High Court of KeralaSingle JudgeMACA disposed of as above; enhanced compensatio...

Mohammed s/o Alikutty Haji v. Jose Kollannur House; Jose Thomas; Oriental Insurance Co. Ltd.

Case / Petition Number:MACA.NO. 389 OF 2008

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • THE HON. MR. JUSTICE P.D.RAJAN
Judgment Date
2018-09-05
Court Decision / Holding
The High Court enhances the permanent disability compensation to Rs.2,79,040 (from Tribunal’s Rs.1,72,800) and awards various heads of damages, but directs that only 80% of the enhanced amount be payable to the appellant due to 20% contributory negligence, i.e., Rs.2,23,232, with 9% interest and proportionate costs. The insurer is directed to satisfy this amount within 30 days; failure to do so will attract 12% interest from default. The MACA is disposed of accordingly.
Final Disposition
MACA disposed of as above; enhanced compensation with 80% payable to the claimant due to contributory negligence; insurer directed to pay within 30 days at 9% interest, else 12% to accrue; overall outcome confirms enhanced quantum and liability split as per connected decision.

Parties to the Case

Appellants / Petitioners

  • Mohammed, S/o Alikutty Haji, Manamkandath House, P.O. Kadavalloor, via Kunnamkulam, Thrissur District

Respondents

  • Jose Kollannur House, West Mangad, Thrissur District
  • Jose Thomas, S/O Thomas, Pulikkottill House, Parannur, Choondal, Thrissur
  • The Oriental Insurance Co. Ltd., U' Brothers Building, Guruvayoor Road, Kunnamkulam, Thrissur

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri.P.V.Chandra Mohan
  • • Adv.

Counsels for Respondents

  • • Sri.George Cherian (Sr.)
  • • Adv.

Case Synopsis & Summary

This Kerala High Court Motor Accidents Claims Appeal arises from a Motor Accidents Claims Tribunal, Thrissur, award in O.P.(M.V.) No.402/2001 for injuries suffered in a motor accident on 30.04.2000. The appellant Mohammed, claiming injury compensation, challenges the tribunal’s quantum: a Rs.2,83,800 award with interest and costs, arguing that the disability is more than the tribunal credited (56.8% versus 48%), and that his Dubai earnings (about Rs.10,000 per month) and the multiplier-based calculation should yield a higher sum. The tribunal, noting 20% contributory negligence by the other vehicle, computed damages using a lower income figure and a lower disability assessment. The legal discussion centers on the proper framework for permanent disability damages—distinguishing pecuniary and non-pecuniary heads, and the suitable use of the multiplier method, with reference to established principles in personal injury cases, including the need to treat the victim fairly and to approach reasonable compensation. The judgment cites Yadava Kumar v. D.M. National Insurance Co. Ltd. (2010) and National Insurance Co. v. Pranay Sethi (SC) to underscore the standard approach and the 25% future-prospects adjustment, as well as the impact of contributory negligence highlighted in a connected MACA No.736 of 2008. Ultimately, the High Court enhances the compensation to Rs.2,79,040, but applies 80% relief to the appellant due to contributory negligence, directing the insurer to pay Rs.2,23,232 at 9% interest with costs within 30 days, failing which 12% interest runs.

Legal Doctrines & Maxims

  • Compensation as the basis for redress in personal injury cases; the whole idea is to put the claimant in the same position as he was insofar as money can (Yadava Kumar v. D.M. National Insurance Co. Ltd.)
  • Perfect compensation is hardly possible but one has to keep in mind that the victim has suffered at the hands of the wrongdoer and the court must take care to give him full and fair compensation (Yadava Kumar)
  • Multiplier method to calculate pecuniary loss on an annual basis; use of an appropriate multiplier and multiplicand (principle repeated in Yadava Kumar)
  • Conventional basis of assessing compensation is a multiplier-based approach; future prospects can be added (as per Pranay Sethi)
  • Compensation for injury claims would be higher than in death cases; disability-based adjustment and assessment depend on evidence and degree of injury (general doctrine)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the tribunal erred by applying a meagre monthly income (Rs.2,000) instead of his Dubai earnings (~Rs.10,000), misclassifying the degree of permanent disability (56.8% instead of a higher figure), and underutilizing the multiplier/ future-prospects framework. He asserts that earnings, disability, and non-pecuniary damages should be higher to reflect real loss, and that the connected appeal's 20% contributory negligence finding (reducing liability to 80%) should not cap the claimant’s remedy beyond the tribunal’s quantum. He relies on the multiplier method and the standard formula for calculating damages in personal injury cases, citing Yadava Kumar and Pranay Sethi to justify enhanced compensation and future-prospects adjustments.

