M/s Olive Builders and Developers Private Limited v State of Kerala & Others

Case Details & Bench

Court: High Court of Kerala
Hon'ble Judges: P. V. Kunhikrishnan
Judgment Date: 2022-03-21
Court Decision / Holding: The writ petition was disposed of by recording the settlement under Rule 24 of the Civil Procedure (ADR) Rules, 2008. The settlement agreement dated 08.03.2022 forms part of the judgment. The settlement provides for six monthly cheques totaling Rs. 56,81,399 from the petitioner to the 4th respondent, upon which all claims before KRERA against the petitioner and its directors/agents will be deemed withdrawn. The case is posted six months hence for disposal on due performance; if there is any violation, parties may approach the 2nd respondent. The court thus records the settlement and closes the dispute.
Final Disposition: Disposed of; settlement recorded and judgment to include terms of settlement

Parties to the Case

Appellants / Petitioners

M/s Olive Builders and Developers Private Limited

Respondents

State of Kerala
Kerala Real Estate Regulatory Authority (KRERA)
Tehsildar and Executive Magistrate, Thane Office, Thane State Road, Thane (W), Maharashtra-400 601
Prathap V. Chacko
Kottayam Municipality
Secretary, Kottayam Municipality
Additional Secretary, LSGD and Interim Real Estate Authority

Legal Representation & Advocates

Counsels for Petitioners

• Santosh Mathew
• Vijay V. Paul
• Gokul
• Asok Nanda Surendran

Counsels for Respondents

• C. M. Nazar
• Rinny Stephen Champarampil
• Siby Chenappady
• Baiju Varkey Varughese
• Sr. Govt Pleader

Case Synopsis & Summary

This was a writ petition (W.P.(C).No.14156/2021) filed by Olive Builders and Developers Pvt Ltd challenging applicability of the Real Estate (Regulation and Development) Act, 2016 (KRERA) to their Olive Celestina project. The petitioner contended that occupancy certificate obtained prior to 1 January 2020 exempts the project from mandatory KRERA registration, and that deemed occupancy existed by virtue of Rule 22(3) of the Kerala Municipal Building Rules, 1999. The petition sought a mandamus to declare KRERA provisions inapplicable to the project and to quash orders issued as Exhibits P15, P24 and P32. During the proceedings, the court and parties elected to settle the matter via mediation under Rule 24 of the Civil Procedure (Alternative Dispute Resolution) Rules, 2008. A settlement dated 08.03.2022 was concluded, recording terms including a payment by the petitioner to the 4th respondent (Rs. 56,81,399) in six monthly installments through cheques. It was agreed that upon receipt of the payment, all claims by the 4th respondent against the petitioner and its directors/agents before RERA would be withdrawn. The petition was disposed of by recording this settlement, which shall form part of the judgment. The case was kept in abeyance for six months for due performance, with a provision that failure to comply could lead to further proceedings, and the parties could approach the 2nd respondent in case of violation.

Provisions of Law Cited

Kerala Municipal Building Rules, 1999 - Rule 22(3) (second proviso)Civil Procedure (Alternative Dispute Resolution) Rules, 2008 - Rule 24Real Estate (Regulation and Development) Act, 2016 (RERA) (KRERA)

Submissions & Arguments

Contentions of Appellants / Petitioners

The petitioner contends that Olive Celestina project obtained occupancy certificate prior to 01.01.2020 and is not required to mandatorily seek KRERA registration; reliance is placed on the second proviso to Rule 22(3) of the Kerala Municipal Building Rules, 1999 to argue deemed occupancy; the petitioner seeks to quash Exhibits P15, P24 and P32 orders and to declare that KRERA provisions do not apply to the project.

Contentions of Respondents

The respondents, including the State and KRERA, opposed the petitioner’s view, contending that KRERA registration and regulation apply to the project; however, given the mediation settlement reached under Rule 24 ADR Rules, 2008, the dispute has been resolved through consent terms and the authorities are to implement the settlement; the respondents support settlement as a resolution of all issues.

Extracted Judgment Text

Exact text extracted from official judgment records.

