High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation and depos...

Noorudheen P.M. v Jeja alias W/o alias; Alias s/o Abraham; Oriental Insurance Co. Ltd.

Case / Petition Number:MACA No.1844/2015

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • T. R. Ravi
Judgment Date
2021-12-21
Court Decision / Holding
The appeal is allowed. The appellant is entitled to enhanced compensation of Rs 40,43,000 with interest at 9% per annum from the date of filing of the claim petition till realization, plus proportionate costs. The insurer (3rd respondent) shall deposit the enhanced amount along with interest and costs within two months from receipt of a certified copy of this judgment, after deducting any balance court fee and legal benefits fund. Disbursement to the appellant shall be in accordance with law. The judgement directs appropriate apportionment and ensures payment with proper adjustments, given the appellant’s long-term disability and dependency.
Final Disposition
Appeal allowed; enhanced compensation and deposit ordered; insurer to deposit within two months; bystander, transportation, medical expenses, future medical expenses, pain and suffering, loss of amenities, and permanent disability components adjusted in light of evidence and precedent.

Parties to the Case

Appellants / Petitioners

  • Noorudheen P.M.

Respondents

  • Jeja alias W/o alias
  • Alias s/o Abraham
  • Oriental Insurance Co. Ltd

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri K.K. Mohamed Ravuf

Counsels for Respondents

  • • Sri George Cherian
  • • Sri Latha Susan Cherian
  • • Sri K.S. Santhi

Case Synopsis & Summary

On 30 December 2009, Noorudheen P.M., a 20-year-old student employed as a supervisor, was seriously injured when his motorcycle was struck by a tempo traveler driven rashly and negligently. The Motor Accidents Claims Tribunal, Perumbavoor, awarded Rs 12,79,169 as compensation. The appellant challenged the award seeking enhancement on several heads: loss of earnings (contending that as a student he earned Rs 8,500 per month), transportation costs for multiple hospital visits, higher future treatment expenses, pain and suffering, loss of amenities, disfigurement, and marriage prospects, as well as bystander expenses and additional medical costs. He relied on decisions including Pappu Deo, Yadav v. Naresh Kumar & Ors. (AIR 2020 SC 4424), V. Mekala v M. Malathi & Anr. (2014) 11 SCC 178, and Kajal V. Jagdish Chand (2020) (1) KLT 743), along with a learned Single Judge of this Court in MACA No. 1728/2014, to justify higher compensation. The High Court carefully examined the heads of loss and the appellant’s debilitated condition years after the accident, concluding the Tribunal under-valued several elements, especially bystander expenses, transportation, and future medical costs. It enhanced the compensation to Rs 40,43,000 with 9% interest from the date of filing till realization, plus proportionate costs. The insurer was directed to deposit the enhanced amount within two months, after deducting lawful fees. The decision reinforces the principle that disability and dependency, even for a young student, can warrant substantial augmentation of compensation when supported by medical evidence and judicial precedent.

Legal Doctrines & Maxims

  • Multiplier method for calculating compensation
  • Notional income for students
  • Future prospects enhancement (e.g., 50% in line with Supreme Court judgments)
  • Bystander expenses computed using multiplier method

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in not awarding loss of earnings (though he was a student, he earned Rs 8,500 per month as a supervisor), restricted transportation expenses to Rs 4,000 despite multiple hospital visits, and under-compensated for future treatment, pain and suffering, loss of amenities, and disfigurement. He seeks enhancement for marriage prospects and bystander expenses, and an additional Rs 1,60,757 in medical bills produced via IA. He relies on Pappu Deo, Yadav v. Naresh Kumar & Ors. (AIR 2020 SC 4424), V. Mekala v. M. Malathi & Anr. (2014) 11 SCC 178, Kajal V. Jagdish Chand (2020) 1 KLT 743 and MACA 1728/2014 for the proposition that higher compensation and broader heads of loss are warranted.

Contentions of Respondents

The respondents contend that the Tribunal’s award was grounded in notional income appropriate for a student and standard practice on future prospects; they oppose excessive enhancement in some heads and insist existing medical bills and expenses were adequately covered by the award. They justify the bystander expenses as permissible within the law and argue that the insurer should not be saddled with exorbitant additional liability absent compelling evidence.

