High Court of KeralaDivision BenchAppeal Allowed; enhanced compensation with depo...

K.K. Jayaprakash v. Ramachandran, Ganesh & The New India Insurance Co. Ltd.

Case / Petition Number:MACA.No. 889 of 2011

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. T. Ravikumar
  • Anil K. Narendran
Judgment Date
2017-07-21
Court Decision / Holding
Appeal allowed. The appellant is entitled to an enhanced compensation by re-fixing monthly income at Rs.5,000 and retaining a 5% disability figure. The Tribunal’s loss of earning period remains three months. Additionally, Rs.10,000 for loss of amenities and Rs.4,000 for pain and suffering are added; the appellant’s overall compensation is increased by Rs.29,000. The insurer (3rd respondent) is directed to deposit the enhanced amount of Rs.29,000 with 8% interest from the petition date to realization within one month. There is no order as to costs.
Final Disposition
Appeal Allowed; enhanced compensation with deposit within one month; no costs.

Parties to the Case

Appellants / Petitioners

  • K.K. Jayaprakash, S/O Kochu, T.C.7/330 C, Kallingal House, Kunduvaar Road, Chembukavu, Thrissur

Respondents

  • Ramachandran, S/O Govindan, Poyyara House, Cheroor P.O., Thrissur District
  • Ganesh, S/O Unnichakkkan, Poyyara Veettil, Mannumkadu, Cheroor P.O., Thrissur District
  • The New India Insurance Co. Ltd., Perinchery Buildings, Round North, Thrissur

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. T. C. Suresh Menon

Counsels for Respondents

  • • Sri. A. C. DeVy

Case Synopsis & Summary

This appeal, MACA No. 889 of 2011, before the Kerala High Court, concerns a scooterist who sustained injuries in a collision with a motorbike, resulting in permanent disability. The Motor Accidents Claims Tribunal, Thrissur, awarded Rs. 84,000 with 8% interest, while the claimant sought a larger compensation of Rs. 3 lakhs. The appellant did not adduce oral evidence; Exts. A1–A8 were documentary, and the Tribunal had relied on a notionally fixed monthly income of Rs. 2,500 and a 5% disability assessment, despite Ext. A7 indicating 20% disability. The appellant contends that the Tribunal wrongly fixed income, under-assessed disability, and failed to grant damages for loss of amenities and pain and suffering. The High Court, analyzing age, accident year, and relevant jurisprudence, particularly Ramachandrappa on income fixation and Sarla Verma on multiplier, re-evaluates the compensation. While upholding the Tribunal’s stance on not strictly accepting the Ext. A7 disability certificate (as not from a Medical Board), the Court fixes the monthly income at Rs. 5,000 and recomputes the compensation, including Rs. 7,500 extra for loss of earnings, Rs. 10,000 for loss of amenities, and Rs. 4,000 for pain and suffering. The overall enhanced amount is Rs. 29,000, plus 8% interest, with the insurer directed to deposit within a month. Costs: none.

Legal Doctrines & Maxims

  • Multiplier principle for compensation (Sarla Verma v. Delhi Transport Corporation)
  • Income fixation under age/occupational context (Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd.)
  • Medical certificates and reliance on medical boards (Rajkumar v. Ajayakumar)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant argues that the Tribunal erred in fixing a notionally low monthly income (Rs. 2,500) and in underestimating the extent of permanent disability. He contends that evidence (Ext. A7) shows 20% disability, and the Tribunal’s failure to call the doctor for examination and reliance on Ext. A7 without Medical Board certification undermines the compensation amount. The appellant also asserts that the loss of amenities and other heads require proper quantification, and that the loss of earning period (three months) is insufficient given the injuries sustained. He urges re-calculation using a higher income and appropriate disability, with consequent higher compensation. respondents: The respondents maintain that the Tribunal’s assessment was appropriate, noting the lack of concrete evidence for the appellant’s claimed income, the absence of a formal Medical Board disability certificate, and the insurer’s liability to indemnify only as per the Tribunal’s computed amounts. They support the Tribunal’s method, while acknowledging the liability relationship, and urge that no drastic revision be warranted absent compelling evidence.

