High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation awarded t...

MACA No. 951 of 2021

Case / Petition Number:MACA No. 951 of 2021

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Easwaran S.
Judgment Date
2025-03-28
Court Decision / Holding
Hence, the appeal is allowed. The appellants are entitled to enhanced compensation as follows: a) Loss of estate: Rs.18,000 (Rs.15,000 + Rs.3,000) b) Loss of Consortium: Rs.32,000 (revised from Rs.1,60,000) c) Funeral expenses: Rs.3,000 (revised) d) Loss of dependency: Rs.4,47,972 (Rs.15,000 × 12 × 7 × 2/3 = 8,40,000 – 3,92,028) e) Love and affection: Rs.40,000 (deleted) Total enhancement: Rs.4,60,972; Thus, a total enhanced compensation of Rs.4,60,972 is awarded to the appellants. The amount shall carry interest at 9% per annum from the date of the claim petition (01.02.2018) until realisation, with proportionate costs on the enhanced amount. The insurer shall deposit the said amount within two months from the date of receipt of this judgment.
Final Disposition
Appeal allowed; enhanced compensation awarded to appellants; insurer to deposit within two months; 9% interest on enhanced amount from 01.02.2018 until payment.

Parties to the Case

Appellants / Petitioners

  • Lathika T.V.
  • Sheeba T.V.
  • Sujith T.V.
  • Ajith Kumar T.V.

Respondents

  • Sajitha U W/o Bhaskar, Valloore House, Kollampara P.O., Kasaragod District, PIN-671 314
  • The Manager, United India Insurance Company Ltd., Branch Office, Nileeshwar Service Co-Op Building, N.H. Road, Nileshwar, Kasaragod District-671 314

Legal Representation & Advocates

Counsels for Petitioners

  • • George Mathews
  • • Sri. M.M Antony

Counsels for Respondents

  • • P.K. Manojkumar (for R2)

Case Synopsis & Summary

On 9.4.2016, Lakshmi T.V. was travelling in a Chevrolet Tavera to Kozhikode Airport when the vehicle capsized due to high speed and negligent driving, resulting in her death. The legal heirs of Lakshmi challenged the award of the Additional Motor Accidents Claims Tribunal-I, Kasaragod in OP(MV) No.171/2018 dated 30.9.2019, seeking higher compensation. The tribunal fixed the deceased’s monthly income at Rs.7,000, largely on the lack of evidence by the claimants, and awarded a total compensation of Rs.6,24,528 under various heads, including funeral expenses, clothing, and love and affection, with Rs.20,50,000 being the cap on dependency-related claims. The appellants contended that Lakshmi was employed with Maniyat Milk Producers Co-operative Society Ltd. and earned Rs.15,000 per month, supported by Exts A1–A4; the insurer adduced no contrary evidence. The High Court relied on Kirti and Another Vs Oriental Insurance Co Ltd (2021) 2 SCC 166 to reject the notion of fixing homemaker income at par with a coolie, and on Angad Tiwari & Anr v National Insurance Co Ltd ( Civil Appeal 10950 of 2024, 1.10.2024: 2024 KHC 8590) to hold that income cannot be fixed below minimum wage. Since the accident occurred before the 1.4.2017 minimum wage notification, the court nonetheless fixed the income at Rs.15,000. The tribunal’s structured compensation, notably the Love and Affection head, was found unsustainable. The court allowed the appeal, enhancing heads of compensation and deleting Love and Affection, resulting in a total enhanced compensation of Rs.4,60,972, with interest at 9% p.a. from 01.02.2018 until realisation and interim costs; the insurer is to deposit the amount within two months from the date of the judgment.

Provisions of Law Cited

Minimum Wages ActG.O.(P) No.56/2017/Fin dated 28.4.2017

Legal Doctrines & Maxims

  • Income of homemaker cannot be fixed in par with a coolie worker (Kirti and Another Vs Oriental Insurance Co Ltd, (2021) 2 SCC 166)
  • Income of the deceased in motor accident claims cannot be fixed below the minimum wage (Angad Tiwari & Anr v National Insurance Co Ltd, 2024 KHC 8590)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contended that Lakshmi T.V. was employed with Maniyat Milk Producers Co-operative Society Ltd. and earned Rs.15,000 per month, supported by Exts A1–A4; the insurer offered no contrary evidence. Relying on Kirti (2021) and Angad Tiwari (2024), they argued the income should be fixed at Rs.15,000 and that the tribunal’s award, particularly under Love and Affection, undervalued the claim and failed to account for loss of estate and dependency appropriately.

Contentions of Respondents

The respondents argued that the deceased’s income could not be demonstrated reliably and that the tribunal’s assessment should stand; they contested increased compensation and the reliance on post-accident wage standards. (The insurer was not countered with evidence to rebut the claim of Rs.15,000 per month.)

