High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation along wit...

K. R. Santhosh v. Vijayan S/o Sankaranarayanan & A.L. Antony & The New India Assurance Company Ltd.

Case / Petition Number:MACA No. 53 of 2015

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Jayachandran
Judgment Date
2022-10-28
Court Decision / Holding
The appeal is allowed to the extent indicated, with enhanced compensation: monthly income fixed at Rs 4,000; loss of earnings extended to five months; pain and suffering increased to Rs 30,000; loss of amenities increased to Rs 20,000. The total enhanced amount is Rs 35,000 above the Tribunal’s award, yielding a new total of Rs 1,39,450. The Insurance Company shall pay the enhanced amount with interest at the rate directed in the impugned award for the original sum, and at 5% per annum on the enhanced amount from the date of petition, with set-off for any amount already paid. If bank details are not provided within two months, no interest will accrue on the enhanced amount beyond a stipulated period. Bank transfer must occur within one month thereafter. Delay in filing (209 days) is excluded from the enhanced interest. The appeal is thus allowed to the above extent.
Final Disposition
Appeal allowed; enhanced compensation along with prescribed interest and procedural directions.

Parties to the Case

Appellants / Petitioners

  • K.R.Santhosh

Respondents

  • Vijayan S/o Sankaranarayanan
  • A.L. Antony
  • The New India Assurance Company Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri.Sheji P.Abraham

Counsels for Respondents

  • • N.S.Muhammad Usman

Case Synopsis & Summary

This High Court of Kerala, sitting in MACA No. 53 of 2015, hears an appeal by the claimant from an award of the Motor Accidents Claims Tribunal, Ottappalam, in O.P.(MV) No. 3424/2010 arising from a road accident on 03.03.2009. The claimant, a then 20-year-old student, contended that he earned by tutoring other students, approximately Rs 6,000 per month, and that the Tribunal erred in applying a low notional income and in awarding only two months’ loss of earnings. The appellant relied on the principle in Ramachandrappa v. The Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236 to justify higher notional income, and argued for longer loss of earnings period in view of prolonged treatment culminating in a second surgery in 2011. The Tribunal had awarded Rs 2,500 as monthly income, Rs 5,000 total loss of earnings, Rs 20,000 for pain and suffering, Rs 10,000 for loss of amenities, and other medical/miscellaneous expenses, with overall compensation around Rs 1,04,450. The High Court rejected the Ramachandrappa index as inapplicable to a student claimant, and reassessed compensation. It fixed monthly income at Rs 4,000, extended loss of earnings to five months, and increased pain and suffering to Rs 30,000 and loss of amenities to Rs 20,000, resulting in a total of Rs 1,39,450. The insurer was directed to pay enhanced amounts with interest, subject to set-off for any already paid sums, and bank transfer within stipulated timeframes, with a 209-day filing delay excluded from enhanced interest.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that as a student at the time of the accident, he supplemented his family income by tutoring others, and that the notional income guideline from Ramachandrappa (2011) should apply to determine an appropriate monthly income. He asserts the Tribunal erred in considering only two months of loss of earnings, given the prolonged treatment culminating in a second surgery in 2011. He seeks higher compensation under heads including monthly income, loss of earnings, pain and suffering, and loss of amenities, arguing that the risk and disruption to academic and future prospects justify enhancement. He also points to the last discharge summary (Ext. A10) indicating extended treatment and two surgeries to support a longer impairment period and greater damages.

