High Court of KeralaDivision BenchAppeal dismissed; insurer directed to pay compe...

MACA.No. 393 of 2009

Case / Petition Number:MACA.No. 393 of 2009

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • S. Siri Jagan
  • Babu Mathew P. Joseph
Judgment Date
2013-03-19
Court Decision / Holding
Appeal dismissed. The Tribunal’s finding that the driver lacked an effective driving licence is upheld; insurer liable to pay compensation to the first respondent with liberty to recover from the appellants.
Final Disposition
Appeal dismissed; insurer directed to pay compensation with liberty to recover from the insured.

Parties to the Case

Appellants / Petitioners

  • A. Gopalakrishnan, Theerthampadam, Thenari (Po), Elapully, Palakkad Taluk
  • Chandran, S/O. Vas u, Vembalod, Thenari Post, Elapully, Palakkad Taluk

Respondents

  • Arumughan, S/o. Narayana Mudali, Mudalthara, Thenari Post, Elapully, Palakkad Taluk
  • The Oriental Insurance Co. Ltd., Shoba TSM Complex, R.S. Road, Palakkad

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. P.K. Mohanan (Palakkad)

Counsels for Respondents

  • • Sri. George Cherian (Thiruvalla)

Case Synopsis & Summary

MACA.No. 393 of 2009, a Motor Accident Claims Appeal before the Division Bench of the High Court of Kerala at Ernakulam, was finally heard on 19 March 2013. The appeal arises from an award of the Motor Accidents Claims Tribunal, Palakkad in OP(MV) No. 644/2002, where a power tiller owned and driven by the appellants collided on a public road causing injuries to the first respondent. The Tribunal held the accident to be caused by negligence of the second appellant and awarded compensation of Rs. 56,781 with interest and costs, but held that the Insurance Company was not liable to indemnify the owner because the driver lacked a valid driving licence. It directed the second respondent to pay the compensation to the first respondent with liberty to recover from the appellants. The appellants challenged the insurer’s exoneration, contending that a power tiller is not a vehicle within Section 10(2) of the Motor Vehicles Act and that no licence is required to drive it, citing Pattanakkad Panchayat v. Ponnappan (2003 (3) KLT 997). The Insurance Company contended that the license obligation arises under Section 3 and that power tiller is a motor vehicle under Section 2(28), making a licence mandatory. The Division Bench held that power tiller is a motor vehicle, Section 3 licensing is mandatory, and overruled Ponnappan’s case, directing the insurer to pay with liberty to recover from the appellants. The appeal was dismissed with the operative order confirming the Tribunal’s outcome but modifying liability between insurer and insured.

Provisions of Law Cited

Section 2(28) - Definition of motor vehicleSection 3 - Necessity for driving licenceSection 10(1) and 10(2) - Form and contents of licence to drive (including Class j)Section 75(2) - scheme for certain licences(2) of Section 75)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contended that a power tiller is not a vehicle listed in Section 10(2) of the Motor Vehicles Act; hence no driving licence is required to operate a power tiller. They relied on Pattanakkad Panchayat v. Ponnappan (2003 (3) KLT 997) to support the view that a power tiller may not fall within the licensing regime under Section 10(2).

Contentions of Respondents

The insurance company argued that licensing is governed by Section 3, not Section 10, and that the power tiller, being a motor vehicle under Section 2(28), requires an effective driving licence to operate in public. It emphasized that the absence of a licence at the time of the accident breaches policy conditions, enabling exoneration of liability to indemnify the owner.

Cited Precedents (2)

