High Court of KeralaSingle JudgeAppeals disposed of; quantum enhanced to Rs.12,...

MACA Nos. 1031 of 2015 and 1509 of 2015

Case / Petition Number:MACA Nos. 1031 of 2015 and 1509 of 2015
Neutral Citation:2025:KER:23017

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-02-19
Court Decision / Holding
The Courts holds that the Tribunal’s quantum required recalibration in light of established precedents. It fixes the notional income at Rs. 8,000 per month, adds 40% future prospects, applies a 17-year multiplier, and makes appropriate deductions. It awards a consolidated sum of Rs. 12,54,100/- and directs the 3rd respondent to deposit this amount within two months with 8% interest from the date of the petition till realisation, distributing it to petitioners as per Tribunal’s ratio. The appeals are disposed of accordingly.
Final Disposition
Appeals disposed of; quantum enhanced to Rs.12,54,100/-; insurer directed to deposit within two months with 8% interest; funds to be disbursed to petitioners per Tribunal’s ratio.

Parties to the Case

Appellants / Petitioners

  • Joseph S/o Devassy
  • Mariyamma
  • Baiju S/o Aliyas
  • Reena W/o Saju
  • Saji S/o Aliyas

Respondents

  • Mariyamma
  • Baiju So. Aliyas
  • Reena W/o Saju
  • Saji So Aliyas
  • Jose K.D.
  • The Manager, Oriental Insurance Co. Ltd.
  • Joseph S/o Devassy

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. V.N. Sunil Kumar
  • • Sri. Reji George
  • • Smt. Anupama Johny (Appellant)

Counsels for Respondents

  • • Sri A.R George (SC)
  • • Sri V.N. Sunil Kumar

Case Synopsis & Summary

This is a consolidated Motor Accident Claims Appeal before the Kerala High Court arising from an award of Rs. 2,95,500/- by the Motor Accidents Claims Tribunal, Perumbavoor, in OP MV No. 1806/2008 (deceased Eldho) under Section 166 of the Motor Vehicles Act, 1988. The appellants in MACA No. 1509/2015 are Mariyamma (mother of the deceased) and her siblings, who appeal against the quantum; the 1st respondent in MACA No. 1031/2015 is the driver, with the owner and insurer as subsequent respondents. Conversely, the 1st respondent in MACA No. 1031/2015 (Joseph) appeals against the Tribunal’s quantum, joined by the insurer. The High Court undertakes a re-appraisal of the evidence, including the deceased’s income and the notional income doctrine, reliance on Ramachandrappa for notional income, and application of Pranay Sethi, Sarla Verma, and Somwati precedents to determine future prospects, multiplier, and deductions. It fixes notional income at Rs. 8,000 for loss of dependency, applies 40% future prospects, and uses a 17-multiplier with 1/2 deduction for living expenses, accordingly recalculating the loss of dependency and other heads. The result is a consolidated award of Rs. 12,54,100/-, with 8% interest, to be deposited within two months and disbursed per Tribunal’s ratio to petitioners. The Appeals are disposed of accordingly.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income for a coolie (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., 2011 (13) SCC 236)
  • 40% future prospects (National Insurance Co. Ltd. v. Pranay Sethi, 2017 (16) SCC 680)
  • Multiplier = 17 (Sarla Verma v. Delhi Transport Corporation, 2009 (6) SCC 121)
  • Deduction of 1/2 for personal living expenses (Sarla Verma)
  • Not awarding duplicative compensation for love and affection after loss of consortium (New India Assurance Co. Ltd. v. Somwati and Others, 2020 (9) SCC 644)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contend that the Tribunal erred in assessing the quantum of compensation. They argue the deceased’s income was higher due to his exposure in the UAE as a Welder, supported by Exts. A8–A13, though the Embassy-attestation of some documents may be disputed. Following Ramachandrappa, notional income for a coolie in 2008 should be considered, and the income should be fixed at Rs. 8,000 per month with 40% future prospects. The court should apply a 17-year multiplier (Sarla Verma) and deduct 1/2 for personal expenses; personal losses, including loss of estate, funeral expenses, and loss of consortium, should be adjusted in light of Pranay Sethi and Somwati. The appellants seek enhanced compensation and holding the insurer liable after proper assessment of income and dependency. respondents_in_essence contend the Tribunal’s income determination was reasonable, the policy and license issues were properly handled, and the insurer should not be overly penalized; they rely on established legal principles, including the validity of the driving license, and the need to avoid double compensation for love and affection.

