## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 2981 OF 2008`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.861 OF 2005 OF MOTOR
```
```
ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
NEW INDIA ASSURANCE CO. LTD.
J.R.J.COMPLEX, OTTAPALAM - 679 101., REPRESENTED BY ITS
MANAGER, REGIONAL OFFICE,, KANDAMKULATHY TOWERS,
M.G.ROAD, ERNAKULAM.
```
```
BY ADVS.
SEBASTIAN VARGHESE(K/141/2000)
```
## `RESPONDENT/S:`
- `1 VASU @ VASUDEVAN AND OTHERS S/O.MUNDAN, KALLICHOLA HOUSE, MULANHUR P.O., OTTAPALAM TALUK, PALAKKAD DISTRICT.`
- `2 HARINARAYANAN K. AGED 26 YEARS S/O.RAMANKUTTY, KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM AND DESOM,, OTTAPALAM TALUK, PALAKKAD DISTRICT. (DELETED) (R2 IS DELETED FROM THE ARRAY OF PARTIES AT THE RISK OF THE PETITIONER VIDE ORDER DATED 27/10/09 IN IA 3099/09)`
- `3 C.NARAYANANKUTTY AGE NOT KNOWN CHAVATHAPARAMBIL HOUSE, PALAPPURAM,, OTTAPALAM - 3, PALAKKAD DISTRICT.`
- `BY ADVS. R3 BY SRI.SANTHEEP ANKARATH FOR R1 BY SRI.R.VENUGOPAL`
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 0407.2024, ALONG WITH MACA.607/2009, 609/2009 AND CONNECTED
CASES, THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 2
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 607 OF 2009`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.860 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL PALA
```
## `APPELLANT/S:`
```
SELVARAJ
```
```
S/O.BALAN @ BALASUBRAMANIAN, CHAKRAYATHIL HOUSE,,
MULANHUR, OTTAPALAM, PALAKKAD DISTRICT.
```
```
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
```
1HARINARAYANAN K.
KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM, DESOM AND
POST, OTTAPALAM TALUK., (DRIVER OF LORRY KL 11B
6189).
```
- `2 C.NARAYANANKUTTY CHAVATHAPARAMBIL HOUSE, PALAPPURAM,, OTTAPALAM-3., (OWNER OF LORRY KL 11B 6189).`
```
3THE NEW INDIA ASSURANCE CO.LTD.
JRJ COMPLEX, OTTAPALAM-679 101., (INSURER OF KL 11B
6189 LORRY-POLICY, NO.761103/31/04/08887-, VALID FROM
21-12-2004 TO 20-12-2005).
```
```
BY ADVS.
FOR R2 BY SRI.SANTHEEP ANKARATH
R3 BY SEBASTIAN VARGHESE(K/141/2000)
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL BEEN FINALLY HEARD ON
04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES, THE
COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 3
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 609 OF 2009`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.865 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
- `1 RUGMINI W/O.LATE GANGADHARAN.`
- `2 DHANALAKSHMI AGED 15 YEARS MINOR 3 DHANYA AGED 12 YEARS MINOR 4 DHANESH AGED 10 YEARS MINOR (MINORS 2 TO 4 ARE THE CHILDRED OF LATE, GANGADHARAN AND REP.BY THEIR GUARDIAN MOTHER, RUGMINI AND ALL ARE RESIDING AT, KALLAMPARAMBIL HOUSE, MULANHUR POST,, OTTAPALAM TALUK.`
```
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
- `1 HARINARAYANAN K. KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM AND, DESOM, CHUNANGAD POST, OTTAPALAM, TALUK., (DRIVER OF LORRY KL 11B 6189).`
- `2 C.NARAYANANKUTTY CHAVATHAPARAMBIL HOUSE, PALAPPURAM,, OTTAPALAM-3, PALAKKAD DISTRICT., (OWNER OF LORRY KL 11B 6189).`
- `3 THE NEW INDIA ASSURANCE CO.LTD. JRJ COMPLEX, OTTAPALM., (INSURER OF LORRY KL 11B 6189-, POLICY NO.761103/31/04/08887-, VALID FROM 2112-2004 TO 20-12-2005).`
- `4 LAKSHIMI AMMA M/S.LATE GANGADHARAN, KALLMPARAMBIL HOUSE,, MULANHUR, OTTAPALAM TALUK. (R4 EXPIRED,APPELLANTS 1 TO 4 ARE RECORDED AS THE LEGAL HEIRS OF R4 AS PER ORDER DATED 28/10/2023 IN IA NO.1/2019)`
```
BY ADVS.