Case NameCitationTreatmentExplanation
Pattanakkad Panchayat v. Ponnappan2003 (3) KLT 997Mentioned OnlyCited by the appellants as authority; the court did not rely on it in the final decision.
Ponnappan's case—OverruledThis judgment expressly overrules Ponnappan's case, holding that a power tiller requires a driving licence under Section 3.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** **PRESENT:** **THE HONOURABLE MR.JUSTICE S.SIRI JAGAN & THE HONOURABLE MR. JUSTICE BABU MATHEW P.JOSEPH** **TUESDAY, THE 19TH DAY OF MARCH 2013/28TH PHALGUNA 1934** ## **MACA.No. 393 of 2009 ( )** **-------------------------** **AGAINST THE AWARD IN OPMV.644/2002 of M.A.C.T., PALAKKAD DATED 11-04-2008 APPELLANT(S)/RESPONDENTS 1 & 2:** **------------------------------------------------------** **1. A.GOPALAKRISHNAN, THEERTHAMPADAM, THENARI (PO), ELAPULLY, PALAKKAD TALUK.** **2. CHANDRAN, S/O.VASU, VEMBALOD, THENARI POST, ELAPULLY, PALAKKAD TALUK.** ## **BY ADV. SRI.P.K.MOHANAN(PALAKKAD)** **RESPONDENT(S):** - **----------------------------** **1. ARUMUGHAN, S/O.NARAYANA MUDALI, MUDALITHARA, THENARI POST, ELAPULLY, PALAKKAD TALUK.** **2. THE ORIENTAL INSURANCE CO. LTD., SHOBA TSM COMPLEX, R.S.ROAD, PALAKKAD.** ## **R2 BY ADV. SRI.GEORGE CHERIAN (THIRUVALLA)** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 19-03-2013, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** S.SIRI JAGAN & BABU MATHEW P.JOSEPH, JJ. ================== M.A.C.A.No. 393 of 2009 **==> picture [275 x 40] intentionally omitted <==** ## Siri Jagan, J. The appellants are respondents 1 and 2 in O.P(M.V.).No. 644/2002 before the Motor Accidents Claims Tribunal, Palakkad. They are the owner and driver of a power tiller, which was involved in a motor accident on 31.3.2000, in a public road causing injuries to the 1[st] respondent. The 1[st] respondent filed the O.P(M.V.). seeking compensation for the injuries suffered by him. The power tiller was insured with the 2[nd] respondent herein. The Tribunal entered a finding that the accident occurred because of the negligence of the 2[nd] appellant and awarded compensation of ` 56,781/- with interest and costs. But it was held that the insurance company is not liable to indemnify the 1[st] respondent since the 2[nd] respondent did not possess a valid driving licence to drive the power tiller on the date of the accident. But the 2[nd] respondent was directed to pay the compensation amount to the 1[st] respondent with liberty to recover the said amount from the appellants herein. The appellants are challenging that part of the award, whereby the M.A.C.A.393/09 - : 2 :- insurance company has been absolved from liability to indemnify the appellants and was given liberty to recover the compensation amount paid by them to the 1[st] respondent, from the appellants herein. 2. The contention of the appellants is that power tiller is not a vehicle in Section 10(2) of the Motor Vehicles Act and, therefore, no licence is required to drive a power tiller. In support of the said contention, the appellants rely on the decision of a learned Single Judge of this Court in **Pattanakkad Panchayat v. Ponnappan** , 2003 (3) KLT 997. 3. On the other hand, the learned Standing Counsel for the insurance company would contend that the necessity of obtaining a driving licence to drive a motor vehicle is not governed by Section 10 at all. Section 3 of the Motor Vehicles Act lays down the necessity for a licence to drive a motor vehicle. That section specifically prohibits a person from driving a motor vehicle in a public place unless he holds an effective driving licence issued to him, authorising him to drive the vehicle. Therefore, according the learned Standing Counsel for the insurance company, since power tiller comes within the definition of “motor vehicle” in Section 2(28) of the Motor M.A.C.A.393/09 - : 3 :- Vehicles Act, for driving the same, a driving licence issued under Section 3 is mandatory. Admittedly, in this case, on the date of accident, the 2[nd] appellant did not possess an effective driving licence to drive power tiller. Therefore, the 2[nd] appellant having driven the power tiller without an effective driving licence, the appellants have violated the policy conditions, consequent to which, the insurance company is entitled to claim exoneration from liability to indemnify the owner of the vehicle in respect of the compensation payable to third parties on account of the accident caused by driving such vehicle negligently, is the contention of the insurance company. It is submitted by the learned Standing Counsel for the 2[nd] respondent that the decision in **Ponnappan's case** (supra) does not lay down the correct law and, therefore, the said decision requires reconsideration. It is submitted that in that decision, the learned Single Judge has categorically found that power tiller is a motor vehicle and that, therefore, registration under the Motor Vehicles Act is necessary. After having held so, the learned Single Judge went wrong in holding that because of the absence of power tiller in the categories of vehicles enumerated in Section 10(2), no licence is necessary to drive a power tiller. M.A.C.A.393/09 - : 4 :- 4. We have considered the rival contentions in detail. ## 5. “motor vehicle” is defined in Section 2(28) of the Motor Vehicles Act, which reads thus: “2. Definitions. - In this Act, unless the context otherwise requires,- xxx xxx xxx xxx - (28) “ **motor vehicle** ” or “ **vehicle** ” means any mechanically propelled vehicle adapted for use upon roads whether the power of propulsion is transmitted thereto from an external or internal source and includes a chassis to which a body has not been attached and a trailer; but does not include a vehicle running upon fixed rails or a vehicle of a special type adapted for use only in a factory or in any other enclosed premises or a vehicle having less than four wheels fitted with engine capacity of not exceeding twenty five cubic centimetres.” ## Section 3 of the Motor Vehicles Act lays down thus: “3. **Necessity for driving licence** .