Cited Precedents (2)

Case NameCitationTreatmentExplanation
Kirti and Another Vs Oriental Insurance Company Ltd.(2021) 2 SCC 166PositiveUsed to justify fixing homemaker income not equal to a coolie; supports applying higher income than 7,000.
Angad Tiwari & Anr v National Insurance Co Ltd2024 KHC 8590PositiveCited to support income not being fixed below minimum wage and applying higher income for the deceased.

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Extracted Judgment Text

Exact text extracted from official judgment records.

2025:KER:29992 **==> picture [57 x 58] intentionally omitted <==** ## **`MACA NO. 951 OF 2021`** 1 ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ## **`THE HONOURABLE MR. JUSTICE EASWARAN S.`** ``` FRIDAY, THE 28[TH] DAY OF MARCH 2025 / 7TH CHAITHRA, 1947 ``` ## **`MACA NO. 951 OF 2021`** ``` AGAINST THE AWARD DATED 30.09.2019 IN OPMV NO.171 OF 2018 OF ADDITIONAL MOTOR ACCIDENT CLAIMS TRIBUNAL-1, KASARAGOD ``` ## **`APPELLANTS/PETITIONERS:`** - **`1 LATHIKA T.V. AGED 45 YEARS D/O LAKSHMI T.V, NO EMPLOYMENT, RESIDING AT THAIVALAPPIL HOUSE, EYYAKKAD, NORTH TRIKARPUR VILLAGE, HOSDURG TALUK, UDINUR P.O., KASARAGOD DISTIRCT-671 310.`** - **`2 SHEEBA T.V, AGED 44 YEARS D/O LAKSHMI T.V, NO EMPLOYMENT, RESIDING AT THAIVALAPPIL HOUSE, EYYAKKAD, NORTH TRIKARPUR VILLAGE, HOSDURG TALUK, UDINUR P.O.KASARAGOD DISTIRCT-671 310.`** - **`3 SUJITH T.V, AGED 43 YEARS`** ``` S/O LAKSHMI T.V, COOLIE, RESIDING AT THAIVALAPPIL HOUSE, EYYAKKAD, NORTH TRIKARPUR VILLAGE, HOSDURG TALUK, UDINUR P.O., KASARAGOD DISTIRCT-671 310. ``` - **`4 AJITH KUMAR T.V, AGED 41 YEARS S/O LAKSHMI T.V, COOLIE, RESIDING AT THAIVALAPPIL HOUSE, EYYAKKAD, NORTH TRIKARPUR VILLAGE, HOSDURG`** 2025:KER:29992 2 **==> picture [57 x 58] intentionally omitted <==** ## **`MACA NO. 951 OF 2021`** ``` TALUK, UDINUR P.O., KASARAGOD DISTIRCT-671 310. ``` ``` BY ADVS. GEORGE MATHEWS SRI.M.M.ANTO ``` ## **`RESPONDENTS/RESPONDENTS 2 & 3:`** - **`1 SAJITHA.U`** - **`W/O BHASKARA, VALLOOR HOUSE, KOLLAMPARA P.O., KASARAGOD DISTRICT, PIN-671 314.`** - **`2 THE MANAGER, UNITED INDIA INSURANCE COMPANY LTD., BRANCH OFFICE, NILESHWAR SERVICE CO-OP BUILDING, N.H.ROAD, NILESHWAR, KASARAGOD DISTRICT-671 314.`** ``` BY ADV P.K.MANOJKUMAR FOR R2 ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 28.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` 2025:KER:29992 3 **==> picture [57 x 58] intentionally omitted <==** ## **`MACA NO. 951 OF 2021`** ## **EASWARAN S., J. -----------------------------------MACA No.951 of 2021** ## **------------------------------------Dated this the 28[th] day of March, 2025** ## **J U D G M E N T** The legal heirs of deceased Lakshmi T.V., who have approached this Court aggrieved by the award passed by the Additional Motor Accidents Claims Tribunal-I, Kasaragod in OP(MV) No.171/2018 dated 30.9.2019. 2. The brief facts necessary for the disposal of the appeal are as follows: On 9.4.2016, while the deceased Lakshmi T.V. was travelling in a Chevrolet Tavera vehicle bearing registration No.KL-60-F-2255 to Kozhikkode Airport and when the vehicle reached Keecheri bus stop in Pappinisseri Village, the driver of the vehicle due to high speed and negligent driving, lost control and thereby the vehicle capsized and rolled thrice in the middle of the road. As a result of the accident, the deceased and others sustained severe injuries. Though they were taken to AKG Hospital, Kannur and on the way to the hospital, Lakshmi succumbed to the injuries. 2025:KER:29992 4 **==> picture [57 x 58] intentionally omitted <==** ## **`MACA NO. 951 OF 2021`** 3. The claimants contended that the deceased was working under Maniyat Milk Producers Co-operative Society Ltd. and was earning Rs.15,000/- per month. In support of their contention, the claimants produced Exts.A1 to A4 documents. No oral or documentary evidence was adduced on the side of the insurance company. 