```
```
R2 BY SRI.SANTHEEP ANKARATH
```
MACA Nos.2981 /2008 and con.cases 4
```
R3 BY SEBASTIAN VARGHESE(K/141/2000)
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 5
```
IN THE HIGH COURT OF KERALA AT ERNAKULAM
```
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 611 OF 2009`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.862 OF 2005 OF
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
RAJAGOPALAN
S/O.GOPALAN, KUDAIKKATTIL HOUSE,, MULANHUR POST,
OTTAPALAM TALUK,, PALAKKAD DISTRICT.
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
```
1HARINARAYANAN K.
KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM, DESOM AND
POST, OTTAPALAM TALUK,, PALAKKAD DISTRICT., (DRIVER
OF LORRY KL IIB 6189).
2C.NARAYANANKUTTY
CHAVATHAPARAMBIL HOUSE, PALAPPURAM, OTTAPALAM-3,
PALAKKA DISTRTICT., (RC OWNER OF LORRY KL 11B 6189).
3THE NEW INDIA ASSURANCE CO.LTD.
JRJ COMPLEX, OTTAPALAM., (INSURER OF LORRY KL 11B
6189 - POLICY, NO.761103/31/04/08887, VALID FROM21-
12-04 TO 20-12-05).
BY ADVS.
R1 AND R2 BY SRI.SANTHEEP ANKARATH
R3 BY SRI.SEBASTIAN VARGHESE
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 6
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
```
MACA NO. 612 OF 2009
```
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.864 OF 2005
```
```
OF MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
- `1 GOVINDANKUTTY(DIED)& 2 OTHERS`
```
2SANTHAKUMARI, W/O.LATE GOVINDANKUTTY
AGED 42 YEARS, CHOOZHIKATTIL HOUSE,
MULANHUR, OTTAPALAM TALUK, PALAKKAD DISTRICT
```
```
3RAJENDRAN, S/O.LATE GOVINDAN KUTTY, AGED 18 YEARS,
CHOOZHIKKATTIL HOUSE,MULANHUR, OTTAPALAM TALUK,
PALAKKAD DISTRCT.
```
```
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
```
1HARINARAYANAN.K & OTHERS
KANIYAMKUNNIMEL HOUSE, CHUNGGAD POST,, OTTAPALAM
TALUK (DRIVER OF LORRY KL 11 B 6189)
```
- `2 C. NARAYANAKUTTY CHAVATHAPARAMBIL HOUSE PALAPPURAM, OTTAPPALAM-3, PALAKKAD DIST.`
```
3THE NEW INDIA ASSURANCE CO. LTD.
J R J COMPLEX, OTTAPALAM,
BY ADVS.
FOR R1 AND R2 BY SRI.SANTHEEP ANKARATH
R3 BY SHRI.SEBASTIAN VARGHESE(K/141/2000)
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
```
```
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 7
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 678 OF 2009`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.866 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
RAMACHANDRAN
CHAPPILA, CHAKARAVATHIL HOUSE,, MULANHUR, OTTAPALAM
TALUK, PALAKKAD.
```
```
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
```
1HARINARAYANAN.K
KHANIYAMKUNNIMEL HOUSE, CHUNANGAD,, AMSOM DESOM AND
POST, OTTPALAM,
```
```
2C. NARAYANANKUTTY CHAVATHAPARAMBIL HOUS
E PALAPPURAM, OTTAPALAM -3
3THE NEW INDIA ASSURANCE CO. LTD.
J.R.J. COMPLEX, OTTAPALAM.
BY ADVS.
R1 AND R2 BY SRI.SANTHEEP ANKARATH
R3 BY SEBASTIAN VARGHESE(K/141/2000)
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
```
```
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 8
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 684 OF 2009`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.868 OF 2005 OF
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
SETHUMADHAVAN
S/O. NARAYANAN, EZHUTHACHAN, VADAKKEKARA HOUSE,,
CHERUMUNDASSERY POST, OTTAPALAM TALUK,, PALAKKAD
DISTRICT.
```
```
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
```
1HARINARAYANAN.K.
KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM,, DESOM AND
POST, OTTAPALAM TALUK., (DRIVER OF LORRY KL-11/B
6189)
```
```
2C.NARAYANANKUTTY
CHAVATHAPARAMBIL HOUSE, PALAPPURAM, OTTAPALAM-3., (RC
OWNER OF LORRY KL-11/B 6189)
```
```
3THE NEW INDIA ASSURANCE CO. LTD.
JRJ COMPLEX, OTTAPALAM-679 101., (INSURER OF KL-11/B
6189 LORRY - INSURANCE POLICY, NO.761103/31/04/08887
VALID FROM 21.12.04 TO, 20.12.2005).
```
```
BY ADVS.
