High Court of KeralaSingle JudgeAppeal allowed in part.

Radhakrishnan v. Unnikrishnan Pillai and others

Case / Petition Number:MACA No.3869 of 2016
Neutral Citation:2025:KER:24768

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-03-13
Court Decision / Holding
Appeal allowed in part. The appellant is entitled to enhanced head-wise compensation as recalculated in the judgment (loss of earnings Rs.27,000; pain and suffering Rs.30,000; loss of amenities Rs.20,000; disability Rs.51,408; etc.), aggregating to Rs.1,00,056 (less any amount already deposited). Respondent No.3 (insurer) is directed to deposit Rs.1,00,056 with interest at 9% per annum from the date of the petition till deposit/realisation, excluding 163 days’ delay, within two months from today, with proportionate costs; enhanced compensation carries 8% interest. The Tribunal shall disburse the amount to the petitioner on deposit.
Final Disposition
Appeal allowed in part.

Parties to the Case

Appellants / Petitioners

  • RadhaKrishnan

Respondents

  • Unnikrishnan Pillai
  • Krishna Kumar
  • The Manager, ICICI Lombard General Insurance Company Ltd.
  • Unnikrishnan
  • The Manager, National Insurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. Thyparambil Thomas Thomas

Counsels for Respondents

  • • Sri P. Jacob Mathew
  • • K. Santhi

Case Synopsis & Summary

This is a Motor Accident Claims Appeal (MACA No.3869 of 2016) before the Kerala High Court arising from an O.P. (M.V.) No.360/2013 filed under Section 166 of the Motor Vehicles Act, 1988, challenging the quantum of compensation awarded by the Motor Accident Claims Tribunal, Kollam, for injuries sustained in a 20.08.2011 road accident. The Tribunal found negligence on the part of the driver and awarded Rs.55,480 (rounded to Rs.56,000), directing the insurer to pay. The appellant contends that the Tribunal erred in fixing the claimant’s income at Rs.6,000 per month though he claimed to be a mechanic earning about Rs.18,000, and that the assessment of heads of compensation was incorrectly calculated. The respondents contend the Tribunal’s income figure is reasonable and that the policy was valid; they dispute excess compensation and the extent of disability. The High Court reviews the matter, relying on Ramachandrappa to determine notional income (Rs.9,000 for disability calculation) and on Pranay Sethi with the Sarla Verma multiplier to compute future prospects and the proper multiplier (17). The court increases several heads of compensation including pain and suffering (to Rs.30,000) and loss of amenities (Rs.20,000), while retaining other heads. It holds 25% contributory negligence by the claimant. Overall, the appeal is allowed in part, with a revised total of Rs.1,00,056, plus interest from the petition date, to be deposited within two months.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income doctrine (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., 2011 (13) SCC 236)
  • 40% future prospects (National Insurance Co. Ltd. v. Pranay Sethi, 2017 (16) SCC 680)
  • Multiplier 17 (Sarla Verma v. Delhi Transport Corporation, 2009 (6) SCC 121)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant argues that the Tribunal under-valued the claimant's income (alleged Rs.18,000/month) and did not properly apply notional income rules; seeks Rs.9,000/month as notional income, higher damages for pain and suffering, and compensation for loss of earning beyond the period quantified by the Tribunal; challenges the 25% contributory negligence as settled in the evidence.