4. The tribunal on appreciation of evidence, found that the claimants could not prove the income of the deceased Lakshmi and therefore, proceeded to fix her income notionally at Rs.7,000/- per month and granted the following compensation: ||**Head of claim**|**Amount**<br>**claimed (in**<br>**rupees)**|<br> <br> <br>**Amount**<br>**allowed (in**<br>**rupees)**| |---|---|---|---| ||Part I||| |a|Loss of earning power|--|<br>--| |b|Partial loss of earning|--|<br>--| |c|Transportation charges|1,000/-|<br>1,000/-| |d|Extra nourishment|--|<br>--| |e|Damage to clothing and articles|2,000/-|<br>1,500/-| |f|Compensation for Medical expenses|--|<br>--| ||Compensation for bystanders expenses|--|<br>--| ||Compensation for funeral expense|30,000/-|<br>15,000/-| ||Compensation for love and affection|--|<br>40,000/-| ||Compensation for consortium (parental)|--|<br>1,60,000/-| |g|Compensation for pain and suffering|20,000/-|<br>15,000/-| 2025:KER:29992 5 **==> picture [57 x 58] intentionally omitted <==** ## **`MACA NO. 951 OF 2021`** |h|Compensation for loss of estate|--|<br>--| |---|---|---|---| |i|Compensation for loss of dependency|20,00,000/-|<br>3,92,028/-| ||Total|20,53,000/-|| ||Compensation for claim limited to|20,50,000/-|| ||Total<br>compensation<br>granted<br>to<br>the<br>petitioner||**6,24,528/-**| Aggrieved by the insufficiency in the grant of compensation, the claimants have approached this Court. 5. Heard Sri.George Mathews, the learned counsel appearing for the appellants/claimants and Sri.P.K.Manoj Kumar, the learned counsel appearing for the insurance company. 6. On consideration of the rival submissions raised across the bar, this Court finds that the appellants are entitled to succeed. 7. In **Kirti and Another Vs Oriental Insurance Company Ltd. [(2021) 2 SCC 166]** , the Hon’ble Supreme Court held that the income of a homemaker cannot be fixed in par with that of a coolie worker. From the averments contained in the application, it is revealed that the claimants have averred that the deceased Lakshmi was earning a monthly income of Rs.15,000/- and the said averment remains uncontroverted. 2025:KER:29992 **==> picture [57 x 58] intentionally omitted <==** ## **`MACA NO. 951 OF 2021`** 6 8. In **Angad Tiwari & Anr** v. **National Insurance Company Ltd. (Civil Appeal 10950 of 2024 decided on 1.10.2024 : 2024 KHC 8590)** , the Hon’ble Supreme Court held that the income of the deceased in a motor accident claim cannot be fixed below that of the minimum wage. In G.O.(P) No.56/2017/Fin dated 28.4.2017, the State of Kerala has fixed the minimum wage under the provisions of the Minimum Wages Act. However, the aforesaid notification issued by the State of Kerala under the provisions of the Minimum Wages Act took effect only from 1.4.2017 and that since the accident in the present case occurred on 9.4.2016, this Court finds that the claimants are not entitled to get the benefit of the said notification. However, since the averment contained in the claim petition remains controverted, it becomes imperative for this Court to fix the income of the deceased as claimed by the appellants before the tribunal. Thus, the income of the deceased Lakshmi is fixed at Rs.15,000/- per month. 9. If the structured compensation granted by the tribunal is closely scrutinized by this Court, it can be seen that the compensation granted by the tribunal under the head love and affection cannot be 2025:KER:29992 **==> picture [57 x 58] intentionally omitted <==** ## **`MACA NO. 951 OF 2021`** 7 sustained. But, at the same time, the tribunal has not awarded any compensation under the head loss of estate. Therefore, it becomes imperative for this Court to modify the award passed by the tribunal . 10. Hence, the appeal is allowed. The appellants are entitled to enhanced compensation as follows: a) Loss of estate : Rs.18,000/- (15,000+3,000) b) Loss of Consortium : Rs.32,000/-(1,92,000-1,60,000) c) Funeral expenses : Rs.3,000/- (18,000-15,000) d) Loss of dependency : Rs.4,47,972/(15,000x12x7x2/3= 8,40,000 – 3,92,028) e) Love and affection : Rs.40,000/- (to be deleted) Total enhancement: **Rs.4,60,972/-** [5,00,972-40,000] Thus, a total amount of **Rs.4,60,972/-** (Rupees Four Lakhs Sixty Thousand Nine Hundred and Seventy Two Only) is awarded as the enhanced compensation to the appellants/claimants. The aforesaid amount shall carry interest @ 9% per annum from the date of the claim petition (01.02.2018) till the date of realisation, with proportionate costs on the enhanced amount. While calculating interest, the appellants shall not be entitled to interest for a period of 2025:KER:29992 ``` MACA NO.951 OF 2021 ``` 8 **==> picture [57 x 58] intentionally omitted <==** 404 days, which is the delay caused in preferring the appeal. The insurance company shall deposit the said amount within a period of two months from the date of receipt of a copy of this judgment. Ordered accordingly. Sd/- **EASWARAN S. JUDGE** ``` jg ```