Contentions of Respondents

The insurer/respondents submit that the Tribunal’s award already reflects just and reasonable compensation, supported by the evidence available and standard guidelines. They contend there is no documentary proof of the asserted higher income from tutoring, and that the appellate court should not disturb the Tribunal’s findings unless clearly arbitrary. They emphasize that the award already covers medical expenses and other heads, and urge adherence to the impugned award, save for statutory adjustments such as interest and set-off for any amounts already paid. The respondents also defend the structure and quantum of compensation as just and in line with probabilities and precedents, cautioning against speculative enhancement without substantial evidence.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. The Manager, Royal Sundaram Alliance Insurance Company Ltd.[(2011) 13 SCC 236]DistinguishedThe court held that the Ramachandrappa index on notional income cannot be applied to a student claimant; hence, the principle from Ramachandrappa is distinguished in this context.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE C. JAYACHANDRAN** **FRIDAY, THE 28[TH] DAY OF OCTOBER 2022 / 6TH KARTHIKA, 1944** ## **MACA NO. 53 OF 2015** **AGAINST THE ORDER/JUDGMENT IN OPMV 342/2010 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM** ## **APPELLANT/S:** K.R.SANTHOSH AGED 24 YEARS S/O K. RAJAN, KONDAPRAMBIL HOUSE, P.O, KUMARANELLUR, KANJIRAKKODE, WADAKKANCHERY, THALAPPILLY TALUK, THRISSUR DISTRICT BY ADV SRI.SHEJI P.ABRAHAM ## **RESPONDENT/S:** 1 VIJAYAN S/O SANKARANARAYANAN, APPUTH HOUSE, KONDAZHY, THRISSUR (DRIVER OF KL 8 Y 3530 BUS) 2 A.L. ANTONY S/O LONAPPAN, ALOOR KIZHAKKOOT HOUSDE, KUNDANOOR DESOM, KUNDANNOOR P.O, THALAPPILLY TALUK, THRISSUR (OWNER OF KL 8 Y 3530 BUS) 3 THE NEW INDIA ASSURANCE COMPANY LTD JRJ COMPLEX, OTTAPPALAM POLICY NO 760302/31/08/01/00008802 VALID UP TO 06-08-2018 TO 0508-2009 BY ADV N.S.MOHAMMED USMAN THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 28.10.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: M.A.C.A.No. 53 of 2015 2 ## **C. JAYACHANDRAN, J.** **…...................................... M.A.C.A. No. 53 of 2015** **….............................................................. Dated this the 28[th] day of October, 2022** ## **JUDGMENT** This appeal is preferred by the claimant in O.P.(MV) No.3424/2010 of the MACT, Ottappalam. He met with an accident on 03.03.2009, sustaining serious injuries to his right eye, requiring two surgical corrections. He was an in-patient for 10 days initially, but had to continue treatment until 13.12.2011, when he underwent the second surgery. 2. Heard Sri. Sheji P. Abraham, learned counsel appearing for the appellant/claimant and Sri. N.S. Muhammad Usman, learned counsel for the 3[rd] respondent/Insurance Company. 3. Learned counsel appearing for the appellant submitted that the claimant was a student, aged 20 years, at the time of accident. He used to take tuition to others, thereby earning a monthly income of Rs.6,000/-. As against the above M.A.C.A.No. 53 of 2015 3 claim, the Tribunal reckoned only Rs.2,500/-. Learned counsel argued that even as per the index available in _**Ramachandrappa v. The Manager, Royal Sundaram Alliance Insurance Company Ltd. [(2011)13 SCC 236]**_ , the notional income pertaining to the year 2009 is Rs.6,500/-. The second ground is with respect to the period of loss of earning reckoned by the Tribunal. The Tribunal reckoned only two months, which according to the learned counsel for the appellant is very much on the lower side. Learned counsel pointed out that in respect of an accident which occurred on 03.03.2009, the appellant/claimant had to undergo treatment till 13.12.2011, when his second surgery was proformed. The third ground is with respect to compensation for 'pain and suffering', which the Tribunal reckoned at Rs.20,000/- only. For the same reason that the claimant had to undergo prolonged treatment, including two surgeries on his right eye, learned counsel would seek enhancement under that head. The same is the situation under the head 'loss of amenities', where the Tribunal reckoned only Rs.10,000/-. M.A.C.A.No. 53 of 2015 4 4. The above claims of the appellant were opposed by the learned counsel for the 3[rd] respondent Insurance Company, by maintaining that just and reasonable compensation has already been granted by the Tribunal. 