Contentions of Respondents

The respondents contend that the Tribunal's income assessment is reasonable, the accident and policy are admitted, and contest excess compensation. They support the insurer's position that the fixed income figure is appropriate; the driver’s negligence is acknowledged in evidence but the Respondents maintain the Tribunal’s existing distribution of heads and the 25% contributory negligence finding is consistent with evidence.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveUsed to fix the notional income for disability calculations.
National Insurance Co. Ltd. v. Pranay Sethi(2017) 16 SCC 680PositiveGuidelines on future prospects; part of the calculation for enhanced compensation.
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositiveProvides the multiplier (17) for calculating compensation for loss of future earnings.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:24768 ``` **==> picture [58 x 57] intentionally omitted <==** ``` IN THE HIGH COURT OF KERALA AT ERNAKULAM ``` ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR ``` ``` THURSDAY, THE 13[TH] DAY OF MARCH 2025/22ND PHALGUNA, 1946 ``` ``` MACA NO. 3869 OF 2016 ``` ``` AGAINST THE ORDER/JUDGMENT DATED 18.03.2016 IN OPMV NO.360 OF 2013 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, KOLLAM. ``` ## **`APPELLANT:`** ``` RADHAKRISHNAN, AGED 30 YEARS, S/O.AYYAPPAN, LAKSHMI VILASOM, PARIMANAM, NEENDAKARA P.O., KOLLAM. ``` ## **`BY ADV SRI.THYPARAMBIL THOMAS THOMAS`** ## **`RESPONDENTS:`** - **`1 UNNIKRISHNA PILLAI, S/O. RAGHAVAN PILLAI, KRISHNAVILASOM, PARIMANAM, NEENDAKARA P.O., KOLLAM - 691 582.`** - **`2 KRISHNA KUMAR, S/O. UNNKIKRISHNAN PILLAI, KRISHNAVILASOM, PARIMANAM, NEENDAKARA P.O., KOLLAM - 691 582.`** ``` 3THE MANAGER, ICICI LUMBARD GENEAL INSURANCE COMPANY LTD., GANGOTHRI LAND MARK, NEAR IRON BRIDGE, KOLLAM - 691 001. ``` - **`4 UNNIKRISHNAN, LAKSHMIVILASOM, PARIMANAM, NEENDAKARA P.O., KOLLAM - 691 582.`** M.A.C.A.No.3869 of 2016 **==> picture [58 x 57] intentionally omitted <==** ``` 2025:KER:24768 ``` ``` -2- ``` ``` 5THE MANAGER, NATIONAL INSURANCE CO. LTD., M DIVISIONAL OFFICE, PARAMESHWARAN PILLAI BHAVAN, CHINNAKKADA, KOLLAM - 691 001. ``` ``` BY ADVS. SRI.P.JACOB MATHEW K.S.SANTHI ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 13.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` M.A.C.A.No.3869 of 2016 **==> picture [58 x 57] intentionally omitted <==** ## `2025:KER:24768` ``` -3- ``` ## **J U D G M E N T** Dated this the 13[th] day of March, 2025 The petitioner in O.P.(M.V.) No.360/2013 on the file of the Motor Accident Claims Tribunal, Kollam is the appellant herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal). 2. The petitioner filed the above O.P. under Section 166 of the Motor Vehicles Act, 1988, claiming compensation for the injuries sustained in a motor vehicle accident that occurred on 20.08.2011. According to the petitioner, on 20.08.2011 at about 7.30 p.m., while he was riding a motorcycle, a maruthi car bearing Reg.No.KL-23/C-7736 driven by the 2[nd] respondent abruptly stopped the car and took reverse for the purpose of entering into a nearby petrol pump. As a result of which the car hit on the motorcycle, he fell down and sustained injuries 3. The 1[st] respondent is the owner, the 2[nd] respondent is the driver and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioner, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. is Rs.2,00,000/-. 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the oral M.A.C.A.No.3869 of 2016 **==> picture [58 x 57] intentionally omitted <==** ``` 2025:KER:24768 ``` `-4-` testimonies of PW1, PW2 and RW1 and documentary evidence Exts.A1 to A10 and X1. No documentary evidence was adduced by the respondents. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.55,480/- rounded to Rs.56,000/and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioner preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.Thyparambil Thomas Thomas, the learned Counsel appearing for the petitioner/appellant, and Sri.P.Jacob Mathew, the learned Standing Counsel for the 3[rd ] respondent. 10. The Point: In this case the accident as well as valid insurance policy of the offending vehicle are admitted. One of the contentions raised by the learned counsel for the petitioner is regarding the income of the petitioner as fixed by the Tribunal. According to him, the petitioner was working as a mechanic, earning Rs.18,000/- per month, but the Tribunal fixed his monthly income at Rs.6,000/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. M.A.C.A.No.3869 of 2016 **==> picture [58 x 57] intentionally omitted <==** ## `2025:KER:24768` ``` -5- ``` 11. It is true that the petitioner could not prove his income, as claimed in the OP. However from the evidence of the petitioner as PW1 it is proved that the petitioner was a mechanic by profession. