High Court of KeralaDivision BenchAppeals dismissed

MFA.No. 415 of 2002 & MFA.No. 543 of 2002

Case / Petition Number:MFA.415 of 2002; MFA.543 of 2002

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • J.B. Koshi
  • K. Hema
Judgment Date
2008-01-04
Court Decision / Holding
Both MFA Nos. 415 of 2002 and 543 of 2002 are dismissed; the Tribunal’s award stands as final and there is no interference with the award, though some aspects of the payment of interest for future medical expenses were treated within the Tribunal’s framework.
Final Disposition
Appeals dismissed

Parties to the Case

Appellants / Petitioners

  • The New India Assurance Co. Ltd. (appellant)

Respondents

  • M.S. Vinodkumar
  • B. Ramesh
  • Joy Alexander

Legal Representation & Advocates

Counsels for Petitioners

  • • Adv. Cri.A.R.George

Counsels for Respondents

  • • Sri V. Chittambresh
  • • Sri T.C. Suresh Menon
  • • Sri S. Ananthasubramanian
  • • Sri S. Shyam
  • • Sri Latheesh Sebastian

Case Synopsis & Summary

This is a High Court of Kerala second appeal arising from Motor Accidents Claims Tribunal, Kottayam, involving an insurance company and a claimant seeking compensation for injuries sustained when entering a moving bus. The Insurance Company challenged the MACT award of Rs. 7,02,368 on grounds of contributory negligence by the claimant and sought a reassessment of future medical expenses, loss of earning capacity, and the appropriate rate of interest. The claimant, aided by medical evidence (Exhibit A10) from Dr. K. Jayakumar, claimed 100% permanent disability and loss of earning power, arguing the Tribunal erred in not granting compensation for disability, future treatment, and a higher amount overall. The Tribunal had fixed monthly income at Rs. 2,000, applied a multiplier of 18, and awarded Rs. 4,00,000 for disability, finding the total payable amount to be Rs. 4,32,000 before other amenities. The appellate court noted the evidence demonstrating the conductor’s negligence and accepted the Tribunal’s findings on contributory negligence. It acknowledged the need for continued medical care but concluded that the Tribunal’s overall award did not require interference beyond adjusting for interest related to future expenses. Ultimately, both appeals were dismissed, upholding the Tribunal’s award.

Provisions of Law Cited

Motor Vehicles Act (Second Schedule)

Submissions & Arguments

Contentions of Appellants / Petitioners

The insurer contended contributory negligence by the claimant, citing the conductor’s act of ringing the bell and starting the bus before the claimant fully boarded, as supported by the charge sheet and evidence. They argued that the Tribunal erred in awarding interest from the date of application for the portion related to future medical care and that disability and loss of earning capacity were undervalued. They sought amendment of the award in light of alleged under-compensation and misapplication of the future medical expense interest.

Contentions of Respondents

The claimant argued for higher compensation, particularly for loss of earning capacity and 100% disability demonstrated by medical certificate Exhibit A10, asserting that the Tribunal correctly fixed multiplier and income but failed to adequately compensate for disability and future care. They contended that the award should reflect full loss of earning power and ongoing medical needs.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Nagappa v. Gurudayal Singh and othersAIR 2003 SC 674PositiveCited to support the principle that the Tribunal must grant just and reasonable compensation, even if the claimant claims a lesser amount.

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Extracted Judgment Text

Exact text extracted from official judgment records.

