR AN AMOUNT OF RS.302.00 `Exhibit A11(139)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 310488 DATED 02/07/2015 FOR AN AMOUNT OF RS.651.28 `Exhibit A11(140)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 310871 DATED 03/07/2019 FOR AN AMOUNT OF RS.538.19 `Exhibit A11(141)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 9227 DATED 3/11/2020 FOR AN AMOUNT OF RS.209.00 `Exhibit A11(142)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 503686 DATED 29/04/2021 FOR AN AMOUNT OF RS.570.00 `Exhibit A11(143)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 117819 DATED 09/11/2015 FOR AN AMOUNT OF RS.586.50 `Exhibit A11(144)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPI/2019-20/BILL/1465 DATED 15/08/2019 FOR AN AMOUNT OF RS.15430.00 `Exhibit A11(145)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IP/2017-18/BILL/35380 DATED 30/03/2018 FOR AN AMOUNT OF RS.17136.00 `Exhibit A11(146)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER OTP/2017-18/BILL/20297 DATED 29/03/2018 FOR AN AMOUNT OF RS. 4262.00 `Exhibit A11(147)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER OTP/2019-20/BILL/7205 DATED 14/08/2019 FOR AN AMOUNT OF RS.4429.00 `Exhibit A11(148)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IP/2019-20/BILL/12688 DATED 15/08/2019 FOR AN AMOUNT OF RS.4551.00 `Exhibit A11(149)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 367889 DATED 11/01/2020 FOR AN AMOUNT OF RS. 845.18 ``` MACA NO. 2662 OF 2014 ``` ``` 26 ``` `Exhibit A11(150)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 367212 DATED 09/01/2020 FOR AN AMOUNT OF RS.774.60 `Exhibit A11(151)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 25171 DATED 07/08/2019 FOR AN AMOUNT OF RS. 1155.41/- `Exhibit A11(152)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 366300 FOR AN AMOUNT OF RS. 870.57 `Exhibit A11(153)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 31074 DATED 18/07/2018 FOR AN AMOUNT OF RS.713.50 `Exhibit A11(154)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 366303 DATED 06/01/2020 FOR AN AMOUNT OF RS.460.00 `Exhibit A11(155)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 366630 DATED 06/01/2020 FOR AN AMOUNT OF RS.349.00 `Exhibit A11(156)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 290605 DATED 07/01/2020 FOR AN AMOUNT OF RS.310.00 `Exhibit A11(157)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 290569 DATED 06/01/2020 FOR AN AMOUNT OF RS.80.00 `Exhibit A11(158)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 188840 DATED 29/10/2018 FOR AN AMOUNT OF RS.100.00 `Exhibit A11(159)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 8185 DATED 05/07/2022 FOR AN AMOUNT OF RS.316.28 `Exhibit A11(160)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 368064 DATED 11/01/2020 FOR AN AMOUNT OF RS.283.96 `Exhibit A11(161) ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 290338 DATED 06/01/2020 FOR AN AMOUNT OF RS.850.00 Exhibit A11(162)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 291043 DATED 09/01/2020 FOR AN AMOUNT OF RS.200.00 `Exhibit A11(163)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 212969 DATED 19/08/2018 FOR AN AMOUNT OF RS.540.54 ``` MACA NO. 2662 OF 2014 ``` ``` 27 ``` `Exhibit A11(164)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 12804 DATED 07/06/2019 FOR AN AMOUNT OF RS.773.55 `Exhibit A11(165)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER TRBI/2019-20/BILL/93630 DATED 05/08/2019 FOR AN AMOUNT OF RS.200.00 `Exhibit A11(166)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER LC2/2019-20/BILL/19538 DATED 05/08/2019 FOR AN AMOUNT OF RS.825.00 `Exhibit A11(167)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 237831 DATED 29/10/2019 FOR AN AMOUNT OF RS.149.00 `Exhibit A11(168)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.367562 DATED 10/01/2020 FOR AN AMOUNT OF RS.846.00 `Exhibit A11(169)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 170928 DATED 24/08/2018 FOR AN AMOUNT OF RS.80.00 `Exhibit A11(170)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/139822 DATED 14/08/2019 FOR AN AMOUNT OF RS.479.00 `Exhibit A11(171)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/140596 