High Court of KeralaSingle JudgeAppeal partly allowed; enhanced compensation aw...

RAJASREE W/O LATE RAJIV, POVATHIL HOUSE, THAMARAKULANGARA, THRIPUNITHURA P.O. (APPELLANT) v. RAJIV (DIED) SREENIVASA NAMBEESAN, Hari S., United India Insurance Co. Ltd. (RESPONDENTS)

Case / Petition Number:MACA NO. 444 OF 2013

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • SOPHY THOMAS
Judgment Date
2024-04-12
Court Decision / Holding
The appeal is allowed to the extent stated: enhanced compensation of Rs. 68,824 with 7% interest per annum. The 3rd respondent/insurer is directed to deposit the enhanced amount with 7% interest from the date of petition till deposit, excluding 552 days of delay, within two months from the judgment. The Tribunal is to disburse the amount after deducting liabilities such as tax, balance court fee, and the Legal Benefit Fund. No costs are awarded.
Final Disposition
Appeal partly allowed; enhanced compensation awarded with directions for deposit and disbursement; no costs.

Parties to the Case

Appellants / Petitioners

  • RAJASREE W/O LATE RAJIV, Povathil House, Thamarakulangara, Thripunithura P.O., Now residing at Nandanam House, Pidavoor Kara, Varapetty Village, Kothamangalam Taluk

Respondents

  • Rajiv (Died) Sreenivasa Nambeesan, Vaishek, Chevayoor P.O, Kozhikode (Died)
  • Hari S S/O Sasisekharan Kartha, Vallakkattu House, N.F.Gate, Thripunithura, Pin-682301
  • The Manager United India Insurance Co. Ltd, Divisional Office, No.3, Jose Trust Building, Kochi-35

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. C. Dilip

Counsels for Respondents

  • • Sri. P.K. Manoj Kumar

Case Synopsis & Summary

This Motor Accident Claims Appeal arises from an award by the Motor Accidents Claims Tribunal, Muvattupuzha, in OP(MV) 851 of 2001, challenging the compensation granted for injuries sustained by the appellant, a postgraduate student who rode as a pillion passenger on KL-7F/5495. On account of the accident, the appellant suffered a serious head injury and a 94% hearing loss in the right ear, with an overall body disability of 25.3%. The Tribunal awarded Rs. 1,46,237, but the appellant contends the amount is inadequate. She sought enhancement based on future prospects and notional income. She relied on Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (AIR 2011 SC 2951) to argue for higher notional income in 2001. The insurer admitted the policy; the 1st and 2nd respondents were ex parte. The High Court recalculated compensation by accepting a monthly income of Rs. 2,000 and adjusting several heads: loss of earnings for 8 months (Rs. 16,000) with Rs. 4,500 already awarded leading to Rs. 11,500 additional; pain and suffering increased by Rs. 5,000; loss of amenities raised by Rs. 15,000; disability compensation raised to Rs. 1,09,296 (from 81,972), with Rs. 81,972 already paid deducted to leave Rs. 27,324; Rs. 10,000 awarded for medical termination of pregnancy under Exts A7 and A8; thus the enhanced total becomes Rs. 68,824 with 7% interest. The insurer is directed to deposit this amount within two months and to disburse after liabilities are deducted. The appeal is allowed in part; no costs. The judgment records the appellant’s young age, significant disability, hospitalization, and loss of earning capacity while balancing evidence with statutory guidelines to reach substantial enhancement.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that as a 21-year-old postgraduate student she should have a higher notional income and greater compensation considering future prospects. She relies on Ramachandrappa v. Manager, Royal Sundaram Allianz Insurance Co. Ltd. (AIR 2011 SC 2951) to argue that notional income cannot be unduly restricted in 2001. Tribunal’s fixation of Rs. 1,500 per month was unjust; it disregarded her hospitalization period and the extent of injuries (head injury with 94% hearing loss and 25.3% whole-body disability). The court should enhance losses on account of loss of earnings (8 months at Rs. 2,000 instead of 3 months at Rs. 1,500), increase pain and suffering (Rs. 5,000 more), and raise loss of amenities (Rs. 15,000 more). Additionally, compensation for medical termination of pregnancy (Exts A7, A8) should be acknowledged (Rs. 10,000). The medical disability and its impact on future earnings should be fully compensated, resulting in a total enhanced sum of Rs. 68,824 with interest, deployment by the insurer within two months.