# IN ThE llIGll COURT OF: KEFIALA AT ERl\lAl(ULAM # PRESENT THE H0l\10URABLE MR. JUSTICE P.V. KUNIIIKRISHl\IAl\I MONIIAy, THE 2isT EIAy OF MARen 2022 / 3®" pl+ALOuAiA, 1943 WP/CI NO. 14156 0F 2021 ## PETITIONER : OLIVE. BUILDERS a DEVELOPERS PRIVATE LIMITED, OLIVE HOUSE, 50/932 A, DEVAKULANGARA JUNCTION, CHITTUPADUKARA, EDAPALLY NORTH VILLAGE, KOCHI, REPRESENTED BY ITS AUTHORISED SIGNATORY, MR . P . V . MATllAI , BY ADVS. SANTHOSH MATHEW VIJAY V. PAUL GOKUL ASOK NANDA SURENDRAN ## RESPONDENTS : STATE 0F KERALA, REPRESENTED BY THE SECRETARY T0 GOVERNMENT, LOCAL SELF GOVERNMENT (18) DEPARTMENT, SECRETARIAT, TRIVANDRU"-695 001. KERALA REAL ESTATE REGULATORY AUTHORITY (KRERA), SWARAJ BHAVAN, 5TH FLOOR, NANTHANCODE, KOWDIAR P.0. , THIRUVANANTHAPURAM-695 003, REPRESENTED BY ITs SECRETARv (TECHNlcAL & ADmlNISTRATloN) . ## TEHSILDAR AND EXECUTIVE MAGISTRATE, THANE OFFICE THANE STATE ROAD, THANE (W), MAHARASHTRA-400 601. PRATHAP V. CHACKO, S/0.V.M,CHACKO, VAKKACHERIL HOUSE, KURICHY P.0., CHANGANASSERY, KOTTAYAM-686 532. ## KOTTAYAM MUNICIPALITY, JOYEES ARCADE, YMCA ROAD, KOTTAYAM, KERALA-686 001, REPRESENTED BY ITS SECRETARY. W.P.(C).No.14156/2021 SECRETARY, KOTTAYAM MUNICIPALITY, JOYEES ARCADE, YMCA ROAD, KOTTAYAM, KERALA-686 001. ADDITIONAL SECRETARY, LSGD AND INTERIM REAL ESTATE AUTHORITY, SECRETARIAT, TRIVANDRUM-695 001. BY ADVS. C . M . NAZAR RINNY STEPHEN CHAMAPARAMPIL SHRI.SIBY CHENAPPADY, SC, KOTTAYAM MUNICIPALITY BAIJU VARKEY VARUGHESE SRI.DEEPA NARAYANAN, SR,GOVT. PLEADER THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION 0N 21.03.2022, THE COURT 0N THE SAME DAY DELIVERED THE FOLLOWING : ## W.P.(C).No.14156/2021 ## P.V.KUNHIKRISHNAI`T, I. W.P.(C).No.14156 of 2021 I-----,,,I------------------------,I,I------,I Dated this the 21St day Of M-b 2022 ## TUDGMENT This writ petition is filed with following prayers: Issue a writ of mandamus or any other appropriate writ, order or direction declaring that the Petitioner.s real estate project 'Olive Celestina' having obtained their occupancy certificate prior to 1.01.2020 is not required to mandatorily seek registration with the Kerala Real Estate Regulatory Authority and hence the provisions Of the Act is not applicable to the said project. ii. Issue a writ of mandamus or any other appropriate writ, order or direction declaring that the Petitioner has obtained deemed occupancy for the Project .Olive Celestina' with effect 6-12-2018 by virtue of the second proviso to Rule 22(3) of the Kerala Municipal Building Rules, 1999. iii. Issue a writ of certiorari or any other appropriate writ, order or direction quashing Exhibits P15, P24 and P32 orders. ## W.P.