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, in the year 2011 will come to Rs.8000/-. Therefore, the petitioner being a mechanic by profession, his notional income is fixed at Rs.9000/-, for the purpose of computing the loss of disability. 12. In the accident the petitioner sustained the following injuries: 1. Comminuted fracture on the right clavicle 2. Lacerated wound at the lateral aspect of right leg. 3. Tenderness at the mid clavicular region (right side) 4. Lacerated ;wound 2 X 05 over the scalp _5. Other injuries all over the body._ 13. The petitioner is treated as an inpatient for eight days. He has not produced any disability certificate and even then the Tribunal has fixed his functional disability at 2% and the same is not under challenge. 14. On the date of accident, the petitioner was aged 30 years. Therefore, 40% of the monthly income is to be added towards future prospects, as held in the decision in **National Insurance Co.** M.A.C.A.No.3869 of 2016 **==> picture [58 x 57] intentionally omitted <==** ## `2025:KER:24768` ``` -6- ``` **Ltd v. Pranay Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 17, as held in **Sarla Verma v. Delhi Transport Corporation,** [(2009) 6 SCC 121]. In the above circumstances, the loss of disability will come to Rs.51,408/-. 15. Towards loss of earning, the tribunal has awarded only Rs.6,000/- being the income for one months @Rs.6,000/-. Considering the nature of the injuries sustained by the petitioner and the period during which he was treated as inpatient and the fact that he was a mechanic by profession, the petitioner might have lost income at least for a period of 3 months. Therefore, towards 'loss of income' the petitioner is entitled to get a sum of Rs.27,000/- (9,000 x 3 months). 16. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.20,000/- and Towards 'loss of amenities of life' nothing was awarded. According to the learned counsel for the petitioner, the compensation awarded on the head ‘pain and sufferings’ is on the lower side. 17. The petitioner sustained serious injuries in the accident and was treated as inpatient for 8 days. Because of the injuries sustained, the percentage of disability suffered and the length of treatment undergone by the petitioner, I hold that the compensation awarded by the Tribunal on the head ‘pain and sufferings’ is on the lower side and hence it is enhanced to Rs.30,000/-. Towards ‘loss of amenities of life’, the petitioner is entitled to get an amount of M.A.C.A.No.3869 of 2016 **==> picture [58 x 57] intentionally omitted <==** ## `2025:KER:24768` ``` -7- ``` Rs.20,000/-. 18. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. 19. The tribunal found that there was 25% contributory negligence on the part of the petitioner as it is revealed that the petitioner hit his motorcycle on the rear side of the car driven by the 2nd respondent. As per Ext.A4 Final Report, the accident was reported as a motor occurrence and no negligence was found against the 2 nd respondent. In the above circumstances, I hold that the tribunal was justified in finding 25% contributory negligence on the part of the petitioner. 20. Therefore, the petitioner/appellant is entitled to get a total compensation of 75% of Rs.1,00,056/-, as modified and recalculated above and given in the table below, for easy reference: |**Sl.**<br>**No**<br>**.**|**Head of Claim**|**Amount awarded**<br>**by Tribunal (in**<br>**Rs.)**|**Amount**<br>**Awarded in**<br>**Appeal (in Rs.)**| |---|---|---|---| |1|Loss of earnings|6,000/-|27,000/-| |2|Transportation<br>to<br>hospital|1,000/-|1,000/-| |3|Extra nourishment|800/-|800/-| |4|damage to clothing and<br>articles|1000/-|1000/-| |5|Medicine and<br>Bystanders expenses|2,200/-|2,200/-| M.A.C.A.No.3869 of 2016 **==> picture [58 x 57] intentionally omitted <==** ## `2025:KER:24768` |`-8-`|`-8-`|`-8-`|`-8-`| |---|---|---|---| |6|Compensation for pain<br>and sufering|20,000/-|30,000/-| |7|Compensation for<br>continuing or<br>permanent disability, if<br>any.|24,480/-|51,408/-| |8|Loss of Amenities|---|20,000/-| ||**Total**|55,480/- rounded to<br>56,000 reduced to<br>42,000/-|**1,33,408/-**<br>**reduced to**<br>**1,00,056/-**| ||_Reduced Rs.43,056/_-||| 21. In the result, this Appeal is allowed in part, and Respondent No.3 is directed to deposit a sum of Rs.1,00,056/- (Rupees one lakh fifty six only), less the amount already deposited, if any, along with interest @ 9% per annum, from the date of the petition till deposit/realisation, excluding interest for a period of 163 days, the period of delay in filing the appeal, with proportionate costs, within a period of two months from today. (Enhanced compensation will carry interest @8%) 22. On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioner, excluding court fee payable, if any, without delay, as per rules. Sd/- ## **C. PRATHEEP KUMAR, JUDGE** ADS