High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation; Insuranc...

MACA NO. 410 OF 2010 AGAINST THE AWARD IN OP(MV) 2510/2004 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, PERUMBAVOOR

Case / Petition Number:MACA NO. 410 OF 2010

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • A. BADHARUDEEN
Judgment Date
2022-07-01
Court Decision / Holding
Appeal allowed. The appellant is entitled to Rs.2,32,021/- as total compensation with 8% interest from the petition date until deposit or realization. The third respondent-insurance company is liable to pay the enhanced amount, with deposit to be made within two months from today. The delay petition CM Appl. No.1 of 2010 is disposed of as per order dated 22.03.2022.
Final Disposition
Appeal allowed; enhanced compensation; Insurance Company held liable; deposit ordered.

Parties to the Case

Appellants / Petitioners

  • JINU

Respondents

  • BALAN S/O.KRISHNAN, POOKULAM HOUSE, KOMBANADUKARA, KOMBANADU VILLAGE
  • REGULAL, LAL BHAVAN, AZAD LANE ALUVA
  • UNITED INDIA INSURANCE COMPANY LTD DIVISIONAL OFFICE, PUTHUSSERY COMPLEX, GOVT.HOSPITAL JUNCTION ALUVA

Legal Representation & Advocates

Counsels for Petitioners

  • • Adv Anupama Johny

Counsels for Respondents

  • • Adv K. Sandesh Raja

Case Synopsis & Summary

JINU, the appellant, appeals against an award of the Motor Accidents Claims Tribunal, Perumbavoor dated 06.08.2009 in OP(MV) No. 2510/2004, seeking higher compensation for injuries sustained as pillion rider on 09.09.2004. The tribunal awarded Rs.1,52,701 with 50% contributory negligence against the rider of the motorcycle, resulting in Rs.76,351 and 8% interest. The appellant contends that the finding of contributory negligence relied on Ext.A1 scene mahazar and police charge without independent corroboration, and that the tribunal’s emphasis on the police report is unsustainable. The insurer supported the finding but failed to justify the 50% deduction without convincing evidence. The High Court re-evaluates: fixes monthly income at Rs.4,500 (per Ramachandrappa v. Manager) for the 2004 accident; recalculates disability from 19% to 10% (with disputed Ext.A16); increases loss of earnings from 3 to 4 months at Rs.4,500 per month; increases loss of disability income accordingly; enhances pain and suffering and loss of amenities by Rs.6,000 each; and, set aside contributory negligence. Result: total compensation is Rs.2,32,021 with 8% interest from the petition date until deposit or realization. The insurer is held liable, and the award is set aside in part; the appeal is allowed.

Provisions of Law Cited

Section 173 of the Motor Vehicles Act

Legal Doctrines & Maxims

  • Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd. (2011) 13 SCC 236

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant challenges the Tribunal’s finding of 50% contributory negligence, arguing it rests on Ext.A1 scene mahazar and police charge without corroboration; contends that the police-based negligence finding should be given less weight and the award recalibrated; seeks higher income (Rs.4,500 per month) and higher disability; disputes Ext.A16 (19%) disability certificate as not supported by medical board; urges re-calculation with more favorable figures.

Contentions of Respondents

The insurer-supported position maintains the Tribunal’s award and contributory negligence but does not convincingly justify the 50% deduction without convincing evidence; argues the disability and income standards were correctly applied; relies on the medical evidence and Ext.A16 while opposing a higher disability percentage; defends the existing quantum per the evidence.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd.(2011) 13 SCC 236PositiveThe court adopts the ratio from Ramachandrappa to govern the determination of the claimant’s income for this injury case.

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Extracted Judgment Text

Exact text extracted from official judgment records.