FOR R2 BY SRI.SANTHEEP ANKARATH
R3 BY SEBASTIAN VARGHESE(K/141/2000)
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
```
```
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 9
```
IN THE HIGH COURT OF KERALA AT ERNAKULAM
```
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
```
MACA NO. 771 OF 2009
```
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.863 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
## `SANKARANARAYANAN`
```
S/O.SANKARAN, THOTTATHIL HOUSE,, MULANHUR POST,
OTTAPPALAM TALUK,, PALAKKAD DISTRICT.
```
```
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
```
1HARINARAYANAN K & OTHERS
KANIYAMKUNNIMEL HOUSE, CHUNANGAD, AMSOM AND DESOM,
CHUNANGAD POST,, OTTAPALAM TALUK, PALAKKAD DISTRICT,
(DRIVER OF LORRY NO. KL 11B 6189).
2C.NARAYANANKUTTY CHAVATHAPARAMBIL
HOUSE, PALAPPURAM, OTTAPALAM - 3., (RC OWNER OF LORRY
KL 11B 6189).
3THE NEW INDIA ASSURANCE CO.LTD.
J R J COMPLEX, OTTAPALAM - 1., (INSURER OF KL 11B
6189 LORRY - POLICY NO., 761103/31/04/08887 - VALID
FROM, 21-12-04 TO 20-12-05).
BY ADVS.
R3 BY SEBASTIAN VARGHESE(K/141/2000)
R2 BY SRI.SANTHEEP ANKARATH
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 10
```
IN THE HIGH COURT OF KERALA AT ERNAKULAM
```
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 772 OF 2009`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.861 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
VASU @ VASUDEVAN
S/O.MUNDAN, KALLICHOLA HOUSE, MULANHUR POST,,
OTTAPALAM TALUK, PALAKKAD DISTRICT.
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
```
1HARINARAYANAN K.
KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM , DESOM,
CHUNANGAD POST, OTTAPALAM TALUK,, PALAKKAD DISTRICT.
(DRIVER OF KL 11 B 6189 LORRY).
2C.NARAYANANKUTTY CHAVATHAPARAMBIL
HOUSE, PALAPPURAM, OTTAPALAM 3, PALAKKAD, DISTRICT.,
(C OWNER OF KL 11B 6189 LORRY).
3THE NEW INDIA ASSURANCE CO.LTD.
JRJ COMPLEX, OTTAPALAM, (INSURER OF KL 11B, 6189
LORRY-POLICY NO.761103/31-/04/08887-, VALID FROM 21-
12-2004 TO 20-12-2005.
BY ADVS.
FOR R1 AND R2 BY SRI.SANTHEEP ANKARATH
R3 BY SHRI.SEBASTIAN VARGHESE(K/141/2000)
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 11
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 1278 OF 2009`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.867 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
PADMANABHAN
```
```
S/O. GOPALAN, THOTTATHIL HOUSE, MULANHUR,, OTTAPALAM
TALUK, PALAKKAD DIST.
```
```
BY ADVS.
SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
## `RESPONDENT/S:`
- `1 HARINARAYANAN.K. KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM, DESOM, AND POST, OTTAPALAM TALUK, (DRIVER OF LORRY KL 11B 6189)`
- `2 C.NARAYANKUTTY CHAVATHAPARAMBIL HOUSE, PALAPPURAM, OTTAPALAM-3., (OWNER OF LORRY KL 11B 6189)`
- `3 THE NEW INDIA ASSURANCE CO. LTD. JR COMPLEX, OTTAPALAM-679101, (INSURERE OF KL 11B 6189 LORRY- POLICY NO.761103/, 31/04/08887 VALID FROM 21-12-2004 TO 20-12-05. BY ADVS. FOR R1 AND R2 BY SRI.SANTHEEP ANKARATH R3 BY SRI.SEBASTIAN VARGHESE(K/141/2000)`
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 12
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 3021 OF 2008`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.867 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
NEW INDIA ASSURANCE COMPANY LTD.
J.R.J. COMPLEX, OTTAPALAM 679 101, REPRESENTED, BY
ITS MANAGER, REGIONAL OFFICE,, KANDAMKULATHY TOWERS,
M.G.ROAD, ERNAKULAM.
```
```
BY ADVS.
SEBASTIAN VARGHESE(K/141/2000)
```
## `RESPONDENT/S:`
```
1PADMANABHAN
THOTTATHIL HOUSE, MULANHUR P.O., OTTAPALAM TALUK,,
PALAKKAD DISTRICT.
2HARINARAYANAN.K [DELETED]
AGED 26 YEARS, S/O.RAMANKUTTY, KANIYAMKUNNIMEL
HOUSE,, CHUNANGAD AMSOM DESOM, OTTAPALAM TALUK,,
PALAKKAD DISTRICT.