DATED 15/08/2019 FOR AN AMOUNT OF RS.517.00 `Exhibit A11(172)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 202683 DATED 21/07/2018 FOR AN AMOUNT OF RS.372.97 `Exhibit A11(173)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 18477 DATED 02/02/2023 FOR AN AMOUNT OF RS.320.00 `Exhibit A11(174)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 18478 DATED 02/02/2023 FOR AN AMOUNT OF RS.290.00 `Exhibit A11(175)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 262028 DATED 21/01/2020 FOR AN AMOUNT OF RS.528.57 `Exhibit A11(176)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 43932 DATED 10/11/2018 FOR AN AMOUNT OF RS.1102.50 `Exhibit A11(177) ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 74429 DATED 29/02/2020 FOR AN` ``` MACA NO. 2662 OF 2014 ``` ``` 28 ``` ``` AMOUNT OF RS.639.26 ``` - `Exhibit A11(178)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER SC33622 DATED 25/02/2020 FOR AN AMOUNT OF RS.1500.00 - `Exhibit A11(179)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 5676 DATED 26/03/2022 FOR AN AMOUNT OF RS.233.84 - `Exhibit A11(180)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 23194 DATED 14/01/2019 FOR AN AMOUNT OF RS.1024.00 - `Exhibit A11(181)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 375049 DATED 29/01/2021 FOR AN AMOUNT OF RS.1190.00 - `Exhibit A11(182)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER OPP/66300 DATED 20/07/2019 FOR AN AMOUNT OF RS. 321.00 - `Exhibit A11(183)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 114227 DATED 24/12/2019 FOR AN AMOUNT OF RS.100.00 - `Exhibit A11(184)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 520902 DATED 21/06/2021 FOR AN AMOUNT OF RS. 445.00 - `Exhibit A11(185)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 42213 DATED 01/11/2020 FOR AN AMOUNT OF RS.353.21 - `Exhibit A11(186)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 100613 DATED 26/02/2020 FOR AN AMOUNT OF RS.324.36 - `Exhibit A11(187)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 66735 DATED 30/01/2020 FOR AN AMOUNT OF RS.475.38 - `Exhibit A11(188)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 42214 DATED 01/11/2020 FOR AN AMOUNT OF RS.455.73 - `Exhibit A11(189)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER LC2/2019-2020/BILL/19600 DATED 05/08/2019 FOR AN AMOUNT OF RS.610.00 - `Exhibit A11(190)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 368251 DATED 12/01/2020 FOR AN AMOUNT OF RS.630.25 - `Exhibit A11(191)` ORIGINAL MEDICAL BILL WITH INVOICE ``` MACA NO. 2662 OF 2014 ``` ``` 29 ``` NUMBER 366699 DATED 07/01/2020 FOR AN AMOUNT OF RS.709.74 `Exhibit A11(192)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 366462 DATED 06/01/2020 FOR AN AMOUNT OF RS.580.14 `Exhibit A11(193) ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 366940 DATED 07/01/2020 FOR AN AMOUNT OF RS.305.00 Exhibit A11(194)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 161815 DATED 21/07/2018 FOR AN AMOUNT OF RS.510.00 `Exhibit A11(195)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 366607 DATED 06/01/2020 FOR AN AMOUNT OF RS.428.62 `Exhibit A11(196)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 161840 DATED 21/07/2018 FOR AN AMOUNT OF RS.240.00 `Exhibit A11(197)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 153942 DATED 26/01/2021 FOR AN AMOUNT OF RS.271.20 `Exhibit A11(198)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IQ2122/359388 DATED 20/03/2022 FOR AN AMOUNT OF RS. 330.00 `Exhibit A11(199)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 14175 DATED 12/01/2020 FOR AN AMOUNT OF RS. 8000.00 `Exhibit A11(200)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 367002 DATED 08/01/2020 FOR AN AMOUNT OF RS.804.31 `Exhibit A11(201)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IQ2122/359383 DATED 20/03/2022 FOR AN AMOUNT OF RS.770.00 `Exhibit A11(202)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 11693 DATED 13/06/2022 FOR AN AMOUNT OF RS.713.45 `Exhibit A11(203)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 291263 DATED 10/01/2020 FOR AN AMOUNT OF RS.80.00 `Exhibit A11(204)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 366329 DATED 