Contentions of Respondents

The respondents argue that the Tribunal's approach was correct in light of the evidence (or lack thereof) regarding earnings; the Ext. A7 disability certificate was not from a Medical Board; therefore the Tribunal’s 5% disability assessment stands. They also contend that the multiplier and loss of earnings period are appropriate given the medical records and age. They emphasize that the insurer remains liable to indemnify and should honor the enhanced sum only if justified by solid evidence, cautioning against overcompensation without material corroboration.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd.2011 (3) SCC 236PositiveUsed to justify fixing monthly income by considering age and period; supports re-fixation to Rs.5,000.
Sarla Verma v. Delhi Transport Corporation2010 (2) KLT 802PositiveCited for multiplier principle; supports applying appropriate multiplier (5) for computing compensation.
Rajkumar v. Ajayakumar2011 (1) KLT 620PositiveCited regarding medical certificate considerations; supports not interfering with Ext.A7 where not from Medical Board.

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Extracted Judgment Text

Exact text extracted from official judgment records.

**IN THE HIGH COURT OF KERALA AT ERNAKULAM** **PRESENT:** **THE HONOURABLE MR.JUSTICE C.T.RAVIKUMAR** **&** **THE HONOURABLE MR. JUSTICE ANIL K.NARENDRAN** **FRIDAY, THE 21ST DAY OF JULY 2017 / 30TH ASHADHA, 1939** **MACA.No. 889 of 2011** **AGAINST THE JUDGMENT AND AWARD DATED 28-01-2011 IN OPMV 2098/2005 OF MOTOR ACCIDENTS CLAIMS TRIBUNAL, TRISSUR** ## **APPELLANT(S)/PETITIONER** **K.K.JAYAPRAKASH, S/O.KOCHU, T.C.7/330 C, KALLINGAL HOUSE, KUNDUVARA ROAD, CHEMBUKKAVU, THRISSUR.** **BY ADV.SRI.T.C.SURESH MENON** ## **RESPONDENT(S)/RESPONDENTS:** **1. RAMACHANDRAN, S/O.GOVINDAN,** **POYYARA HOUSE, CHEROOR P.O., THRISSUR DISTRICT.680008** **2. GANESH, S/O.UNNICHEKKAN, POYYARA VEETTIL** **MANNUMKADU, CHEROOR P.O., THRISSUR DISTRICT.680008** **3. THE NEW INDIA INSURANCE CO.LTD., PERINCHERY BUILDINGS, ROUND NORTH, THRISSUR.680001** **R,R3 BY ADV. SRI.A.C.DEVY** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 21-07-2017, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** ## **SKS** ## **C.T.RAVIKUMAR & ANIL K NARENDRAN, JJ.** **----------------------------------M.A.C.A. No. 889 of 2011 ---------------------------------------------Dated this the 21[st ] day of July, 2017** ## **JUDGMENT** ## **C.T.Ravikumar, J.** In a collision between a Scooter and a Motor Cycle, the appellant, who was the scooterist sustained injuries. He was a sexagenarian, precisely aged about 65 years. On sustaining injuries, he was taken to Aswini Hospital, Thrissur and he remained there as an inpatient for a period of 12 days. The injuries resulted in permanent disability. It was in such circumstances that he filed O.P. (M.V.) No. 2098 of 2005 claiming a total compensation of Rs.3 lakhs. Before the Tribunal, the appellant did not adduce any oral evidence. In fact, the evidence before the Tribunal consisted only of the documentary evidence on the side of the appellant viz., Exts.A1 to A8 series. As per the impugned award, the Tribunal had granted an amount of Rs.83,795/- rounded off to Rs.84,000/- with M.A.C.A. No. 889 of 2011 2 interest at the rate of 8% per annum from the date of the petition till realization. It is seeking enhancement of the quantum of compensation that the above appeal has been preferred. 2. Heard. 3. The learned counsel for the appellant submitted that the Tribunal had erred in fixing the monthly income notionally and also in assessing the disability, for the purpose of computing compensation for permanent disability. It is the submission that the said erroneous estimation resulted in denial of just compensation to the appellant. The learned counsel further submitted that, for the purpose of computing compensation for loss of earnings, the Tribunal had taken only a short period of three months. That apart, it is contented that the Tribunal had failed to grant any amount towards loss of amenities, even when it was established before the Tribunal that the injuries sustained by the appellant had resulted in permanent disability. 4. Having heard the submissions and on going M.A.C.A. No. 889 of 2011 3 through the impugned judgment, we are of the view that an appellate interference is called for. In the claim petition, it is averred that he was doing real estate business and was earning Rs.7,000/- per month. However, the appellant had failed to adduce any evidence to establish such contentions. When that be so, the Tribunal cannot be said to have erred in fixing the monthly income notionally. However, the question is whether the fixation of monthly income as Rs.2,500/warrants interference. 