High Court of KeralaSingle JudgeThe appeal is allowed accordingly. No order as ...

Navas Mohammed v. Najeeb S. and Rasali P.H. and National Insurance Company

Case / Petition Number:MACA NO. 478 OF 2013

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • SOPHY THOMAS
Judgment Date
2022-07-29
Court Decision / Holding
The appeal is allowed; enhanced compensation of Rs.2,04,400 is awarded (Rs.12,000 for loss of earning, Rs.2,000 for transportation, Rs.1,500 for extra diet, Rs.650 for bystander expenses, Rs.5,000 for pain and suffering, Rs.1,80,000 for permanent disability, Rs.5,000 for loss of amenities). The 3rd respondent-Insurer is directed to deposit the enhanced compensation in the appellant’s bank account with interest at 9% from the date of petition till the date of deposit within two months from the date of receipt of a copy of this judgment, after deducting liabilities such as tax, balance court fee and legal benefit fund. The appeal is allowed accordingly. No order as to costs.
Final Disposition
The appeal is allowed accordingly. No order as to costs.

Parties to the Case

Appellants / Petitioners

  • Navas Mohammed, S/o Mohammed Kunju, Puthuparampu House, Thrikidithanam P.O, Changanacherry

Respondents

  • Najeeb S., S/o Safarulla, Beena Manzil, Lajanath Ward, Alappuzha 688001
  • Rasali P.H., S/o Hameed, Puthuparam Puthous House, Thrikodithanam P.O, Kilimala, Changanacherry-686101
  • National Insurance Company, Changanacherry 686101

Legal Representation & Advocates

Counsels for Petitioners

  • • V.V. Shaji Susanth Shaji

Counsels for Respondents

  • • P. Jacob Mathew
  • • Adv. Agi Joseph

Case Synopsis & Summary

This High Court of Kerala, in MACA No.478/2013, hears an appeal by the claimant in OP(MV) No.1429/2005 on the file of the Motor Accidents Claims Tribunal, Pathanamthitta, challenging the Tribunal’s award of compensation for injuries suffered in a road traffic accident on 11.07.2005. The accident involved KL-05/Q-2077 motorcycle owned by the 2nd respondent and insured by the 3rd respondent. The appellant, a vegetable vendor aged around 38, contends the Tribunal erred in several heads of compensation: it fixed an artificially low notional income of Rs.3,000 per month, contrary to the principle in Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (AIR 2011 SC 2951), which should yield Rs.5,000 per month for notional income. The Medical Board rated disability at 30% (Traumatic Optic Neuropathy of the left eye), but the Tribunal awarded no permanent disablement compensation. The appellant asks for enhancement across heads: loss of earning (Rs.12,000 balance from Rs.30,000 notional loss), transportation (Rs.2,000), extra diet (Rs.1,500), bystander expenses (Rs.1,950), pain and suffering (Rs.25,000), and permanent disability (Rs.1,80,000) using a notional income of Rs.5,000, multiplier 15 and 20% whole-body disability. He relies on Rs.5,000 notional income and 20% disability for computation. The High Court recalculates and awards enhanced compensation totaling Rs.2,04,400, directs the insurer to deposit the amount with 9% interest within two months, and allows the appeal, with no costs ordered.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in the assessment of compensation. Notional income should be Rs.5,000 per month (not Rs.3,000) in view of Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (AIR 2011 SC 2951). The accident occurred in 2005; as a vegetable vendor he argues for Rs.30,000 for six months of loss of earning (Rs.5,000 × 6). He had already received Rs.18,000, so Rs.12,000 is sought as enhanced loss of earnings. For transportation to hospital, he seeks Rs.2,000 (instead of Rs.1,000); for extra diet, Rs.1,500 (instead of Rs.750); for bystander expenses, Rs.1,950 (Rs.150 per day for 13 days instead of Rs.1,300); for pain and suffering, Rs.25,000 (instead of Rs.20,000); for permanent disability, Rs.1,80,000 based on 20% whole-body disability with a multiplier of 15; asserting the 30% disability certificate (Ext. A8) justifies substantial enhancement under several heads. He ultimately seeks enhanced total compensation of Rs.2,04,400 with interest.