Contentions of Respondents

The respondents’ arguments are not detailed in the excerpt; the insurer’s position is primarily reflected through the tribunal’s findings and the connected MACA 736 of 2008, which upheld 20% contributory negligence and the 80% liability toward the tortfeasor; the court’s decision appears to rely on these factual determinations and the statutory framework for compensation rather than presenting a distinct respondents’ argument in this portion.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Yadava Kumar v. D.M. National Insurance Co. Ltd.2010 (8) SCALE 567PositiveCited for the general principle of compensation in personal injury cases and the multiplier framework.
National Insurance Co. v. Pranay Sethi2017 (4) KLT 622 (SC)PositiveCited for the future prospects/addition of 25% in appropriate cases.
MACA No.736 of 2008MACA No.736 of 2008PositiveReferenced as a connected appeal where 20% contributory negligence was found; confirmed as final on that point.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR. JUSTICE P.D.RAJAN** **WEDNESDAY,THE 05TH DAY OF SEPTEMBER 2018 / 14TH BHADRA, 1940** ## **MACA.NO. 389 OF 2008** **AGAINST THE AWARD IN O.P.(M.V.) NO.402/2001 THE MOTOR ACCIDENTS CLAIMS TRIBUNAL, THRISSUR DATED 14.09.2007** ## **APPELLANT/PETITIONER :** **MOHAMMED, S/O ALIKUTTY HAJI, MANAMKANDATH HOUSE, P.O.KADAVALLOOR, VIA KUNNAMKULAM, THRISSUR DISTRICT.** **BY ADV. SRI.P.V.CHANDRA MOHAN** ## **RESPONDENTS/RESPONDENTS:** |**1**|**JOSE, KOLLANNUR HOUSE,**| |---|---| ||**WEST MANGAD, THRISSUR DISTRICT.**| |**2**|**JOSE THOMAS, S/O THOMAS**| ||**PULIKKOTTIL HOUSE, PARANNUR,**| ||**CHOONDAL, THRISSUR.**| |**3**|**THE ORIENTAL INSURANCE CO.LTD.**| ||**`U' BROTHERS BUILDING,**| ||**GURUVAYOOR ROAD, KUNNAMKULAM, THRISSUR.**| **BY ADV. SRI.GEORGE CHERIAN (SR.)** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 05.09.2018, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** **MACA.NO. 389 OF 2008 2** ## **JUDGMENT** This appeal is preferred against the award in O.P. (M.V.) No.402 of 2001 of the Motor Accidents Claims Tribunal, Thrissur by the injured. The appellant sustained injuries in a motor accident and the learned Tribunal awarded compensation of Rs.2,83,800/- (Rupees Two Lakh Eighty Three Thousand Eight Hundred only) with interest and proportionate cost. Being aggrieved by that, the injured preferred this appeal. 2. Appellant’s case in the lower court was that on 30.04.2000 at 7.30 p.m., he was travelling in a jeep KL-7/F-3938 and reached at Agathiyur, another jeep KL-0/9720 driven in a rash and negligent manner hit against the appellant’s vehicle as a result, he sustained serious injuries. Immediately he was removed to Aswini hospital, Thrisssur. The accident was due to the rash and negligent driving of the 2[nd] respondent, who is the driver of the offending jeep. The driver and owner of the offending vehicle and the driver of the appellant’s vehicle were ex parte in the lower court. The insurer admitted the ## **MACA.NO. 389 OF 2008 3** insurance of the vehicle. This case was tried along with O.P. (M.V **.** ) No.401 of 2001. The evidence consist of oral testimony of PW1 and PW2 and documentary evidence of Exts.A1 to A29. Respondents evidence consist of documentary evidence of Exts.B1 and B2. 3. Learned counsel appearing for the appellant contended that the appellant sustained 56.8% disability, but the Tribunal took only 48% disability. Moreover, the injured was a business man in Dubai and was getting an amount of Rs.10,000/- per month but the learned Tribunal took only 2,000/- for calculating compensation and just amount was not awarded. 4. In permanent injury case, the injured is entitled to get higher income than that in death case. The damages are to be assessed separately as pecuniary and special damages. The object is to compensate injury so far as money can compensate. When compensation is to be awarded for pain, suffering and loss of amenities in life, special circumstances of the claimant have to be taken into account. Amount of compensation for non-pecuniary loss is not easy to determine, but award must reflect that different ## **MACA.NO. 389 OF 2008 4** circumstances have been taken into consideration. Hence, the multiplier method has to be followed to calculate pecuniary loss upon annual basis. In **Yadava Kumar** v. **D.M. National Insurance Co. Ltd. [2010 (8) SCALE 567]** Apex Court reiterated the principle in relation to the assessment of damages for personal injuries cases as follows: “ We do not intend to review in detail state of authorities in relation to assessment of all damages for personal injury. Suffice it to say that the basis of assessment of all damages for personal injury is compensation. The whole idea is to put the claimant in the same position as he was insofar as money can. Perfect compensation is hardly possible but one has to keep in mind that the victim has done no wrong; he has suffered at the hands of the wrongdoer and the court must take care to give him full and fair compensation for that he had suffered. 