Cited Precedents (5)

Case NameCitationTreatmentExplanation
Pappu Deo—PositiveCited as authority supporting the appellant’s entitlement to higher compensation in light of the injuries and medical expenses.
Yadav v. Naresh Kumar & Ors.AIR 2020 SC 4424PositiveUsed to support higher notional income and future prospects for the claimant.
V. Mekala v M. Malathi & Anr.(2014) 11 SCC 178PositiveCited to buttress the argument on future prospects/notional income.
Kajal V. Jagdish Chand2020 (1) KLT 743PositiveUsed to justify bystander expenses using multiplier considerations.
M.A.C.A. No.1728/2014—Mentioned OnlyCited as a persuasive precedent within the jurisdiction; ratio not explicitly adopted.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR. JUSTICE T.R.RAVI** **TUESDAY, THE 21[ST] DAY OF DECEMBER 2021/30TH AGRAHAYANA, 1943** **MACA NO. 1844 OF 2015** **AGAINST THE award IN OPMV 734/2010 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, PERUMBAVOOR** ## **APPELLANT/PETITIONER:** NOORUDHEEN P.M S/O.MAKKAR,PALLATHUPARA HOUSE,VENGOLA P.O, PERUMBAVOOR,ERNAKULAM DISTRICT REPRESENTED BY HIS BROTHER AND AUTHORISED AGENT NAJEEB, S/O. MAKKAR,PALLATHUPARA HOUSE, VENGOLA P.O, PERUMBAVOOR,ERNAKULAM DISTRICT (AS IN THE COURT BELOW) BY ADV SRI.K.K.MOHAMED RAVUF ## **RESPONDENTS/RESPONDENTS:** 1 JEEJA ALIAS W/O. ALIAS,5/117A,(16/46), MANIYARA HOUSE, ATHANI P.O, NEDUMBASSERY, ERNAKULAM DISTRICT 2 ALIAS S/O. ABRAHAM,5/117A,(16/46), MANIYARA HOUSE, ATHANI P.O, NEDUMBASSERY, ERNAKULAM DISTRICT 3 THE ORIENTAL INSURANCE CO.LTD RUKIYABAGH,2ND FLOOR,RAVIPURAM, M.G ROAD,ERNAKULAM 682 016 BY ADVS. SRI.GEORGE CHERIAN SR. SMT.LATHA SUSAN CHERIAN SMT.K.S.SANTHI (SC) THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 23.9.2021, THE COURT ON 21.12.2021 DELIVERED THE FOLLOWING: M.A.C.A. No.1844/2015 2 ## **T.R. RAVI, J.** ## **--------------------------------------------** M.A.C.A.No.1844 of 2015 -------------------------------------------Dated this the 21[st] day of December, 2021 ## **JUDGMENT** On 31.12.2009, the motorcycle in which the appellant was travelling was hit by a tempo traveller driven in a rash and negligent manner. The appellant was seriously injured. In the claim petition filed by the appellant, the Tribunal granted a compensation of Rs.12,79,169/-. The appeal has been preferred seeking enhancement of the compensation. 2. Heard Sri K.K.Mohamed Ravuf, learned counsel for the appellant and Smt.K.S.Santhi, learned counsel for the 3rd respondent Insurer. 3. The appellant claimed to be a student of B.Com., who was also earning Rs.8,500/- per month by working as a Supervisor. He was 20 years old at the time of the accident. The injuries suffered by the appellant are; Glassgow coma scale 3/15, bleeding from both ears, severe epistaxis, bleeding from oral cavities, Type III open fracture left tibia, Compound communited fracture fibula with bone loss, contusion right arm, maxillary wall fracture, mild brain contusion, intra ventricular bleed, diffuse axonal injury and M.A.C.A. No.1844/2015 3 multiple skull base fracture. Ext.X1 disability certificate issued by the Medical Board, Government Medical College Hospital, Kottayam assessed that the appellant had 90% whole body permanent disability. The counsel for the appellant submits that the Tribunal went wrong in not awarding any amount towards loss of earnings; in limiting the cost of transportation to Rs.4,000/- despite the fact that the appellant had to be taken to four hospitals; in limiting the amount awarded towards future treatment expenses to Rs.1 lakh as against the claim for Rs.1,50,000/-; in limiting the compensation for pain and sufferings to Rs.80,000/-, which according to the counsel should have been at least 2.5 lakhs; in limiting the amount towards loss of amenities at Rs.60,000/-; in limiting the compensation for disfigurement at Rs.25,000/-. The appellant also seeks enhancement of compensation for loss of marriage prospects. It is also submitted that the appellant is in a totally bed ridden state and the Tribunal went wrong in not granting any amount towards bystander expenses. There is also a claim that an additional sum of Rs.1,60,000/- has to be granted towards medical expenses. I.A.No.1/2018 has been filed producing the bills regarding the additional expenses incurred for medications. Reliance is placed on the decision in **Pappu Deo** M.A.C.A. No.1844/2015 4 **Yadav v. Naresh Kumar & Ors.** reported in **[AIR 2020 SC 4424]** to submit that the Tribunal ought to have taken into account a monthly income of Rs.10,000/- and allowed 50% additional towards future prospects, for the purpose of awarding compensation towards permanent disability. Reliance is placed on the judgment of the Hon'ble Supreme Court in **V. Mekala vs M. Malathi & Anr.