High Court of KeralaSingle JudgeAppeal allowed in part; enhanced compensation b...

Pramod v. Roy S/o Nelson; C. Mohandas; Oriental Insurance Co. Ltd.

Case / Petition Number:MACA No. 1714 of 2007

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. S. Dias
Judgment Date
2021-07-14
Court Decision / Holding
The appeal is allowed in part. The disability is fixed at 15% (not 11%), the notional income is enhanced to Rs. 2,500 per month, resulting in recalculated losses. The appellant is awarded an increased amount for disability (Rs. 81,000) and additional loss of earnings (Rs. 15,000), with an overall enhanced compensation of Rs. 53,760, plus interest at 7.5% per annum from the date of petition until deposit and proportionate costs. The enhanced compensation shall be deposited before the Tribunal within two months from receipt of a certified copy of this judgment and disbursed to the appellant in accordance with law.
Final Disposition
Appeal allowed in part; enhanced compensation by Rs. 53,760 with 7.5% interest; deposit before Tribunal within two months; enhanced amount to be disbursed to appellant as per law.

Parties to the Case

Appellants / Petitioners

  • Pramod, Kattachal Veedu, Eliyavoor Puthukulanggalara P.O., Nedumangad

Respondents

  • Roy S/o Nelson
  • C. Mohandas
  • The Manager, Oriental Insurance Co. Ltd., Divisional Office No. II, St. Mary Villa, Ulloor, Medical College P.O., Thiruvananthapuram

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. R.T. Pradeep
  • • Sri. V. Vijulal

Counsels for Respondents

  • • George Cherian (Sr.)

Case Synopsis & Summary

This appeal, MACA No. 1714 of 2007, arises from an award of the Motor Accidents Claims Tribunal, Neyyattinkara, in OP(MV) No. 868/2002. On 26 May 2002, Pramod, a student earning about Rs. 2,500 per month through private tuition, was injured in a road accident involving the offending vehicle owned by the 2nd respondent and insured by the 3rd respondent. The Tribunal initially granted compensation totalling Rs. 73,240 with 7.5% interest. Pramod challenged the quantum, particularly the disability rating, arguing that Ext. A11 (disability certificate) showing 15% disability should be upheld rather than the Tribunal’s 11% reduction. The appellant relied on Supreme Court precedents including Rajkumar v. Ajayakumar and Talwinder Singh, to resist interference with expert medical opinion. The insurer contends about liability and the validity of the evidence, though the vehicles were insured. The High Court held that the Tribunal erred in scaling down the disability and should respect the medical certificate, while also revising monetary aspects: setting notional income at Rs. 2,500; applying a multiplier of 18; calculating increased loss due to disability and loss of earnings, resulting in a total enhanced compensation of Rs. 53,760, with interest and costs. The appeal is allowed in part and the enhanced amount directed to be deposited in two months.

Legal Doctrines & Maxims

  • Not to ordinarily interfere with the opinion of experts (Union of India v. Talwinder Singh).
  • Disability proof may be established by the doctor who authored the disability certificate or by a Medical Board (Rajkumar v. Ajayakumar).
  • Notional income principle for computing compensation (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.).
  • Multiplier rule for calculating equals, using age-based multiplier (Sarala Varma v. Delhi Transport Corporation).

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the disability certificate Ext. A11 showing 15% disability ought to have been maintained by the Tribunal, which reduced it to 11%. He relies on Rajkumar v. Ajayakumar and Talwinder Singh to resist interference with the medical opinion. He seeks notional income of Rs. 2,500 per month (against the Tribunal’s Rs. 2,000), re-calculation of loss of earnings, and enhancement of compensation for disability to Rs. 81,000 and total enhanced compensation of Rs. 53,760, with appropriate interest and costs.