10. In some cases for personal injury, the claim could be in respect of lifetime's earning lost because, though he will live, he cannot earn his living. In others, the claim may be made for partial loss of earnings. Each case has to be considered in the light of its own facts and at the end, one must ask whether the sum awarded is a fair and reasonable sum. The conventional basis of assessing compensation in personal injury cases, and that is now recognised mode as to the proper measure of compensation-is taking an appropriate multiplier of an appropriate multiplicand.” 5. The assessment of compensation in permanent disability cases would differ from person to person according to the nature of injury. Vast discretion is vested ## **MACA.NO. 389 OF 2008 5** with the court for assessment of just compensation in injury cases. There can be no uniform standard and yardstick provided for assessing such compensation. When two persons sustain similar injury, that can attract the same compensation, but the heads under which, compensation can be attributed are truly amazing. The scope for awarding general damages and special damages are too wide for articulation. It is settled law that compensation for injury claims would be higher than that in death cases. The reason is that the injured has to suffer disability for the remaining period of his life. Generally in practical terms it is found that discretion vested in assessment has to be on the basis of injury sustained to the victim and also on the nature of evidence in that case. 6. In connected appeal M.A.C.A. No.736 of 2008, this court found 20% contributory negligence from the side of the appellant’s vehicle and the driver of the offending vehicle was liable to pay compensation only at the rate of 80%. That finding has become final and both parties have no dispute with regard to that point. Appellant claimed that he was working abroad and was getting Rs.10,000/- per ## **MACA.NO. 389 OF 2008 6** month. He produced Exts.A13 to A16 Pass Books, Ext.A16 statement of account, Ext.A17 deposit receipt, Ext.A18 transfer deed and Ext.A19 certificate from Al Fahidy Restaurant. Ext.A20 is the Karshakasree book and Ext.A21 is the copy of the Passport. Even though he contended that he was doing business with another partner, proper documents from Government of Dubai have not been produced before the court. Ext.A19 shows that he was an employee at Al Fahidy Restaurant, but his salary was not mentioned in that document. If he is conducting any business there, he has to prove that aspect by producing proper records. In the absence of such documents, the learned Tribunal took Rs.2,000/- as his monthly income. Ext.A20 Karshakasree book shows that he was a farmer. Considering that aspect, this Court is inclined to take his income as Rs.3,000/-. He was aged 42 years at the time of accident, hence in view of **National Insurance Company** V. **Pranay Sethi [2017 (4) KLT 622 (SC)]** 25% (3000x25%) of the income has to be added towards future prospects and the income comes to Rs.3,750/- (3000+750). Ext.A11 disability certificate shows 20% Neurological ## **MACA.NO. 389 OF 2008 7** disability, 40% ophthalmic disability and 10% Orthopedic disability. The total is 70%, but the whole body disability was assessed as 56.8%. He was aged 42 years and the multiplier is 14. Accordingly, the appellant is entitled to get Rs.3,57,840/- (3750x12x14x56.8%) towards permanent disability. The learned Tribunal awarded Rs.1,72,800/- on that head. The balance is Rs.1,85,040/-. He lost the right eye. Hence, in addition to that, an additional amount of Rs.30,000/- is awarded for pain and sufferings, Rs.20,000/for Loss of amenities, Rs.7,000/- for Loss of income, Rs.12,000/- for By stander expenses for six months and Rs.25,000/- for Compensation for disfigurement. The total enhanced compensation is Rs.2,79,040/- (Rupees Two Lakh Seventy Nine Thousand and Forty only). From that amount, he is entitled to get only 80% i.e., Rs.2,23,232/- (Rupees Two Lakh Twenty Three Thousand Two Hundred and Thirty Two only) (2,79,040x80%) with 9% interest and proportionate cost. The insurer is directed to satisfy the award amount of Rs.2,23,232/- (Rupees Two Lakh Twenty Three Thousand Two Hundred and Thirty Two only) with 9% interest from the date of petition till realization with ## **MACA.NO. 389 OF 2008 8** proportionate cost in addition to the award of the Tribunal within thirty days from the date of receipt of a copy of this judgment, failing which it will carry 12 % interest from the date of default. M.A.C.A is disposed of as above. NS Sd/- **P.D. RAJAN, JUDGE** /True Copy/ P.A. To Judge