High Court of KeralaSingle JudgeAppeal allowed in part, with enhanced compensat...

NADARAJAN v. SUDHEER, SHAJI ANTONY & THE DIVISIONAL MANAGER, NATIONAL INSURANCE CO. LTD.

Case / Petition Number:MACA NO. 2837 OF 2014
Neutral Citation:2025:KER:14760

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-02-05
Court Decision / Holding
Appeal allowed in part. The insurer is directed to deposit Rs. 50,250/- (less any amount already deposited) with interest at the rate ordered by the Tribunal from the petition date till deposit/realisation, within two months. The enhanced compensation shall carry interest at 8%. The entire amount, excluding court fee if any, shall be disbursed to the appellant as per rules.
Final Disposition
Appeal allowed in part, with enhanced compensation and directions for deposit and disbursement.

Parties to the Case

Appellants / Petitioners

  • Nadaran

Respondents

  • Sudheer
  • Shaji Antony
  • The Divisional Manager, National Insurance Co. Ltd., Kollam

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. T. H. Abdul Azeez

Counsels for Respondents

  • • Sri. K. B. Ramanand

Case Synopsis & Summary

This appeal arises from a Motor Accident Claims Tribunal, Kollam, under Section 166 of the Motor Vehicles Act, 1988, challenging the quantum of compensation awarded for injuries sustained by the appellant on 15.05.2008 when riding a bicycle and allegedly hit by lorry KL-C 7032. The Tribunal found negligence on the driver and awarded Rs. 19,000. The appellant contends that the income imputations and several heads of compensation were inappropriately assessed, seeking enhancement. Relying on Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236, the appellant argues that notional income for that period should be Rs. 6,500 per month (the notional income of a coolie in 2008), instead of the Tribunal’s Rs. 3,500 per month. It is argued that the notional income and the loss of earning for three months, along with other heads, should be higher. The insurer defends the trial court’s income as reasonable, notes lack of disability certificate, and contends that the award under several heads should remain as is. The High Court, after evaluating the evidence and applying the Ramachandrappa principle, enhances several heads, recalculates totals, and partly allows the appeal. The final directive requires deposit of Rs. 50,250 with applicable interest and costs, within two months, with enhanced portions carrying 8% interest.

Provisions of Law Cited

Motor Vehicles Act, 1988, Section 166

Legal Doctrines & Maxims

  • Notional income doctrine as per Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., 2011 (13) SCC 236 (fixing notional income for calculation of compensation in 2008).

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contended that the Tribunal erred in its assessment of income, fixating Rs. 3,500 per month instead of the notional Rs. 6,500 per month as recommended by the Ramachandrappa principle for 2008. He argued for higher compensation across heads such as loss of earnings, pain and suffering, loss of amenities, bystander expenses, and extra nourishment, based on the severity and duration of treatment (15 days inpatient) and actual losses; the evidence demonstrated a more substantial impact than initially awarded, warranting recalibration of amounts.

