High Court of KeralaSingle JudgeAppeal partly allowed

K. Benny Peter v. Oriental Insurance Co. Ltd. and Others

Case / Petition Number:MACA No.807 of 2010

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C.S.Dias
Judgment Date
2022-01-10
Court Decision / Holding
The appeal is allowed in part. The High Court enhances the compensation by Rs. 35,400 (Rs. 24,600 for loss due to disability; Rs. 5,250 for bystander expenses; Rs. 5,550 for extra nourishment) with interest at 7% per annum from the date of the claim petition to the date of deposit and costs of Rs. 5,000. The Oriental Insurance Co. Ltd. is directed to deposit the enhanced sum with interest and costs within 60 days from receipt of a certified copy of the judgment; upon deposit, the sum shall be disbursed to the appellant.
Final Disposition
Appeal partly allowed

Parties to the Case

Appellants / Petitioners

  • K. Benny Peter, S/o K.O Peter, 40/1018, St Vincent Road, Palarivattom, Kochi - 25, Ernakulam District

Respondents

  • Oriental Insurance Co. Ltd. Divisional Office, Maheshwari Buildings, M.G. Road, Thrissur
  • Shanavas, Sibi Manzil Pazhambalakkod, Palakkad
  • Vijayan P.M., S/O. Achuthan Vilakkakunnel House, Pilakkode, Chelakkara, Thrissur

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri.G.BALAMURALEEDHARAN (PARAVUR)

Counsels for Respondents

  • • Sri Dinesh Mathew J. Muricken
  • • Sri P. Jacob Mathew
  • • Sri Mathews Jacob Sr.

Case Synopsis & Summary

This appeal under MACA No.807 of 2010 arises from OP(MV) 560/2005 before the Motor Accident Claims Tribunal, Ernakulam, concerning injuries sustained in a vehicle collision on 11.4.2004. The appellant, K. Benny Peter, a Marketing Manager with a claimed monthly income of Rs. 10,000, sought compensation of Rs. 11,42,500 from the insurer (Oriental Insurance Co. Ltd.) for damage and losses. The Tribunal consolidated three claims (OP(MV) Nos. 3604/2005 and 559/2005 being the others) and partly allowed the petitioner’s claim, awarding Rs. 2,74,600 with interest and costs. The insurer contested, arguing negligence by the appellant and disputing age, income and occupation; the other respondents did not contest. The High Court affirmed several Tribunal findings but corrected key aspects: (i) fixed no notional monthly income at Rs. 5,000, considering the 2004 accident; (ii) initially relied on a disability certificate showing 31% disability; per Raj Kumar v. Ajay Kumar, the matter was referred to a Medical Board, which assessed 9% disability due to 1 cm shortening of the right leg; (iii) applied the Sarla Verma multiplier rule, adopting a multiplier of 14 for a 44-year-old. The Court enhanced compensation by Rs. 35,400 (Rs. 24,600 for loss due to disability, Rs. 5,250 for bystander expenses, Rs. 5,550 for extra nourishment), with 7% interest and costs. The insurer is directed to deposit the enhanced amount within 60 days, after which it shall be disbursed to the appellant.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Raj Kumar v. Ajay Kumar (2011) (1) KLT 620 (SC) – principles for disability assessment and referral to a Medical Board
  • Sarla Verma v. Delhi Transport Corporation (2009) 6 SCC 121 – multiplier rule for computation of compensation

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends the Tribunal erred by fixing a low notional monthly income (Rs. 5,000) for 2004 and by the original disability assessment. He pressed for higher income, continued disability, and higher compensation heads; seeks recalibration through a Medical Board-based disability assessment and an enhanced quantum.

Contentions of Respondents

The insurer contends the accident resulted from appellant’s negligent conduct and contests the claimed age, income and occupation; it disputes liability to the extent of the appellant’s claimed figures; certain respondents did not contest. The respondents urge that the Tribunal’s order be upheld barring only standard adjustments.

Cited Precedents (2)

Case NameCitationTreatmentExplanation
Raj Kumar v. Ajay Kumar(2011) (1) KLT 620 (SC)PositivePrinciples for disability assessment and recourse to a Medical Board were applied.
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositiveMultiplier rule for calculating compensation (14 multiplier) applied.

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Extracted Judgment Text

Exact text extracted from official judgment records.

