High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation; deposit ...

Mini Varghese and others v. Rajendra Prasad Kadam and others (MACA 2654 of 2012)

Case / Petition Number:MACA No.2654/2012

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Ziyad Rahman A.A.
Judgment Date
2024-01-23
Court Decision / Holding
The appeal is allowed. The award dated 30.05.2012 in OP(MV) 1530/2003 is modified by granting an additional compensation of Rs. 6,48,000/-. The enhanced amount shall be deposited by the 3rd and 5th respondents in the ratio 60:40, with interest as ordered, within three months. The claimants must furnish PAN, Aadhaar, and bank details within two months for deposit; failure permits the insurer to deposit before the tribunal.
Final Disposition
Appeal allowed; enhanced compensation; deposit within three months; PAN/Aadhaar details to be furnished; insurer to deposit if details unavailable.

Parties to the Case

Appellants / Petitioners

  • Mini Varghese
  • Mithra P. Varghese
  • Basil Varghese
  • Bestin Varghese
  • Aliyas
  • Mary Mariyamma

Respondents

  • Rajendra Prasad Kadam
  • Sunil Sankar Gads
  • Branch Manager United India Insurance Co. Ltd.
  • A.R. Santhoshkumar
  • Branch Manager The New India Assurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sabu Francis

Counsels for Respondents

  • • P.K. Manojkumar
  • • V.P.K. Panicker

Case Synopsis & Summary

This High Court of Kerala, in MACA 2654/2012, arises from OP(MV) 1530/2003 before the Motor Accident Claims Tribunal, Muvattupuzha, seeking compensation for the death of Varghese @ Baby in a 21.02.2003 accident involving a lorry MH-11/F 5263 and a motorcycle. The tribunal held both the lorry driver and the motorcycle rider negligent in a 60:40 ratio, and awarded Rs. 4,77,500 with interest at 8% per annum. The appellants–the deceased’s wife and children, and his parents as legal representatives–appeal seeking higher compensation. The core dispute is quantum, not liability. The appellants argue the deceased’s income was higher than the tribunal assumed and that future prospects, social and economic losses, funeral and estate losses, and loss of consortium deserve greater compensation. The court recognizes that the income figure and the lack of future-prospects addition were improper, citing Ramachandrappa and Pranay Sethi. It recalculates loss of dependency, awards enhanced amounts for funeral expenses, loss of estate, and loss of consortium, and adjusts the overall compensation to Rs. 6,48,000 beyond the original award. The decision aligns with contemporary jurisprudence on motor-accident assessments, balancing compensation against evidence, with a deposit condition and identification/document requirements for the parties.

Legal Doctrines & Maxims

  • Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co.Ltd (2011) 13 SCC 236 — monthly income for an ordinary worker set at Rs.4,500; impact on quantum
  • National Insurance Co. Ltd. v. Pranay Sethi (2017) 16 SCC 680 — 40% addition for future prospects; 1/4 deduction for personal expenses in loss of dependency calculations
  • Magma General Insurance Co. Ltd. v. Nanu Ram alias Churu Ram (2018) 18 SCC 130 — framework for loss of consortium/flowers of compensation
  • United India Insurance Co. Ltd v. Satinder Kaur @ Satwinder Kaur (2020) (3) KHC 760 — no separate compensation for love and affection when loss of consortium is awarded; harmonizes with loss of consortium framework
  • Satinder Kaur’s case (supra) — principle governing loss of consortium vs. love and affection (integrated in the Satinder Kaur decision)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants argued that the tribunal under-assessed monthly income and did not apply future-prospects as per Pranay Sethi. They relied on Ext.A8 (income tax certificates) showing higher earnings in earlier years, contending a realistic monthly income around Rs.4,500 should be adopted. They urged the inclusion of 40% future prospects and a 1/4 deduction for personal expenses, resulting in a higher loss of dependency. They sought enhanced compensation for funeral expenses (Rs.15,000), loss of estate (Rs.12,500), and especially loss of consortium (Rs.2,40,000) and to offset any overlapping compensation with loss of love and affection. They also emphasized the need to consider the deceased’s actual earnings and the standard of living, aligning with Ramachandrappa and Pranay Sethi’s jurisprudence.