(C).No.14156/2021 iv. To issue such other appropriate writ, order or direction which this Hon.ble Court may deem fit and just in the circumstances of the case. (SIC) 2. When this writ petition came up for consideration on 07.12.2021, the leaned counsel on both sides submitted that theITe is a cllance of settling the entire issues and the matter was referred for mediation. Today, both parfes submitted that the matter is settled and a settlement agreement under Rule 24 of the Civil Procedure (Alternative Dispute Resolution) Rules, 2008 is forwarded from the mediation centre. 3. In the light of the same, this writ petition can be disposed Of recording the settlement agreement. If there is any violation of the settlement agreement, parties are free to approach the 2nd respondent. Therefore, this writ petition is disposed of recording the settlement agreement dated 08.03.2022. The settlement agreement shall form part of this judgment. W.P.(C).No.14156/2021 The parties are free to approach the 2nd respondent if there is any violation of the settlement agreement. JV sd/P.V.KUNHIKRISHNAN JUDGE ## W.P.(C).No.14156/2021 ## AppErvDlx oF wprc[ 14156/2o21 ## PETITIONER EXHIBITS - Exhibit P1 TRUE COPY 0F THE BUILDING PERMIT DATED 25 , 06. 2.013 I-SSUED BY TTtE 5TF1- RESPONDENT MUNICIPALITY. - Exhibit P2 TRUE COPY 0F THE PROCEEDINGS DATED 30.08.2016 ISSUED BY THE 5TH RESPONDENT MUNICIPALITY FOR EXTENDING THE TIME GRANTED FOR THE cONSTRUCTI0N. - Exhibit P3 TRUE COPY 0F THE PROCEEDINGS DATED 13.03.2018 ISSUED BY THE 5TH RESPONDENT MUNICIPALITY FOR EXTENDING THE TIME GRANTED FOR THE CONSTRUCTION. - Exhibit P4TRIJE COPY- OF- AGREEMENT FOR CONSTRUCTION CUM SALE DATED 30.08.2013 BETWEEN THE PETITIONER AND THE 4TH RESPONDENT . - Exhibit P5 TRUE COPY OF THE TRIPARTITE AGREEMENT DATED 26.06.2015 EXECUTED BETWEEN THE PETITIONER, 4TH RESPONDENT AND HDFC BAN K . - Exhibit P6 TRUE COPY 0F THE NOC LETTER ISSUED BY THE PETITIONER T0 THE HDFC BANK. - Exhibit P7 TRUE COPY 0F STATEMENT 0F PAYMENTS MADE ALONG WITH DELAY PAYMENT CHARGES DUE FROM THE 4TH RESPONDENT T0 THE PETITIONER . - Exhibit P8 TRUE COPY 0F LEGAL NOTICE DATED 05.08,2017 ISSUED BY THE 4TH RESPONDENT T0 THE PETITIONER. - Exhibit P9 TRUE COPY 0F REPLY NOTICE DATED 21.08.2017 ISSUED BY THE PETITIONER T0 THE 4TH RESPONDENT. - Exhibit Plo TRUE COPY 0F THE COMPLAINT INSTITUTED BY THE 4TH DESPONDENT BEFORE THE RERA AUTHORITY . - Exhibit Pll TRUE COPY 0F WPV NO.27219/2018 FILED BY THE 4TH RESPONDENT. - Exhibit P12 TRUE COPY 0F THE ORDERS DATED 10.08.2018 PASSED IN WPC NO . 27219/2018 . ## W.P.(C).No.14156/2021 - Exhibit P13 TRUE COPY 0F THE LETTER NO,LSGD IB/238/2018-LSGD DATED 12.11.2018 ISSUED BY THE IST RESPONDENT T0 THE PETITIONER AND 4TH RESPONDENT. - Exhibit P14 TRUE COPY 0F THE OBJECTIONS DATED 15.12.2018 FILED BY THE PETITIONER BEFORE THE INTERIM AUTHORITY. - Exhibit P15 TRUE COPY 0F ORDER DATED 25.07.2019 PASSED BY INTERIM AUTHORITY. - Exhibit P16 TRUE COPY 0F GO(P) NO.65/2019/LSGD DATED 05.10.2019 ISSUED BY IST RESPONDENT . - Exhibit P17 TRUE COPY 0F APPLICATION FOR OCCUPANCY CERTIFICATE DATED 21.11.2018 WHICH IS MARKED S PW3/BA/107/11-12 IN THE FILES 0F 5TH RESPONDENT