** reported in **[(2014) 11 SCC 178]** in support of the above submission. Reference is also made to the judgment of a learned Single Judge of this Court in M.A.C.A. No.1728/2014. The contention of the counsel for the appellant on the above claims is fully justified going by the dictum laid down by the Hon'ble Supreme Court in the referred cases. It can be seen from paragraphs 22 and 23 of the award that the appellant was produced before the Tribunal, seated in a basket chair and that except for movement of the eyes, there appeared no other form of life in the appellant. The Tribunal has noted that the appellant was not even able to move any part of his body by himself and it was also noticed that, it was the state of the appellant even after 4 ½ years of the accident. So also the claim of the appellant towards bystander expenses is fully justified going by the dictum in **Kajal V. Jagdish Chand** reported in **[2020 (1) KLT 743]** . The M.A.C.A. No.1844/2015 5 bystander expenses should be calculated applying the multiplier method and I am of the opinion that since the accident took place in 2009, a sum of Rs.6,000/- should be fixed as the monthly expenses towards bystander expenses. The claim for additional cost towards transportation expenses is also justified having regard to the physical state of the appellant. I am of the opinion that a sum of Rs.15,000/- has to be awarded under that head. Since the appellant is virtually paralysed for life at the early age of 20 years, I am of the opinion that the amount granted towards future treatment is also to be enhanced to 1.5 lakhs. So also the amount granted by the Tribunal towards pain and sufferings and loss of amenities is also less and in my opinion it ought to have been Rs.1 lakh and 1.5 lakhs respectively. 4. The appellant has filed I.A.No.1/2018 producing the medical bills for an amount of Rs.1,60,757/-. The petition had been filed in 2018 and since there has been no objection to the said petition, I do not find any reason to deny the claim. 5. Since the notional income is fixed treating the appellant as a student, there will not be any justification in granting compensation towards loss of earnings. Moreover, the accident happened on 30.12.2009 and the claim petition was filed soon M.A.C.A. No.1844/2015 6 thereafter, which also does not justify grant of any amount towards loss of earnings. 6. The counsel for the Insurance Company submitted that a notional income of Rs.7,000/- should be fixed and 40% should be awarded towards future prospects. In the light of the Apex Court judgments regarding the notional income of students, the above submission is not justified. Even though it is pointed out that the bills produced to show future medical expenses did not have any seal, I do not think that the said contention is also justified in the light of the fact that no objection had been filed in the petition and the fact that it has been held in several judgments that the injured or the victim of an accident is not expected to keep each and every bill. 7. The appellant is hence entitled to an additional compensation of **Rs.11,000/-** (15000-4000) towards transportation expenses, **Rs.1,60,000/-** towards medical expenses, **Rs.50,000/-** towards future medical expenses, **Rs.20,000/-** (1,00,000-80,000) towards pain and suffering and **Rs.90,000/-** (1,50,000-60,000) towards loss of amenities. The appellant will be entitled to an additional compensation of **Rs.12,96,000/-** (6000x12x18) towards bystander expenses. M.A.C.A. No.1844/2015 7 Towards compensation for permanent disability the appellant will be entitled to a sum of Rs.29,16,000/-(10000x150%x 12x18x90%). After deducting the sum of Rs.5,00,000/- granted by the Tribunal, the appellant will be entitled to an additional compensation of **Rs.24,16,000/-** under the head compensation for permanent disability. The amount awarded under other heads are reasonable, which do not require any interference. In the result, the appeal is allowed and the appellant is awarded an enhanced compensation of **Rs.40,43,000/- (Rupees Forty Lakhs Forty Three Thousand only)** with interest at the rate of 9% per annum from the date of filing of the claim petition till the date of realisation, with proportionate costs. The 3rd respondent insurer shall deposit the additional compensation granted in this appeal along with the interest and proportionate costs, before the Tribunal within two months from the date of receipt of a certified copy of this judgment, after deducting any amount to which the appellant is liable towards balance court fee and legal benefit fund. The disbursement of the compensation to the appellant shall be in accordance with law. Sd/- **T.R. RAVI JUDGE** dsn M.A.C.A. No.1844/2015 8 ## APPENDIX APPELLANT'S ANNEXURE: ANNEXURE A1: MEDICAL BILLS (15 Nos.) OF THE APPELLANT