High Court of KeralaSingle JudgeAppeal partly allowed; enhanced compensation wi...

MANU v NIBU M. VARGHESE & ORS

Case / Petition Number:MACA NO.59 OF 2013
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Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Ziyad Rahman A.A.
Judgment Date
2024-02-15
Court Decision / Holding
The High Court partly allows the appeal. It recalculates compensation by adopting a higher monthly income (Rs.5,000) and a 7% disability with an 18-year multiplier, yielding Rs.75,600 for disability. The tribunal’s earlier award of Rs.53,760 is increased by Rs.21,840. Additionally, the court awards Rs.4,000 for loss of earnings, Rs.15,000 for pain and suffering, Rs.15,000 for loss of amenities, while not increasing the Rs.25,000 awarded for disfiguration. The total additional compensation is Rs.55,840, and the insurer (3rd respondent) is directed to deposit this amount with interest at 8% per annum from the date of petition till realisation, along with proportionate costs. The final disposition is that the appeal is allowed in part; the damages awarded in the tribunal are enhanced as detailed, and the insurer is directed to comply with the enhanced award.
Final Disposition
Appeal partly allowed; enhanced compensation with directions to deposit by insurer; costs awarded.

Parties to the Case

Appellants / Petitioners

  • MANU

Respondents

  • NIBU M. VARGHESE S/O VARGHESE, MYLATTUMOLEL HOUSE, VALAMPOOR, KOLAMKUDY, PATTIMATTOM, ERNAKULAM DISTRICT 683 542 (DRIVER)
  • KUNJU MOHAMMED S/O HASSAN, PARAKKUNNATHU HOUSE, CHELAKKULAM, VENGOLA P.O, PERUMBAVOOR, ERNAKULAM DISTRICT, 683554 (OWNER)
  • NATIONAL INSURANCE COMPANY LTD CHITTOOR ROAD, SOUTH JUNCTION, ERNAKULAM 682016 (INSURER)

Legal Representation & Advocates

Counsels for Petitioners

  • • SRI.ABRAHAM K.JOHN
  • • SMT.C.G.ARUNDHATHI

Counsels for Respondents

  • • SRI.E.M.JOSEPH

Case Synopsis & Summary

This is a Motor Accident Claims Appeal (MACA No.59 of 2013) preferred by Manu, the petitioner in OP(MV) No.1760/2008 before the Motor Accidents Claims Tribunal, Ernakulam, challenging an award of Rs.3,61,936/- with 9% interest against the third respondent insurer for injuries sustained in a bus accident on 16.03.2008. The tribunal held the driver of the bus negligent and held the insurer liable. The appellant contends that the compensation is inappropriately low, particularly due to the calculation of income and disability. He asserts that the monthly income at the time should be higher and relies on Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd, (2011) 13 SCC 236 to support a higher baseline income, noting the accident occurred in 2008. The appellant shows extensive injuries (crush injuries to the right thigh and iliac region, fractures, and disability) and argues for enhanced damages under heads like pain and suffering, loss of amenities, and disfiguration. The court accepts the appellant’s challenge to income and recalculates, applying a monthly income of Rs.5,000, a 7% disability, and an 18-year multiplier, leading to a revised total compensation. The court increases compensation by Rs.55,840 and directs the insurer to deposit this amount with 8% interest and costs, while leaving certain heads (e.g., disfiguration) intact. The result is a partial success for the appellant, with a higher, more equitable award than the tribunal’s original assessment.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant submits that the Tribunal’s compensation is inadequate and that the monthly income used for calculating compensation was too low. Citing Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236, he argues that an ordinary worker’s monthly income around Rs. 4,500 (as per the 2004 baseline in Ramachandrappa) should be updated for the year of accident (2008), and that Rs.5,000 per month is thus a reasonable figure. He contends that the disability percentage (7%), established by Ext.A12, combined with a multiplier of 18 for his age, yields a higher base for calculating compensation (Rs.75,600), of which Rs.53,760 was already awarded, leaving Rs.21,840 to be added. He also seeks additional compensation for loss of earnings (beyond four months), pain and suffering, and loss of amenities (and notes the need to consider disfiguration). Overall, the appellant seeks a re‑calculation that reflects the serious injuries and young age of the victim, resulting in a substantially enhanced award.