MUNICIPALITY. - Exhibit P18 TRUE COPY 0F THE PUBLIC NOTICE ISSUED BY K-RERA DATED 26.12.2019. - Exhibit P19 TRUE COPY 0F PUBLIC NOTICE ISSUED BY K-RERA DATED 27/12/2019, - Exhibit P20 TRUE COPY 0F PUBLIC NOTICE ISSUED BY K-RERA DATED 22/02/2®20. - Exhibit P21 TRUE COPY 0F PUBLIC NOTICE ISSUED BY K-RERA DATED 17/09/2020, - Exhibit P22 TRUE COPY 0F EXECUTION PETITION EP NO.01/2020 FILED BY THE 4TH RESPONDENT BEFORE K-RERA AUTHORITY. - Exhibit P23 TRUE COPY 0F THE OBJECTIONS DATED 28/09/2020 FILED BY THE PETITIONER IN THE EP NO,01/2020. - Exhibit P24 TRUE COPY 0F THE ORDER DATED 21/12/2020 PASSED IN EP NO.1/2020 BY K-RERA AUTHORITY. - Exriibit p25 TRUE COPY 0F THE CHEQUE ISSUED 0N 18/01/2021 BY THE PETITIONER FOR AN AMOUNT RS.10,®0,000/-T0 HDFC BANK. - Exhibit P26 TRUE COPY 0F THE CHEQUE ISSUED 0N 18/01/2021 BY THE PETITIONER FOR AN AMOUNT RS. 7,05,767/-T0 HDFC BANK. - Exhibit P27 TRUE COPY 0F THE MAIL DATED 12/02/2®21 ISSUED BY HDFC BANK T0 PETITIONER. - Exhibit P28 TRUE COPY 0F ACCOUNTS STATEMENT CORRESPONDS TO 4TH RESPONDENT'S W.P.(C).No.14156/2021 APARTMENT IN PETITI0NER'S PROJECT. Exhibit P29 TRUE COPY OF THE OCCUPANCY CERTIFICATE DATED 05/03/2021, ISSUED TO THE PETITIONER . Exhibit P30 TRUE COPY 0F THE RERA REGISTRATION CERTIFICATE ISSUED FOR LIVE CELESTINA DATED 26/03/2021. Exhibit P31 TRUE COPIES 0F PHOTOGRAPHS SHOWING THE PRESENT STATUS 0F THE PROJECT AND THE APARTMENT 0F THE 4TH RESPONDENT. Exhibit P32 TRUE COPY 0F THE REVENUE RECOVERY ORDER ISSUED BY 3RD RESPONDENT. Exhibit P33 TRUE COPY 0F THE INTERIM ORDER DATED 07/05/2021 PASSED BY THIS HON'BLE COURT IN WPC NO.11190/2021. Exhibit P34 TRUE COPY 0F THE INTERIM ORDER DATED 22/®6/2021 PASSED BY THIS HON'BLE COURT IN WPC NO.12546/2020. Exhibit P35 TRUE COPY 0F THE JUDGMENT IN WPC NO,7291/2018 0F THIS HON'BLE COURT. RESPONDENTS' EXHIBITS EXHIBIT R4(A) A TRUE COPY 0F THE FILE NOTES LEADING T0 THE ISSUANCE 0F THE EXHIBIT P29 OCCUPANCY CERTIFICATE - EXHIBIT R4(B) A TRUE COPY 0F THE APPLICATION DATED 01.10.2020 SUBMITTED BY THE PETITIONER BEFORE HTE 6TH RESPONDENT EXHIBIT R4(C) A TRUE COPY 0F THE COMPLETION CERTIFICATE DATED 25.09.2020 SUBMITTED BY THE PETITI0NER'S ARCHITECT IN APPENDIX E3, EXHIBIT R4(D) A TRUE COPY 0F THE CERTIFICATE 0F A TRUE COPY 0F THE CERTIFICATE 0F REGISTRATION 0F HTE PETITI0NER'S ARCHITECT PRODCUED ALONG WI THE THE COMPLETION CERTIFICATE DATED 25.09,20 EXHIBIT R4(E) A TRUE COPY OF THE CELESTINA WORK PROGRESS REPORT AS 0N 08.12.2018 ISSUED BY THE PETITIONER - EXHIBIT R4(F) A TRUE COPY 0F THE ORDER DATED 30.09.2020 0F THE K-RERA IN EP NO . 1/2020 EXHIBIT R4(G) A TRUE COPY 0F THE STATEMENT 0F ACCOUNTS DATED 05.10.2020 FILED BY THE W.P.(C).No.14156/2021 PETITIONER BEFORE THE K-RERA THROUGH ITS LAWYER EXHIBIT R4(H) A TRUE COPY 0F THE ORDER DATED 05,10.2020 0F THE K-RERA IN EP NO .1/2020 EXHIBIT R4(.I) A TRUE COPY 0F THE NOTICE ISSUED BY THE K-RERA T0 THE PETITIONER ALONG WITH THE STATEMENTS 0F ACCOUNT. 