Contentions of Respondents

The respondents contend that the Tribunal’s findings on negligence and the resulting compensation were just and reasonable. They argue that the deceased’s income was not proved to be higher and that relying on Exts. A8–A13 was improper due to lack of attestation. They urge that notional income should reflect the facts on record, and that the 40% future prospects and 17-year multiplier may not apply as alleged. They submit that the license issue does not establish fault on the side of the 1st respondent and that the insurer should bear liability as per policy terms. They defend the Tribunal’s award as just and request no overreach in compensation calculations or disallowance of love and affection once lost consortium has been accounted for.

Cited Precedents (5)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveUsed to justify notional income for the deceased based on a coolie/welder’s status in 2008.
National Insurance Co. Ltd. v. Pranay Sethi(2017) 16 SCC 680PositiveCited for 40% addition for future prospects to the income for dependency.
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositiveCited for multiplier (17) and 1/2 deduction for personal living expenses.
New India Assurance Company Ltd. v. Somwati and Others(2020)9 SCC 644PositiveCited to exclude double compensation for love/affection after loss of consortium.
Pranay Sethi(Scc 2017) 16SCC 680Mentioned OnlyMentioned in context of future prospects principles; treated as supporting jurisprudence.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:23017 ``` **==> picture [58 x 58] intentionally omitted <==** # **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR ``` ``` WEDNESDAY, THE 19[TH] DAY OF FEBRUARY 2025 / 30TH MAGHA, 1946 ``` ## **`MACA NO. 1031 OF 2015`** ``` AGAINST THE AWARD DATED 31.08.2014 IN OPMV NO.1806 OF 2008 OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,PERUMBAVOOR ``` ## **`APPELLANT:`** ``` JOSEPH S/O. DEVASSY, KAITHARATHUCHIRA HOUSE, VADAKKUMBHAGAM, MANJAPRA PO,ERNAKULAM DISTRICT, PIN-682581 ``` ``` BY ADV SRI.V.N.SUNIL KUMAR ``` ## **`RESPONDENTS:`** |**`1`**|**`MARIYAMMA`**| |---|---| ||**`AGED 52 YEARS`**| ||**`W/O. ALIYAS,KOORAN HOUSE, ANGADIKADAVU, ANGAMALI`**| ||**`PO(MOTHEER OF DECEASED)PIN-683572`**| |**`2`**|**`BAIJU SO. ALIYAS`**| ||**`AGED 34 YEARS`**| ||**`KOORAN OUSE, ANADIKADAVUT ANGAMALI PO, (BROTHER OF`**| ||**`DECEASED)PIN-6835723`**| |**`3`**|**`REENA WO. SAJU`**| ||**`AGED 31 YEARS`**| ||**`PALAKKUDY HOUSE, LALLEKKADU KURUPPUMPADY, PERUMBAVOOR`**| ||**`PO, (SISTER OF DECEASED), PIN-683542`**| |**`4`**|**`SAJI SO ALIYAS`**| ||**`AGED 29 YEARS`**| ||**`KOORAN OUSE, ANADIKADAVUT ANGAMALI PO, (BROTHER OF`**| ||**`DECEASED)PIN-6835723`**| |**`5`**|**`JOSE K.D.`**| ||**`S/O. DEVASSY, 5/416(2/419) KAITHARATH HIOUSE,M`**| ``` MACA NOs. 1031 of 2015 &1509 OF 2015 2 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23017 ``` # **`NADUMURUM, MANJAPRA PO, ERNAKULAM DISTRICT PIN683581`** ``` 6THE MANAGER THE ORIENTAL INSURANCE COMPANY LTD DIVISIONAL OFFICE, POALAKKATT BAUILDING, MARKET JUNCTION, TRIPUNITHURA PIN-682301 ``` ``` BY ADV SRI.A.R.GEORGE-SC ``` ## **`OTHER PRESENT:`** ## **`SMT. ANUPAMA JOHNY -APP.`** ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 19.02.2025, ALONG WITH MACA.1509/2015, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NOs. 1031 of 2015 &1509 OF 2015 3 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23017 ``` ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR ``` ``` WEDNESDAY, THE 19[TH] DAY OF FEBRUARY 2025 / 30TH MAGHA, 1946 ``` ``` MACA NO. 1509 OF 2015 ``` ``` AGAINST THE AWARD DATED IN OPMV NO.1806 OF 2008 OF ``` ## **`MOTOR ACCIDENT CLAIMS TRIBUNAL,PERUMBAVOOR`** ## **`APPELLANTS:`** - **`1 MARIYAMMA AGED 56 YEARS`** ``` W/O. ALIAS, KOORAN HOUSE, ANGADIKKADAVU, ANGAMALY P.O., (MOTHER OF THE DECEASED). ``` ``` 2BAIJU AGED 38 YEARS S/O. ALIAS, KOORAN HOUSE, ANGADIKADAVU, ANGAMALY P.O. (BROTHER OF THE DECEASED). ``` ``` 3REENA AGED 35 YEARS W/O. SAJU, PALAKKUDY HOUSE, PALLEKKADU, KURUPPAMPADY, PERUMBAVOOR. (SISTER OF THE DECEASED). ``` - **`4 SAJI AGED 34 YEARS`** ``` S/O. ALIAS, KOORAN HOUSE, ANGADIKKADAVU, ANGAMALY P.O., (BROTHER OF THE DECEASED). ``` ``` BY ADVS. SRI.REJI GEORGE ``` ``` MACA NOs. 1031 of 2015 &1509 OF 2015 4 ``` **==> picture [58 x 58] intentionally omitted <==** ## `2025:KER:23017` ## **`SMT.ANUPAMA JOHNY`** ## **`RESPONDENTS:`** - **`1 JOSEPH S/O. DEVASSY, KAITHARATHUCHIRA HOUSE, VADAKUMBHAGAM, MANJAPRA P.O., ERNAKULAM-682 102.`** - **`2 JOSE K.D. S/O. DEVASSY, 54/16(214/19), KAITHARATH HOUSE, NADUMURI, MANJAPRA P.O., ERNAKULAM-682 102.`** - **`3 THE MANAGER`** ``` THE ORIENTAL INSURANCE CO. LTD., DIVISIONAL OFFICE, PALAKKATT BUILDING, MARKET JUNCTION, TRIPUNITHURA-682 531. ``` ``` BY ADVS SRI. A.R GEROGE -SC SRI.V.N.SUNIL KUMAR ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 19.02.2025, ALONG WITH MACA.1031/2015, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NOs. 1031 of 2015 &1509 OF 2015 5 ``` **==> picture [58 x 58] intentionally omitted <==** ## `2025:KER:23017` ## J U D G M E N T ## Dated this the 19[th] day of February, 2025 The petitioners in O.P.(M.V.) No. 1806/2008 on the file of the Motor Accident Claims Tribunal, Perumbavoor, are the appellants in M.A.C.A.No. 1509/2015. The 1[st] respondent in the O.P is the appellant in M.A.C.A.No. 1031/2015. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal) 2. The O.P. was filed under under Section 166 of the Motor Vehicles Act, 1988, by the Mother and siblings of the deceased Eldho, who died in a motor vehicle accident that occurred on 19.10.2008. According to them, on 19.10.2008, at about 9.15 p.m., while the deceased was riding a motorcycle, a Tate Ace bearing Reg.No.KL-41/A-5262 driven by the 1[st] respondent in a rash and negligent manner, hit him down and as a result of which he sustained serious injuries and later on he succumbed to the injuries, on the same day, while under treatment. 3. The 1[st] respondent is the driver, the 2[nd] respondent is the owner and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioners, the accident occurred due to the negligence of the driver of the ``` MACA NOs. 1031 of 2015 &1509 OF 2015 6 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23017 ``` offending vehicle. The quantum of compensation claimed in the O.P. was Rs.32,31,100/-(limited to Rs.30,00,000/-) 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the oral testimony of PW1 and documentary evidence Exts.A1 to A15 and B1 to B3. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.2,95,500/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioners and the 1st respondent preferred these appeals. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri. V.N Sunil Kumar , the learned Counsel appearing for the petitioners/appellants, Smt. Anupama Johny, the learned Counsel appearing for the respondents 1 & 2 and Sri.A.R George, the learned ``` MACA NOs. 1031 of 2015 &1509 OF 2015 7 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23017 ``` Standing Counsel for the 3[rd] respondent. 