High Court of KeralaSingle JudgeAppeal partly allowed; compensation enhanced by...

Rekha P. Nair and Others v. M. Korapputty and Others

Case / Petition Number:MACA No. 1884 of 2010

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • ZIYAD RAHMAN A.A.
Judgment Date
2023-11-02
Court Decision / Holding
Appeal partly allowed; the MACT award dated 31.12.2009 in O.P.(MV) No.1658/2002 is modified by awarding an additional compensation of Rs.5,09,740 (Rupees five lakhs nine thousand seven hundred forty only) and directing the 3rd and 5th respondents (insurers) to deposit the amount along with interest at 7% per annum with proportionate costs from the date of petition till realization, in the proportions determined in the award, within three months from the date of receipt of a copy of this judgment.
Final Disposition
Appeal partly allowed; compensation enhanced by Rs.5,09,740; insurers directed to deposit within three months at 7% interest per annum with proportionate costs, in the award proportions.

Parties to the Case

Appellants / Petitioners

  • Rekha P. Nair
  • Aparna Sajan
  • Ananthu Sajan
  • M. Sivasankar Nair

Respondents

  • M. Korapputty and Others
  • Muhammed Haneefa T
  • The National Insurance Company Limited
  • K.S. Purushothaman Nair
  • The Oriental Insurance Company Limited

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri Anil S. Raj
  • • Sri G. Arun Gopan

Counsels for Respondents

  • • Sri Lal George
  • • Sri George Cherian Thiruvalla
  • • Sri E. Narayanan
  • • Sri Srinath Girish Sebastian Varghese

Case Synopsis & Summary

This MACA appeal before the Kerala High Court relates to the death of Sajan in a motor-vehicle accident on 31.03.2002, for which Rekha P. Nair (wife) and other family members (including two minors) sought enhancement of compensation under the Motor Accidents Claims Tribunal, Ernakulam. The accident involved a mini lorry (driven by the 2nd respondent) owned by the 1st respondent and insured by the 3rd respondent, with the 4th respondent as car owner and the 5th respondent as insurer of the car. The Tribunal held both drivers liable in a 70:30 ratio and awarded Rs. 6,01,560. The appellants argued that the award undervalued dependency loss by not following the Supreme Court’s Pranay Sethi guidelines for future prospects and the appropriate multiplier, given the deceased’s permanent employment as a Village Extension Officer aged 38. The High Court partially allowed the appeal, revising the assessment by applying a 50% future-prospects addition and a multiplier of 15, producing a revised dependency figure of Rs.9,15,300 before adjustments. It separately recalculated funeral and transportation costs (Rs.15,000 and Rs.1,000 respectively) and awarded Rs.15,000 for funeral and Rs.10,000 for loss of estate, while recognizing Rs.1,60,000 for loss of consortium to the wife, children and father and adjusting the loss-of-love-and-affection head. After offsetting the original award of Rs.5,78,560, the court directed an additional compensation of Rs.5,09,740 with 7% interest per annum and costs, payable within three months by the insurers in the proportions of the award.

Legal Doctrines & Maxims

  • Pranay Sethi future-prospects guideline (50% addition for permanent employment; 15 multiplier for age 38)
  • Loss of consortium as a payable head for wife, children and father (Rs.40,000 each) as per Magma General Insurance Co. Ltd. v. Nanu Ram & Others and United India Insurance Co. Ltd v. Satinder Kaur
  • No separate compensation for love and affection when loss of consortium is awarded (Satinder Kaur; New India Assurance Co. Ltd. v. Somwati)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contend the MACT did not apply the Supreme Court's Pranay Sethi guidelines, particularly the 50% addition for future prospects for a permanently employed deceased, and the appropriate multiplier (age 38 → 15). They seek re-computation of loss of dependency and reconsideration of other heads (funeral, transportation, loss of estate, and loss of consortium).