Contentions of Respondents

The insurer defends the Tribunal’s findings and liability, arguing consistency with the evidence and opposing excessive enhancement, while acknowledging the insured status. Their counsel contends that the Tribunal’s approach was proper in light of the evidence, though the precise arguments are not fully elaborated in this judgment.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Rajkumar v. Ajayakumar2011(1) KLT 620(SC)PositiveHeld that disability can be proved by the doctor who authored the disability certificate or by a Medical Board, supporting reliance on Ext. A11.
Union of India v. Talwinder Singh2012(5) SCC 480PositiveCourt stated that it should not normally interfere with the opinion of experts; the tribunal should defer to medical expertise.
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011(13) SCC 236PositiveNotional income for computation; used to support fixing notional income at Rs. 2,500 in the present case.
Sarala Varma v. Delhi Transport Corporation and others2010(2) KLT 802PositiveMultiplies income by the appropriate multiplier; used to determine multiplier 18 for a person aged 18 at the time of accident.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE C.S.DIAS** **WEDNESDAY, THE 14[TH] DAY OF JULY 2021 / 23RD ASHADHA, 1943 MACA NO. 1714 OF 2007** **AGAINST THE AWARD IN OP(MV)NO. 868/2002 OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,NEYYATTINKARA, THIRUVANANTHAPURAM** ## **APPELLANT/PETITIONER:** **PRAMOD, KATTACHAL VEEDU, ELIYAVOOR PUTHUKULANGARA P.O., NEDUMANGAD.** **BY ADVS. SRI.R.T.PRADEEP SRI.V.VIJULAL** ## **RESPONDENTS:** - **1 ROY, S/O. NELSON, 559, JAYAVILASOM, UNDAPPARA, POOVACHAL P.O., THIRUVANANTHAPURAM.** - **2 C.MOHANDAS, ASWATHY BHAVAN PUTHUKULANGARA, NEDUMANGADU.** **3 THE MANAGER THE ORIENTAL INSURANCE CO.LTD.,, DIVISIONAL OFFICE.NO.II, ST.MARY VILLA,, ULLOOR, MEDICAL COLLEGE P.O., THIRUVANANTHAPURAM.** **BY ADV GEORGE CHERIAN (SR.)** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 14.07.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** MACA.No.1714 of 2007 _2_ ## **C.S.DIAS,J** - - - - - - - - - - - - - - - - - - - - - - - - MACA No. 1714 of 2007 - - - - - - - - - - - - - - - - - - - - - - - - Dated this the 14[th] day of July, 2021 ## **JUDGMENT** The appellant was the petitioner in OP (MV) No.868 of 2002 on the file of the Motor Accidents Claims Tribunal, Neyyattinkara. The respondents in the appeal were the respondents before the Tribunal 2. The concise facts in the claim petition, relevant for the determination of the appeal are : on 26.05.2002 while the appellant was riding his motorcycle bearing registration KL 01 U/8177 from Poovachal to Konniyoor, when he reached a place named 'Undappara Mosque', another motorcycle bearing registration KL 01 V/3277 (offending vehicle) ridden by the 1[st] respondent in a rash and negligent manner hit the motorcycle of the appellant. The MACA.No.1714 of 2007 _3_ motorcycle was owned by the 2[nd] respondent and insured with the 3[rd] respondent. The appellant was a student pursuing his graduation and was also taking tuitions at home and earning a monthly income of Rs.2,500/-. The appellant sustained serious injuries in the accident. The appellant claimed compensation from the respondent at Rs.2,79,000/-, which was limited to Rs.2,50,000/-. 3. The respondents 1 and 2 did not contest the proceedings. 4. The 3[rd] respondent filed a written statement, _inter alia_ , contending that the appellant was not holding a valid driving licence and was only a student having no income. The 3[rd] respondent also disputed the injury sustained by the appellant. Nevertheless, the 3[rd] respondent admitted that the vehicle of the appellant as well as the offending vehicle had valid MACA.No.1714 of 2007 _4_ insurance policies issued by it. 5. The appellant examined himself and the Doctor who issued the disability certificate as PWs 1 and 2 and ExtsA1 to A18(a) were marked in evidence. The case records pertaining to the treatment of the appellant at the Medical College Hospital was marked as Ext.X1. The copy of the insurance policy of the offending vehicle was marked as Ext.B1. 6. The Tribunal, after analysing the pleadings and evidence on record, allowed the claim petition, in part, by permitting the appellant to realise an amount of Rs.73,240/- with interest at 7.5% per annum from the date of petition till the date of reaslisation. The 3[rd] respondent was directed to pay the compensation amount. 7. Dissatisfied with the quantum of compensation and reduction of permanent disability fixed by the MACA.No.1714 of 2007 _5_ Tribunal, the petitioner is in appeal. 8. Heard Sri.T.R.Pradeep, the learned counsel for the appellant/petitioner and Smt.K.S.Santhi, the learned counsel appearing for the 3[rd] respondentinsurance company. 9. The questions that emanate for consideration in the appeal are (i) whether the Tribunal was justified in reducing disability of the appellant assessed as per Ext.A11 disability certificate which was proved through PW2? and (ii) whether the quantum of compensation awarded by the Tribunal is reasonable and just? 10. Ext.A1 charge-sheet filed by the police substantiates that the accident occurred solely on account of the negligence of the 1[st] respondent, who drove the vehicle in a rash and negligent manner. Undisputedly, the 2[nd] respondent was the owner of the MACA.No.1714 of 2007 **==> picture [7 x 9] intentionally omitted <==** vehicle and the 3[rd] respondent was the insurer of the vehicle. Therefore, the 3[rd] respondent is liable to indemnify the liability caused on account of the accident. 