- (1) No person shall drive a motor vehicle in any public place unless he holds an effective driving licence issued to him authorizing him to drive the vehicle; and no person shall so drive a transport vehicle other than a motor cab or motor cycle hired for his own use or rented under any scheme made under sub-section (2) of section 75 unless his driving licence specifically entitles him so to do. (2) The conditions subject to which sub-section (1) shall not apply to a person receiving instructions in driving a motor vehicle shall be such as may be prescribed by the Central Government.” Going by Section 3, for driving a motor vehicle in any public place, an effective driving licence is mandatory. Therefore, unless power tiller is proved to be outside the purview of the definition of motor vehicle, for driving a power tiller also, an M.A.C.A.393/09 - : 5 :- effective driving licence is mandatory. We are of opinion that Section 10 does not govern the issue regarding necessity of driving licence in respect of the vehicles enumerated therein. Section 10 reads thus: “10. **Form and contents of licence to drive** .-(1) Every learner's licence and driving licence, except a driving licence issued under section 18, shall be in such form and shall contain such information as may be prescribed by the Central Government. (2) A learner's licence or, as the case may be, driving licence shall also be expressed as entitling the holder to drive a motor vehicle of one or more of the following classes, namely, (a) motor cycle without gear; (b) motor cycle with gear; (c) invalid carriage; (d) light motor vehicle; (e) transport vehicle; (i) road-roller; (j) motor vehicle of a specified description.” That Section prescribes only the form and contents of licences to drive to be issued to persons entitled to hold driving licence. Section 10(2) only directs that the driving licence shall also be expressed as entitling the holder to drive a motor vehicle of one or more of the classes mentioned therein. Clause (j) speaks about “motor vehicle of a specified description”. That only means that if the motor vehicle, for driving which a licence has to be issued, does not come within the purview of the other vehicles mentioned in Section 10(2) in the licence, the description of the motor vehicle for which a driving licence is issued, should be M.A.C.A.393/09 - : 6 :- specified in the licence. In other words, as per Section 10(2) all driving licences issued under Section 3 shall give the description of the vehicle to drive which the licence is issued. That does not mean that if power tiller is not included in the classes of vehicles mentioned in Section 10(2), no driving licence is necessary to drive a power tiller. As we have already held, the fact relevant to decide the question as to whether for driving a power tiller, an effective driving licence is necessary, is whether power tiller is a motor vehicle or not. Power tiller is used for tilling lands. Of course, it has only less than four wheels. But for enabling us to hold that no driving licence is necessary to drive a power tiller, the appellants should prove not only that the power tiller has less than four wheels, but they should also prove that the same is fitted with an engine having a capacity of not exceeding 25 cubic centimeters. The appellants have no case that the power tiller is fitted with an engine having a capacity not exceeding 25 cubic centimeters. In fact, the decision in **Ponnappan's case** (supra), categorically holds that the power tiller is a motor vehicle, which requires registration under the Act. If that be so, in view of the mandatory requirement of Section 3, for driving a power tiller also, an effective driving licence is mandatory. In fact, it is M.A.C.A.393/09 - : 7 :- admitted that long after the accident, on 6.8.2003, the 2[nd] appellant had obtained a driving licence to drive power tiller which was produced before the Tribunal also. Therefore, the decision in **Ponnappan's case** (supra) does not lay down the correct law on the subject. Accordingly, the said decision is hereby overruled. We hold that for driving a power tiller also, a driving licence under Section 3 is mandatory and the driving licence should be issued in the form prescribed under Section 10 specifically authorising the holder of the licence to drive a power tiller as required under Section 10(2)(j). 5. In view of our above finding, it is clear that the 2[nd] appellant having driven the power tiller without an effective driving licence, the appellants have violated the conditions of the policy issued by the 2[nd] respondent to the 1[st] respondent. That being so, we do not find any infirmity in the finding of the Tribunal that for want of an effective driving licence for the 2[nd] appellant, whose negligent driving caused the accident resulting in injuries to the 1[st] respondent, the insurance company is entitled to be absolved from liability to indemnify the 1[st] appellant in respect of the compensation awarded to the 1[st] respondent as per the impugned award and directing the M.A.C.A.393/09 - : 8 :- insurance company to pay the compensation with liberty to recover the same from the appellants. Accordingly, this appeal is dismissed. Sd/S.SIRI JAGAN, JUDGE Sd/sdk+ BABU MATHEW P.JOSEPH, JUDGE ///True copy/// P.A. to Judge