10. The Point: In this case the accident as well as valid policy of the offending vehicle are admitted. One of the contentions raised by the learned counsel for the petitioners is regarding the income of the deceased as fixed by the Tribunal. According to him, the deceased was working as Welder in UAE, getting a monthly income of more than Rs.28,000/-, but the Tribunal fixed his monthly income at Rs.3500/-/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. In order to prove the income of the petitioners, he has relied upon Ext.A13 certificate issued by the K.S.E.B and Ext.A8 employment contract issued by the Lamprell Dubai LLC . Ext.A12 certificate issued by the Ministry of Labour and Social affairs UAE and Ext.A10 passport. From Ext.A10 passport it is revealed that the deceased returned from UAE to India only on 18.10.2008, the day before the accident. In Exts. A9 it is stated that the basic salary of the deceased was 2288 UAE Dhs along with other allowances. However, Exts.A8 and A9 documents were not seen attested by the Embassy officials and as such they cannot be relied upon. From Ext.A13 certificate issued by the K.S.E.B it is revealed that ``` MACA NOs. 1031 of 2015 &1509 OF 2015 8 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:23017` the deceased was engaged as a Fitter-cum-X-ray Welder, under M/s.West Coast Concrete products, the civil contractor of the Malankara Small Hydro Electric Project of K.S.E.B during the period of 2004 and 2005. In Ext.A13 it is further stated that, during his service he has attended various works relating to fabrication and erection of steel penstock pipes, draft tube cones etc. It is true that the petitioners could not prove the income of the deceased, as claimed in the OP. From the above documents it can be seen that, the deceased was a Welder by profession as claimed by the petitioners. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co.**_ _**Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, during the year 2008 will come to Rs.6500/-. Therefore, considering the fact that the deceased was a Welder by profession and he returned from abroad only on the day prior to the accident, I am inclined to fix this notional income is fixed at Rs. 8000/-, for the purpose of computing the loss of dependency. 12. On the date of accident, the deceased was aged 26 years. Therefore, 40% of the monthly income is liable to be added towards future prospects, as held in the decision in **National Insurance Co.Ltd v Pranay** ``` MACA NOs. 1031 of 2015 &1509 OF 2015 9 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:23017` **Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 17, as held in **Sarla Verma v. Delhi Transport Corporation,** (2009) 6 SCC 121. Since the deceased was a bachelor who left behind only one dependent, towards personal and living expense, 1/2 of the income is liable to be deducted, as held in **Sarla Verma** (supra). In the above circumstances, the loss of dependency will come to Rs.11,42,400/- 13. The learned counsel for the 1[st] respondent would argue that, during the relevant period the 1[st] respondent had valid licence and as such the tribunal was not justified in permitting the 3[rd] respondent to recover the compensation from the 1[st] respondent. 