5. Taking into account the age of the appellant at the time of the accident, the year of the accident, and also the decision of the Hon'ble Apex Court in **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd. in [2011 (3) SCC 236],** we are of the considered view that the monthly income ought to have been fixed as Rs.5000/- . Accordingly, it is fixed notionally as Rs.5,000/-. 6. The next question to be considered is whether the grievance of the appellant regarding the assessment M.A.C.A. No. 889 of 2011 4 of the disability made by the Tribunal invites an interference. True that, the appellant had produced Ext.A7, disability certificate issued by one Dr.P.J.Jacob, Assistant Professor attached to Medical College Hospital, Thrissur. Going by the same, the extent of permanent disability of the appellant is 20%. However, it is a fact that the appellant had failed to get examined the said doctor. When it is evident that the disability certificate issued is not one issued by a duly constituted Medical Board and the failure to get examined the doctor who issued the same, the disinclination shown by the Tribunal to act upon Ext.A7 cannot be said to be illegal or improper, going by the decision of the Hon’ble Apex Court in **Rajkumar v. Ajayakumar** reported in 2011 (1) KLT 620. Evidently, taking note of the nature of the injuries perhaps on seeing the appellant in Court, the Tribunal took the extent of disability as 5%. In the circumstances, we do not think it proper to interfere with the said assessment. 7. The learned counsel for the appellant 5 M.A.C.A. No. 889 of 2011 further contended that the Tribunal had also gone wrong in adopting the multiplier. Evidently in the claim petition, the age of the appellant was given as 65. In the absence of the evidence establishing the actual date of birth, the Tribunal took that he had crossed 65 years and adopted the multiplier as '5'. In the light of the schedule given in the decision in **Sarla Verma v. Delhi Transport Corporation reported in [2010 (2) KLT 802],** there is no reason to hold that the adoption of the multiplier as '5' is erroneous. In fact, it was correctly identified by the Tribunal. In short, a re-assessment of compensation for permanent disability is required only by substituting the re-fixed monthly income. On such re-assessment, the amount payable would be Rs.15,000/- . The Tribunal had already granted an amount of Rs.7,500/-. Therefore, the appellant is entitled to get an amount of Rs.7,500/-, additionally. The Tribunal had fixed the period for calculating compensation for loss of earning as three months. Taking into account the nature of injuries revealed from Ext.A5 wound certificate, we do not find M.A.C.A. No. 889 of 2011 6 any reason to interfere with the fixation of the period for calculating compensation for loss of earning. It was rightly taken as three months by the Tribunal. Based on the re-fixation of the monthly income, the appellant is entitled to get a proportionate enhancement in the amount of compensation granted under the said head, as well. Consequently, he will be entitled to get an amount of Rs.7,500/- additionally towards loss of earning. 9. Towards pain and suffering, the Tribunal has granted an amount of Rs.16,000/-. The impugned judgment itself would reveal that the Tribunal, on a careful analysis of the records, found that he was treated by closed interlocking nailing of Tibia, open reduction and internal fixation of Fibula besides application of POP slab. There was a malunion of Tibia. That apart, it is evident that there was stiffness on the right ankle. Taking into account all such aspects, we are inclined to grant an amount of Rs.4,000/- more towards pain and suffering. The Tribunal had not granted any amount towards loss of amenities. Taking into account the facts and factors M.A.C.A. No. 889 of 2011 7 referred herein before, we are of the view that an amount of Rs.10,000/- can be granted under this head. It is granted. 10. In the light of the assessment / re-assessment made by us, the appellant is entitled to get an additional compensation of Rs. 29,000/-. It is awarded. Since there is no dispute regarding the liability of the 3[rd] respondent, insurer to indemnify the insured owner of the offending vehicle, the 3[rd] respondent is directed to deposit the additional compensation of Rs.29,000/- along with the interest at the rate of 8% per annum from the date of the petition till realization, within a period of one month from the date of receipt of a copy of this judgment. There will be no order as to costs. sd/- **C.T.RAVIKUMAR JUDGE** sd/- **ANIL K NARENDRAN JUDGE** **SKS**