Contentions of Respondents

The insurer contended that the Tribunal’s income assessment of Rs. 3,500 per month was reasonable in light of the available evidence and lack of definitive proof of the applicant’s actual earnings; the policy was admitted; negligence was established; the awards on other heads were not shown to be erroneous; the absence of a disability certificate barred certain head claims; the insurer urged restraint in altering the quantum beyond the evidence presented.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveUsed to fix notional income ofRs. 6,500 for 2008 (notional income for a coolie) and guide computation of compensation; the court applied this doctrine without overruling it.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:14760 ``` **==> picture [58 x 58] intentionally omitted <==** ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR ``` ``` WEDNESDAY, THE 5[TH] DAY OF FEBRUARY 2025 / 16TH MAGHA, 1946 ``` ``` MACA NO. 2837 OF 2014 ``` ``` AGAINST THE AWARD DATED 24.05.2014 IN OPMV NO.1858 OF 2011 OF ``` ``` MOTOR ACCIDENT CLAIMS TRIBUNAL ,KOLLAM ``` ## **`APPELLANT:`** ``` NADARAJAN AGED 49 YEARS S/O.KOCHUKUNJU, PUTHENPURA KIZHAKKATHIL VEEDU, MULLIKKALA, THEVALAKKARA P.O., KOLLAM. ``` ``` BY ADV SRI.T.H.ABDUL AZEEZ ``` ## **`RESPONDENTS:`** ``` 1SUDHEER S/O.NOORUDEEN KUTTY, KANNOLIKATHU VADAKKATHIL @ KANJIRAMVILA, KIZHAKKATHIL, KADAPPA MURI, MYNAGAPPALLY VILLAGE, KARUNAGAPPALLY TALUK - 685 049. ``` - **`2 SHAJI ANTONY S/O.THOMAS ANTONY, THARAKANPARAMBIL, DHEERALCHIRA, CHANGANASSERI, PATHANAMTHITTA - 685 048.`** ``` 3THE DIVISIONAL MANAGER NATIONAL INSURANCE CO.LTD., PARAMESWARAN PILLAI BHAVAN, KOLLAM - 691 001. ``` ## **`BY ADV SRI.K.B.RAMANAND`** ## **`OTHER PRESENT:`** ## **`SMT. DHANYA BABU M B -SC`** ``` MACA NO. 2837 OF 2014 2 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:14760 ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 05.02.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 2837 OF 2014 3 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:14760 ``` ## **J U D G M E N T** Dated this the 5[th] day of February, 2025 The petitioner in O.P.(M.V.) No.1858/ 2011 on the file of the Motor Accident Claims Tribunal, Kollam, is the appellant herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal) 2. The petitioner filed the above O.P. under Section 166 of the Motor Vehicles Act, 1988, claiming compensation for the injuries sustained in a motor vehicle accident that occurred on 15.05.2008. According to the petitioner, on 15.05.2008 at about 9 a.m, while he was riding a bicycle, he was hit down by a lorry bearing Reg.No.KL-C 7032. As a result of the accident, the petitioner fell down and sustained serious injuries. 3. The 1[st] respondent is the driver, the 2[nd] respondent is the owner and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioner, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. is Rs.4,00,000/-. ``` MACA NO. 2837 OF 2014 4 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:14760 ``` 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the documentary evidence Exts.A1 to A9. No evidence was adduced by the respondents. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.19,000/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioner preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.T.H Abdul Azeez, the learned Counsel appearing for the petitioner/appellant, and Sri. Dhanya Babu M.B, the learned Standing Counsel for the 3[rd] respondent. 10. The Point: In this case the accident as well as valid policy of the offending vehicle are admitted. One of the contentions raised by the learned counsel for the petitioner is regarding the income of the petitioner as ``` MACA NO. 2837 OF 2014 5 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:14760` fixed by the Tribunal. According to him, the petitioner was working as lottery agent, earning Rs.6000/- per month, but the Tribunal fixed his monthly income at Rs.3500/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, in the year 2008 will come to Rs.6500/-. Since the petitioner could not prove his job or income as claimed in the OP, in the light of a dictum laid down in the decision of the Hon’ble Supreme Court in **Ramachandrappa (supra)** , his notional income is liable to be fixed as that of a coolie, at Rs.6500/-. 12. In the accident the petitioner sustained the following injuries: “Lacerated injury left parietal region Lacerated injury chin” 13. In this case the petitioner has not produced any disability certificate and as such the petitioner is not entitled to get any compensation on the head 'loss of disability'. 14. Towards ‘loss of earning’, the tribunal has awarded only Rs.3500 being the income for 1 month @Rs.3500/- . Considering the nature ``` MACA NO. 2837 OF 2014 6 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:14760` of the injuries sustained and the percentage of disability suffered by the petitioner, the petitioner might have lost income at least for a period of 3 months. Therefore, towards 'loss of income' the petitioner is entitled to get a sum of Rs. 19500/- (6500x 3 months). 15. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.10,000/-. Towards 'loss of amenities no amount was awarded, towards ‘Bystander expenses’ Rs.1500/- was awarded and towards 'extra nourishment' Rs. 750/- was awarded. According to the learned counsel for the petitioner, the compensation awarded on those heads are on the lower side. 16. The petitioner sustained serious injuries in the accident and was treated as inpatient for 15 days. Because of the injuries sustained, and the length of treatment undergone by the petitioner, I hold that the compensation awarded by the Tribunal on the heads ‘pain and sufferings’, 'loss of amenities of life', ‘Bystander expenses’ and 'extra nourishment' are on the lower side and hence they are enhanced to Rs.15,000, 7500, 3000 and 2000/respectively. 17. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. ``` MACA NO. 2837 OF 2014 7 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:14760 ``` 18. Therefore, the petitioners/ appellants are entitled to get a total compensation of **Rs.50,250/-** , as modified and recalculated above and given in the table below, for easy reference. |Sl.<br>No.|Head of Claim|Amount awarded by<br>Tribunal (in Rs.)|Amount Awarded in<br>Appeal<br>(in Rs.)| |---|---|---|---| |1|Loss of earning from 15-5-<br>2008 to 11-11-2011|3,500/-|19,500/-| |2|Transportation to hospital<br>(two times)|2000/-|2000/-| |3|Extra nourishment till date|750/-|2000/-| |4|Damage to clothing and<br>motor cycle|250/-|250/-| |5|Others -( Medicine, hospital<br>expenses,|1000|1000/-| ||Expenses of bystanders and<br>expenses if Ayurvedic<br>treatment|1500|3000/-| |6|Compensation for Pain and<br>sufferings|10,000|15000/-| |7|Loss of amenities|----|7500/-| ||Total|Rs.19,000/-|**Rs.50,250/-**| ||Enhanced|Rs.31250/-|| 19. In the result, this Appeal is allowed in part, and 3[rd] respondent is directed to deposit a total sum of **Rs.50,250/-** /- (Rupees Fifty thousand two fifty Only), less the amount already deposited, if any, along ``` MACA NO. 2837 OF 2014 8 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:14760` with interest at the rate ordered by the Tribunal, from the date of the petition till deposit/realisation, with proportionate costs, within a period of two months from today. (enhanced compensation will carry interest @8%) 20. On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioner, excluding court fee payable, if any, without delay, as per rules. Sd/- **C. PRATHEEP KUMAR, JUDGE** vnk/-