High Court of KeralaSingle JudgeAppeal allowed in part

Prasanna Kumari and others v. Jinoj K and others

Case / Petition Number:MACA No.1763 of 2016
Neutral Citation:2025:KER:24054

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-03-12
Court Decision / Holding
Appeal allowed in part. The 3rd respondent is directed to deposit Rs.14,00,250/- (less any amount already deposited) along with interest @ 8% from the date of petition till realization, within two months. The Tribunal shall disburse the amount to the petitioners in the fixed ratio, as per the Tribunal’s order, without delay, except for court fee if any.
Final Disposition
Appeal allowed in part

Parties to the Case

Appellants / Petitioners

  • Prasanna Kumari
  • Gopakumar
  • Priya
  • Santhanavally (deceased)
  • Sasidharan
  • Suseela
  • Sudha
  • Venu Gopal

Respondents

  • Jinoj K, S/O.Kunjiraman, Managing Director Wager Marketing Private Ltd.
  • 2 Binu Rajan, S/O.Vijayarajan, Raj Vihar, Thekkodickal P.O., Mallappally-689 613, Pathanamthitta District
  • The Manager, Cholamandalam General Insurance Co. Ltd., Cochin
  • Preman, S/O.Prasan­na­kumari, Ettanthara, Kizha​kkathil, Parimanam, Neendakara P.O., Neendakara Village, Kollam

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri Thypambil Thomas Thomas

Counsels for Respondents

  • • Sri P. Jacob Mathew
  • • Sri Mathews Jacob Sr.
  • • Smt. Preethy R. Nair

Case Synopsis & Summary

This Kerala High Court judgment deals with MACA No.1763 of 2016 challenging a Motor Accidents Claims Tribunal award for a fatal 2012 accident involving Gopalakrishnan. The petitioners—wife, children and mother of the deceased—sought enhancement of compensation awarded under Section 166 of the Motor Vehicles Act, 1988. The Tribunal had found negligence and awarded Rs.9,50,200, directing the insurer to pay. The appellants argued that the deceased’s income was understated; the income evidence suggested he was a deckhand/fisherman (Rs.24,000 per month), but the Tribunal used a much lower figure (Rs.6,000). The insurer contested the higher figure as unjustified. The High Court reconsiders quantum, applying Ramachandrappa to fix a notional income, and Pranay Sethi and Sarla Verma for future prospects, dependency, and the multiplier. The court fixes notional monthly income at Rs.8,500 (coolie), adds 10% future prospects, and applies a 13-multiplier; it deducts 1/4 for living expenses. It revises heads: loss of estate and funeral expenses to Rs.18,150 each; loss of consortium to Rs.2,42,000; pain and suffering Rs.25,000. Total enhanced compensation becomes Rs.14,00,250, with 8% interest. The appeal is allowed in part; the insurer must deposit the amount within two months for subsequent distribution as per Tribunal’s ratio.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income principle for a coolie (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., 2011 (13) SCC 236)
  • 10% future prospects and multiplier of 13 (National Insurance Co. Ltd. v. Pranay Sethi, 2017 (16) SCC 680)
  • Deduction of 1/4 for living expenses; dependency calculation (Sarla Verma v. Delhi Transport Corporation, 2009 (6) SCC 121)
  • Consolidation and head-wise reassessment of damages (Pranay Sethi, supra)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contend that the Tribunal erred in adopting a low notional income for the deceased, who was allegedly a deckhand/fisherman earning Rs.24,000 per month. They cite Ramachandrappa to fix notional income, argue for higher compensation, and press for correct application of future prospects (10%), the appropriate multiplier (13), and proper heads of damages (loss of estate, funeral, loss of consortium, and pain and suffering). They urge recalculation of dependency loss to Rs.10,93,950 and consolidation of losses with an overall enhanced sum of Rs.14,00,250, with interest from the petition date.