Contentions of Respondents

The document does not provide explicit detailed arguments from the respondents beyond noting that the insurer contested but admitted the policy; 1st and 2nd respondents were ex parte. The insurer’s position, as reflected in the judgment, was to challenge the quantum but to accept the sequencing of liability, with the primary focus on whether and how much enhancement is warranted.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Allianz Insurance Company LimitedAIR 2011 SC 2951Mentioned OnlyCited to discuss notional income and future prospects but not adopted in full; court chose Rs. 2,000 per month for the appellant’s income rather than the higher figure suggested by Ramachandrappa.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT`** ## **`THE HONOURABLE MRS. JUSTICE SOPHY THOMAS`** ``` FRIDAY, THE 12 [ TH ] DAY OF APRIL 2024 / 23RD CHAITHRA, 1946 ``` ``` MACA NO. 444 OF 2013 ``` ``` AGAINST THE ORDER/JUDGMENT DATED 03.02.2011 IN OPMV NO.851 OF 2001 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, MUVATTUPUZHA ``` ## **`APPELLANT/PETITIONER:`** ``` RAJASREE W/O.LATE.RAJIV,POVATHIL HOUSE,THAMARAKULANGARA,THRIPUNITHURA.P.O,NOW RESIDING AT NANDANAM HOUSE,PIDAVOOR KARA,VARAPETTY VILLAGE,KOTHAMANGALAM TALUK. ``` ``` BY ADV SRI.C.DILIP ``` ## **`RESPONDENTS/RESPONDENTS:`** - **`1 RAJIV(DIED) SREENIVASA NAMBEESAN,VAISHAK,CHEVAYOOR.P.O,KOZHIKODE(DIED).`** - **`2 HARI.S S/O.SASISEKHARAN KARTHA,VALLAKKATTU HOUSE,N.F.GATE,THRIPUNITHURA,PIN-682301.`** - **`3 THE MANAGER UNITED INDIA INSURANCE CO.LTD,DIVISIONAL OFFICE,NO.3,JOSE TRUST BUILDING,KOCHI-35.`** ``` BY ADV. SRI.P.K.MANOJ KUMAR-R3 ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 12.04.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 444 OF 2013 ``` ``` 2 ``` ## **`J U D G M E N T`** ``` This appeal is at the instance of the claimant ``` ``` in OP(MV) No.851 of 2001 on the file of Motor Accidents Claims Tribunal, Muvattupuzha ``` ``` challenging the award on the ground of inadequacy of compensation. ``` ``` 2. The appellant who was a PG student, while riding pillion on KL-7F/5495 motorcycle ridden by ``` ``` the 1st respondent, fell down on the road due to the rash and negligent riding of the motorcycle by ``` ``` the 1st respondent. She suffered serious head ``` ``` injuries which resulted in hearing loss to her ``` ``` right ear to the extent of 94%. Her whole body ``` ``` disability was assessed by the medical board as 25.3%. She approached the Tribunal claiming compensation of Rs.2,50,000/-, but the Tribunal ``` ``` MACA NO. 444 OF 2013 ``` ``` 3 ``` ``` awarded only Rs.1,46,237/-, and hence this appeal. ``` `3. The 1st respondent was the rider of the` ``` offending motorcycle, the 2nd respondent was its owner, and the 3rd respondent was its insurer. ``` ``` 4. Respondents 1 and 2 remained exparte before the Tribunal. The 3rd respondent insurer contested the case, but admitted the policy. ``` `5. In the appeal notice to respondents 1 and 2` `was dispensed with, as the 3rd respondent insurer` ``` entered appearance through counsel, and admitted the policy. ``` `6. Heard learned counsel for the appellant and` `learned counsel for the 3rd respondent insurer.` `7. The main ground urged by the appellant is` ``` that, though she was a postgraduate student aged 21 ``` ``` years, learned Tribunal fixed her notional income @ ``` ``` MACA NO. 444 OF 2013 ``` ``` 4 ``` ``` Rs.1,500/- only, without taking into account her future prospects. She is relying on the decision ``` ``` Ramachandrappa v. Manager, Royal Sundaram Alliance ``` ``` Insurance Company Limited [AIR 2011 SC 2951] , to ``` ``` say that in the year 2001, notional income even for a coolie would have been fixed @ Rs.3,000/- per month. But on going through the claim petition filed by the appellant, her claim was only Rs.2,000/-per month. So this Court is inclined to accept the monthly income, as claimed by the appellant ie. Rs.2000 per month. Learned Tribunal assessed loss of earnings for 3 months only. She was