High Court of KeralaDivision BenchAppeals disposed of with insurer's liability co...

Pournami v. Sandhya Sudheer and others

Case / Petition Number:MACA Nos.612 & 613/2006

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. N. Ramachandran Nair
  • Harun-ul-Rashid
Judgment Date
2008-11-25
Court Decision / Holding
The appeals are disposed of: the Tribunal’s exoneration of the owner/insurer is reversed to the extent of liability due to contributory negligence; contributory negligence is fixed at 25% on the part of the rider for overload, while the insurer and insured are held liable to pay the balance. The Supreme Court principle that third-party claims can be borne by the insurer even if the vehicle carries more than the permitted number of passengers is applied, rendering the insurer liable to pay compensation to the appellants. The Insurance Company is directed to deposit 75% of the compensation with interest (7.5%) from the date of application until deposit. The appeals are disposed of accordingly, with compliance reporting directed within a month.
Final Disposition
Appeals disposed of with insurer's liability confirmed for 75% of compensation plus interest; 25% contributory negligence apportioned to rider; Tribunal order reversed to extent of liability; compliance to be reported.

Parties to the Case

Appellants / Petitioners

  • Pournami, W/o. Dileep Kumar, Kolanjikud y House, Asamannoor Kara, Asamannoor Village, Perumbavoor

Respondents

  • Sandhya Sudheer
  • Sunil
  • The New India Assurance Co. Ltd., Branch II, Thiruvananthapuram
  • Director General of Police, Thiruvananthapuram (Addl. Respondent)
  • Transport Commissioner, Thiruvananthapuram (Addl. Respondent)

Legal Representation & Advocates

Counsels for Petitioners

  • • N. N. Elayath
  • • P. V. Elias

Counsels for Respondents

  • • Sri KKM. Sherif (R3)
  • • Sri A. A. Ziyad Rahman (R3)
  • • Sri C. K. Thanu Pillai (R1 & R2)
  • • Sri T. K. Shaij Raj (R4 & R5)
  • • Smitha Sukumaran (Govt. Pleader for R4 & R5)

Case Synopsis & Summary

This appeal arises from MACA Nos.612 & 613/2006, challenging a Motor Accidents Claims Tribunal award concerning injuries sustained on 12.4.2002 when a motorcycle, ridden by the appellant's husband with the wife and two young children as pillion passengers, was struck by a car near Munnar on the Perumbavoor–east route. The MACT initially awarded compensation to the appellants but exonerated the owner and insurer of the car, holding contributory negligence on the part of the motorcycle rider for violating Section 128 MV Act by carrying more than one pillion passenger. The Tribunal based its view on Division Bench judgments of the Madras High Court (Tamil Nadu State Transport Corporation v. Abdul Salam) and the Karnataka High Court (Somaiah v. Bangalore Dairy). The appellant contends the car driver’s negligence caused the accident, supported by a criminal case in which the driver pleaded guilty under IPC sections 279/337/338. The appellant argues that Section 149 MV Act imposes insurer liability for third-party claims and that the authority under Section 128 should not bar compensation in this context. The Kerala High Court held that contributory negligence could be inferred when a bike carries more than two passengers, but in this case the court found the children’s weight insufficient to destabilize the bike, fixed contributory negligence at 25%, and held the insurer liable to pay the balance, directing 75% of compensation plus interest to be deposited by the insurer.

Provisions of Law Cited

Section 128, Motor Vehicles Act, 1988Section 166, Motor Vehicles Act, 1988Section 149, Motor Vehicles Act, 1988Central Motor Vehicles Rules, 1989 Rule 123Section 279/337/338 IPC

Legal Doctrines & Maxims

  • Contributory negligence as a defense in MV Act claims
  • Insurer liability under Sec. 149 for third-party claims not limited by seating capacity (SC precedent)
  • Presumption of contributory negligence when motorcycle overloaded beyond seating capacity

Submissions & Arguments

Contentions of Appellants / Petitioners

Appellants contend that the accident resulted from the car driver’s negligence, supported by the driver’s guilty plea in a criminal case under IPC 279/337/338. They argue that Section 128 is not a bar to compensation for third-party claims and that insurer liability under Sec.149 MV Act should apply, relying on SC precedent in Anjana Shyam and urging that the Tribunal erred in exonerating the owner/insurer by invoking contributory negligence of the bike rider. They seek liability against the insurer/owner and restoration of the Tribunal’s compensation framework.

