High Court of KeralaSingle JudgePartly allowed

Raveendran Achary v. Manojkumar, Vinod, and The Divisional Manager, National Insurance Co. Ltd.

Case / Petition Number:MACA NO. 2375 OF 2015

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Devan Ramachandran
Judgment Date
2023-02-24
Court Decision / Holding
Partly allowed in the following manner: (a) Permanent Disability compensation revised to Rs.1,58,400/- with 15% disability; (b) Loss of Earning enhanced to Rs.48,000; (c) Pain and Suffering enhanced to Rs.25,000; (d) Loss of Amenities enhanced to Rs.10,000; (e) Other heads remain as awarded by the Tribunal. The appellant may recover the enhanced amount from the Insurance Company with interest at 8% per annum. Costs to be determined in accordance with the enhanced award.
Final Disposition
Partly allowed

Parties to the Case

Appellants / Petitioners

  • RAVEENDRAN ACHARY, S/O. KUNJIRAMAN ACHARY, RACHANA NIVAS, PUZHUMKALA JUCTION, PANDITHITTA, THALAVOOR, KOLLAM DISTRICT

Respondents

  • MANOJKUMAR, S/O CHANDRASEKHARAN PILLAI, PUTHIYA VEEDU, KURA PO, VADACODU, KOTTARAKKARA, PIN-691 557
  • VINOD, S/O. SASIDHARAN, VINOD MANDIRAM, MANAKKARA, SASTHAMKOTTA, KOLLAM DISTRICT, PIN-690 521
  • THE DIVISIONAL MANAGER, NATIONAL INSURANCE CO. LTD., DIVISIONAL OFFICE, KOLLAM DISTRICT, PIN-691 001

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri Anchal C. Vijayan

Counsels for Respondents

  • • Sri K. K. Dheerendrakrishnan
  • • Sri P. G. Jayashankar
  • • Sri S. Rajeev
  • • Sri Rajesh Thomas
  • • Sri V. Vinay

Case Synopsis & Summary

The appellant, a carpenter, sustained serious injuries in a road traffic accident on 01.10.2009 while traveling in a private bus due to the rash and negligent driving of its driver. He challenged the Motor Accidents Claims Tribunal, Punalur, Award OP(MV)No.182/2010, which originally granted Rs. 1,08,900 as compensation, higher than the prayed Rs. 1,00,000 but still contended to be inadequate in light of judicial precedents. Counsel for the appellant argued that the Tribunal erred by adopting a notional income of Rs. 4,500 in 2009; citing Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236, which mandates a minimum notional income of Rs. 7,000 for unascertained income years, and Rajani v. Oriental Insurance Co. Ltd. [2022 (5) KLT OnLine 1012 (SC)], which supports a higher notional income for skilled avocation such as carpentry. Exts. A7–A10 show six months of medical treatment, supporting a longer loss of earning. Ext. A14 shows a 15% disability certificate, which Tribunal reduced to 10% without adequate justification. The appellant also claims non-grant of Loss of Amenities and insufficient Pain and Suffering. The Insurance Company argues the Tribunal’s computation is sound since Rs. 1,00,000 was the claimant’s demand. The learned Judge partially allows the appeal, revising multiple heads of compensation and maintaining others, with liberty to recover enhanced amounts from the insurer at 8% interest.

Legal Doctrines & Maxims

  • Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd. (2011) 13 SCC 236 – minimum notional income for unascertainable income cases
  • Rajani v. Oriental Insurance Company Limited [2022 (5) KLT OnLine 1012 (SC)] – higher notional income for skilled avocation
  • Notional income principle in determining loss of earning under MACT awards
  • Disability assessment and compensation heads under MACT (Permanent Disability, Pain and Suffering, Loss of Earning, Loss of Amenities)

Submissions & Arguments

Contentions of Appellants / Petitioners

Counsel for the appellant argued that the Tribunal erred in adopting a notional income of Rs. 4,500 for 2009, ignoring the principle in Ramachandrappa that a minimum notional income of Rs. 7,000 should be adopted for unascertained income; Rajani (SC) is cited to support a higher notional income for skilled avocation such as carpentry. The six-month treatment evidenced by Exts. A7–A10 suggests Loss of Earning should cover that period, while Ext. A14 certifies 15% disability, which should not have been reduced to 10%. The appellant seeks recognition of Loss of Amenities and a higher Pain and Suffering award, given the grievous pelvic injuries and ongoing incapacity to work. The board-certified medical evidence contemplates greater impairment and economic loss, justifying enhanced compensation across several heads and liberty to recover from the insurer with 8% interest.

Contentions of Respondents

Respondents contend that the Tribunal’s calculations were sound, noting that the claimant had sought Rs. 1,00,000 and that the Tribunal’s award exceeds the request. They rely on the Tribunal’s independent assessment and argue there is no basis to disturb the award on the questioned heads; the liability on the insurer is governed by the evidence and statutory framework, and the current appeal should be dismissed or the award maintained.