```
```
3C.NARAYANANKUTTY AGE NOT KNOWN
CHAVATHAPARAMBIL HOUSE, PALAPPURAM,, OTTAPALAM-3,
PALAKKAD DISTRICT. [NAME OF THE 2ND RESPONDENT IS
DELETED FROM THE PARTY ARRAY AT THE RISK OF THE
APPELLANT AS PER ORDER DATED 27.10.2009 IN IA
3100/2009]
BY ADVS.
R3 BY SRI.SANTHEEP ANKARATH
R1 BY SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
```
```
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 13
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 3029 OF 2008`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.864 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
NEW INDIA ASSURANCE COMPANY LTD.
J.R.J. COMPLEX, OTTAPALAM 679 101, REPRESENTED BY ITS
MANAGER, REGIONAL OFFICE, KANDAMKULATHY TOWERS,
M.G.ROAD, ERNAKULAM.
BY ADVS.
SEBASTIAN VARGHESE(K/141/2000)
```
## `RESPONDENT/S:`
- `1 GOVINDANKUTTY S/O. VELAPPAN, CHOOZHIKATTIL HOUSE,, MULANHUR P.O.,OTTAPALAM TALUK,, PALAKKAD DISTRICT.`
- `2 HARINARAYANAN.K. [DELETED] AGED 26 YEARS, S/O.RAMANKUTTY, KANIYAMKUNNIMEL HOUSE, CHUNANGAD AMSOM & DESOM,, OTTAPALAM TALUK, PALAKKAD DISTRICT.`
- `3 C.NARYANANKUTTY AGE NOT KNOWN CHAVATHAPARAMBIL HOUSE, PALAPPURAM,, OTTAPALAM-3, PALAKKAD DISTRICT. [NAME OF THE 2ND RESPONDENT IS DELETED FROM THE PARTY ARRAY AT THE RISK OF THE APPELLANT AS PER ORDER DATED 27/10/2009 IN IA 3097/2009]`
```
R3 BY ADV SRI.SANTHEEP ANKARATH
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 14
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 3043 OF 2008`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.865 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
NEW INDIA ASSURANCE COMPANY LIMITED
J.R.J., COMPLEX, OTTAPALAM 679 101,, REPRESENTED BY
ITS MANAGER, REGIONAL, OFFICE, KANDAMKULATHY TOWERS,
M.G. ROAD,, ERNAKULAM.
```
```
BY ADVS.
```
```
SEBASTIAN VARGHESE(K/141/2000)
```
## `RESPONDENT/S:`
- `1 RUGMINI AND OTHERS W/O. LATE GANGADHARAN, KALLAMPARAMBIL, HOUSE, MULANHUR P.O., OTTAPALAM TALUK,, PALAKKAD DIST.`
- `2 DHANALEKSHMI AGED 11 YEARS (MINOR), D/O. LATE GANGADHARAN, KALLAMPARAMBIL, HOUSE, MULANHUR P.O., OTTAPALAM TALUK,, PALAKKAD DISTRICT, REPRESENTED BY MOTHER AND, NATURAL GUARDIAN NAMELY SMT. RUGMINI,`
- `3 DHANYA AGED 8 YEARS (MINOR), D/O. LATE GANGADHARAN, KALLAMPARAMBIL, HOUSE, MULANHUR P.O., OTTAPALAM TALUK,, PALAKKAD DISTRICT, REPRESENTED BY MOTHER AND, NATURAL GUARDIAN NAMELY SMT. RUGMINI,`
- `4 DHANESH AGED 6 YEARS (MINOR),S/O. LATE GANGADHARAN, KALLAMPARAMBIL, HOUSE, MULANHUR P.O., OTTAPALAM TALUK,, PALAKKAD DISTRICT, REPRESENTED BY MOTHER AND, NATURAL GUARDIAN NAMELY SMT. RUGMINI,`
- `5 HARINARAYANAN K. [DELETED] AGED 26 YEARS, S/O. RAMANKUTTY, KANIYAMKUNNIMEL, HOUSE, CHUNANGAD AMSOM & DESOM,, OTTAPALAM TALUK, PALAKKAD DIST.[VIDE ORDER DT.27.10.2009 IN I.A.NO.3098/09]`
- `6 C.NARAYANANKUTTY AGE NOT KNOWN`
MACA Nos.2981 /2008 and con.cases 15
```
CHAVATHAPARAMBIL HOUSE, PALAPPURAM,, OTTAPALAM -3,
PALAKKAD DISTRICT. [NAME OF THE 5TH RESPONDENT IS
DELETED FROM THE PARTY ARRAY AT THE RISK OF THE
APPELLANT AS PER ORDER DATED 27.10.2009 IN IA
3098/2009]
BY ADVS.
