High Court of KeralaDivision BenchAppeal partly allowed; overall enhancement of c...

Kuriachan v. Siby Mathew (Deleted) and Sunny John and The New India Assurance Co. Ltd. (MACA No. 916 of 2014)

Case / Petition Number:MACA.No.916 of 2014

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • P.N.Ravindran
  • A.Muhamed Mustaque
Judgment Date
2016-07-01
Court Decision / Holding
Appeal partly allowed; enhanced compensation by Rs. 4,84,200 over the tribunal award. The insurer must deposit the enhanced amount with interest at 9% per annum within three months. Rs. 1,00,000 should be disbursed to the claimant immediately, and the balance shall be kept as fixed deposit in a nationalised bank for five years with quarterly interest withdrawals permitted. No costs.
Final Disposition
Appeal partly allowed; overall enhancement of compensation by Rs. 4,84,200; deposit within three months; immediate Rs. 1,00,000 to claimant; balance kept as fixed deposit for five years; no costs.

Parties to the Case

Appellants / Petitioners

  • Kuriachan, S/o Pathrose

Respondents

  • Siby Mathew (Deleted)
  • Sunny John
  • The New India Assurance Co. Limited

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri Mathew John
  • • Sri Domson J. Vattakuzhy

Counsels for Respondents

  • • Sri M. Jacob Murickan
  • • Sri A. A. Ziyad Rahman

Case Synopsis & Summary

The case concerns a motor-accident claim under section 166 of the Motor Vehicles Act, pleaded by Kuriachan, a rubber tapper who sustained serious injuries when a lorry allegedly driven by the first respondent collided with his motorcycle on 21 April 2007. The petition was disposed by the Motor Accidents Claims Tribunal, Muvattupuzha, which awarded Rs 4,24,967 under heads including loss of earnings, pain and suffering, loss of amenities, special expenses, transportation and medical expenses, and loss of permanent disability. The insurer contested the quantum, arguing excessive compensation and negligence on the part of the claimant; the driver and owner did not enter appearance and were set ex parte. The insurer admitted the policy and, though not asserting a breach, argued the claim was not proved and relied on police records Ext X1. The High Court of Kerala, on 1 July 2016, after hearing, reassessed the matter, increasing the monthly income to Rs 4,000, adopting 30% of income for prospective gains, applying a multiplier of 13, and recognizing 80% disability (Ext C1). Relying on the Apex Court decision in Syed Sadiq, it directed that future prospects be considered in dependency calculations. The tribunal's award under the disability head (Rs 3,12,000) was enhanced by Rs 3,36,960, while an additional Rs 1,47,240 was awarded under the amenities head, resulting in an overall enhancement of Rs 4,84,200. The insurer was directed to deposit this amount with interest and the claimant to receive Rs 1,00,000 immediately, with the remainder kept in fixed deposit for five years; no costs.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act

Legal Doctrines & Maxims

  • Future prospects to be considered in loss of dependency calculations (cited from Syed Sadiq v. Divisional Manager, United India Insurance Co. Ltd., 2014 ACJ 627)
  • Multiplier principle for compensation assessment (use of age-appropriate multiplier, here 13)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the tribunal erred in the estimation of the claimant’s income, under-compensated for permanent disability, and did not properly apply the future prospects principle. It argues for a higher monthly income based on evidence, a higher dependency calculation using a 30% future prospects addition due to age (46 years), and an appropriate multiplier, given 80% disability. It also contends the award under other heads was inadequate and that the insurer’s policy was admitted but no breach pleaded, with the police record not adequately supporting the tribunal’s reliance to deny enhanced damages.

Contentions of Respondents

The insurer contends that the claim is excessive and the tribunal’s award is not sustainable. It argues negligence on the part of the claimant should offset liability, that there was insufficient evidence of earnings, and questions the extent of future prospects. The respondents rely on the policy being admitted but contested that there was any breach or that the amount claimed is justified; they also criticize the reliance on Ext. C1 if not corroborated by evidence.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Syed Sadiq and others v. Divisional Manager, United India Insurance Co. Ltd.[2014 ACJ 627]PositiveCited to justify including future prospects in calculating loss of dependency; used as the basis for increasing compensation in light of 46-year-old claimant with 80% disability.

Diagnostic Tool

Beta

Does this judgment govern your specific facts?