06/01/2020 FOR AN AMOUNT OF RS.1098.16 ``` MACA NO. 2662 OF 2014 ``` ``` 30 ``` `Exhibit A11(205)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 8536 DATED 24/05/2018 FOR AN AMOUNT OF RS. 345.00 `Exhibit A11(206)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/404013 DATED 29/03/2018 FOR AN AMOUNT OF RS.430.00 `Exhibit A11(207)` ORIGINAL MEDICAL BILL WITH BILL NUMBER IPP/404520 DATED 29/03/2018 FOR AN AMOUNT OF RS.10.00 `Exhibit A11(208)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER CAS/2017-18/ADV/13508 DATED 29/03/2018 FOR AN AMOUNT OF RS.7000.00 `Exhibit A11(209) ORIGINAL MEDICAL BILL WITH THE BILL NUMBER CAS/2019-2020/ADV/4404 DATED 14/08/2019 FOR AN AMOUNT OF RS.15000.00 Exhibit A11(210)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/404457 DATED 29/03/2018 FOR AN AMOUNT OF RS.46.00 `Exhibit A11(211)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 215730 DATED 27/08/2018 FOR AN AMOUNT OF RS.531.43 `Exhibit A11(212)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/404021 DATED 29/03/2018 FOR AN AMOUNT OF RS.112.00 `Exhibit A11(213)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER EDP/900 DATED 05/04/2018 FOR AN AMOUNT OF RS 268.00 `Exhibit A11(214)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 1978 DATED 19/06/2018 FOR AN AMOUNT OF RS. 355.93 `Exhibit A11(215)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER OPP/2247 DATED 05/04/2018 FOR AN AMOUNT OF RS.633.00 `Exhibit A11(216)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/139826 DATED 14/08/2019 FOR AN AMOUNT OF RS.94.00 `Exhibit A11(217)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 148434 DATED 30/05/2018 FOR AN AMOUNT OF RS.50.00 `Exhibit A11(218)` ORIGINAL MEDICAL BILL WITH INVOICE ``` MACA NO. 2662 OF 2014 ``` ``` 31 ``` NUMBER 186261DATED 31/05/20 FOR AN AMOUNT OF RS.706.91 `Exhibit A11(219)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 213114 DATED 20/08/2018 FOR AN AMOUNT OF RS.134.85 `Exhibit A11(220)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 214221 DATED 23/08/2019 FOR AN AMOUNT OF RS. 401.18 `Exhibit A11(221)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 213948 DATED 22/08/2018 FOR AN AMOUNT OF RS.334.23 `Exhibit A11(222)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 216748 DATED NIL FOR AN AMOUNT OF RS.218.00 `Exhibit A11(223)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 217020 DATED 30/05/2015 FOR AN AMOUNT OF RS.156.40 `Exhibit A11(224)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 213705 DATED 21/08/2018 FOR AN AMOUNT OF RS.595.07 `Exhibit A11(225) ORIGINAL MEDICAL BILL WITH THE BILL NUMBER RBI/2015-16/BILL/48280 DATED 10/09/2015 FOR AN AMOUNT OF RS.200.00 Exhibit A11(226)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 22141 DATED 23/09/2022 FOR AN AMOUNT OF RS.224.11 `Exhibit A11(227)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 135939 DATED 30/05/201 FOR AN AMOUNT OF RS.110.00 `Exhibit A11(228)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 7453 DATED 04/06/2018 FOR AN AMOUNT OF RS.9846.00 `Exhibit A11(229)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER RBI/2017-18/BILL/198358 DATED 22/03/2018 FOR AN AMOUNT OF RS.795.00 `Exhibit A11(230)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IPP/405493 DATED 30/03/2018 FOR AN AMOUNT OF RS. 1155.00 `Exhibit A11(231)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER OP2/2015-16/BILL/43768 DATED 30/09/2015 FOR AN AMOUNT OF RS. 250.00 ``` MACA NO. 2662 OF 2014 ``` ``` 32 ``` `Exhibit A11(232)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 35203 DATED 02/10/2020 FOR AN AMOUNT OF RS.499.37 `Exhibit A11(233)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IQ2122/110938 DATED 20/03/2022 FOR AN AMOUNT OF RS.350.00 `Exhibit A11(234)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 506343 DATED 07/05/2021 FOR AN AMOUNT OF RS. 282.00 `Exhibit A11(235)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 524132 DATED 30/06/2021 FOR AN AMOUNT OF RS.480.17 `Exhibit A11(236)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 261207DATED 18/01/20 FOR AN AMOUNT OF RS.377.91 `Exhibit A11(237)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IQ2122/359371 