Contentions of Respondents

The respondents largely rely on Ext. A8 showing 30% disability and note that the Medical Board did not assess whole-body disability. The Insurance Company’s counsel admitted Ext. A8; they contest any drastic augmentation beyond the Tribunal’s award and maintain that the evidence supports the Tribunal’s calculations. The respondents’ position is that the Tribunal’s award, given the evidence, should stand; but they do not controvert the existence of the 30% disability certificate and its impact merely as shown by the record.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company LimitedAIR 2011 SC 2951PositiveCited to support fixing notional income of Rs.5,000 for loss of earning; used to justify higher notional income in calculation of compensation.

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Extracted Judgment Text

Exact text extracted from official judgment records.

# **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MRS. JUSTICE SOPHY THOMAS** **FRIDAY, THE 29[TH] DAY OF JULY 2022 / 7TH SRAVANA, 1944** ## **MACA NO. 478 OF 2013** **OP(MV) 1429/2005 OF THE MOTOR ACCIDENTS CLAIMS TRIBUNAL,** ## **PATHANAMTHITTA** ## **APPELLANT/PETITIONER:** **NAVAS MOHAMMED, S/O MOHAMMED KUNJU, PUTHUPARAMPU HOUSE, THRICIDITHANAM P.O, CHANGANACHERRY.** **BY ADVS. V.V.SHAJI SUSANTH SHAJI** ## **RESPONDENTS/RESPONDENTS:** - **1 NAJEEB S., S/O SAFARULLA, BEENA MANZIL, LAJANATH WARD, ALAPPUZHA 688001** - **2 RASALI P.H., S/O HAMEED, PUTHUPARAMPIL HOSUE, THRICKODITHANAM P.O, KILIMALA, CHANGANACHERRY-686101.** - **3 NATIONAL INSURANCE COMPANY, CHANGANACHERRY 686101.** **BY ADV P.JACOB MATHEW ADV.AGI JOSEPH** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 29.07.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** MACA 478 OF 2013 2 ## **J U D G M E N T** This appeal has been preferred by the claimant in OP(MV) No.1429 of 2005 on the file of the Motor Accidents Claims Tribunal, Pathanamthitta, alleging inadequacy of the compensation awarded. 2. The claimant met with a road traffic accident on 11.07.2005 while he was pillion riding a motorcycle through Thiruvalla – Kozhencherry public road. KL-05/Q-2077 motorcycle owned by the 2[nd] respondent and ridden by the 1[st] respondent was the offending vehicle. The 3[rd] respondent was the Insurer, with whom the offending vehicle was validly insured, as on the date of accident. The appellant approached the Tribunal claiming compensation of Rs.2,50,000/-. But he was awarded only Rs.58,970/-. Though the Medical Board of Kottayam Medical College assessed his disability as 30%, nothing was awarded by the Tribunal towards permanent disability. Moreover, the Tribunal assessed his notional income at a very low rate. So, he has come up with this appeal challenging the compensation MACA 478 OF 2013 3 awarded under various heads. 3. According to the appellant, he was a vegetable vendor aged 38 earning monthly income of Rs.6,000/-. But the Tribunal fixed his notional income at Rs.3,000/-. Even going by **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited [AIR 2011 SC 2951]** , since the accident was in the year 2005, he was eligible to get his notional income fixed at Rs.5,000/-. Taking loss of earning for a period of six months, the amount could have been assessed as Rs.30,000/(5,000 X 6). As he was already paid Rs.18,000/-, he is entitled to get the balance Rs.12,000/- as enhanced compensation under the head 'loss of earning'. 4. Towards transportation to hospital, he was awarded only Rs.1,000/-. The appellant was admitted in Pushpagiri Medical College Hospital, Thiruvalla, immediately after the accident and thereafter, he was treated as in-patient at Medical College Hospital, Kottayam. Considering that fact, Rs.1,000/- more is awarded towards transportation expenses. MACA 478 OF 2013 4 5. Towards extra diet and nourishment, he was awarded only Rs.750/-. Most of the injuries suffered by the appellant were on his face and forehead, which might have prevented him from taking normal food. Considering that fact, Rs.750/- more is awarded as enhanced compensation for extra nourishment. 