11. The appellant had produced Ext.A11 disability certificate which was issued by PW2. It was categorically found that the appellant has a disability of 15% due to the injuries sustained by the appellant in the accident. PW2 had specifically mentioned that due to the injuries sustained by the appellant, he was unable to carry on with his daily pursuits and would be disabled to perform well as a degree student. Accordingly, the disability was fixed at 15%. 12. The Tribunal arrived at the conclusion that the appellant has only a disability of 11%. 13. The Honourable Supreme Court in **Rajkumar v. Ajayakumar** [2011(1) KLT 620(SC)] has MACA.No.1714 of 2007 _7_ held that the disability of an injured can be proved by examining the Doctor who authors the disability certificate or by getting the disability assessed by a duly constituted Medical Board. 14. In the instant case, the appellant produced Ext.A11 disability certificate, which was proved through PW2 stating that the appellant has disability of 15%. 14. In **Union of India and another v.** **Talwinder Singh** [2012 (5) SCC 480], the Honourable Supreme Court has held that the court should not normally interfere with the opinion of Experts, with its wisdom, as the experts are more familiar with the problems than that of the general opinion of the Courts. 16. In the light of the law laid down in **Rajkumar** and **Talwinder Singh** (supra) I am of the opinion MACA.No.1714 of 2007 _8_ that the Tribunal ought not to have tinkered with the opinion of PW2 in Ext.A11 disability certificate. Hence, I set aside the findings of the Tribunal, which has scaled down the disability of the appellant at 11% from 15% . Accordingly, I re-fix the disability of the appellant at 15%. ## **Notional income** 16. The appellant had claimed that, although he was a student, he used to take private tuitions and earn a income of Rs.2,500/- per month. The Tribunal went on to fix the notional income of the appellant at Rs.2,000/- per month. 18. The Hon'ble Supreme Court in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited**_ [ _(2011) 13 SCC 236_ ] has fixed the notional income of a Coolie worker in the year 2004, at Rs.4,500/- per month. MACA.No.1714 of 2007 _9_ 19. In view of the assertions made by the appellant that he was taking private tuitions and earning an income of Rs.2,500/- per month and also that there is no contra evidence on record, I am of the opinion that the appellant's notional income can safely be fixed at Rs.2,500/- as claimed in the claim petition. Hence, I re-fix the notional income of the appellant at Rs.2,500/- 20. The appellant also claimed that due to the serious injuries that he has sustained as reflected in Ext.A2 wound certificate, Ext.A5 and Ext.A7 discharge cards and Ext.A11 disability certificate, he was incapacitated to carry on his work for a period of six months. ## **Loss of earnings** 21. On a re-appreciation of the pleadings and materials on record and especially the treatment MACA.No.1714 of 2007 _10_ records mentioned above, I am of the opinion that the appellant was incapacitated to carry on with his avocation for a period of six months. In view of the re-fixation of the notional income of the appellant at Rs.2,500, I re-fix the compensation for 'loss of earnings' at Rs.15,000/- as claimed for in the claim petition. ## **Multiplier** 22. The appellant was aged 18 at the time of accident. Therefore, the relevant multiplier as per the law laid down in **Sarala Varma and others v. Delhi Transport Corporation and others** [(2010) 2 KLT 802] is '18'. ## **Loss due to disability** 23. In view of the re-fixation of the notional income of the appellant at Rs.2,500/- and his disability at 15%, I hold that the appellant is entitled for MACA.No.1714 of 2007 _11_ compensation for 'loss due to disability at Rs.81,000/instead of Rs.42,240/- awarded by the Tribunal. 24. With respect to the other heads of compensation , I find that the Tribunal has awarded reasonable and just compensation. 25. On an overall re-appreciation of the pleadings, materials on record and the law referred to in the afore-cited decisions, I am of the definite opinion that the appellant/petitioner is entitled for enhancement of compensation under the aforementioned heads, namely, 'loss due to disability' by a further amount of Rs.38,760/- and compensation for 'loss of earnings' at Rs.15,000/-, totalling to an amount of Rs.53,760/- In the result, the appeal is allowed, in part, by enhancing the compensation by a further amount of Rs.53,760/- with interest at the rate of 7.5% per MACA.No.1714 of 2007 _12_ annum from the date of petition till the date of deposit and proportionate costs. The 3[rd] respondent shall deposit the enhanced compensation awarded in this appeal along with proportionate cost before the Tribunal with interest within a period of two months from the date of receipt of a certified copy of the judgment. The enhanced compensation shall be disbursed to the appellant, in accordance with law. **Sd/-C.S.DIAS,JUDGE** dlK 14.07.2021