High Court of KeralaSingle JudgeThis writ petition is disposed of as above.

P. V. Balamani Amma v. UCO Bank and Others

Case / Petition Number:WP(C).No. 8295 of 2008 (K)

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • B.P. Ray
Judgment Date
2013-03-06
Court Decision / Holding
This writ petition is disposed of as above. The petitioner is directed to deposit Rs. 40,963.54 within one month; if deposited, pension shall be released in terms of the scheme dated 20.10.2010 within three months thereafter.
Final Disposition
This writ petition is disposed of as above.

Parties to the Case

Appellants / Petitioners

  • P.V.BALAMANI AMMA

Respondents

  • UCO Bank, represented by its General Manager, Head Office, DD3 and 4 Sector I Salt Lake City, Kolkata, PIN-700 064
  • Chief Officer, (Pension Cell), Personnel Department, Head Office, UCO Bank DD Block, Sector I, Salt Lake City, Kolkata, PIN-700 064
  • The Senior Manager, UCO Bank, Kozhikode, PIN-673 001

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri S.P. Aravindakshan Pillay
  • • Smt. N. Santha
  • • Sri K.A. Balan
  • • Sri S.A. Anand

Counsels for Respondents

  • • Sri George Karithanam Varghese
  • • Sri V.J. John
  • • Sri C.I. Abraham
  • • Sri Jose Kuriyakose (VilL)
  • • Sri P.B. Sahasranaman

Case Synopsis & Summary

P.V. Balamani Amma, widow of a UCO Bank employee who died on 3 October 1986, challenged Exts. P5 and P7 which restricted eligibility for family pension under the UCO Bank (Employees') Pension Regulations, 1995 to those who opted within 120 days from 29 September 1995. She sought a declaration that the restriction is illegal, unconstitutional and inoperative, and a direction to grant family pension from the date payable under the 1995 Regulations, with arrears. The Bank contended that she does not satisfy eligibility under the revised scheme and hence is not entitled. The Court noted the objective of the modified pension scheme (settlement dated 27.04.2010) to ameliorate families of deceased employees and rejected a rigid technical interpretation. It held that conditions (iii) and (iv) of the scheme could cover the petitioner—eligible family members of employees in service prior to 29.09.1995 who could not opt for pension but later died or expired—thereby avoiding discriminatory treatment between pre- and post-1995 deaths. The Court observed an intention to extend benefits and to avoid technical disqualification. The petitioner was directed to deposit Rs.40,963.54, representing the bank’s provident fund contribution with 6% simple interest from Nov 1986 to Jan 2013, within one month; upon deposit, pension would be released under the 20.10.2010 scheme within three months, and thereafter monthly. This writ petition is disposed of as above.

Provisions of Law Cited

UCO Bank (Employees') Pension Regulations, 1995Amendment to the UCO Bank (Employees') Pension Regulations, 1995 (as per 20.10.2010 amendment)Circular No. CHO/PMG/18/2010-11 dated 20.08.2010 (issued in terms of amendments to the Regulations)

Submissions & Arguments

Contentions of Appellants / Petitioners

The petitioner argues that the 1995 pension regulations’ 120-day opt-in restriction is unconstitutional and unfair against those who died before 1995. She seeks family pension under the modified 2010 scheme for employees who could not opt earlier and asserts entitlement from the date payable under the Regulations, challenging Exts. P5 and P7. The argument emphasizes the scheme’s remedial purpose to aid families of deceased employees and alleges discrimination against pre-1995 cases; the Bank’s stance is that eligibility is strictly governed by the amended regulations, and prior deaths are not encompassed by the post-1995 scheme. The petitioner seeks quashing of the two bank orders and release of pension.

Contentions of Respondents

The bank contends that the petitioner does not meet the eligibility conditions of the modified pension scheme, relying on a post-1995 framework. It argues that those who died before 1995 are not covered merely by being family of deceased employees; the bank asserts the need to adhere to the amended Regulations and the 120-day clause. It maintains that the pre-1995 death of the employee cannot attract pension under the new scheme, and that extending benefits would rewrite the policy.

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Extracted Judgment Text

Exact text extracted from official judgment records.