Cited Precedents (2)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd.(2011) 13 SCC 236PositiveUsed to establish the principle of minimum notional income ( Rs. 7,000 in 2009 ) for unascertained income, guiding the appraisal of the appellant's income in this case.
Rajani v. Oriental Insurance Company Limited2022 (5) KLT OnLine 1012 (SC)PositiveCited to support a higher notional income for a skilled avocation; the court relies on its ratio to justify increasing the notional income in this appeal.

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Extracted Judgment Text

Exact text extracted from official judgment records.

# `IN THE HIGH COURT OF KERALA AT ERNAKULAM` ## `PRESENT` ``` THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN FRIDAY, THE 24[TH] DAY OF FEBRUARY 2023 / 5TH PHALGUNA, 1944 ``` ## `MACA NO. 2375 OF 2015` ``` [AGAINST THE AWARD DATED 13.03.2015 IN OP(MV)NO.182/2010 ON THE FILES OF MOTOR ACCIDENTS CLAIMS TRIBUNAL, PUNALUR] ``` ## `APPELLANT/PETITIONER:` ``` RAVEENDRAN ACHARY, S/O. KUNJIRAMAN ACHARY, RACHANA NIVAS, PUZHUMKALA JUCTION, PANDITHITTA, THALAVOOR, KOLLAM DISTRICT. ``` ``` BY ADV SRI.ANCHAL C.VIJAYAN ``` ## `RESPONDENTS/RESPONDENTS:` ``` 1MANOJKUMAR, S/O CHANDRASEKHARAN PILLAI, PUTHIYA VEEDU, KURA PO, VADACODU, KOTTARAKKARA, PIN-691 557. 2VINOD, S/O. SASIDHARAN, VINOD MANDIRAM, MANAKKARA, SASTHAMKOTTA, KOLLAM DISTRICT, PIN-690 521. 3THE DIVISIONAL MANAGER, NATIONAL INSURANCE CO. LTD., DIVISIONAL OFFICE, KOLLAM DISTRICT, PIN-691 001. ``` ``` BY ADVS.SRI.K.K.DHEERENDRAKRISHNAN SRI.P.G.JAYASHANKAR SRI.S.RAJEEV SRI.RAJESH THOMAS SRI.V.VINAY THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 24.02.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 2375 OF 2015 ``` ``` -2- ``` ## `JUDGMENT` ``` The appellant, who was working as a carpenter, met with a road accident on 01.10.2009, while he was travelling in a private bus, on account of the rash and negligent driving by its driver. He sustained very serious injuries;andhe,therefore,preferred OP(MV)No.182/2010 before the Motor Accidents Claims Tribunal, Punalur, (‘Tribunal’, for short), seeking a compensation of Rs.1,00,000/- ``` ``` and which was, in fact, allowed to a larger amount of Rs.1,08,900/-. He, however, assails it on the ground that even the said figure is not a just and fair compensation, going by the judicial precedents which cover the field. ``` ``` 2.Sri.Anchal C.Vijayan – learned counsel for the appellant, pointed out that the Tribunal has only reckoned Rs.4,500/- as the notional income oftheappellant;while,in ``` ``` MACA NO. 2375 OF 2015 ``` ``` -3- ``` ``` Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd. [(2011) 13 SCC ``` ``` 236], the Hon’ble Supreme Court has postulated that, even in the case of a person with unascertainable income in the year 2009, the minimum to be adopted is Rs.7,000/-. He added that, since his client is a carpenter – which is a skilled avocation –Rajani v. Oriental ``` ``` Insurance Company Limited [2022 (5) KLT OnLine 1012 (SC)]would authorize a much higher ``` ``` notional income. ``` ``` 3.Sri.AnchalC.Vijayan,thereafter, ``` ``` submitted that Exts.A8, A9 and A10 - Outpatient ``` ``` records establish that his client was under ``` ``` treatment for a continuous period of six months and therefore, that his “Loss of Earning” ought to have been taken for such period; while, the percentile of disability has been reduced from 15 to 10 by the Tribunal in a very uncharitable ``` ``` MACA NO. 2375 OF 2015 ``` ``` -4- ``` ``` - manner,becauseExt.A14Disability ``` ``` Certificate, issued by a very competent Medical Board consisting of eight doctors of the Medical College Hospital, Thiruvananthapuram, certified it to be 15%. ``` ``` 4.Sri.Anchal C.Vijayan, thereafter, argued that it was extremely unjust for the Tribunal not to have granted any amount towards “Loss of Amenities”; and that the sum awarded for “Pain and Suffering” is exiguous. He submitted that ``` ``` this is obvious from the fact that the appellant ``` ``` had suffered very grievous injury in his pelvic area and is incapacitated to work as a carpenter even now. ``` ``` 5.Sri.P.G.Jayashankar – learned Standing ``` ``` Counsel for the National Insurance Company Limited (‘Insurance Company’, for short), on the other hand, submitted that the computation made by the Tribunal, in arriving at the ``` ``` MACA NO. 2375 OF 2015 ``` ``` -5- ``` ``` compensation, is irreproachable, particularly because the appellant had only sought Rs.1,00,000/- as compensation. ``` ``` 6.Sri.S.Rajeev – learned counsel appearing ``` ``` for respondent No.1, submitted that he has no comment to make on the claim of the