Contentions of Respondents

The respondents contended the terms of the earlier award were proper and supported by evidence at the time. They defended the liability distribution and argued for maintaining the tribunal’s quantum, while acknowledging policy coverage. Their counsel highlighted policy terms and the need to avoid excessive, speculative enhancements, and urged adherence to established multipliers and deductions as per prevailing standards. They did not challenge the ratio 60:40 but defended the original figure as fair given evidence and actuarial considerations.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd(2011) 13 SCC 236PositiveUsed to justify using Rs. 4,500 as monthly income for an ordinary worker and to recalibrate dependency calculations.
National Insurance Co. Ltd. v. Pranay Sethi(2017) 16 SCC 680PositiveUsed to justify 40% addition for future prospects and 1/4 deduction for personal expenses in loss of dependency.
Magma General Insurance Co. Ltd. v. Nanu Ram alias Churu Ram(2018) 18 SCC 130PositiveUsed to determine loss of consortium awards for all claimants in the family (wife, children, parents).
United India Insurance Co. Ltd. v. Satinder Kaur @ Satwinder Kaur(2020) (3) KHC 760PositiveUsed to consolidate/avoid double compensation for loss of love and affection when loss of consortium is awarded.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A. TUESDAY, THE 23[RD] DAY OF JANUARY 2024 / 3RD MAGHA, 1945 MACA NO. 2654 OF 2012 ``` ``` OPMV 1530/2003 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, ``` ## **`MUVATTUPUZHA`** ## **`APPELLANTS/PETITIONERS:`** ``` 1MINI VARGHESE, AGED 42 YEARS W/O. LATE VARGHESE @ BABY, PULICKAKUDY HOUSE, KOTHAMANGALAM KARA, KUTHUKUZHY P.O., KOTHAMANGALAM VILLAGE. 2MITHRA P. VARGHESE, AGED 21 YEARS D/O. LATE VARGHESE @ BABY, PULICKAKUDY HOUSE, KOTHAMANGALAM KARA, KUTHUKUZHY P.O., KOTHAMANGALAM VILLAGE. 3BASIL VARGHESE, AGED 15 YEARS (MINOR), S/O. LATE VARGHESE @ BABY, PULICKAKUDY HOUSE, KOTHAMANGALAM KARA, KUTHUKUZHY P.O., KOTHAMANGALAM VILLAGE REPRESENTED BY HIS NEXT FRIEND AND MOTHER MINI VARGHESE. 4BESTIN VARGHESE, AGED 11 YEARS (MINOR), S/O. LATE VARGHESE @ BABY, PULICKAKUDY HOUSE, KOTHAMANGALAM KARA, KUTHUKUZHY P.O., KOTHAMANGALAM VILLAGE REPRESENTED BY HIS NEXT FRIEND AND MOTHER MINI VARGHESE. 5ALIYAS, AGED 75 YEARS S/O. VARGHESE, PULICKAKUDY HOUSE, KOTHAMANGALAM KARA, KUTHUKUZHY P.O., KOTHAMANGALAM VILLAGE. * (DECEASED) 6MARY MARIYAMMA PULICKAKUDY HOUSE, KOTHAMANGALAM KARA, KUTHUKUZHY P.O., KOTHAMANGALAM VILLAGE (DIED ON 9-12-2009). * LEGAL HEIRS RECORDED MEMO DATED 22.12.2021 REPORTING DEATH OF THE 5TH APPELLANT AND THAT THE OTHER APPELLANTS ARE HIS LEGAL REPRESENTATIVES IS RECORDED AS PER ORDER DATED 23.12.2021 IN MACA 2654/2012. ``` ``` BY ADV SRI.SABU FRANCIS ``` M.A.C.A. No.2654/2012 : 2 : ## **`RESPONDENTS/RESPONDENTS:`** - `1 RAJENDRA PRASAD KADAM, AP PIMPODE BUDRUKTAL KOREGAON DIST, SATARA, MAHARASHTRA-415501 (REGD. OWNER OF LORRY BEARING REG. NO.MH-11/F 5263) EX-PARTE).` - `2 SUNIL SANKAR GADS S/O. SANKAR, LALGUM HOUSE, KATTAVU TALUK, SATHARA DIST. MAHARASHTRA-415501 (DRIVER OF LOFFY BEARING REG.NO. MH-11/F 5263 (EX-PARTE).` - `3 BRANCH MANAGER UNITED INDIA INSURANCE CO. LTD. 'SOHAM' SANTHI NAGAR, RAHIMATPUR ROAD, KOREGAON-415501, DIST., SATARA KOREGAON (INSURER OF LORRY BEARING REG.NO. MH-11/F 5263).` - `4 A.R.SANTHOSHKUMAR ATHIPPILLIL HOUSE, KUTHUKUZHY P.O., PIN-686691, KOTHAMANGALAM (RIDER AND REGISTERED OWNER OF MOTOR CYCLE BEARING REG.NO. KL-7/AB 8064).` - `5 BRANCH MANAGER THE NEW INDIA ASSURANCE CO. LTD., MUVATTUPUZHA BRANCH, MADAPARAMBIL CHAMBERS, MUVATTUPUZHA, PIN-686661 (INSURER OF MOTOR CYCLE BEARING REG.NO KL-7/AB 8064). BY ADVS. P.K.MANOJKUMAR VPK.PANICKER` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ``` ``` ADMISSION ON 23.01.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` M.A.C.A. No.2654/2012 : 3 : ## **JUDGMENT** The appellants were the petitioners in OP(MV) No.1530/2003 on the files of the Motor Accident Claims Tribunal, Muvattupuzha. 