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT: THE HONOURABLE MR.JUSTICE B.P.RAY WEDNESDAY, THE 6TH DAY OF MARCH 2013/15TH PHALGUNA 1934 WP(C).No. 8295 of 2008 (K) -------------------------- PETITIONER: -------------- P.V.BALAMANI AMMA, MAHALAKSHMI, SUB STATION ROAD, CHEVAYUR KOZHIKODE-17. BY ADVS.SRI.S.P.ARAVINDAKSHAN PILLAY SMT.N.SANTHA SRI.K.A.BALAN SRI.S.A.ANAND RESPONDENTS: ---------------- ## 1. UCO BANK, REPRESENTED BY ITS GENERAL MANAGER, HEAD OFFICE, DD3 AND 4 SECTOR I SALT LAKE CITY, KOLKATTA, PIN-700 064. ## 2. CHIEF OFFICER, (PENSION CELL), PERSONNEL DEPARTMENT, HEAD OFFICE, UCO BANK DD BLOCK, SECTOR I, SALT LAKE CITY KOLKATA, PIN-700 064. ## 3. THE SENIOR MANAGER, UCO BANK, KOZHIKODE, PIN-673 001. R3 BY ADV. SRI.GEORGE KARITHANAM VARGHESE R3 BY ADV. SRI.V.J.JOHN R3 BY ADV. SRI.C.I.ABRAHAM R3 BY ADV. SRI.JOSE KURIAKOSE (VILANGATTIL) BY SRI. P.B.SAHASRANAMAN, THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 06-03-2013, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: W.P.(C) No. 8295/2008 : 2 : ## **APPENDIX** ## **PETITIONER'S EXHIBITS:** - **EXT.P1 : TRUE COPY OF THE APPLICATION SUBMITTED BY THE PETITIONER BEFORE THE 2ND RESPONDENT DATED 18.12.2006.** - **EXT.P2 : TRUE COPY OF THE APPLICATION IN THE PRESCRIBED FORM SUBMITTED BY THE PETITIONER ALONG WITH EXT.P1 WITHOUT ITS ENCLOSURES.** - **EXT.P3 : TRUE COPY OF THE LETTER NO. HO/49-06-07 DATED 18.12.2006 OF THE 3RD RESPONDENT.** - **EXT.P4 : TRUE COPY OF THE LETTER DATED 01.11.2007 OF THE 3RD RESPONDENT TO THE 2ND RESPONDENT.** - **EXT.P5 : TRUE COPY OF THE LETTER NO. PER/PEN/872/200708 DATED 01.01.2008 OF THE 1ST RESPONDENT.** - **EXT.P6 : TRUE COPY OF THE PETITION SUBMITTED BY THE PETITIONER BEFORE THE GENERAL MANAGER OF THE BANK DATED 04.01.2008.** - **EXT.P7 :** TRUE COPY OF THE LETTER NO.PER/PEN/986/2007-08 DATED 30.01.2008. - **EXT.P8 : TRUE COPY OF THE FORM OF OPTION DATED 14.09.2010.** ## **RESPONDENTS' EXHIBITS:** - **EXT.R** 3(1) **: UCO BANK, HEAD OFFICE CIRCULAR NO.CHO/PMG/19/94 DATED 27.05.1994.** - **EXT.R** 3(2) **: TRUE PHOTOSTAT COPY OF APPOINTMENT LETTER NO.DM/P/87/4 DATED 12.03.1987.** - **EXT.R3(3) : TRUE PHOTOSTAT COPY OF LETTER DATED NIL SUBMITTED BY P.V. BALAMANI AMMA TO THE MANAGER, UCO BANK, KOZHIKODE BRANCH.** - **EXT.R3(4) : TRUE PHOTOSTAT COPY OF UNDERTAKING BY SNEHALATHA TO UCO BANK.** - **EXT.R3(5) : TRUE PHOTOSTAT COPY OF FAMILY DECLARATION DATED 10.07.1997 BY SNEHALATHA.** - **EXT.R3(6) : TRUE PHOTOSTAT COPY OF PENSION OPTION FORM SUBMITTED BY SNEHALATHA.** - **EXT.R3(7) : TRUE PHOTOSTAT COPY OF UCO BANK (EMPLOYEES') PENSION REGULATIONS, 1995.** W.P.(C) No. 8295/2008 : 3 : **EXT.R3(8) : TRUE PHOTOSTAT COPY OF THE STATEMENT DATED 22.02.2013 SHOWING THE AMOUNT TO BE REIMBURSED BY THE PETITIONER; IF ELIGIBLE FOR FAMILY PENSION.** **EXT.R3(9) : TRUE PHOTOSTAT COPY OF THE CIRCULAR NO.CHO/PMG/18/2010-11 DATED 20.08.2010 ISSUED IN TERMS OF THE AMENDMENT TO THE REGULATIONS.** **//TRUE COPY//** **P.A. TO JUDGE** rv W.P.(C) No. 8295 of 2008 ## **B.P. RAY, J.** **- - - - - - - - - - - - - - - - -** **- - - - - - - - - - - - - - - - Dated this the 6[th] day of March, 2013.** ## **JUDGMENT** Heard both sides. 2. The petitioner has filed this writ petition with the following prayers: 1. Call for the records leading to Exts.P5 and P7 and quash them by the issuance of a writ of certiorari or any other appropriate writ, order or direction. 2. Declare that the restriction in the UCO Bank (Employees') Pension Regulations, 1995 limiting the eligibility for family pension to only those who file the option within 120 days from 29.09.1995 is illegal, unconstitutional and inoperative. 3. Declare that the petitioner is entitled to family pension on account of the death of her husband on 03.10.1986 while in service, with effect from the date on which family pension becomes payable in terms of UCO Bank (Employees') Pension Regulations, 1995. 