Contentions of Respondents

The respondents argued liability and quantum should be considered with negligence attributed to the car-driver; insurers disputed liability beyond policy coverage; and the Tribunal's 70:30 apportionment and the calculated compensation were to stand, challenging the quantum as assessed.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
National Insurance Co. Ltd v. Pranay Sethi2017 (4) KLT 662 (SC)PositivePrinciple for calculating future prospects and dependency; applied by the High Court.
Magma General Insurance Co. Ltd. v. Nanu Ram & Others2018 (3) KLT Online 3095 (SC)PositiveCited for loss of consortium framework and related awards.
United India Insurance Co. Ltd v. Satinder Kaur2021(4) KLT SN 10(C.No.8) SCPositiveCited for loss of consortium norms and related adjustments.
New India Assurance Co. Ltd. v. Somwati and Others(2020) 9 SCC 644PositiveCited for principle that no separate compensation for love and affection when loss of consortium is awarded.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A. THURSDAY, THE 2[ND] DAY OF NOVEMBER 2023 / 11TH KARTHIKA, 1945** ## **MACA NO. 1884 OF 2010** **AGAINST THE ORDER/JUDGMENT OPMV 1658/2002 OF SPECIAL C** **SPE/CBI-I&3 ADDITIONAL DISTRICT COURT / I ADDITIONAL MOTOR ACCIDENT CLAIMS TRIBUNAL, ERNAKULAM** ## **APPELLANT/PETITIONERS:** 1 REKHA P.NAIR AND OTHERS AGED 39 YEARS, W/O.LATE M.S.SAJAN,, RESIDING AT MAVELI HOUSE,K.S.THRIKKAKARA VILLAGE, B.M.C.P.O.,ERNAKULAM DISTRICT,COCHIN -21 2 APARNA SAJAN MINORAGED 12 YEARS DAUGHTER OF LATE M.S.SAJAN, -DO3 ANANTHU SAJAN MINORAGED 9 YEARS S/O.LATE M.S.SAJAN,, -DO4 M.SIVASANKARAN NAIR AGED 84 YEARS, S/O.MADHAVA KURUP BY ADVS. SRI.ANIL S.RAJ SRI.G.ARUN GOPAN ## **RESPONDENTS/RESPONDENTS:** 1 M.KORAPPUTTY AND OTHERS MADHAMKUTTOTH HOUSE, ELATHOOR P.O.,, KOZHIKODE, PIN-673003 2 MUHAMMED HANEEFA T. S/O.MAMMU T,THATTARAKKAL HOUSE,, PUTHIYANGADI, KOZHIKODE, PIN-673021 3 THE NATIONAL INSURANCE COMPANY LIMITED D.O,AJAY VIHAR, M.G.ROAD, COCHIN-682016 4 K.S.PURUSHOTHAMAN NAIR S/O.SANKARA PILLAI., KANNAMKULATH HOUSE,, THRIKKAKARA VILLAGE, B.M.C.P.O.,ERNAKULAM DIST, M.A.C.A No. 1884 of 2010 **==> picture [7 x 9] intentionally omitted <==** COCHIN-682021 5 THE ORIENTAL INSURANCE COMPANY LIMITED EDAPPALLY, COCHIN-682024. BY ADVS. SRI.LAL GEORGE SRI.GEORGE CHERIAN THIRUVALLA SRI.E.NARAYANAN SRI.SRINATH GIRISH SEBASTIAN VARGHESE(K/141/2000) THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 02.11.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: M.A.C.A No. 1884 of 2010 3 ## **JUDGMENT** Appellants are the petitioners in O.P.(M.V) No. 1658/2002 on the files of the Additional Motor Accidents Claims Tribunal, Ernakulam. The aforesaid claim petition was submitted by them seeking compensation for the death of one Sajan due to the injuries sustained in a motor accident that occurred on 31.03.2002. The 1[st] appellant is the wife, 2[nd] and 3[rd] appellants are the children and 4[th] appellant is the father of the deceased. 2. According to the appellants, the accident occurred when the car in which the deceased was travelling collided with a mini lorry bearing registration No. KL-11/M 9079 driven by the 2[nd] respondent herein. The said vehicle was owned by the 1[st] respondent and insured with the 3[rd] respondent. The 4[th] respondent was the owner of the car, and the 5[th] respondent was the insurer of the said vehicle. According to the appellants, the deceased was working as a Village Extension Officer at the relevant time and he was aged 38 years. The claim petition was submitted in such circumstances. M.A.C.A No. 1884 of 2010 **==> picture [7 x 9] intentionally omitted <==** 3. The 1[st] respondent filed a written statement contending that the accident occurred due to the negligence of the driver of the car. The 3[rd] respondent/insurance company admitted the coverage of the policy in respect of the lorry but disputed the liability on various grounds. They also disputed the negligence and the quantum of compensation. The 5[th] respondent/insurance company also filed a written statement admitting the coverage of the policy with respect to the car but disputed the liability. They also disputed the negligence and quantum. The aforesaid claim petition was tried along with O.P.(M.V).Nos. 1521/2002, 1650/2002, 1652/2002, 1654/2002, 1656/2002 and 1659/2002. 4. The evidence in this case consists of oral testimonies of PWs 1 to 3 and Exts.A1 to A55 from the side of the claimants. From the side of the respondents, RW1 was examined and Ext.B1 was marked. After the trial, the Tribunal came to the conclusion that both the drivers contributed to the accident, and the liability was apportioned among them at the ratio of 70:30, i.e. 70% on the part of the driver of the mini lorry and 30% on the part of the driver of the car. The quantum of compensation in this case was determined as Rs.6,01,560/-and the respondents/insurance M.A.C.A No. 1884 of 2010 5 companies were directed to deposit in the proportion mentioned above. This appeal is submitted by the appellants in such circumstances seeking enhancement of compensation. 