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE J.B.KOSHY & THE HONOURABLE MRS. JUSTICE K.HEMA FRIDAY, THE 4TH JANUARY 2008 / 14TH POUSHA 1929 MFA.No. 415 of 2002() --------------------OPMV.2045/1996 of MOTOR ACCIDENT CLAIMS TRIBUNAL, KOTTAYAM .................... APPELLANT: 3RD RESPONDENT --------------------------------------------- THE NEW INDIA ASSURANCE CO.LTD., ETUMANOOR,REPRESENTED BY THE ASSISTANT ADMINISTRATIVE OFFICER OF ITS REGIONAL OFFICE, ERNAKULAM,KONDOMKULATHY TOWERS,M.G.ROAD,KOCHI-11 BY ADV. CRI.A.R.GEORGE RESPONDENTS: CLAIMANT/RESPONDENTS 1,2 & 4 ------------------------------------------------------------------------ 1. M.S.VINODKUMAR,MANOTH HOUSE,EDAVATTOM . P.O.,VAIKOM 2. B.RAMESH,CHIRAYIL PULPARAYIL, KULASEKHARAMANGALAM P.O.,VAIKOM 3. SABU,.S/O.CHANDY,KALARICKAL VEEDU, MEVELOOR P.O.,VAIKOM 4. JOY ALEXANDER,THAZHATHUKAVANADIYIL HOUSE,KALLARA P.O. BY ADV. SRI.V.CHITAMBARESH SRI.T.C.SURESH MENON SRI.S.ANANTHASUBRAMANIAN SRI.S.SHYAM SRI.LATHEESH SEBASTIAN THIS MISC. FIRST APPEAL HAVING BEEN FINALLY HEARD ON 4.1.2002, ALONG WITH MFA NO. 543 OF 2002 THE COURT ON 04/01/2008 DELIVERED THE FOLLOWING: Order on C.M.P.No.2308 of 2002 in MFA.415 of 2002: Dismissed Sd/J.B.KOSHY, JUDGE 4.1.2008 Sd/K.HEMA, JUDGE /TRUE COPY/ PA TO JUDGE ## **J.B.KOSHY & K.HEMA,JJ.** **----------------------------------------M.F.A.No. 415 of 2002 & M.F.A.No.543 of 2002 -----------------------------------------** ## **Dated this the 4th day of January, 2008** ## **JUDGMENT** ## **Koshy, J.** Appellant-claimant, while entering a bus, sustained series injuries, as the conductor abruptly rung the bell and the bus moved before he placed both legs in the bus. The bus conductor was charge sheeted as can be seen from Exhibit A4. Against a total claim of compensation for Rs.13,44,500/-, the Tribunal awarded only Rs.7,02,368/-. The Insurance Company filed M.F.A.No.415 of 2002, contending that there is contributory negligence on the part of the claimant. It was also contended that the Tribunal has awarded interest from the date of application, even though the Tribunal, while granting compensation, has taken into account the fact that in future he has to employ a helper and since that is a future requirement, interest should have been awarded from the date of award. 2. The petitioner filed M.F.A.No.543 of 2002 contending that the amount awarded is very low. For loss of earning capacity, no amount was awarded by the Tribunal and for disability, only 2 _**MFA.415 & 543/02**_ Rs.4,00,000/- was awarded after finding that Rs.4,32,000/- was due. It is contended that no amount was awarded for future treatment. With regard to the contributory negligent aspect, as pleaded by the Insurance Company, the charge sheet filed by the police after investigation as well as the evidence adduced would show that while appellant was entering the bus, due to the negligence of the conductor, conductor rung the bell before the appellant placed both legs in the bus and bus started moving. The accident occurred solely due to the negligence of the driver of the bus insured by the third respondent Insurance Company. After going through the documents and the evidence adduced in this case, we fully agree with the findings of the Tribunal in that aspect. 3. With regard to the contentions raised by the claimant, the injuries suffered by the petitioner and consequent disability are detailed in Exhibit A10 certificate issued by Prof.K.Jayakumar, Professor and Head of the Department of Neurosurgery, Medical College, Kottayam, which reads as follows: “Complaints: 1. Loss of control of urine. 2. Erectile dysfunction. 3. Weakness and thinning of both lwoer limbs. Clinical Findings: 1. Incontinenance of urine. 2. Paraplegia. 3 _**MFA.415 & 543/02**_ 3. Pressure Sores. 4. Impotence can be associated with such spinal injury. Inference: 1. He sustained total neurological disconnection of the lower part of the body below T 12 level and thus lost bladder and bowel control and developed paraplegia. These are permanent deficits. 2. He cannot udnertake his job as Bus conductor (as told by him) or any job needing locomotion. 3. He needs the assistance of another person to carry out his day-to-day needs, and personal hygiene. 4. He is always at the risk of urinary infection and pressure sores which can lead to dangerous complications. 5. He may not be able to have a successful intercourse. Considering his age, profession and the above deficits, his disability is one hundred percent and is permanent.” 4. In view of the above certificate, 100% disability assessed cannot be said to be on the high side. He is unable to do anything. He cannot do anything without help of another. Therefore, we are of the view that no interference is required with regard to the percentage of disability found by the Tribunal. The Tribunal has taken 18 as the multiplier as at the time of accident, he was aged 30 years. Considering the second schedule, increase in the life span, decreasing in interest etc., we are of the view that taking second schedule as the guideline, no interference is required in the multiplier fixed by the Tribunal. The Tribunal has taken Rs.2,000/- as 4 _**MFA.415 & 543/02**_ the monthly income. He was a driver-cum-cleaner of another bus by profession. Fixation of Rs.2,000/- as monthly income is not on the high side. But, in the absence of data, we are not increasing the same. We are of the view that after considering that amount, compensation payable was Rs.4,32,000/-, the Tribunal has awarded only Rs.4,00,000/-. Though the petitioner has claimed compensation for the loss of earning capacity, it was not granted. If the amount claimed for disability and loss of earning power is considered together amount claimed was much higher. The Supreme Court held that it is the duty of the Tribunal to grant just and reasonable compensation notwithstanding the fact that only lessor amount was claimed by the claimant (See _**Nagappa v. Gurudayal Singh and others**_ (AIR 2003 SC 674). Therefore, Rs.32,000/- more ought to have been awarded by the Tribunal for disability and loss of earning power. 5. It is contended that for future medical expenses, no amount was awarded. The nature of the injury sustained by the petitioner and the consequential effect show that continued treatment is necessary and compensation for future medical expenses ought to have been granted by the Tribunal. But, at the same time, we are of opinion that for future expense for engaging the bye-stander 5 _**MFA.415 & 543/02**_ should not have been granted with interest from the date of application, but only from the date of award. We are of the view that the excess interest awarded by the Tribunal for that part of the amount can be set apart for future medical expenses. We are of opinion that even though Rs.32,000/- calculated was not awarded for the lack of claim, considering the amount awarded for amenities, no interference is required in the award considering the total amount and interest granted by the Tribunal. Therefore, we are of the view that just and reasonable amount is awarded by the Tribunal, no interference is required in the award passed. Both the appeals are dismissed. ## **J.B.KOSHY, JUDGE** **K.HEMA, JUDGE** vgs. 6 _**MFA.415 & 543/02**_ **J.B.KOSHY & K.HEMA, JJ. -----------------------------M.F.A.No.415 of 2002 & M.F.A.No.543 of 2002 ------------------------------** ## **JUDGMENT** **4.1.2008**