R6 BY SRI.SANTHEEP ANKARATH
FOR R1 TO R4 BY SRI.R.VENUGOPAL
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 16
## `IN THE HIGH COURT OF KERALA AT ERNAKULAM`
## `PRESENT`
```
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
```
```
WEDNESDAY, THE 10[TH] DAY OF JULY 2024 / 19TH ASHADHA, 1946
```
## `MACA NO. 3069 OF 2008`
```
AGAINST THE AWARD DATED 04.09.2008 IN OPMV NO.862 OF 2005 OF
```
```
MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM
```
## `APPELLANT/S:`
```
NEW INDIA ASSURANCE COMPANY LTD
J.R.J.COMPLEX, OTTAPALAM-679 101,, REPRESENTED BY ITS
MANAGER,, REGIONAL OFFICE, KANDAMKULATHY TOWERS,,
M.G.ROAD, ERNAKULAM.
```
```
BY ADVS.
```
```
SEBASTIAN VARGHESE(K/141/2000)
```
## `RESPONDENT/S:`
- `1 RAJAGOPALAN AND OTHERS S/O.GOPALAN, KUDAIKATTIL HOUSE,, MULANHUR P.O., OTTAPALAM TALUK,, PALAKKAD DISTRICT.`
```
2HARINARAYANAN.K. AGED 26 YEARS
S/O.RAMANKUTTY, KANIYAMKUNNIMEL HOUSE, CHUNANGAD
AMSOM AND DESOM,, OTTAPALAM TALUK, PALAKKAD DISTRICT.
(DELETED) (R2 IS DELETED FROM THE ARRAY OF PARTIES AT
THE RISK OF THE APPELLANT AS PER ORDER DATED 27/10/09
IN IA 3101/09)
```
- `3 C. NARAYANANKUTTY AGED NOT KNOWN CHAVATHAPARAMBIL HOUSE, PALAPPLURAM,, OTTAPALAM-3, PALAKKAD DISTRICT.`
```
BY ADVS.
```
```
R3 BY SRI.SANTHEEP ANKARATH
R1 BY SRI.R.VENUGOPAL
SRI.R.SREEHARI
```
```
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
```
```
ON 04.07.2024, ALONG WITH MACA.2981/2008 AND CONNECTED CASES,
THE COURT ON 10.07.2024 DELIVERED THE FOLLOWING:
```
MACA Nos.2981 /2008 and con.cases 17
## `JUDGMENT`
`[MACA Nos.2981/2008, 607/2009, 609/2009, 611/2009, 612/2009, 678/2009, 684/2009, 771/2009, 772/2009, 1278/2009, 3021/2008, 3029/2008, 3043/2008, 3069/2008]` ….
```
All these appeals are arising from a common
judgment passed in nine claim petitions preferred by the
claimants in respect of death of one person and injuries
sustained to eight persons in an accident that occurred
on 31.05.2005. OP(MV)No.865/2005 (MACA No.609/2009) was
filed by the legal heirs of the person who died in the
said accident. M.A.C.A.Nos. 3021/2008, 3029/2008,
3043/2008, 3069/2008 & 2981/2008 were filed by the 3[rd]
respondent/Insurer challenging the awards passed in
OP(MV)Nos.867/2005, 864/2005, 865/2005, 862/2005 and
861/2005 respectively, being aggrieved by the liability
imposed upon them to pay the compensation at the first
instance and to recover the said compensation from the
registered owner of the vehicle. Even though there were
nine claim petitions, only against five claim petitions,
the Insurance Company filed appeals on the reason that,
the amounts awarded in the other claim petitions were
```
MACA Nos.2981 /2008 and con.cases 18
```
lesser than Rs.10,000/- and, therefore, there was no
appeal contemplated under Section 173 of the Motor
Vehicles Act. (The parties are hereinafter referred to
on the basis of the respective ranks in the claim
petition)
```
```
2.The common case of the claimants are as
follows:
```
```
The accident occurred on 31.5.2005 at 8.30 a.m.
when the injured persons along with the deceased person
were travelling in a lorry bearing registration No.KL 11
B -6189 by standing on the platform over the granite
stone loaded therein, due to the rash and negligent
driving of the 1[st] respondent it capsized, thereby
causing injuries to them. It resulted in the death of
one person. The claim petitions were submitted seeking
compensation. The 1[st] and 2[nd] respondents, the driver and
owner of the vehicle submitted a written statement
contending that the claimants were travelling in the
lorry as employees and representatives of the goods
carried in the said vehicle as they were going to unload
```
MACA Nos.2981 /2008 and con.cases 19
```
granite stones. They were not gratuitous passengers in a
goods vehicle. The vehicle was covered with a valid
policy and the driver of the vehicle was having a valid
driving licence.