0 rl 0 # BEFORE THE HON'BLE HIGH COURT OF KERALA AT ERr\TAKULAM W. P(C) No.14156 of 2021 M/s. Olive Builders and Develo-pers : Petitioner State of Kerala &Ors. Respondents ## snTTLEMHNT AGRHEMENT FILED UNDER RULE 24 0F THE CIVIL pRocnDURE ALTERNATlvE DlspuTE RnsoLUTIO RULFIS The Petition and 4th Respondent have settled the above case on the following a mutually agreedterms and conditions: 1. The Petitioner has `agreed to pay an anount of Rs.56,81,399/(RupeesFifty six lakhs eighty one thousand three hundred and ninety nine only) to the 4th Respondent in six monthly installmentsand issued the following cheques in favour of the 4th Respondent towards full and final settlement of all the claims involved in the above case. ||Sl.No.|Cheque No.|Date of Cheque|Bank,Branch|Amount| |---|---|---|---|---|---| ||1.|949720|20.02.2022|SBI,Edappally|Rs.10,00000/-| ||2.|949721|20.03.2022|SBI'Edappally|Rs.10,00000/-| ||3.|949722|20.04.2022|SBI,Edappally|Rs.10,00000/-| ||4.|949723|20.05.2022|SBI'Edappally|Rs.10,00000/-| ||5.|949724|20.06.2022|SBI,Edappally|Rs.10J00000/-| |\f\'ia-gee|'.-*|{",a,,725|20.07.2022 CRTINNfR!flR|SBI, Edappally|Rs.6,81,399| ||RERE.,..'!.i....~E=_E'Z-lHso*TfT\||||| 2. The Petitioner and 4[`] Respondent has agreed that to enable due performance of the terms of this settlement agreement all actions in furtherance of Exhibit P 15, p 24 land p the above writ petition shall be kept in abeyance for a period of six months and to post the above case after six months for disposal. 3. The parties agree' that 'for due 'performance of this settlement agreement the above case can posted before bench immediately and only after the Hon'ble court take note of the terms of this settlement agreement the 4th respondent will present theabove mentioned cheques for collection. 4. The parties agree that they have no objection in allowing the above writ petition upon payment Of `abeve mentioned cheque amounts to the 4th respondent. 5. The 4th Respondent has agreed that upon receipt of the above said cheque amounts all claimsand cases filed by 4th respondent against the petitioner, its directorsand agents who were arrayed as parties before RERA will be treated as withdrawn and fully and finally settled. 6. The Petitioner and 4th Respondenthave agreed that they will not initiate any proceedings or raise any further claims against each other, including against directors and agents of the petitioner who are arrayed as parties before RERA,with regard to the subject matter of the above case. u u u u 7. The parties agree that in the event of default in complying with the terms of this settlement agreement the aggrieved party can initiate /Continue ings against the other party. **==> picture [112 x 37] intentionally omitted <==** **----- Start of picture text -----** =jJJ, REj[ **----- End of picture text -----** Zil 8. The Petitioner and 4Lh Respondent agree thatthe above case can be posted after six months and upon satisfaction of payment cheque amountabove mentiohed,E.xhibitp+5-;P`24 and p 32can be qua§h6d`andihe-a`bov6 wht` " ` ` - petition can be disposed of in terms of this settlement agreement. 