4. Issue a writ of mandamaus or any other appropriate writ, order or direction commanding the respondents to grant the petitioner family pension with effect from the date on which it became payable in terms of UCO Bank (Employees') Pension Regulation, 1995 and disburse the arrears within a time limit to be fixed by this Court and continue to disburse the same every month. 3. The petitioner's husband died on 03.10.1986 while he was working as Head Peon in the Kozhikode branch of the respondent Bank. The petitioner has applied for family pension under the modified scheme of the Bank in pursuance to the settlement arrived at by the Bank Employees' Union on W.P.(C) No.8295/2008 -:2:- 27.04.2010. This Court by interim order dated 01.02.2013 directed the Bank to file a statement incorporating the latest circular and other eligibility conditions. In pursuance to the same, the respondent Bank filed an affidavit on 26.02.2010 stating that an amount of Rs.40,963.54 is to be reimbursed by the petitioner, if she is eligible for family pension, being Bank's contribution to the Provident Fund with 6% simple interest from November, 1986 to January, 2013, and incorporating the conditions for eligibility of pension, which reads as follows: “Even according to the amendment brought to the Regulations the following employees are only eligible for opting the pension. - i. All those Workmen/Officer Employees in the service of the Bank prior to 29.09.1995 but did not opt for Pension earlier and who are still in the service of the Bank. - ii. Employees who were in the service prior to 29.09.1995 but did not opt for Pension and retired subsequently. - iii.Eligible family members of those employees who were in the service prior to 29.09.1995 and could not opt for pension and retired and subsequently expired can also opt for family pension. - iv.Eligible family members of those employees who were in the service prior to 29.09.1995 and could not opt for pension and subsequently expired while in service can also opt for family pension. - v. Employees who ceased to be in service under VRS-2000 can also opt for pension as per the terms and conditions applicable to retirees.” ## 4. The learned counsel for the respondent Bank strenuously argued that the petitioner does not satisfy any of the W.P.(C) No.8295/2008 -:3:- conditions for applying pension under the modified scheme and therefore, she is not entitled to the pension. In my considered view, condition Nos. (iii) and (iv) will include the petitioner within the eligibility criteria because even though the petitioner's husband died before 1995, the intention of the scheme was to ameliorate the family of the deceased employees for pension. The UCO Bank as an ideal employer, cannot stick to the technicalities. 5. The learned counsel for the respondent Bank further contended that since the petitioner's husband expired in 1986, she will not come within the ambit of the scheme and the family member of a deceased employee who has died after 1995 is only eligible for pension. It does not appear to me a proper interpretation of the scheme. I would have accepted the contention of the learned counsel for the respondent Bank if he is able to differentiate between the employees who were dead prior to 1995 and the employees died thereafter. In my considered view, this amounts to discrimination and therefore, I am not in a position to accept the contention of the learned counsel for the respondent Bank. Eventhough the petitioner's daughter has got employment under the rehabilitation scheme, W.P.(C) No.8295/2008 -:4:- the petitioner is living in harness. Therefore, considering the intention of the scheme and the affidavit filed by the Bank, I direct the petitioner to deposit the aforementioned amount within one month from today. If the petitioner deposits the amount, pension shall be released in terms of the scheme dated 20.10.2010 within three months thereafter. This writ petition is disposed of as above. **sd/- B.P. RAY, JUDGE.** rv W.P.(C) No.8295/2008 -:5:-