Contentions of Respondents

The respondents, including the insurer, submit that the Tribunal’s quantum was reasonable and the income fixed by the Tribunal is justified in the absence of confirmed driving license or proof of deckhand earnings. They rely on the insurer’s liability and oppose factual overreach in income and the extent of damages. Counsel for the 3rd respondent emphasizes the policy validity and admitted accident, while contesting excess damages. Overall, they seek no substantial deviation from the Tribunal’s findings, maintaining that the current compensation structure aligns with established legal principles.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveCourt relies on the Ramachandrappa principle to determine the notional income of the deceased (coolie) for computation of compensation.
National Insurance Co. Ltd. v. Pranay Sethi2017 (16) SCC 680PositiveUsed to justify 10% future prospects and related guidelines for calculation.
Sarla Verma v. Delhi Transport Corporation2009 (6) SCC 121PositiveGuides the 13-multiplier and 1/4 deduction for living expenses in dependency calculations.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:24054 ``` **==> picture [57 x 57] intentionally omitted <==** ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ## **`THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR`** ``` WEDNESDAY, THE 12[TH] DAY OF MARCH 2025/21ST PHALGUNA, 1946 MACA NO. 1763 OF 2016 ``` ``` AGAINST THE ORDER/JUDGMENT DATED 05.03.2016 IN OPMV ``` ``` NO.104 OF 2013 OF ADDITIONAL MOTOR ACCIDENT CLAIMS TRIBUNAL - V, KOLLAM. ``` ``` APPELLANTS: ``` - **`1 PRASANNA KUMARI, AGED 52 YEARS, D/O.BHARATHI, ETTANTHARA KIZHAKKATHIL, PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM.`** - **`2 GOPAKUMAR, AGED 33 YEARS, S/O.PRASANNA KUMARI, ETTANTHARA KIZHAKKATHIL, PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM.`** - **`3 PRIYA, AGED 27 YEARS, D/O.PRASANNAKUMARI, ETTANTHARA KIZHAKKATHIL, PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM.`** - **`4 SANTHANAVALLY (DIED), AGED 76 YEARS, MOTHER OF GOPALAKRISHNAN, ETTANTHARA KIZHAKKATHIL, PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM.`** - **`5 SASIDHARAN, S/O.KARUNAKARAN, AGED 61 YEARS (LEGAL HEIR OF SANTHANAVALLY) ETTANTHARA KIZHAKKATHIL,`** M.A.C.A.No.1763 of 2016 ``` 2025:KER:24054 ``` ``` -2- ``` **==> picture [57 x 57] intentionally omitted <==** ``` PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE KOLLAM. ``` ``` 6SUSEELA, AGED 52 YEARS, S/O.KARUNA KARUNANKARAN (LEGAL HEIR OF SANTHANAVALLY) ETTANTHARA KIZHAKKATHIL, PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM. ``` - **`7 SUDHA,`** ``` AGED 50 YEARS, S/O.KARUNA KARUNAKARAN (LEGAL HEIR OF SANTHANAVALLY) ETTANTHARA KIZHAKKATHIL, PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM. ``` ``` 8VENU GOPAL, AGED 47 YEARS, S/O.KARUNA KARUNAKARAN (LEGAL HEIR OF SANTHANAVALLY) ETTANTHARA KIZHAKKATHIL, PARIMANAM, NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM. ``` ## **`BY ADV SRI.THYPARAMBIL THOMAS THOMAS`** ## **`RESPONDENTS:`** ``` 1JINOJ K, S/O.KUNJIRAMAN, MANAGING DIRECTOR WAGER MARKETING PRIVATE LTD., 29-47/C, NH.47, BYPASS THYKKULAM, COCHIN-682019 HAILING FROM KANDAMKOVIL VEEDU, NAMAS DESOM, VYKKARA VILLAGE, THALIPARAMBU TALUK, KANNOOR. ``` - **`2 BINU RAJAN, S/O.VIJAYARAJAN, RAJ VIHAR, THEKKODICKAL P.O., MALLAPPALLY-689 613, PATHANAMTHITTA DISTRICT.`** ``` 3THE MANAGER, CHOLAMANDALAM GENERAL INSURANCE CO.LTD, COCHIN, PIN – 682 018. ``` - **`4 PREMAN, AGED 28 YEARS, D/O.PRASANNAKUMARI, ETTANTHARA, KIZHAKKATHIL, PARIMANAM,`** M.A.C.A.No.1763 of 2016 **==> picture [57 x 57] intentionally omitted <==** ``` 2025:KER:24054 ``` ``` -3- ``` ``` NEENDAKARA P.O., NEENDAKARA VILLAGE, KOLLAM – 691 001. ``` ``` BY ADVS. SRI.P.JACOB MATHEW SRI.MATHEWS JACOB SR. SMT.PREETHY R. NAIR ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 12.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` M.A.C.A.No.1763 of 2016 ``` 2025:KER:24054 ``` **==> picture [57 x 57] intentionally omitted <==** ``` -4- ``` ## J U D G M E N T ## Dated this the 12[th] day of March, 2025 The petitioners in O.P.(M.V.) No104/2013 on the file of the Motor Accident Claims Tribunal, Kollam are the appellants herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal) 2. The O.P. was filed under under Section 166 of the Motor Vehicles Act, 1988, by the wife, children and mother of the deceased by name Gopalakrishnan, who died in a motor vehicle accident that occurred on 19.04.2012. According to them, on 19.04.2012, at about 3.30 p.m., while the deceased was riding a bicycle along the Kollam-Alappuzha N.H.47, a car bearing Registration No.KL-07/BE-2770 driven by the 2[nd] respondent in a rash and negligent manner, knocked him down and as a result of which he sustained serious injuries and later on he succumbed to the injuries, on the same day. 3. The 1[st] respondent is the owner, the 2[nd] respondent is the driver and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioners, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. was Rs.10,00,000/-. 