Contentions of Respondents

Respondents contend contributory negligence on the part of the motorcycle rider for carrying more than one pillion is a valid defense, citing Division Bench decisions (Madras HC and Karnataka HC) that supported such reasoning. They rely on Section 128 MV Act and argue that the risk is borne by the rider and owner; insurer liability under Sec.149 would be limited by seating capacity. The criminal case against the car driver and the driver’s guilt are cited, but the core argument remains that liability should be apportioned to the rider for violating the vehicle’s seating capacity.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Tamil Nadu State Transport Corporation v. Abdul SalamCase No.157 in 2003(3) KLT 123PositiveCited and relied upon by the Tribunal; used to support the view that contributory negligence can arise in overload situations and affect liability.
Somaiah v. Bangalore DairyCase No.12 in the same KLT volume, p.9PositiveCited to bolster the contributory negligence approach in two-wheeler incidents with excess passengers.
National Insurance Co. Ltd. v. Anjana Shyam2007(3) KL T 993 (SC)PositiveSC decision held insurer’s liability for third-party claims under Sec.149 MV Act is not constrained by seating capacity; used to justify insurer liability in this case.

Diagnostic Tool

Beta

Does this judgment govern your specific facts?

Don't risk relying on a distinguishable precedent. Enter your facts or proposition below. We will test it against Pournami v. Sandhya Sudheer and others and instantly map out authorities that support, challenge, or govern your position.

Extracted Judgment Text

Exact text extracted from official judgment records.