```
```
3.The 3[rd] respondent, the Insurer of the lorry,
submitted separate written statements in all the cases
admitting the existence of a valid policy for the said
vehicle. However, it was contended that, they were
travelling on the paltform of the lorry and they were
gratuitous passengers carried in a goods vehicle.
Therefore, it was contended that, the coverage of policy
cannot be extended to such persons. Hence they sought
for exoneration from the liability.
```
```
4.All the cases were tried together and the
evidence from the side of the claimants consists of oral
evidence of PWs.1 to 3 and as documentary evidence,
Exhibits A1 to A42 were marked. From the side of the
respondents, RW1 was examined and Exts.B1 to B3 were
marked. The case sheet from the hospital where the
claimants were undergoing treatment was marked as
```
MACA Nos.2981 /2008 and con.cases 20
```
Ext.X1. After the trial, the Tribunal came to the
conclusion that, all the injured persons and the
deceased were travelling on the platform of the lorry
over the granite stones loaded therein and therefore the
Insurance Company is liable to pay the compensation at
the first instance with a right to recover the said
amounts from the registered owner of the said vehicle.
Various amounts were awarded as compensation.
```
```
5.Seeking enhancement of compensation and also
challenging the findings of Tribunal that they were
passengers travelling on the platform of the vehicle,
appeals were submitted by the claimants. Challenging the
liability imposed upon them, the insurer has submitted
M.A.C.As referred to above.
```
```
6.Heard Sri. R.Sreehari, the learned counsel for
the claimants in all the cases and Sri.Sebastian
Varghese, the learned counsel appearing for the 3[rd]
respondent/insurer.
```
```
7.Since the insurer has raised a specific
challenge against the liability imposed upon them to pay
```
MACA Nos.2981 /2008 and con.cases 21
```
the compensation at the first instance, that question is
to be decided first.
```
```
8.The specific contention raised by the learned
counsel for the 3[rd] respondent in this regard is that,
even going by the pleadings in all the claim petitions,
victims of the accident were travelling over the granite
stones loaded in the goods vehicle and therefore they
cannot be treated as passengers to whom the coverage of
policy can be extended. On the other hand, the learned
counsel for the claimants raised a contention that even
though some of the victims were travelling over the
granite stones carried in the said vehicle as contended
by the learned counsel for the 3[rd] respondent, the
deceased for whose death the compensation is claimed in
OP(MV)No.865/2005 and the claim petitioner in
OP(MV)No.867/2005 were travelling inside the cabin of
the lorry and therefore, for them, compensation has to
be granted by the insurer, without any recovery from the
owner of the lorry. The learned counsel for the
claimants placed reliance upon the oral evidence of PW1
```
MACA Nos.2981 /2008 and con.cases 22
```
and RW1 to substantiate the said contention. It was also
pointed out that, even though the same was contrary to
the pleadings in the claim petitions, according to him,
in a claim petition under Section 166 of the Motor
Vehicles Act, much emphasis need not be given to the
pleadings of the parties as the proceedings under the
same can be initiated even Suo motu.
```
```
9.I have carefully gone through the records. The
specific pleading made in all the claim petitions with
respect to the description of the accident is that, it
occurred when the persons concerned were travelling in
the lorry by standing over the granite stones loaded in
the said vehicle. Exhibit A1 is the FIR and Ext.P4 is
the final report submitted by the police in connection
with the criminal case registered in respect of the
accident. In the said documents also, the specific
description of the accident is in tune with the
pleadings of the parties referred to above. However,
when PW2, the petitioner in OP(MV)No.867/2005 was
examined, he put forward a completely different case.
```
MACA Nos.2981 /2008 and con.cases 23
```
According to him, he, along with Gangadharan, the
deceased for whose death compensation was sought in
OP(MV)No.865/2005, were travelling inside the cabin
along with the driver. RW1 was the driver of the said
vehicle, who also specifically stated that, the said
persons were along with him in the cabin when the
accident occurred.
```
```
10.However, the crucial aspect to be noticed is
that, even in the claim petitions submitted by PW2 as
OP(MV)No.867/2005, his specific pleading was that he was
travelling along with the other injured by standing over
the granite stone. In the claim petition seeking
compensation for the death of the Gangadharan, the very
same pleadings are made. Of course, it is true that, the
learned counsel for the claimants by placing reliance
upon the decisions rendered by the Hon’ble Supreme Court
inUnited India Insurance Company Ltd. v. Shila Datta
and Others[(2011)10 SCC 509] and Sunita and Others v.