9. As per the order in I. A No ....\...... of 2022 dated ..3..Oa.2022, this Hon'ble Court has granff:permission / ..................... to the petitioner and 4th .+ respondent .t`o ...................... / sign the settlement agreement ............. **==> picture [220 x 14] intentionally omitted <==** **----- Start of picture text -----** Datedthisthe.?.dayofFngJ2022. **----- End of picture text -----** /i Petitioner :M/s. Olive Builders and Develop rep. by Joykutty Chacko **==> picture [189 x 44] intentionally omitted <==** **----- Start of picture text -----** vt Ltd %-DIJca de.\.\N2- **----- End of picture text -----** **==> picture [16 x 14] intentionally omitted <==** **----- Start of picture text -----** ® **----- End of picture text -----** ## 4thRespondent :Prathab v Chacko RAv V\c\cu+ v Paut9 **==> picture [87 x 30] intentionally omitted <==** **----- Start of picture text -----** EEEi] **----- End of picture text -----** ounsel for the spondent yschv R`\to 6 \e pha n r) KeTa\aste\e#:g::::;|u:::{2CKg:`\`:a"ncent'e u ## vERIFlcAT]or\' •TT?`-tl,fi.a i ,i .! i i ` ,, + tThe Pf{j{.;9#€r arid 4!r.`R`espondent do hereby `4`e`r`t,a.r`a paragraph 1 to 9 in the settlement agreement are true to the best of oH~r knowledge, information and belief. Dated this the .?. ay ofFebftrary 2023 **.d** ayoRE# **,** 2o **2** . 2.,if2r **==> picture [16 x 14] intentionally omitted <==** **----- Start of picture text -----** u **----- End of picture text -----** Petitioner : M/s. olive Builders and Develope rep. by Joykutty Chacko `#.-:i--*---, 4thRespondent :Prathab v Chacko i:.i;?i.Ji=- u u **==> picture [557 x 742] intentionally omitted <==** **----- Start of picture text -----** (70218) -EDAPPALLY P 8 N0 1 ` KURICKAL i`RCAOE NEAF( CHANGAMPUZHA PARK EDAPPALLY COCHIN 682024 Tel 484-2355126 lFS Coc!e SBIN0070218 Pf+y._ flru/hah i chticl4o E@ qr wh entRT qT OR ORDER edRupEEs z/€4 /zr/f4~ 6)„ -i__i;:3€:::,jo-i;~9::-9ioiF:, VALID UPTO { so lACS AT NONHOME BRA^lcH FOR NO«€Asll TRANSACTION ONLY No i 67040014962 CuRRENT A/C FOR OLIVE BUILDERS a DEVELOP RS PVT LTD AUTHORISED PREFIX: 1515900010 GNATORY ^J#- MULTl-CITY CHEQUE Payable at Par at All Branches of SBl se sign above ll-C]l.q7E0Ii-E]BE00EqoEi: C)001.]lu. EC| 3 qRI a fat rfu i vAiio FOE 1 !iohiTiis Orw (70218) -EDAPPALLY `/ ®gr:a¥oi: P a NO 1 . KURICKAL ARCADE NEAR CHANGAMPUZHA PARK State Bank Of India EDAPPALIY. COCHIN 682024 eLquidy_ io ioj ,!L Tel 484-2355126 IFS code SBIN0070218 D C) M M--V y y Y Efr qT ch chIT q{ OR ORDER r`,pA,„ i2yoihtib v ihc,c[ic, _±i3::-.-_:_OJP_a,-a?