appellant, because the Tribunal has not fixed any liability ``` ``` to pay compensation on his client. ``` ``` 7.I have considered the afore rival ``` ``` submissions, on the touchstone of the evidence on record – copies of which have been handed over across the Bar by the learned counsel for the parties with the express consent that it can be acted upon by this Court without dispute. ``` ``` 8.I do not need to labour more than to say ``` ``` thatRamachandrappa (supra) makes it evident that the minimum income which the Tribunal ought to have reckoned for the appellant was Rs.7,000/-, even in year 2009 when the accident ``` ``` MACA NO. 2375 OF 2015 ``` ``` -6- ``` ``` occurred. The fact that the appellant is a carpenter and that this is uncontroverted, would certainly persuade me, going by the ratio in Rajani (supra), to add a further Rs.1,000/- to ``` ``` this, because it is a skilled avocation. ``` ``` 9.The other controversy is regarding the percentile of disability and the number of ``` ``` months that the appellant must have lost, thus ``` ``` to be compensated for “Loss of Earning”. ``` ``` 10.As regards the percentile of disability, ``` ``` I find complete agreement with the submissions ``` ``` of Sri.Anchal C.Vijayan because, when Ext.A14 - ``` ``` Medical Certificate, issued by a competent Medical Board of nearly eight doctors of the ``` ``` Medical College Hospital, certifies it to be ``` ``` 15%, I see no cause for the learned Tribunal to have reduced it to 10%. However, paragraph 13 of the impugned Award provides a reason for this, namely, that the Tribunal thought that Ext.A14 ``` ## `MACA NO. 2375 OF 2015` ``` -7- ``` ``` was issued by a doctor and not by a Medical Board. This is factually incorrect. ``` ``` 11.I am, therefore, of the firm view that the disability should be taken as 15%, as ``` ``` certified by the experts, particularly because, functionally, the injuries sustained by the appellant causes great impediment to him in ``` ``` continuing with his avocation. I say so because, the medical evidence on record clearly establishes that he had a malunited fracture of left acetabulam and that he had sustained severe pelvic injury. ``` ``` 12.Coming to the question of compensation for “Loss of Earning”, again, I find favour with the appellant when he says that he has suffered six months of treatment, thus unable to work. This is evident from Exts.A7 to A10 records of the Medical College Hospital, Thiruvananthapuram and this has not been controverted. ``` ``` MACA NO. 2375 OF 2015 ``` ``` -8- ``` ``` 13.As regards the compensation awarded by the Tribunal under the head “Pain and Suffering”, I notice that what is awarded is Rs.15,000/-, against the claim of Rs.30,000/-. ``` ``` Going by the medical records and the condition ``` ``` of the appellant, as discernible from it, I deem ``` ``` it appropriate to enhance the same to Rs.25,000/-. ``` ``` 14.Finally, qua the compensation for “Loss ``` ``` of Amenities”, I am of the firm view that the ``` ``` Tribunal ought to have granted a minimum of Rs.10,000/- under that head. ``` ``` In the afore circumstances, this Appeal is ``` ``` partly allowed in the following manner: ``` ``` (a) The compensation for “Permanent ``` ``` Disability” is revised to Rs.1,58,400/- (Rupees one lakh fifty eight thousand four hundred only), from Rs.59,400/- granted by the Tribunal, reckoning the notional income of the appellant ``` ``` MACA NO. 2375 OF 2015 ``` ``` -9- ``` ``` as Rs.8,000/- and his percentile of disability ``` ``` to be 15. ``` - `(b) Axiomatically, the compensation for` - `“Loss of Earning” is enhanced to Rs.48,000/-` ``` (Rupees forty eight thousand only), instead of ``` ``` Rs.18,000/- awarded by the Tribunal. ``` - `(c) The compensation under the head “Pain` ``` and Suffering” is enhanced to Rs.25,000/- ``` ``` (Rupees twenty five thousand only), from Rs.15,000/- now granted. ``` - `(d) An additional amount of Rs.10,000/-` ``` (Rupees ten thousand only) is granted under the head “Loss of Amenities”. ``` - `(e) In all other heads, amounts granted by` ``` the Tribunal will remain intact. ``` ``` Needless to say, theappellant will be at ``` ``` full liberty to recover the compensation, as enhanced by this Court, from the Insurance ``` ``` Company, along with interest at the rate of 8% ``` ## `MACA NO. 2375 OF 2015` **==> picture [30 x 9] intentionally omitted <==** ``` (modifying the percentage of 9 granted by the Tribunal) from the date of claim until it is recovered.He will also be entitled to ``` ``` proportionate costs on the enhanced amount as ordered by the Tribunal. ``` ``` Sd/- ``` ``` DEVAN RAMACHANDRAN ``` ``` JUDGE ``` ``` akv ```