5. Having heard the learned counsel appearing on both sides, this Court will address the claims under the various heads, one by one. The first is with respect to monthly income. Since the claimant was a student a the time of accident, the index for the year 2009 as held in Ramachandrappa (supra) cannot be applied, as such. It is true that no documentary evidence has been adduced by the appellant/claimant in support of his income. However, this Court cannot be oblivious in the fact that a person who claims to take tuition for students can hardly produce any document in support thereof, or for that matter, the income derived therefrom. The claimant mounted the box and spoke about the factum of taking tuition to other students. 6. In the facts and circumstances, although the amount claimed by the appellant/claimant, as such, is not liable to be allowed, this Court is of the opinion that reasonable M.A.C.A.No. 53 of 2015 5 enhancement can be given under the head monthly income by reckoning it at Rs.4,000/-. As regards loss of earning also, this Court is of the opinion that the period of two months reckoned by the Tribunal is on the lower side. As pointed out by the learned counsel for the appellant, the last discharge summary dated 13.12.2011, marked as Ext.A10, would indicate that the appellant/claimant had to undergo treatment for a period more than two months, though intermittently. He was subjected to two surgeries on his right eye. In such circumstances, loss of earnings can be reckoned for a period of five months. The third ground is under pain and suffering. For the reasons already adverted to, the same is liable to be enhanced from Rs.20,000/to Rs.30,000/-, especially in view of the fact that he had to undergo two surgical corrections. The same is the case with respect to the loss of amenities, wherefore, the compensation under that head is enhanced to Rs.20,000/- from Rs.10,000/-. 7. In such circumstances, this MACA is allowed and the compensation amount payable to the appellant/claimant is enhanced as indicated in the tabular statement shown herein. M.A.C.A.No. 53 of 2015 6 |**Sl.**<br>**No.**|**Head of Claim**|**Amount Awarded**<br>**the Tribunal (Rs.)**|**Total amount after**<br>**enhancement in**<br>**appeal (Rs.)**| |---|---|---|---| |1|Loss of earning (total)|5,000|20,000 [4,000 x 5]| |2|Loss of earning (partial)|..|..| |3|Medical and miscellaneous expenses|62,450|62,450| |4|Future treatment|..|..| |5|Personal assistance|2,000|2,000| |6|Transportation expense|2,500|2,500| |7|Extra nourishment|2,000|2,000| |8|Damage to clothing etc.|500|500| |9|Pain and suffering|20,000|30,000| |10|Loss of dependency|..|..| |11|Loss of expectation of life|..|..| |12|Loss of love and affection|..|..| |13|Compensation for future prospects|..|..| |14|Loss of earning power|..|..| |15|Loss of enjoyment and amenities of<br>life|10,000|20,000| |16|Compensation for continuing partial<br>or permanent disability|..|0| |Total||**1,04,450**|**1,39,450**| |**Amount enhanced : 1,04,450 – 1,39,450**|||**= 35,000/-**| M.A.C.A.No. 53 of 2015 7 8. The Insurance Company shall pay interest for the amount awarded by the Tribunal at the rate directed in the impugned award; and for the enhanced amount, at the rate of 5% from the date of petition. If any amount has already been paid, the same shall be granted set off. 9. Since there was a delay of 209 days in filing the appeal, the interest for the enhanced quantum shall not run for the said period as directed in order dated 08.10.2015 in C.M.A.No.1/2015 (C.M.Appl. 60 of 2015) in M.A.C.A.53/2015. (delay) 10. The claimant shall produce the details of the Bank account before the Insurance Company/Tribunal within two months from the date of receipt of a certified copy of this judgment and amount shall be transferred to the Bank account directly through NEFT/RTGS mode, within a period of one month thereafter. If the Bank account is not given within the time stipulated, it is made clear that, no interest shall run on the enhanced amount after the period stipulated by this Court. However, if the Insurance Company fails to deposit the amount, M.A.C.A.No. 53 of 2015 8 as directed, interest on the enhanced amount shall also run at the rate ordered by the Tribunal from the date of petition. The appeal is allowed to the above extent. **Sd/C. JAYACHANDRAN JUDGE** Dxy