Rajasthan State Road Transport Corporation and Another
[(2020)13 SCC 486]pointed out that much emphasis need
```
MACA Nos.2981 /2008 and con.cases 24
```
not be given to the pleadings in respect of the
proceedings under Section 166 of the Motor Vehicles Act,
However, the legal proposition laid down by the Hon’ble
Supreme Court in those cases cannot be made applicable
to the facts of this case. Of course, there cannot be
any doubt as to the proposition that the significance of
the pleadings in a proceeding under Section 166 of the
Motor Vehicles Act is much less. The said position is
specifically laid down by the Hon’ble Supreme Court in
the decisions referred to above. However, the said legal
proposition is in respect of situations where there were
no specific pleadings to advance a particular case. In
other words, what was laid down is that the lack of
pleadings cannot defeat the legitimate right of a party
in a claim under Section 166 of the Motor Vehicles Act.
However, the cases before this Court are completely
different. In all the claim petitions a specific
pleading has been raised wherein a clear description has
been made with respect to the manner in which the
accident occurred and the circumstances under which the
```
MACA Nos.2981 /2008 and con.cases 25
```
same was happened. It is to the effect that the accident
occurred when the victims of the accident were
travelling on the granite stone carried in the lorry.
As far as the evidence of PW2 and RW1 are concerned,
their evidence is completely contrary to the pleadings.
Lack of any pleading or lack of sufficient pleadings has
to be distinguished from a case of contrary pleading. In
this case, despite the fact that a specific description
has been given as to the manner in which the accident
occurred by way of pleadings in the claim petitions, the
evidence sought to be adduced by those claimants is
diametrically opposed to the said pleadings. This is
completely different from the lack of pleadings, or lack
of sufficient pleadings, and hence, the legal
proposition laid down by the Hon’ble Supreme Court in
the above-referred decisions would not come to the
rescue of the petitioners in such a situation. This is
particularly because, the pleadings as to the
description of the accident are fortified by the police
records as evidenced by Exts. A1 and A4 as the
```
MACA Nos.2981 /2008 and con.cases 26
```
description contained therein with regard to the
accident was exactly similar to that of the pleadings in
the claim petitions. Moreover, PW2 is a person who
suffered injuries sustained in the accident and,
therefore, he is an interested person and RW1 is also a
person interested in the outcome of the claim Petition,
being the driver of the vehicle who has to be loyal to
his Master, the owner of the vehicle, upon whom the
liability was supposed to be imposed upon. Therefore,
when there are specific pleadings with regard to the
description of the accident which is supported by the
police report, I do not find any justifiable reason to
accept the contrary version of the accident put forward
by PW1 and RW1, who are interested witnesses, by
discarding the specific pleadings. Therefore, I hold
that the accident occurred when all the victims of the
accident were travelling on the platform of the vehicle
over the granite stone loaded in the lorry. Therefore,
I do not find any ground to interfere with the findings
entered into by the Tribunal in this regard.
```
MACA Nos.2981 /2008 and con.cases 27
```
11.This conclusion would lead us to the next
question as to whether the imposition of liability to
pay the amount of compensation upon the 3rd
respondent/insurer at the first instance, is justifiable
or not. Of course, the learned counsel for the claimants
has vehemently contended by citing various decisions to
the effect that, since it has come out in evidence that
all the victims of the incident were carried in the said
vehicle for loading and unloading purposes, they were
the employees of the insured. Hence, they are entitled
to get protection under Section 147(1)(c) of the Motor
Vehicles Act, 1988, contends the leanred counsel for the
petitioners. They also placed reliance upon the decision
rendered by this Court inMACA No.2281/2010 and National
Insurance Company (M/s.) v. Mohammed Ali and Others
[2012(4) KLT 633].Of course, it is true that, by virtue
of the said statutory provision, they can be treated as
the persons employed by the insured. However, the
crucial aspect to be noticed is that, that alone is not
sufficient to hold that the insurer is liable to pay
```
MACA Nos.2981 /2008 and con.cases 28
```
compensation, particularly since it has also come out
that they were not travelling in the cabin of the said
vehicle. The question in this regard is settled as per
the Division Bench judgment rendered by this Court in
New India Assurace Company Ltd. v. Alekutty Antony and
Others [2009(4) KLT 130].In the said decision, the
question considered was whether the head load workers
carried in a goods vehicle were entitled to get coverage
of the policy. After discussing the various decisions
includingNational Insurance Co.Ltd. v. Cholleti
Bharatamma [(2008) 1 SCC 423], it was held that, even if
they cannot be treated as gratuitous passengers, as
they were engaged for the purpose of vehicle, the
Insurance Company cannot be held responsible to such
employees who were travelling on the platform of the
said vehicle. In the said decision, several claim
petitions were decided and it was held that, except in
the case of one claim petition where the petitioner was
travelling inside the cabin of the said vehicle, the
other claim petitions were decided by holding that no
```
MACA Nos.2981 /2008 and con.cases 29
```
liability can be fastened upon the insurer. In this case
also, the factual situation is exactly the same as even
though the victims of the accident were carried in the
vehicle as employees, none of them were travelling
inside the cabin but they were travelling on the
platform of the vehicle which was never contemplated
under the provisions of the Motor Vehicles Act. In such
circumstances, the Insurance Company cannot be held
responsible for any of the awards.