2. The said claim petition was submitted by them seeking compensation for the death of one Varghese @ Baby due to the injuries sustained to him in a motor accident that occurred on 21.02.2003. The 1[st] appellant is the wife, appellants 2, 3 and 4 are the children of the deceased. The 5[th] and 6[th] appellants were the parents of the deceased who passed away during the pendency of this appeal. The appellants 1 to 4 were declared as the legal representatives of the deceased 5[th] and 6[th] appellants. 3. The accident occurred, when the motorcycle on which the deceased was pillion riding, was hit by a lorry bearing registration No.MH-11F-5263. The lorry was being driven by the 2[nd] respondent, owned by the 1[st] respondent and was insured with the 3[rd] respondent. The 4[th] respondent was the rider and registered owner of the motorcycle on which the deceased was travelling, and it was insured with the 5[th] respondent. The deceased was a ‘B’ class Contractor with a monthly income of Rs.10,000/-. He was M.A.C.A. No.2654/2012 : 4 : aged 38 years at the time of the accident. The claim petition was submitted in such circumstances. 4. The 3[rd] respondent filed a written statement, admitting the coverage of policy for the lorry. However, they disputed the liability and the quantum of compensation. The 5[th] respondent, the insurer of the motorcycle, also filed a written statement admitting the coverage of policy for the motorcycle, but denied the negligence on the part of the 4[th] respondent driver. The quantum of compensation was also challenged. 5. The evidence in this case consists of the oral testimony of PW1 and as documentary evidence, Exts,A1 to A8 were marked from the side of the appellants. The case diary in connection with the crime No.114/2003 of Perumbavur Police Station was marked as Ext.X1. From the side of the respondents Exts.B1 and B2 were marked. 6. After the trial, the tribunal came to the conclusion that the accident occurred due to negligence on the part of the driver of the lorry as well as the rider of the motorcycle who were responsible for the accident and their contributions to the accident were determined at the ratio 60:40, respectively. The quantum of M.A.C.A. No.2654/2012 : 5 : compensation was fixed as Rs.4,77,500/- and the said amount was directed to be deposited by the 3[rd] and 5[th] respondents at the ratio as referred to above, with interest at the rate of 8% per annum from the date of petition till realisation with proportionate costs. This appeal is submitted in such circumstances seeking enhancement of compensation. 7. Heard Sri. Sabu Francis, the learned counsel appearing for the appellants, Sri. P.K. Manoj Kumar, the learned counsel appearing for the 3[rd] respondent and Sri. V.P.K. Panicker the learned counsel appearing for the 5[th] respondent. 8. The only dispute in this case relates to the quantum of compensation. The learned counsel for the appellant points out that, even though a monthly income of Rs.10,000/- was claimed, a meagre amount of Rs.3,000/- was taken by the tribunal. The learned counsel further pointed out that to substantiate the monthly income, the appellant produced Ext.A8 series of income tax clearance certificates. It is discernible therefrom that, the said certificates were pertaining to the period 2000-01, 2001-02, 2002- 03. The highest among the same, was for the year 2000-01 and the amount of annual income shown therein was Rs.57,990/-. It M.A.C.A. No.2654/2012 : 6 : was contended that despite the same, the tribunal adopted only Rs.3,000/- which is grossly inadequate. 