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE C.N.RAMACHANDRAN NAIR & THE HONOURABLE MR. JUSTICE HARUN-UL-RASHID TUESDAY, THE 25TH NOVEMBER 2008 / 4TH AGRAHAYANA 1930 MACA.No. 612 of 2006() ---------------------OPMV.1423/2002 of MOTOR ACCIDENT CLAIMS TRIBUNAL, MUVATTUPUZHA APPELLANT(S)/PETITIONER ---------------------------------- POURNAMI, W/O.DILEEP KUMAR, KOLANJIKUDY HOUSE, ASAMANNOOR KARA, ASAMANNOOR VILLAGE, PERUMBAVOOR. BY ADVS. SRI.N.N.ELAYATH SRI.P.V.ELIAS RESPONDENT(S): RESPONDENTS IN THE O.P. ------------------------------------- 1. SANDHYA SUDHEER, `SOUGANDHIKAM', T.C.1/858(1), JAI NAGAR, MEDICAL COLLEGE P.O., THIRUVANANTHAPURAM-11. 2. SUNIL, S/O.SUKUMARAN NAIR, `SOUGANDHIKAM', T.C.1/858(1), JAI NAGAR, MEDICAL COLLEGE P.O., THIRUVANANTHAPURAM-11. 3. THE NEW INDIA ASSURANCE CO. LTD., BRANCH II, THIRUVANANTHAPURAM. ADDL.R4.THE DIRECTOR GENERAL OF POLICE, THIRUVANANTHAPURAM. ADDL.R5.THE TRANSPORT COMMISSIONER, THIRUVANANTHAPURAM. (ADDITIONAL RESPONDENTS 4 AND 5 IMPLEADED VIDE JUDGMENT DATED 25..11.2008) ADVS. SRI.KKM.SHERIF FOR R3 SRI.A.A.ZIYAD RAHMAN FOR R3 SRI.C.K.THANU PILLAI FOR R1 & R2 SRI.T.K.SHAIJ RAJ FOR R1 & R2 GOVT. PLEADER SMT. SMITHA SUKUMARAN -R4 AND R5 THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 25/11/2008 ALONG WITH MACA NO. 613 OF 2006, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ORDER IN I.A. NO. 706 OF 2006 IN M.A.C.A. NO. 612 OF 2006. DISMISSED 25.11.2008 Sd/-(C.N.RAMACHANDRAN NAIR, JUDGE) Sd/-(HARUN-UL-RASHID, JUDGE) ## **C.N. RAMACHANDRAN NAIR & HARUN-UL-RASHID, JJ.** ## **--------------------------------------------------------M.A.C.A.NOS.612 & 613 OF 2006 ---------------------------------------------------------** Dated this the 25th day of November, 2008 ## **JUDGMENT** ## **Ramachandran Nair, J.** The Director General of Police, Thiruvananthapuram and the Transport Commissioner, Thiruvananthapuram are impleaded as additional respondents in these appeals. Government Pleader takes notice for additional respondents. 2. The appellants are husband and wife who while travelling along with their two children aged 4 years and 2 yearsin a motor bike met with an accident on 12.4.2002 causing injury to three of them. The bike in which the appellants were travelling from Perumbavoor towards east in the Munnar road was knocked down by a car. While both the appellants and one child sustained injuries, the other child escaped unhurt. Since the injury to the child was minor in nature, the Insurance Company offered compensation and settled the liability. However, when the appellants filed M.A.C.A. NOS.612 & 613/2006 2 separate claim petitions, the same was resisted by the Insurance Company of the offending vehicle, among other things, on the ground that the accident is on account of contributory negligence of the rider of the bike by taking more than one pillion rider in the bike. The Motor Accidents Claims Tribunal though determined compensation of Rs.2.06,500/- to the appellant in M.A.C.A. No.613 of 2006 and Rs.29,500/- to the appellant in M.A.C.A. No.612 of 2006, it exonerated the owner and insurer of the offending vehicle on the ground that the accident was on account of contributory negligence on the part of the rider of the bike, in taking more than one pillion rider in violation of Section 128 of the Motor Vehicles Act, 1988 ( hereinafter referred to as "the M.V.Act"). The appeals are filed against the order of the Tribunal dismissing the claim petitions. We have heard counsel appearing for the appellants, Standing Counsel for the Insurance Company and counsel appearing for the registered owner of the car. ## 3. Counsel for the appellant contended that the order of the Tribunal is not tenable because the accident was caused on account of the negligence of the driver of the car which is evident from the criminal case charged against the driver of the car under Section 279 read with Sections 337 and 338 I.P.C. It is also conceded that the driver of the car pleaded M.A.C.A. NOS.612 & 613/2006 3 guilty to the charges levelled against him, remitted fine and escaped. The Tribunal relied on the Division Bench judgments of the Madras High Court in **Tamil Nadu State Transport Corporation v. Abdul Salam** reported as **Case No.157 in 2003(3) K.L.T. page No.123** and that of the Karnataka High Court in **Somaiah v. Bangalore Dairy,** reported as **Case No.12** in the very same volume of the K.L.T. at page 9 and held that the accident is on account of contributory negligence by the rider of the bike and so much so, compensation is not payable by the insurer or insured of the offending vehicle. 4. Contributory negligence is a defence available to the respondents in a claim petition filed under Section 166 of the M.V. Act. However, it is for the respondents to prove contributory negligence if the claim petition has to be successfully resisted. Section 128 of the M.V.Act prohibits the rider of a motor bike from taking more than one pillion rider on it. For easy reference, we extract hereunder Section 128 of the M.V. Act. " **Safety measures for drivers and pillion riders** :-(1) No driver of a two wheeled motor cycle shall carry more than one person in addition to himself on the motor cycle and no such person shall be carried otherwise than sitting on a proper seat securely fixed to the motor cycle behind the driver's seat with M.A.C.A. NOS.612 & 613/2006 4 appropriate safety measures." 