Don't risk relying on a distinguishable precedent. Enter your facts or proposition below. We will test it against Kuriachan v. Siby Mathew (Deleted) and Sunny John and The New India Assurance Co. Ltd. (MACA No. 916 of 2014) and instantly map out authorities that support, challenge, or govern your position.

Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT:** **THE HONOURABLE MR.JUSTICE P.N.RAVINDRAN** **& THE HONOURABLE MR. JUSTICE A.MUHAMED MUSTAQUE** **FRIDAY, THE 1ST DAY OF JULY 2016/10TH ASHADHA, 1938** **MACA.No. 916 of 2014 ----------------------** **OP(MV) 738/2007 OF MOTOR ACCIDENTS CLAIMS TRIBUNAL, MUVATTUPUZHA DATED 16-02-2013** **.....** **APPELLANT(S)/PETITIONER:** **-----------------------** **KURIACHAN, S/O. PATHROSE, PARRAMBATHUKUZHAKKEKARA HOUSE, EZHAKKARANADU KARA, MANIED VILLAGE, ERNAKULAM DISTRICT.** **BY ADVS.SRI.MATHEW JOHN SRI.DOMSON J.VATTAKUZHY** ## **RESPONDENT(S)/RESPONDENTS:** **--------------------------** - **1. SIBY MATHEW,S/O. MATHEW, KAKKATTUKKUDY HOUSE,ADIMALY, ANAVIRATTY POST, MANNAMKANDOM VILLAGE. (DELETED)** **2. SUNNY JOHN,** - **NIRAPPUMYALIL HOUSE, KOOTHATTUKULAM POST - 686 662, KOOTHATTUKULAM, ERNAKULAM DISTRICT.** **3. THE NEW INDIA ASSURANCE CO. LIMITED, MUVATTUPUZHA BRANCH - 686 661.** - **RESPONDENT NO.1 IS DELETED FROM THE PARTY ARRAY AS PER ORDER DTD.2.3.2016 IN C.M.APPL. 10862014 IN MACA.916/2014** **R3 BY ADVS. SRI.M.JACOB MURICKAN** **SRI.A.A.ZIYAD RAHMAN** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 01-07-2016, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** **msv/** ## **P.N.RAVINDRAN & A.MUHAMED MUSTAQUE, JJ. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~** ## **M.A.C.A.No.916 of 2014** ## **~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~** ## **Dated this the 1[st] day of July, 2016** ## **J U D G M E N T** ## **P.N.Ravindran, J.** The appellant is the claimant in O.P.(MV).No.738 of 2007 on the file of the Motor Accidents Claims Tribunal, Muvattupuzha a petition filed by him under section 166 of the Motor Vehicles Act, claiming compensation for the injuries sustained by him in a motor accident that took place on 21.4.2007. The claimant contended that while he was riding his motor cycle a lorry driven by the first respondent collided with his motor cycle and in that accident he sustained serious injuries resulting in his hospitalisation and treatment for a period of 28 days during different spells at Medical College Hospital, Kolenchery. He contended that the accident took place on account of the rash and negligent driving of the first respondent. Besides the first respondent, the driver of the lorry, he had also impleaded the owner thereof of as the second respondent and insurer thereof as the third respondent in the claim petition. ## **M.A.C.A.No.916 of 2014** ## **-:2:-** 2. Though notice was served, the driver and owner of the lorry did not enter appearance, with the result, they were set ex parte. The third respondent, the insurer of the lorry entered appearance and filed a written statement contending inter alia that the compensation claimed is exorbitant and excessive. It also contended that the claimant himself was responsible for the accident in the sense that he was negligent in riding the motor cycle. Before the tribunal, no oral evidence was adduced on either side. On application filed by the claimant, he was subjected to examination by the medical board constituted by the Superintendent, Medical College Hospital, Kottayam and the report received from the medical board was marked as Ext.C1. The claimant also produced and marked Exts.A1 to A4. He also caused production of Ext.X1 case diary relating to Crime No.169 of 2007 of Mulamthuruthy Police Station registered in connection with the accident. After considering the rival contentions, the tribunal held relying on the police records that the accident took place on account of the negligence of the first respondent. The tribunal thereafter proceeded to award the sum of Rs.4,24,967/- ## **M.A.C.A.No.916 of 2014** ## **-:3:-** as compensation under various heads as detailed below: |_Head_|_Amount_<br>_claimed_|_Amount_<br>_awarded_| |---|---|---| |Loss of earnings|Rs.1,08,000/<br>-|Rs.20,000/-| |Pain<br>and<br>sufferings|Rs.75,000/-|Rs.25,000/-| |Loss of amenities|Rs.75,000/-|Rs.15,000/-| |By-stander<br>expenses|Rs.10,000/-|Rs.2,800/-| |Extra nourishment|Not