Contentions of Respondents

The respondents admit coverage of the policy but deny negligence on the part of the bus driver and object to the quantum of compensation. The insurer contends that the Tribunal’s findings on negligence are adequate and that the award already granted is reasonable in light of the evidence. The respondent’s counsel emphasizes that the evidence on record supports the trial court’s conclusions, and the existing award should not be substantially augmented without additional proof of loss or unusual circumstances. The respondents rely on the insurer’s responsibility limited to policy terms and argue against any large upward revision absent compelling justification based on documentary evidence and medical records.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co.Ltd(2011) 13 SCC 236PositiveCited to justify using a baseline monthly income for determining compensation and to support the appellant’s argument for a higher monthly income in the year of the accident (2008).

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A. ``` ``` THURSDAY, THE 15[TH] DAY OF FEBRUARY 2024 / 26TH MAGHA, 1945 MACA NO. 59 OF 2013 ``` ``` AGAINST THE ORDER/JUDGMENT DATED 30.04.2012 IN OPMV NO.1760 OF 2008 OF SPECIAL C SPE/CBI-I&3 ADDITIONAL DISTRICT COURT / I ADDITIONAL MOTOR ACCIDENT CLAIMS TRIBUNAL, ERNAKULAM APPELLANT/PETITIONER: ``` ``` MANU AGED 25 YEARS LATE VELAYUDHAN, KUNNATHUNADU TALUK, ARACKAPPADY VILLAGE, NOW RESIDING AT THELAKKATTU MOOLEVETTIL HOUSE, PERUMBAVOOR, ERNAKULAM DISTRICT ``` ``` BY ADVS. SRI.ABRAHAM K.JOHN SMT.C.G.ARUNDHATHI ``` ## **`RESPONDENTS:`** - **`1 NIBU.M.VARGHESE S/O VARGHESE, MYLATTUMOLEL HOUSE, VALAMPOOR, KOLAMKUDY, PATTIMATTOM, ERNAKULAM DISTRICT 683 542(DRIVER)`** - **`2 KUNJU MOHAMMED S/O HASSAN, PARAKKUNNATHU HOUSE, CHELAKKULAM, VENGOLA P.O, PERUMBAVOOR, ERNAKULAM DISTRICT, 683554 (OWNER)`** - **`3 NATIONAL INSURANCE COMPANY LTD CHITTOOR ROAD, SOUTH JUNCTION, ERNAKULAM 682016 (INSURER)`** - **`BY ADV SRI.E.M.JOSEPH`** ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 15.02.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA No.59 OF 2013 ``` ``` 2 ``` ## **`JUDGMENT`** ``` The appellant was the petitioner in OP(MV) No.1760/2008 on the file of the Additional Motor Accidents Claims Tribunal, Ernakulam. The said claim petition was submitted by him seeking compensation for the injuries sustained in a motor accident that occurred on 16.03.2008. ``` ``` 2.According to the appellant, the accident occurred when he was travelling as a passenger in a bus driven by the 1[st] respondent. During such journey, when it stopped at the bus stop, while he was getting down through the front door, the bus was taken forward in a rash and negligent manner by the 1[st] respondent. Due to its impact, the appellant fell down and the back wheel of the bus ran over his right lower limb thereby causing serious injuries. The appellant was an Office Assistant in a private establishment with a monthly income of Rs.5,000/-. He was 20 years old at the time of the accident. It was also contended that he sustained severe injuries ``` ``` MACA No.59 OF 2013 ``` ``` 3 ``` ``` which resulted in physical disablity. The claim petition is submitted in such circumstances. ``` ``` 3.The 3[rd] respondent, the insurer of the bus filed a written statement denying the negligence on the part of the 1[st] respondent. However, they admitted the coverage of the policy for the bus. The quantum of compensation claimed was also objected to by them. ``` ``` 4.The appellant produced and marked Ext.A1 to A12 to substantiate his contentions. No evidence was adduced by the respondent. After the trial, the Tribunal found that the accident occurred due to the negligence of the 1[st] respondent in driving the bus and since it was insured with the 3[rd] respondent, they were held liable to pay the compensation. The quantum of compensation was fixed as Rs.3,61,936/- and the said amount was directed to be deposited by the 3[rd] respondent with interest at the rate of 9% per annum from the date of petition till realisation. This appeal is submitted in such circumstances seeking enhancement of compensation. ``` ``` MACA No.59 OF 2013 ``` ``` 4 ``` ``` 5.Heard Sri.Abraham K. John, learned counsel appearing for the appellant and Sri.E.M.Joseph, learned counsel appearing for the 3rd respondent. ``` ``` 