5. A motor bike with seating capacity for two is obviously designed to carry only two passengers. In the first place, there is no space in the bike to be shared by any other person. If the rider sacrifices his comfortable seat at least in part to accommodate a third passenger, certainly, he will not be able to control the bike. Besides this, since the bike is designed to carry only two passengers, additional weight on account of third passenger will affect its stability. However, in violation of Section 128 of the M.V. Act, three passengers and very often children are taken in two wheelers along with rider and pillion rider as in this case. The Supreme Court in the decision reported in **National Insurance Co. Ltd. v. Anjana Shyam, 2007(3) K.L.T. 993 (SC)** held that the Insurance Company's liability under Section 149 of the M.V. Act even to third parties is not in excess of the seating capacity of the vehicle involved in the accident So much so, under no circumstances more than two persons travelling in a bike involved in the accident are entitled to compensation. Even though Section 128 of the M.V. Act bars the driver of a motor bike from taking more then one pillion rider and though the provision is more often violated than observed, the Motor Vehicle and the police authorities do not take serious note of this. May be petty traffic cases are booked M.A.C.A. NOS.612 & 613/2006 5 against such people and matter is settled on payment of paltry sum of fine. 6. In view of the large number of accidents involving two wheelers, we feel in public interest, the Government authorities should be ordered to enforce the law strictly. No purpose will be served by booking petty cases and releasing the offenders on collection of small amounts of fine. Even though strict enforcement of law involves absolute prohibition against the rider of the motor bike taking more than one pillion rider, considering ground realities we feel a small baby can be permitted to be carried in the lap of the pillion rider without sacrificing any seating space in the bike which is only for two passengers. We, therefore, direct the Director General of Police and the Transport Commissioner to instruct the police and the motor vehicle authorities to seize two wheelers taking more than one pillion rider and at the maximum a small baby and take stern action against those committing violation of Section 128 of the M.V. Act. We make it clear that vehicles found to be used in violation of the said section should not be allowed to continue the journey with more than one pillion rider and at the maximum with one small baby who can be accommodated in the lap of the pillion rider, i.e. without sharing seating space with the child. First offence should be entered in the R.C. and for repeated offence serious action should be taken like prosecution before court, cancellation M.A.C.A. NOS.612 & 613/2006 6 of registration etc. whichever is permissible under law. 7. Incidentally, it has come to our notice that the motor bikes in the market do not have protective safety measures in terms of Rule 123 of the Central Motor Vehicle Rules, 1989 (hereinafter referred to as "the Rules which is as follows: "123. **Safety devices in motor cycle** :- No motor cycle which has provision for pillion rider shall be constructed without provision for a permanent hand-grip on the side or behind the driver's seat and a foot-rest and a protective device covering not less than half of the rear wheel so as to prevent the clothes of the person sitting on the pillion from being entangled in the wheel." We have noticed that there is no hand-grip on either side of the motor cycle or behind the driver's seat, but it is seen fixed behind the seat of the pillion rider which is not what is expected under Rule 123 of the Rules. Compliance of Rule 123 of the Rules will involve fixing of hand-grip in between two seats, that is, between the seat of the rider and the pillion rider and not behind both seats. If it has to serve the purpose, it should be in the middle of the two seats or at least on either side of the pillion rider and certainly not behind the pillion rider. The Transport Commissioner will M.A.C.A. NOS.612 & 613/2006 7 issue instructions to the Regional Transport Officers prohibiting registration of two wheeler which do not comply with Rule 123 of the Rules. The Transport Commissioner is also directed to get a survey conducted regarding the two wheeler generally brought for registration and compliance of such vehicles to Rule 123 of the Rules. 8. So far as entitlement of compensation for the appellants is concerned, we agree with the view taken by the Tribunal that contributory negligence is presumed when the motor bike involved in the accident is overloaded with two additional passengers over and above the permitted two passengers. However, in this case we notice that the children travelling along with the parents in the bike were of tender age and their weight would not have made the vehicle unstable. Therefore, on facts we estimate contributory negligence at 25% and uphold entitlement of the appellants for getting the balance compensation fixed by the Tribunal from the insured and the insurer of the offending vehicle. Since the offending vehicle was the car and the driver remains charge sheeted and pleaded guilty, the insurer and insured are liable to pay compensation. Since the Supreme Court has held that third party claim has to be borne by the insurer even if the vehicle was carrying more than the permitted number of passengers, the insurer is liable to pay compensation to the appellant. The M.A.C.A. NOS.612 & 613/2006 8 appellants are , therefore, entitled to 75% of the compensation which the Insurance Company is directed to deposit with 7.5% interest from the date of application till date of deposit. The appeals are disposed of as above. The Government Pleader will communicate this judgment to the additional respondents. The additional respondents are directed to file report regarding the action taken by them within one month from today. Post on 5.1.2009 to report compliance. ## **(C.N. RAMACHANDRAN NAIR) JUDGE** **(HARUN-UL-RASHID) JUDGE** **sp/** M.A.C.A. NOS.612 & 613/2006 9 ## **C.R.** **C.N. RAMACHANDRAN NAIR & HAURN-UL-RASHID, JJ.** **M.A.C.A. NOS. 612 & 613/2006** **JUDGMENT** **25th November, 2008** M.A.C.A. NOS.612 & 613/2006 10