claimed|Rs.1,000/-| |Transporation<br>charges|Rs.15,000/-|Rs.1,000/-| |Medical expenses|Rs.2,00,000/<br>-|Rs.48,167/-| |Compensation for<br>loss of permanent<br>disability|Rs.3,50,000/<br>-|Rs.3,12,000/-| |Total||Rs.4,24,967/-| 3. In view of the fact that the third respondent insurer had not pleaded or proved breach of policy conditions, the policy being admitted, the tribunal directed the third respondent insurer to satisfy the award. The claimant has, dissatisfied with the quantum of compensation awarded by the tribunal, filed this appeal. We heard Sri Domson J.Vattakkuzhy, learned counsel ## **M.A.C.A.No.916 of 2014** ## **-:4:-** appearing for the appellant and Sri.Jacob Murickan, learned counsel appearing for the third respondent. We have also gone through the pleadings and the materials on record. The claimant was a rubber tapper at the time of the accident. He was aged 46 years. Though he had claimed that he was earning a monthly income of Rs.9,000/-, in the absence of any evidence in that regard, the tribunal awarded compensation for loss of dependency taking his monthly income as Rs.2,500/-. The accident took place on 21.4.2007. Having regard to the wage structure during the relevant time, we are of the opinion that on a modest estimate Rs.4,000/- can be taken as his monthly income. In the light of the decision of the Apex Court in **Syed** **Sadiq and others v. Divisional Manager, United India Insurance Co.Ltd. [2014 ACJ 627]** future prospects also will have to be taken into account for the purpose of computing the compensation payable under the head loss of dependency. Since the claimant was aged 46 years, 30% of his monthly income, namely, 30% of Rs.4,000/- can be taken into account for that purpose. As the claimant was aged 46 years, the multiplier to be ## **M.A.C.A.No.916 of 2014** ## **-:5:-** applied is 13. It is not in dispute that the claimant has suffered 80% disability. Ext.C1 disability certificate issued by the medical board constituted by the Superintendent, Medical College Hospital, Kottayam discloses the said fact. Computed on that basis, the compensation payable to the appellant claimant under the head permanent disability/loss of earning capacity will be Rs.4,000 x 130% = Rs.5,200x12x13x80/100= Rs.6,48,960/-. The tribunal has awarded only Rs.3,12,000/-. We accordingly award to the appellant an additional compensation of Rs.3,36,960/- under the head permanent disability/loss of earning capacity. The tribunal has awarded to the claimant who has suffered 80% disability only Rs.15,000/- as compensation under the head loss of amenities. Having regard to the nature of the injury and the disability, we are of the opinion that 25% of the sum of Rs.6,48,960/- awarded by us as compensation under the head loss of disability, namely, Rs.1,62,240/- should be awarded under the head loss of amenities as compensation. Deducting the sum of Rs.15,000/- awarded by the tribunal, we award to the appellant an additional compensation of ## **M.A.C.A.No.916 of 2014** ## **-:6:-** Rs.1,47,240/- under the head loss of amenities. Though the claimant had in the claim petition claimed Rs.50,000/- as compensation under the head expenses for future treatment, no evidence is forthcoming in that regard. There is also no pleading to the said effect. Such being the situation, we are not persuaded to hold that the claimant has made out a case for award of any amount as compensation under that head. The compensation awarded under other heads does not in our opinion call for any enhancement. 4. We accordingly allow the appeal in part and award to the appellant-claimant an additional sum of Rs.4,84,200/- [i.e., Rs.3,36,960 + Rs.1,47,240/-] as compensation over and above the compensation awarded by the tribunal. The third respondent-insurer shall deposit the said amount together with interest at 9% per annum from the date of petition till the date of deposit, within three months from today. Upon such deposit being made, the sum of Rs.1,00,000/- shall be disbursed to the claimant and the balance amount shall be kept fixed deposit in his name in a nationalised bank for a period of five years. It will ## **M.A.C.A.No.916 of 2014** ## **-:7:-** be open to the appellant to withdraw the interest accruing on the said deposit every quarter. No costs. Sd/- **P.N.RAVINDRAN, JUDGE** **Sd/-** **A.MUHAMED MUSTAQUE, JUDGE** **ms**