14. The learned counsel for the 3[rd] respondent would argue that, on an earlier occasion the 1[st] respondent had produced a fake driving licence. However, Ext.B2 driving licence issued by the RTO Angamaly shows that, the 1st respondent had valid driving licence with effect from 19.10.2007. Since the date of the accident was on 19.10.2008 it is to be held that on the date of the accident he had valid driving licence. Therefore the tribunal was not justified in permitting the 3[rd] respondent to pay and recover the compensation from the 1[st] respondent. Therefore the 1[st] respondent is liable to be exonerated ``` MACA NOs. 1031 of 2015 &1509 OF 2015 10 ``` **==> picture [58 x 58] intentionally omitted <==** `2025:KER:23017` and 3[rd] respondent is to be directed to pay the compensation to the petitioners. 15. The Tribunal has awarded Rs.2,500/- towards loss of estate, Rs.25,000/- towards funeral expenses, Rs.30,000/- towards love and affection and towards loss of consortium the tribunal has not awarded any amount. In the light of the decision in **Pranay Sethi** (supra), the appellants are entitled to get a consolidated sum of Rs.15,000/- towards loss of estate, Rs.15,000/towards funeral expenses, and the dependents (parents, children and spouse) are entitled to get a sum of Rs.40,000/- each towards loss of consortium, with an increase of 10% in every three years. Therefore, towards loss of estate and funeral expense they are entitled to get a sum of Rs.18,150/- each. Towards loss of consortium, petitioners together are entitled to get a sum of Rs.48,400/- (48,400 x1). 16. Since compensation for loss of consortium was given, further compensation for love and affection cannot be granted, in view of the decision in **New India Assurance Company Ltd. v. Somwati and Others,** (2020)9 SCC 644. Therefore, the compensation awarded towards love and affection is to be deducted. 17. No change is required, in the amounts awarded on other heads, ``` MACA NOs. 1031 of 2015 &1509 OF 2015 11 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23017 ``` as the compensation awarded on those heads appears to be just and reasonable. 18. Therefore, the petitioners/appellants are entitled to get a total compensation of **Rs.12,54,100/-** , as modified and recalculated above and given in the table below, for easy reference: |Sl.<br>No.|Head of Claim|Amount awarded by<br>Tribunal (in Rs.)|Amount Awarded in<br>Appeal (in Rs.)| |---|---|---|---| |1|Transport to hospital|Rs.1500/-|Rs.1500/-| |2|Funeral expenses|Rs.25,000/-|Rs.18150/-| |3|Loss of dependency|Rs.2,31,000/-|Rs.11,42,400/-| |4|Pain and sufferings|Rs.5,000/-|Rs.25,000/-| |5|Damage to clothes etc.|Rs.500/-|Rs.500/-| |6|Love and affection|Rs.30,000/-|NIL| |7|Loss of estate|Rs.2,500/-|Rs.18150/-| |8|Loss of consortium|NIL|Rs.48,400/-| ||**Total**|**Rs.2,95,500/-**|**Rs.12,54,100/-**| ||Enhanced|**Rs.9,58,600/-**|| 19. In the result, these Appeals are dispose of directing the 3[rd] respondent to deposit a total sum of **Rs.12,54,100/-** , (Rupees Twelve lakhs fifty four thousand one hundred Only), less the amount already deposited, if any, along with interest @ 8% per annum from the date of the petition till realisation/deposit, with proportionate costs, within a period of two months ``` MACA NOs. 1031 of 2015 ``` ``` &1509 OF 2015 12 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23017 ``` from today. 20. On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioners, in the ratio fixed by the Tribunal, excluding court fee payable, if any, without delay, as per rules. Sd/- **C. PRATHEEP KUMAR, JUDGE** vnk/-