6.The only question that arises for consideration is regarding the inadequacy of compensation. Learned counsel for the appellant pointed out that, the Tribunal awarded meagre amounts under various heads, particularly under the head of disability. It is seen from the records that, for the purpose of assessing the compensation for disability, the Tribunal took the monthly income of the appellant as Rs.4,000/- as against the claim of Rs.5,000/-. Considering the fact that this is an accident that occurred in the year 2008, the monthly income of Rs.4,000/- appears to be very low. It is to be noted that, inRamachandrappa v. Manager, Royal Sundaram Alliance Insurance Co.Ltd[(2011) 13 SCC 236] the Hon'ble Supreme Court was pleased to take the monthly income of an ordinary worker as Rs.4,500/- for the year 2004. In such circumstances, the amount of ``` ``` MACA No.59 OF 2013 ``` ``` 5 ``` ``` Rs.5,000/- claimed by the appellant cannot be treated as unreasonable, as the accident in this case was in the year 2008. Therefore, the said amount is accepted as the monthly income. ``` ``` 7.The Tribunal has already accepted the percentage of disability as 7% by placing reliance upon Ext.A12 Medical Report. Therefore, while reassessing the compensation with the revised monthly income, the amount would come to Rs.75,600/- (5000x12x18x7/100). The amount already awarded by the Tribunal is Rs.53,760/- and thus the additional amount would come to Rs.21,840/-. ``` ``` 8.Consequent to the revision of monthly income, the appellant would be entitled to some additional amount under the head of loss of earnings. The Tribunal awarded compensation under this head, for a period of four months. The said period appears to be reasonable and therefore a further sum of Rs.4,000/- is awarded under the said head. The next head which requires consideration is pain and ``` ``` MACA No.59 OF 2013 ``` ``` 6 ``` ``` suffering. The amount awarded by the Tribunal under the same is Rs.30,000/-. The injuries suffered by the appellant are mentioned in Ext.A3 which are as follows: ``` `1. Crush injury of right thigh;` `2. Crush injury of right iliac region with loss` - `of skin and subcutaneous tissue;` `3. Deep lacerated wound over right iliac fossa;` `4. Comminuted fracture shaft right femur mid 1/3rd;` `5. Type I open comminuted fracture right tibia;` `6. Fracture right ilium;` `7. Pain bleeding wounds over the right thigh, right leg.` ``` 9.The appellant had undergone inpatient treatment for a period of 31 days. The nature of injuries are very serious, considering that it includes crush injuries as well. Therefore, I am of the view that the amount awarded by the Tribunal towards pain and suffering is on the lower side and ``` ``` MACA No.59 OF 2013 ``` ``` 7 ``` ``` accordingly a further sum of Rs.15,000/- is awarded under the said head. The amount awarded by the Tribunal towards loss of amenities is Rs.18,000/- which appears to be on the lower side. Considering the nature of the injuries, the period of treatment which he undergone and the disability arising therefrom, I deem it appropriate to grant some additional amount under this head. This is particularly because, the said injuries and the disabilities were suffered by him at the young age of 20 years. Therefore, a further sum of Rs.15,000/- is awarded under the said head. ``` ``` 10.The learned counsel for the appellant further submitted that, he requires an enhancement of compensation for disfiguration. It is seen that the amount already awarded by the Tribunal under the said head is Rs.25,000/-. The photographs of the appellant were also made available for perusal which are already on record before the Tribunal as Ext.A10. But considering the nature of the injuries and also the ``` ``` MACA No.59 OF 2013 ``` ``` 8 ``` ``` fact that, the injuries were sustained on the right thigh, I find that the amount awarded by the Tribunal under this head is reasonable and no interference is warranted. ``` ``` In the result, the total additional compensation is determined as Rs.55,840/- (Rupees Fifty Five Thousand Eight Hundred and forty only) and the 3[rd] respondent is directed to deposit the said amount along with interest at the rate of 8% per annum from the date of petition till realisation with proportionate cost. ``` Sd/- ``` ZIYAD RAHMAN A.A. JUDGE ``` ``` sms ```