DATED 20/03/2022 FOR AN AMOUNT OF RS.1325.00 `Exhibit A11(238)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 54726 DATED 10/3/2021 FOR AN AMOUNT OF RS. 1051.42 `Exhibit A11(239)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 1819/023133 DATED 16/08/2018 FOR AN AMOUNT OF RS.230.00 `Exhibit A11(240)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER INV/NO.337840 DATED 26/08/2020 FOR AN AMOUNT OF RS.400.00 `Exhibit A11(241) ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 481930 DATED 23/02/2021 FOR AN AMOUNT OF RS. 162.00 Exhibit A11(242)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 53531 DATED 27/12/2018 FOR AN AMOUNT OF RS.1011.25 `Exhibit A11(243)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 170010830013238 DATED 27/08/2020 FOR AN AMOUNT OF RS.492.98 `Exhibit A11(244)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 261881 DATED 21/01 FOR AN AMOUNT OF RS.174.37 `Exhibit A11(245)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IQ2022/019917 DATED 27/12/2012 FOR AN ``` MACA NO. 2662 OF 2014 ``` ``` 33 ``` AMOUNT OF RS.283.00 `Exhibit A11(246)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 261497 DATED 19/01/201FOR AN AMOUNT OF RS.467.75 `Exhibit A11(247)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 425238 DATED 29/08/2020 FOR AN AMOUNT OF RS.155.47 `Exhibit A11(248)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 260745 DATED 16/01/2020 FOR AN AMOUNT OF RS.528.10 `Exhibit A11(249)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 424791 DATED 27/08/2020 FOR AN AMOUNT OF RS.825.00 `Exhibit A11(250)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 96077 DATED 20/12/2017 FOR AN AMOUNT OF RS.1280.52 `Exhibit A11(251)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 338148 DATED 28/08/2020 FOR AN AMOUNT OF RS.230.00 `Exhibit A11(252)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 338335 DATED 29/08/2020 FOR AN AMOUNT OF RS.180.00 `Exhibit A11(253)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 424509 DATED 27/08/2020 FOR AN AMOUNT OF RS.218.00 `Exhibit A11(254)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 424461 DATED 26/08/2020 FOR AN AMOUNT OF RS.250.16 `Exhibit A11(255)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER IQ2122/033347 DATED 20/03/2022 FOR AN AMOUNT OF RS.1030.00 `Exhibit A11(256)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 425429 DATED 30/08/2020 FOR AN AMOUNT OF RS.173.97 `Exhibit A11(257` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 424872 DATED 28/08/2020 FOR AN AMOUNT OF RS.290.49 `Exhibit A11(258)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 338531 DATED 30/08/2020 FOR AN AMOUNT OF RS.80.00 `Exhibit A11(259)` ORIGINAL MEDICAL BILL WITH INVOICE ``` MACA NO. 2662 OF 2014 ``` ``` 34 ``` NUMBER 260825 DATED 17/01/20 FOR AN AMOUNT OF RS.733.80 `Exhibit A11(260)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 375061 DATED 29/01/2021 FOR AN AMOUNT OF RS.190.00 `Exhibit A11(261)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 425706 DATED 31/08/2020 FOR AN AMOUNT OF RS.279.37 `Exhibit A11(262)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 428092 DATED 08/09/2020 FOR AN AMOUNT OF RS.164.50 `Exhibit A11(263)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 52182 DATED 28/09/2018 FOR AN AMOUNT OF RS.572.63 `Exhibit A11(264)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 337877DATED 27/08/2020 FOR AN AMOUNT OF RS.160.00 `Exhibit A11(265)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 120082 DATED 28/02/2018 FOR AN AMOUNT OF RS.442.15 `Exhibit A11(266)` ORIGINAL MEDICAL BILL WITH INVOICE NUMBER 425833 DATED 09/01/2020 FOR AN AMOUNT OF RS.174.50 `Exhibit A11(267)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 18954 DATED 02/09/2020 FOR AN AMOUNT OF RS.485.77 `Exhibit A11(268)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER 21915 DATED 21/09/2022 FOR AN AMOUNT OF RS.648.71 `Exhibit A11(269)` ORIGINAL MEDICAL BILL WITH THE BILL NUMBER OPP/201713 DATED 15/02/2019 FOR AN AMOUNT OF RS.393.00 `Exhibit A11(270)` ORIGINAL TREATMENT CERTIFICATE DATED 14/02/2023 ISSUED BY DR.JACOB P ALAPATT, CONSULTANT NEUROLOGIST AND NEURO SURGEON