6. Towards bystander expenses for 13 days of hospitalisation, he was given Rs.1,300/- @ Rs.100/- per day. The accident was in the year 2005 and so, Rs.150/- per day might have been reasonable. So, towards bystander expenses, he was entitled to get Rs.1,950/-. Since he was already paid Rs.1,300/-, he is entitled to get the balance Rs.650/- towards enhanced compensation for bystander expenses. 7. Towards pain and suffering, the appellant was awarded Rs.20,000/- against his claim for Rs.75,000/-. He had suffered bone deep lacerated injury 8 x 1 cm on forehead, fracture frontal bone, fracture left maxilla, fracture left temporal bone, fracture zygoma, Pneumocephalus. Moreover, he suffered ecchymosis. Considering the nature of injury suffered, Rs.5,000/- more would MACA 478 OF 2013 5 have been awarded as just compensation towards pain and suffering. 8. Towards permanent disability, the Tribunal did not award any amount, on the reason that in Ext.A8 Certificate, the disability was shown as 30% mild disability. Learned counsel Sri.V.V.Shaji appearing for the appellant submitted that when the disability noted is less than 40%, normally it would be noted as mild by the Medical Board. When it is above 40% and below 75%, it will be noted as moderate, and above 75% and below 100%, it will be noted as severe, and when only the disability is 100%, it will be noted as total. So, according to him, the Tribunal went wrong in not awarding any amount towards permanent disability ignoring Ext.A8 Disability Certificate issued by the Medical Board of Kottayam Medical College. 9. Learned counsel Sri.P.Jacob Mathew appearing for the 3[rd] respondent-Insurance Company admitted that Ext.A8 Certificate was issued by the Medical Board of Kottayam Medical College Hospital. In that Certificate, Traumatic Optic Neuropathy of the MACA 478 OF 2013 6 left eyeball was noted and the disability was assessed to be 30%. It is true that the whole body disability was not assessed by the Medical Board. According to the appellant, since he was a vegetable vendor, the Traumatic Optic Neuropathy of his left eye extending 30%, affected his avocation to a great extent. Considering that fact, his whole body disability could be taken as 20%. We have fixed his notional income @ Rs.5,000/-. Since he was aged only 38, the multiplier applicable is 15. So, the compensation for permanent disability can be assessed as Rs.1,80,000/- (5,000 X 12 X 15 X 20 /100). 10. Since he had suffered Traumatic Optic Neuropathy of his left eye, towards loss of amenities, Rs.5,000/- more is awarded. Under all other heads the compensation awarded seems to be just and proper. |Head of claim|Amount awarded<br>by the Tribunal|Amount awarded<br>in appeal|Difference to be<br>drawn as<br>enhanced<br>compensation| |---|---|---|---| |Loss of earning|Rs.18,000/-|Rs.30,000/-|Rs.12,000/-| |Transportation to|Rs.1,000/-|Rs.2,000/-|Rs.1,000/-| MACA 478 OF 2013 7 |hospital|||| |---|---|---|---| |Extra diet and<br>nourishment|Rs.750/-|Rs.1,500/-|Rs.750/-| |Bystander<br>expenses|Rs.1,300/-|Rs.1,950/-|Rs.650/-| |Pain and<br>sufferings|Rs.20,000/-|Rs.25,000/-|Rs.5,000/-| |Permanent<br>disability|----|Rs,1,80,000/-|Rs.1,80,000/-| |Loss amenities|Rs.10,000/-|Rs.15,000/-|Rs.5,000/-| |Total|||Rs.2,04,400/-| 11. In the result, the appellant is entitled to get enhanced compensation of Rs.2,04,400/- (12,000 + 1,000 + 750 + 650 + 5,000 + 1,80,000 + 5,000) (Rupees Two Lakh Four Thousand and Four Hundred only). 12. The 3[rd] respondent-Insurer is directed to deposit the enhanced compensation in the Bank account of the appellant with interest @ 9% from the date of petition till the date of deposit within a period of two months from the date of receipt of a copy of this judgment. The deposit must be in terms of the directives issued by this Court in Circular No.3 of 2019 dated 06/09/2019 MACA 478 OF 2013 8 and clarified in O.M.No.D1/62475/2016 dated 07/11/2019 after deducting the liabilities, if any, of the appellant towards Tax, balance court fee and legal benefit fund. The appeal is allowed accordingly. No order as to costs. Sd/- **SOPHY THOMAS, JUDGE** DSV/30.07.2022