_o_I ap_:FNPE!E:_s /len . latch _9_^1__ VAuO UPTO { S0 LAGS AT NONHOM£ BRANCH FOR NON€Asl11RAN§ACTION ONLY 67040014962 CURRENT A/C FOR OLIVE BUILDERS & DEVEL PREFIX: SIGNATORY 1515900010 MULTI-CITY CHEQUE Payable at Par at All Branches .` C`r.I ll.ill.F17Elill. E]BEC)OEC]05i: 000L.]|ii. EC] cbaii 3 Fan ch Rn\ in ,vAUDFofl I I{OrvTis =. I, (70218) . EDAPPALLYP a NO I . KURICKAL ARCADE NEAFi CHANGAMPUZHA PARK T_ :i_ TT__ 1 4 OgBa#o#State Bani€ Of India EDAPPALIY. COCH IN 682024 9`,J_414LO__c_)____±_ Tel 4S4.2355126 lFS code SBIN0070218 M M y Y y V Err IT G* utar qT oR ORDER PAV /JyofbciJ] I/ cl.otltc] utRUPEES /P4 iciith 0°Lej ---`caqft €-"ioo/0°-a/~ VALID UPTO { sO LAGS AT NONtloME BRANCH FOR NON€ASH TRANSACTloN ONLY 67040014962 CURRENT A/C FOR OLIVE BUILDERS & DEVELOP PVT LTD AUTHORISED PREFIX: SIGNATORY 1515900010 MUL"-CITY CHEQIIE LT<-`vr=`f``le I_'\ ''=' I r^ I T=-: ,L I:ht'-J` i' a,P,I **----- End of picture text -----** **==> picture [243 x 8] intentionally omitted <==** **----- Start of picture text -----** ir]l.q7EEii. E]EEC)OEq05I: C)00l-]lll. **----- End of picture text -----** \&`"=rrTi ` `L,`' J" ~j`i`±, t702,8,.EDAppAi„ stagg kqjc~ab'!!€ (r±"i §Tuiirf3l: 3, EDBAE3;LLSu:;CCKHA,lNA6:sOA2D4E NEAR CHANGAMpuzHA PARK Tel 484-2355126 IFS code SBIN0070218 **==> picture [552 x 747] intentionally omitted <==** **----- Start of picture text -----** a FT GqS utIT qT OR ORE9ER PAV___I_?r_4_i hci4 U/ ch.allio ch RUPEES /a,2, i,u lt ho iin_;;i;;Ji[_ VAUD UPTO I 50 iAcs AT NON"OME BRANCH For NON€Asii TRANSACTiow ONiy RLlinM 67040014962 CURRENT A/C FOR OLIVE BUILDERS & PREFIX: 1515900010 MULTl-CITY CHEQUE Payable at Par at All Branches of SBl ll.qliq7E]Il-E]BE00EF105l: C)C]C)li]lill-EF] OTTch ck aa5 in 3 " a fck ai* r vALiD FOR 3 t+ONTHs ONLy (70218) -EDAPPALLY State Bank Of India P 8 N0 I . KURICKAL AF`CADE NEAR CHANGAMPuZHA PARK EDAPPALLY. COCHIN 682024 /® Tel 484-2355126 lFS code SBIN0070218 D D M M Y Y Y Y A PAV /9yothci4| I/ cho[lio a qT Gife enEFT TT OR ORDEF2 edRupEEs /e„ /z¥/f4, .. ::'., _-:I_i:3€_T,i±_a_|I_I_ill- .._ ___-__I__._-____ .___. `_ _ _ r=|_______ _ ___.__ i A/cNo ; 67040014962 CURRENT A/C PREFIX: 1515900010 EiE MULTI-CITY CHEQUE P`J\,table at Par at All Branches of SBl Il.qliF17EL,ll. E,BE00EqoEI: 0001.]111-Eq ae 3 Fan -a fat a.d , vALiD Fofl e I. OriTHs OWL. (70218} -EDAPPALLV State Bank Of India P a NO 1 , KURICKAL ARCADE NEAR CHANGAMPUZHA PARK iHTOT;T=TTL±-i EDAPPALLY. COCH IN 682024 i?Og!a¥.# Tel 484-2355126 lFS Code SBIN0070218 0 D M M Y Y y y PAN /}rolhab / (hallio Effi EN 5Ta5 OrTaar v{ OR ORDER edRupEEs 6,4 /4!4fA, G7A ©njL JhoujcincJ JlirejL LlunuliQal o'ng- ©. enEdi, € '1. 6Igl,3qq 9My W,_4,Hf orF' A/c No 67040014962 CURRENT A/C FOR OLIVE BUILDERS & DEVELO S PVT LTD AUTHORISED PREFIX: 1515900010 lGNATORY MULTl-CITY CHEQUE rJt,vahle ,i'I Prjir _\`'t 4\11 Branciit~j: r..t I;E-; ease si(jTi above •-`..^^an*onc:`).\aaAoncen`Ie ll-qL.q7E5ll. E]EEOC)EF]OEI: 000li]lill. i:,I:hagi8fet:;tat;a:nrai;;:2t:;:\a **----- End of picture text -----**