# **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ## **`THE HONOURABLE MR. JUSTICE A. BADHARUDEEN`** ``` FRIDAY, THE 1[ST] DAY OF JULY 2022 / 10TH ASHADHA, 1944 ``` ## **`MACA NO. 410 OF 2010`** # **`AGAINST THE AWARD IN OP(MV) 2510/2004 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, PERUMBAVOOR`** ## **`APPELLANT/PETITIONER:`** ``` JINU AGED 26, S/O.RAPPAL, CHULLIYIL HOUSE, THURAVOOR VILLAGE, KIDANGOOR KARA. BY ADV ANUPAMA JOHNY ``` ## **`RESPONDENTS/RESPONDENTS:`** - **`1 BALAN S/O.KRISHNAN, POOKULAM HOUSE, KOMBANADUKARA, KOMBANADU VILLAGE.`** - **`2 REGULAL, LAL BHAVAN, AZAD LANE ALUVA,`** - **`3 UNITED INDIA INSURANCE COMPANY LTD DIVISIONAL OFFICE, PUTHUSSERY COMPLEX, GOVT.HOSPITAL JUNCTION ALUVA. BY ADV SRI.K.SANDESH RAJA`** ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 01.07.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 410 OF 2010 ``` ``` 2 ``` ## **JUDGMENT** Dated this the 1[st] day of July, 2022 Award dated 06.08.2009 in O.P.(MV)No. 2510/2004 on the file of the Motor Accidents Claims Tribunal, Perumbavoor is under challenge in this appeal filed by the original petitioner under Section 173 of the Motor Vehicles Act. The respondents herein are the respondents before the Tribunal. 2. Heard the learned counsel for the appellant as well as the learned Standing Counsel for the respondentInsurance Company. 3. The short facts as follows: The appellant lodged claim before the Tribunal, on the allegation that she sustained serious injuries pursuant to an accident occurred on 09.09.2004 at about 5.40 p.m, while she was travelling as a pillion rider on a motor cycle bearing registration No.KL-7/AL-612, due to the rashness ``` MACA NO. 410 OF 2010 ``` ``` 3 ``` and negligence on the part of the third respondent, driver of the lorry bearing registration No.KL-B/9077. The appellant claimed Rs.3,00,000/- as compensation from respondents 1 to 3. 4. The learned Standing Counsel for the third respondent – Insurance Company filed written statement and disputed the accident, while admitting policy to the lorry. 5. The Tribunal tried this case along with O.P.(MV). No.353/2005. The Tribunal examined PW1 and marked Exts.A1 to A17 on the side of the appellant and the petitioner in the other case. Thereafter, the Tribunal assessed the compensation entitled by the appellant at Rs.1,52,701/- and finding 50% contributory negligence, Rs.76,351/- was granted along with interest at the rate of 8%. 6. The learned counsel for the appellant would submit that eventhough as per Ext.A1 police charge, ``` MACA NO. 410 OF 2010 ``` ``` 4 ``` negligence was found against the first respondent, the said finding was without support of any other convincing evidence to rebut the police charge. It is submitted that the Tribunal given emphasis to scene mahazar, forming part of Ext.A1, to find contributory negligence against the rider of the motor cycle, where the appellant was the pillar. 7. According to the learned counsel for the appellant, the said finding cannot be sustained in the eye of law and therefore, the same is liable to be set aside. 8. Though the learned Standing Counsel for the Insurance Company supported the finding, he also failed to justify finding of contributory negligence by convincing evidence in deviation from the police charge. Since the Tribunal found 50% contributory negligence on the part of the appellant without support of convincing evidence and in deviation from the police charge alleging negligence against the first respondent, the same cannot ``` MACA NO. 410 OF 2010 ``` ``` 5 ``` be sustained and accordingly, 50% contributory negligence found against the rider of the motorcycle stands set aside. 9. The next challenge is regarding quantum. It is submitted by the learned counsel for the appellant that the appellant claimed Rs.5,000/- as her monthly income as a business person and the Tribunal took the same at Rs.3,000/- alone. Therefore, the monthly income required to be increased. 