hospitalized for 13 days in total. She suffered head injury with hearing loss of right ear to the extent of 94%. So this Court is inclined to take loss of earning for 8 months @ Rs.2,000/- which would be Rs.16,000/-. After deducting Rs.4,500/- ``` ``` MACA NO. 444 OF 2013 ``` ``` 5 ``` ``` already awarded, she is entitled to get the ``` ``` balance amount of Rs.11,500/- under the head loss of earnings. ``` ``` 8. Towards pain and suffering, learned Tribunal awarded Rs.15,000/- against her claim of ``` ``` Rs.25,000/-. Considering the nature of injuries and period of hospitalization, this Court is inclined to award Rs.5,000/- more, towards pain and suffering. ``` `9. Towards loss of amenities, the Tribunal` ``` awarded only Rs.10,000/- against her claim of ``` ``` Rs.25,000/-. The appellant was a 21 year old girl at the time of accident, and she suffered serious head injuries which resulted in hearing loss of her right ear. So this Court is inclined to award Rs.15,000/- more, towards loss of amenities. ``` `10. The medical board assessed her whole body` ``` MACA NO. 444 OF 2013 ``` ``` 6 ``` ``` disability to the extent of 25.3% as per Ext.A12 disability certificate. Taking her monthly income ``` ``` as Rs.2,000/-, the compensation for 25.3% ``` ``` disability can be assessed as Rs.1,09,296/- [2000x12x18x25.3%]. After deducting Rs.81,972/- already awarded, she is entitled to get the balance amount of Rs.27,324/-. ``` ``` 11. Learned counsel for the appellant would submit that the appellant had to terminate her pregnancy due to the injuries suffered in the accident, and she is claiming compensation for her medical termination of pregnancy. She would rely on Exts A7 and A8 documents which would show that as the appellant was taking drugs for post traumatic psychosis, which may be hazardous for the foetus, as advised by the Neurologist, she had undergone termination of pregnancy on 27/10/2001. ``` ``` MACA NO. 444 OF 2013 ``` ``` 7 ``` ``` It is true that no amount is seen claimed by the appellant in the original claim petition for terminating her pregnancy. But since Exts A7 and ``` ``` A8 medical records will show that she had to undergo MTP as she was taking drugs for post traumatic psychosis, this Court is inclined to award Rs.10,000/- under that head. ``` `12. The compensation awarded under all other` ``` heads seems to be reasonable, and hence it needs no modification. ``` `13. The compensation awarded under all other` ``` heads seems to be just and proper and it needs no interference. ``` `14. The enhanced compensation awarded in this` ``` appeal is stated in the table below:- ``` ``` MACA NO. 444 OF 2013 ``` ``` 8 ``` |Head of claim|Amount<br>awarded by<br>the Tribunal|Amount<br>awarded in<br>appeal|Difference to be<br>drawn as enhanced<br>compensation| |---|---|---|---| |Loss of earning|4,500/-|16,000/-<br>[2,000x8]|11,500/-| |Pain and<br>suffering|15,000/-|20,000/-|5,000/-| |Loss of<br>amenities|10,000/-|25,000/-|15,000/-| |Permanent<br>disability|81,972/-|1,09,296/-<br>[2000x12x18<br>x25.3%]|27,324/-| |For medical<br>termination of<br>pregnancy [as<br>per Exts.A7 and<br>A8]|-|10,000/-|10,000/-| |TOTAL 68,824/-|||| ``` 15. So the appellant is entitled to get enhanced compensation of Rs.68,824/- with 7% ``` ``` interest per annum. ``` ``` 16. The 3rd respondent/insurer is directed to ``` ``` MACA NO. 444 OF 2013 ``` ``` 9 ``` ``` deposit the enhanced compensation with 7% interest per annum, from the date of petition till the date of deposit (excluding 552 days of delay in filing the appeal) before the Motor Accidents Claim ``` ``` Tribunal concerned, within a period of two months ``` ``` from the date of receipt of a copy of this judgment. Learned Tribunal shall disburse that amount to the appellant after deducting the ``` ``` liabilities, if any, towards Tax, balance court fee, legal benefit fund etc. ``` ``` The appeal is allowed to the extent as above, ``` ``` and no order is made as to costs. ``` ``` Sd/- ``` ## **`SOPHY THOMAS,`** ``` JUDGE ``` ``` ska ```