5. Heard, Smt.K.N Rajani, the learned counsel appearing for the appellants, Sri.Sebastian Varghese, the learned counsel appearing for the 3[rd] respondent, and Smt.Latha Susan Cherian, the learned counsel appearing for the 5[th] respondent. 6. The main contention put forward by the learned counsel appearing for the appellants is with respect to the inadequacy of the compensation awarded by the Tribunal. According to the learned counsel, while computing the compensation for loss of dependency, the Tribunal failed to make any addition towards the future prospectus, which was against the principles laid down by the Honourable Supreme Court in **National Insurance Co. Ltd v. Pranay Sethi [2017 (4) KLT 662 (SC)].** The said contention has to be accepted in the light of the decision referred to above. It is evident from the records that the monthly income of the deceased was properly proved as Rs.4,520/-, which he was earning from his service as a Village Extension Officer, and there is no dispute as far as the monthly income of the deceased is M.A.C.A No. 1884 of 2010 6 concerned. Since he was a person with permanent employment with regular income, an addition of 50% ought to have been made by the Tribunal towards future prospects. Since the deceased was aged 38 years, the proper multiplier to be applied was 15. While re-assessing the compensation with the above revised criteria, the compensation under the head of loss of dependency would come to Rs.9,15,300/- [(4520+50%) x 12 x 15 x 3/4]. The amount already awarded by the Tribunal under the head is Rs.5,78,560/and after deducting the same, the additional compensation would come to Rs.3,36,740/-. 7. When moving on to the other heads, it can be seen that the Tribunal awarded an amount of Rs.8,000/- towards transportation and funeral expenses. As per principles laid down in **Pranay Sethi** ( _supra_ ), towards funeral expenses, an amount of Rs.15,000/- is to be granted. Therefore, I deem it appropriate to re-fix the compensation under the head of transportation and funeral expenses separately. In the facts and circumstances of the case, I fix Rs.1,000/- as the compensation towards transportation expenses and Rs.15,000/- towards funeral expenses. Thus, the additional compensation receivable by the appellants under these M.A.C.A No. 1884 of 2010 7 heads would come to Rs.8,000/-. Another head which requires reconsideration is loss of estate. The Tribunal awarded Rs.5,000/under this head, whereas the proper compensation to be awarded as per **Pranay Sethi** ( _supra_ ), is Rs.15,000/-. Therefore, a further sum of Rs.10,000/- is granted under the said head. It is seen that no amount was awarded by the Tribunal towards the loss of consortium. As per the principles laid down in **Magma General Insurance Co.Ltd. v. Nanu Ram & Others [2018 (3) KLT Online 3095 (SC)]** and **United India Insurance Co.Ltd v. Satinder Kaur [2021(4) KLT SN 10(C.No.8) SC]** , appellants, being the wife, children and father of the deceased, are entitled to compensation for loss of consortium at the rate of Rs.40,000/each. Therefore, an amount of Rs.1,60,000/- has to be awarded under the said head. It is seen from the award that Rs.5,000/- is granted for love and affection. It is a well settled position of law as per **Satinder Kaur** (supra) and **New India Assurance Co.Ltd.v. Somwati and Others [(2020) 9 SCC 644],** when compensation is awarded for loss of consortium, no separate compensation for loss of love and affection has to be granted. Therefore, Rs.5,000/- granted towards loss of love and affection M.A.C.A No. 1884 of 2010 8 can be adjusted towards loss of consortium. Thus, the additional compensation under this head is fixed as Rs.1,55,000/-. Accordingly, the total additional compensation receivable by the appellant is determined as Rs.5,09,740/- [336740 + 8000 + 10000 + 155000]. In the light of the aforesaid observations and findings, the award dated 31.12.2009 passed by the Motor Accidents Claims Tribunal, Ernakulam in O.P.(MV).No.1658 of 2002 is hereby modified by granting an additional compensation of Rs.5,09,740/(Rupees five lakhs nine thousand, seven hundred and forty only) and the 3[rd] and 5[th] respondents, Insurance Companies are directed to deposit the said amount along with interest at the rate of 7% per annum with proportionate costs from the date of petition till realization, in the proportions determined in the award, within a period of three months from the date of receipt of a copy of this judgment. Sd/- **ZIYAD RAHMAN A.A. JUDGE** rpk/DG