10. As regards the monthly income of the appellant is concerned, the ratio in **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd. [(2011) 13 SCC 236]** will govern. Therefore, Rs.4,500/- is fixed as the monthly income in this case involving accident of the year 2004. in this matter, the appellant sustained old intra articular fracture right distal femur with MC dislocation left hand and left 5[th] metacarpal fracture, as could be borne out from Ext.A10 discharge summary ``` MACA NO. 410 OF 2010 ``` ``` 6 ``` issued from the Little Flower Hospital, Angamaly. He underwent treatment for a period of 3 days from 04.10.2004 to 06.10.2004. It is argued by the learned counsel for the appellant that the Tribunal not accepted 19% disability assessed as per Ext.A16 disability certificate. 11. Therefore, considering the injuries, the learned counsel for the appellant pressed for fixing the disability as such or to a reasonable sum in excess of 6%. 12. Per contra, the learned Standing Counsel for the Insurance Company opposed increase in the percentage of disability, on the ground that Ext.A16 is not a certificate issued from the Medical Board and also nobody examined to prove Ext.A16. 13. Eventhough the disability certificate shows certain reasoning for arriving the disability at 19%, the same is not at par with the discharge summary. Therefore, having noticed the injuries and multiple ``` MACA NO. 410 OF 2010 ``` ``` 7 ``` fractures, I am inclined to re-fix the disability as 10%. Therefore, compensation under the heads ‘loss of earnings’ and ‘loss of disability income’ requires re-calculation. 14. In this matter, the Tribunal granted Rs.9,000/- as ‘loss of earnings’ for a period of three months at the rate of Rs.3,000/-. I am inclined to grant ‘loss of earnings’ for a period of four months at the rate of Rs.4,500/-. Thus, the appellant is entitled to get Rs.18,000/-. Accordingly, **Rs.9,000/-** (18,000-9,000) more is granted under the head 'loss of earnings'. 15. Coming to the compensation under the head ‘loss of disability income’, the same also requires re-calculation. There is no dispute as regards the multiplier applied by the Tribunal in this regard. Therefore, taking monthly income at the rate of Rs.4,500/-, the disability income is re-calculated as under: 4,500 x 12 x 18 x 10% = 97,200/- ``` MACA NO. 410 OF 2010 ``` ``` 8 ``` Out of which, Rs.38,880/- was granted by the Tribunal. Thus, **Rs.58,320/-** more is granted under the head 'loss of disability income'. 16. It is submitted by the learned counsel for the appellant that the Tribunal granted lesser amount under the heads ‘pain and sufferings’ and ‘loss of amenities’. Having considered the injuries and treatment, I am inclined to increase the same by **Rs.6,000/-** more each. 17. In this matter, the Tribunal assessed the total compensation entitled by the appellant at Rs.1,52,701/and granted Rs.76,351/- being 50%, after finding contributory negligence on the part of the rider of the motorcycle. Since contributory negligence stands set aside, the appellant is entitled to get total compensation amounting to Rs.2,32,021/- along with 8% interest from the date of petition till the date deposit or realisation, inclusive of **Rs.79,320/-** granted as enhanced compensation. ``` MACA NO. 410 OF 2010 ``` ``` 9 ``` In the result, this appeal stands allowed. It is held that the appellant is entitled to get Rs.2,32,021/- (Rupees two lakh thirty two thousand and twenty one only) as total compensation with 8% interest, payable by respondents 1 to 3 and the third respondent Insurance Company is liable to pay the same, from the date of petition till the date of deposit or realisation, excluding interest for a period of 89 days specifically excluded by this Court while allowing the delay petition – C.M.Appl.No.1 of 2010 as per order dated 22.03.2022, while condoning the delay in filing this appeal. Hence, the third respondent-insurance company is directed to deposit the amount along with interest in the name of the appellant within two months from today excluding the amount, if any, already deposited. On deposit, the appellant can release the same. ## **Sd/-** ## **A. BADHARUDEEN** ## **JUDGE** nkr