9. After perusing the records, I find some force in the said contention. This is an accident occurred in the year 2003. Therefore, the monthly income of Rs.3,000/- appears to be too low. As is discernible from Annexure A8, he declared a monthly income Rs.57,990/- for the year 2000-01. It is to be noted in this regard that, in **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co.Ltd** [(2011) 13 SCC 236],the Hon’ble Supreme Court pleased to take the monthly income for an ordinary worker without any evidence as Rs.4,500/- for the year 2004. In such circumstances, I deem it appropriate to take Rs.4,500/- as the monthly income of the appellant. 10. Another aspect highlighted by the learned counsel for the appellants is that no addition was made by the tribunal towards future prospects while calculating the compensation. The said contention has to be accepted in the light of **National Insurance Company Ltd. v. Pranay Sethi** [(2017) 16 SCC 680]. Since the deceased was aged 38 years, an addition of 40% of the monthly income ought to have been made. Similarly, the deceased left M.A.C.A. No.2654/2012 : 7 : behind 6 dependents, the deduction towards personal expenses should have been ¼. Thus while reassessing the compensation with the above revised criteria, the amount of compensation for loss of dependency would come to Rs.8,50,500/- [(4500+40%)x12 x15x3/4]. The amount already awarded by this Court under the said head is Rs.4,05,000/- and thus the additional compensation under this head would come to Rs.4,45,500/-. 11. The amount awarded by the tribunal towards funeral expenses was Rs.5,000/- whereas the proper amount that should have been awarded by the tribunal in the light of **National Insurance Company Ltd. v. Pranay Sethi** [(2017) 16 SCC 680] was Rs.15,000/-. Therefore, a further sum of Rs.10,000/- is awarded. Similarly, the amount awarded towards loss of estate by the tribunal was only Rs.2,500/- and hence, a further sum of Rs.12,500/- is awarded. 12. The next aspect to be considered is compensation for loss of consortium. In the light of **Magma General Insurance Co.Ltd. v. Nanu Ram alias Churu Ram** [(2018) 18 SCC 130], and **United India Insurance Co Ltd V. Satinder Kaur @ Satwinder Kaur and other** [ 2020 (3) KHC 760] all the claimants being wife, M.A.C.A. No.2654/2012 : 8 : three children and the parents were entitled for compensation under this head at the rate of Rs.40,000/- each, thereby making the total amount under this head as Rs.2,40,000/-. The tribunal has awarded only an amount of Rs.15,000/- under this head for the 1[st] petitioner. Besides the same, under the head of loss of love and affection, a further sum of Rs.45,000/- was also granted. Since it is categorically held in **Satinder Kaur’s** case (supra) that when compensation for loss of consortium is awarded, no separate compensation needs to be granted for loss of love and affection, the said amount of Rs.45,000/- can be adjusted against the compensation now determined by this Court under the head of loss of consortium. Thus the additional compensation for loss of consortium would come to Rs.1,80,000/-. Thus the total additional compensation is determined as Rs.6,48,000/- (4,45,500+10000+ 12500+1,80,000). 13. In the light of the aforesaid observations and findings, this appeal is allowed. The award dated 30.05.2012 passed by the Motor Accident Claims Tribunal, Muvattupuzha in OP(MV) No.1530/2003 is hereby modified by granting an additional compensation of Rs.6,48,000/- (Rupees Six lakhs forty eight M.A.C.A. No.2654/2012 : 9 : thousand only) and the said amount shall be deposited by the 3[rd] and 5[th] respondent at the ratio of 60:40 and with interest as ordered by the tribunal with proportionate costs within a period of three months from the date of receipt of a copy of this judgment. It is ordered that the claimants shall furnish the details of the PAN card Aadhar card and bank details within a period of two months from the date of receipt of the copy of this judgment to enable the respondents to make the deposit as ordered above. In case, they fail to furnish the said details it shall be open for the insurance company to deposit the same amount before the tribunal. **Sd/ZIYAD RAHMAN A.A. JUDGE** ncd/