4. The insurance company filed a written statement, M.A.C.A.No.1763 of 2016 ``` 2025:KER:24054 ``` **==> picture [57 x 57] intentionally omitted <==** `-5-` admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the oral testimony of PW1 and documentary evidence Exts.A1 to A15. No evidence was adduced by the respondents. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.9,50,200/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioners preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.Thyparambil Thomas Thomas, the learned Counsel appearing for the petitioners/appellants, and Sri.P.Jacob Mathew, the learned Standing Counsel for the 3[rd] respondent. 10. The Point: In this case the accident as well as valid policy of the offending vehicle are admitted. One of the contentions raised by the learned counsel for the petitioners is regarding the income of the deceased as fixed by the Tribunal. According to him, the deceased was working as deckhand in a M.A.C.A.No.1763 of 2016 ``` 2025:KER:24054 ``` **==> picture [57 x 57] intentionally omitted <==** `-6-` fishing boat, earning Rs.24,000/- per month, but the Tribunal fixed his monthly income at Rs.6,000/-.The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. Though the learned counsel has relied upon Exts.A8, copy of identity card issued from Fishermen Welfare Board, it only shows that the deceased was a fisherman by profession. The petitioners have not produced any driving licence of the deceased to prove that he was working as a deckhand. Therefore, in the light of the decision in Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, during the year 2012 will come to Rs.8,500/-. Since the petitioners could not prove the job or income of the deceased, as claimed in the OP, in the light of the dictum laid down by the Hon’ble Supreme Court in **Ramachandrappa** (supra), his notional income is liable to be fixed as that of a coolie, at Rs.8,500/-. 12. On the date of accident, the deceased was aged 50 years. Therefore, 10% of the monthly income is liable to be added towards future prospects, as held in the decision in **National Insurance Co.Ltd v Pranay Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 13, as held in **Sarla Verma v. Delhi Transport Corporation,** (2009) 6 SCC 121. Since the deceased was married who left behind 5 dependents, towards personal and M.A.C.A.No.1763 of 2016 ``` 2025:KER:24054 ``` **==> picture [57 x 57] intentionally omitted <==** `-7-` living expense, 1/4 of the income is liable to be deducted, as held in **Sarla Verma** (supra). In the above circumstances, the loss of dependency will come to Rs.10,93,950/-. 13. The Tribunal has awarded Rs.50,000/- towards loss of estate, Rs.25,000/- towards funeral expenses and Rs.1,00,000/- towards loss of consortium. In the light of the decision in **Pranay Sethi** (supra), the appellants are entitled to get a consolidated sum of Rs.15,000/- towards loss of estate, Rs.15,000/towards funeral expenses, and the dependents (parents, children and spouse) are entitled to get a sum of Rs.40,000/- each towards loss of consortium, with an increase of 10% in every three years. Therefore, towards loss of estate and funeral expense they are entitled to get a sum of Rs.18,150/- each. Towards loss of consortium, petitioners together are entitled to get a sum of Rs.2,42,000/- (48,400 x 5). 14. Towards the head ‘pain and sufferings’, the Tribunal has not awarded any compensation. The deceased died in this case on the date of the accident. Therefore, an amount of Rs.25,000/- can be the awarded under the head of ‘pain and sufferings’. 15. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. 16. Therefore, the petitioners/appellants are entitled M.A.C.A.No.1763 of 2016 **==> picture [57 x 57] intentionally omitted <==** ## `2025:KER:24054` ``` -8- ``` to get a total compensation of Rs.14,00,250/-, as modified and recalculated above and given in the table below, for easy reference: |Sl.<br>No<br>.|Head of Claim|Amount awarded<br>by Tribunal (in<br>Rs.)|Amount Awarded<br>in Appeal (in Rs.)| |---|---|---|---| |1|Transport to hospital|2,000/-|2,000/-| |2|Funeral expenses|25,000/-|18,150/-| |3|Loss of consortium|1,00,000/-|2,42,000/-| |4|Damages to clothing,<br>watch and bicycle|1,000/-|1,000/-| |5|Compensation for loss<br>of estate|50,000/-|18,150/-| |6|Compensation for loss<br>of dependency|7,72,200/-|10,93,950/-| |7|Pain and sufering|----|25,000/-| ||**Total**|9,50,200/-|**14,00,250/-**| ||Enhanced Rs.4,50,050/-||| 17. In the result, this Appeal is allowed in part, and the 3[rd] respondent is directed to deposit a total sum of Rs.14,00,250/- (Rupees forteen lakhs two hundred and fifty only), less the amount already deposited, if any, along with interest as ordered by the Tribunal from the date of the petition till realisation/deposit, with proportionate costs, within a period of two months from today. (enhanced compensation will carry interest @8%). On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioners, in the ratio fixed by M.A.C.A.No.1763 of 2016 **==> picture [57 x 57] intentionally omitted <==** ``` 2025:KER:24054 ``` `-9-` the Tribunal, excluding court fee payable, if any, without delay, as per rules. Sd/- **C. PRATHEEP KUMAR, JUDGE** ADS