```
```
12.Therefore, the finding of the Tribunal in the
common award in respect of all the claim petitions are
hereby set aside.
```
```
13.In the light of the conclusion that has been
arrived at as above, the learned counsel for the
petitioners, pressed his argument for enhancement of
compensation in respect of M.A.C.A.No.1278/2009 only.
The quantum of compensation in that case are as follows:
```
```
14.The appellant in this case was aged 44 years at
the time of the accident and was working as a head load
worker with a monthly salary of Rs.7,500/-. Consequent
```
MACA Nos.2981 /2008 and con.cases 30
```
to the accident, he sustained very serious injuries and
as a result of the same, he availed in-patient treatment
for 390 days in various spells. The injuries sustained
resulted in physical disability which was certified by
the Doctor as 25%, and Ext.A37 disability certificate
was issued. The Doctor who issued the certificate was
examined as PW3. From the deposition of PW3, it can be
seen that the doctor clearly mentioned about the reasons
on the basis of which assessment of 25% of compensation
has been made. It is evident therefrom that, consequent
to the injuries, the appellant suffered shortening of
1 c.m. of his right leg, malunited fracture both bone
(R) leg with bone loss, stiffness of both knee and both
ankle, mal-united fracture of tibia (L) leg, sensory
impirement of right leg, 15cm of fibulectomy (fibula
removed for grafting) etc. Despite the above, the
Tribunal assessed the percentage of disability as 10%,
which does not appear to be proper. Considering the
nature of disabilities as described in Ext.A37, which is
duly proved by PW3 when he was examined, I find that the
```
MACA Nos.2981 /2008 and con.cases 31
```
percentage of disability certified therein can be
accepted. Thus, 25% is taken for the said purpose.
```
```
15.The next aspect relates to the monthly income
of the appellant. He was a head load worker and the
monthly income claimed was Rs.7,500/-. However, there
is no evidence to substantiate the same. When
considering the method of computation evolved from the
principles laid down by the Honourable Supreme Court in
Ramachandrappa v. Manager, Royal Sundaram Alliance
Insurance co. Ltd .[2011 (13) SCC 236] and Syed Sadiq v.
Divisional Manager, United India Insurance Co.[2014 (2)
SCC 735]the monthly income of Rs.5,000/- can be fixed
in this case being a reasonable amount. When the
compensation is re-assessed with a revised monthly
income of Rs.5,000/- and the percentage of disability as
25%, the amount would come to Rs.2,10,000/-
(5000x12x14x25/100). The amount awarded by the Tribunal
is Rs.27,000/- and after deducting the same, the
additional compensation under the said head would come
to Rs.1,83,000/-.
```
MACA Nos.2981 /2008 and con.cases 32
```
16.Considering the fact that the appellant had
undergone in-patient treatment for a total period of 390
days at various spells, I deem it appropriate to grant
compensation for loss of income for a period of one
year. The amount I have already fixed as monthly income
is Rs.5,000/-. Thus, the amount under the head loss of
income would come to Rs.60,000/- (5000x12). The Tribunal
already awarded Rs.15,000/- under the said head and
thus, the additional amount would come to Rs.45,000/-.
```
```
17.As far as the compensation for pain and
suffering and loss of amenities are concerned, the
Tribunal awarded a consolidated sum of Rs.25,000/-
alone. Considering the nature of injuries, prolonged
treatment and the disabilities suffered by the
appellant, I am of the view that, some enhancements are
to be granted under both the heads. Considering the
materials available on record, I deem it appropriate to
grant a further sum of Rs.30,000/- each under both the
heads. Thus, the total additional compensation is
```
MACA Nos.2981 /2008 and con.cases 33
```
determined as Rs.2,88,000/- In the result, all these
appeals are disposed of with the following findings:
i)The 3[rd] respondent in the claim petitions is
exonerated from the liability.
```
```
ii)The compensation awarded in the respective
claim petitions can be recovered by the petitioners from
the 2[nd] respondent.
```
```
iii)Thequantumofcompensationin
OP(MV)No.867/2005 is modified by granting an additional
compensation of Rs.2,88,000/-[Rupees Two Lakhs
Eightyeight thousand only] with interest at the rate as
ordered by the Tribunal and proportionate cost. The said
amount can also be recovered by the appellant therein
from the 2[nd] respondent.
```
```
Sd/-
ZIYAD RAHMAN A.A.
JUDGE
```
```
pkk
```