1 MACA No.807 of 2010 # **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MR.JUSTICE C.S.DIAS** **MONDAY, THE 10[TH] DAY OF JANUARY 2022 / 20TH POUSHA, 1943 MACA NO. 807 OF 2010** **AGAINST THE ORDER/JUDGMENT IN OPMV 560/2005 OF MOTOR ACCIDENT** **CLAIMS TRIBUNAL ,ERNAKULAM** ## **APPELLANT/S:** K.BENNY PETER, S/O.K.O PETER 40/1018, ST:VINCENT ROAD,, PALARIVATTOM, COCHIN - 25, EKM DIST. BY ADV SRI.G.BALAMURALEEDHARAN (PARAVUR) ## **RESPONDENT/S:** 1 ORIENTAL INSURANCE CO.LTD. DIVISIONAL OFFICE, 3RD FLOOR, MAHESWARI BUILDINGS, M.G.ROAD,, THRISSUR. 2 SHANAVAS, SIBI MANZIL PAZHAMBALAKKODU, PALAKKAD. 3 VIJAYAN P.M., S/O.ACHUTHAN VILAKKAKUNNEL HOUSE, PILAKKODE,, CHELAKKARA, THRISSUR. BY ADVS. SRI.DINESH MATHEW J.MURICKEN R3 SRI.P.JACOB MATHEW SRI.MATHEWS JACOB SR. R1 THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 10.01.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: 2 MACA No.807 of 2010 ## **C.S.DIAS, J. ====================== MACA No.807 of 2010** ## **====================== Dated this the 10[th] day of January, 2022.** ## **JUDGMENT** The appellant was the petitioner in OP(MV) 560/2005 on the file of the Motor Accident Claims Tribunal, Ernakulam. The respondents in the appeal were the respondents before the Tribunal. 2. The appellant had filed the claim petition under Sec.166 of the Motor Vehicles Act, 1988, claiming compensation on account of the injuries that he sustained in an accident on 11.4.2004. It was his case that,on the above said date, while he was driving a car bearing registration No.TN 59/M 3649 from Madurai to Chalakkudy, a lorry bearing registration No.NL 02/D 1139, driven by the third respondent in a rash and negligent manner, hit the car of the appellant. The appellant's wife and child were also travelling in the car. The appellant sustained serious injuries including 3 MACA No.807 of 2010 fractures and was treated as an inpatient at two hospitals for a period of 37 days. The appellant was a Marketing Manager in a Private Company and was drawing a monthly income of Rs.10,000/-. The car was owned by the second respondent and insured with the first respondent. Hence, the appellant claimed a compensation of Rs.11,42,500/- from the respondents. 3. The other injured in the same accident also filed OP(MV) Nos 3604 and 559 of 2005 before the same Tribunal seeking compensation. 4. The respondents 2 and 3 did not contest the proceedings and were set ex parte. 5. The first respondent had filed a written statement admitting that the lorry had a valid insurance coverage. However, the first respondent contended that the accident occurred due to the negligence of the appellant. The first respondent also disputed the age, income and occupation of the appellant. 4 MACA No.807 of 2010 6. The Tribunal consolidated and jointly tried the three claim petitions. 7. The appellant was examined as PW1 and Exts A1 to A32 were marked in evidence in the three claim petitions. The third respondent produced Ext B1 in evidence. 8. The Tribunal, after analysing the pleadings and materials on record, allowed the captioned claim petition, in part, by permitting the appellant to recover from the first respondent an amount of Rs.2,74,600/with interest and cost. 9. Dissatisfied with the quantum of compensation awarded by the Tribunal, the petitioner is in appeal. 10. Heard: Sri.G.Balamuraleedharan, the learned Counsel appearing for the appellant/ petitioner, Sri.Dinesh Mathew J.Muricken, the learned counsel appearing for the third respondent and Sri.P.Jacob Mathew, the learned counsel appearing for the first 5 MACA No.807 of 2010 respondent/insurer. 11. The point that emanates for consideration in the appeal is whether the quantum of compensation awarded by the Tribunal is reasonable and just. ## **Income** 12. The appellant had claimed that he was working as a Marketing Manager in a Private Company and was drawing a monthly income of Rs.10,000/-. 13. The Tribunal for the reason that the appellant had not proved the salary certificate through its author, fixed the notional monthly income of the appellant at Rs.5,000/-. 14. Taking note of the fact that the accident occurred in the year 2004, I confirm the finding of the Tribunal regarding the fixation of notional monthly income of the appellant at Rs.5,000/-. ## **Disability** 6 MACA No.807 of 2010 15. The appellant had asserted that he had suffered a permanent disability. He produced Ext A24 disability certificate to prove that he has permanent disability of 31%. However, the Tribunal fixed the functional disability of the appellant at 16%. 16. This Court by order dated 8.10.2021, dissatisfied with Ext A24 disability certificate and following the principles laid down in **Raj Kumar v. Ajay Kumar [2011** **(1) KLT 620(SC)]** , referred the appellant to a duly constituted Medical Board attached to the District Hospital, Ernakulam. The Medical Board, after examining the appellant, has assessed the appellant's disability at 9% due to 1cm shortening of his right leg. I accept the disability certificate issued by the three member Medical Board of the District Hospital, Ernakulam, which is marked in evidence as Ext X1. 17. Taking into consideration the fact that the appellant was a Marketing Manger, I fix his functional 7 MACA No.807 of 2010 disability at 9% again following the principles in **Raj Kumar** (supra). ## **Multiplier** 18. The appellant was 44 years at the time of the accident. In the light of the law laid down in **Sarla Verma v. Delhi Transport Corporation [(2009) 6 SCC 121]** , the relevant multiplier to be adopted is '14'. ## **Loss due to disability** 19. Taking into account the above mentioned factors, namely, the notional monthly income of the appellant at Rs.5,000/-, the multiplier at '14', and the appellant's functional disability at 9%, I award him an amount of **Rs.75,600/-** towards loss due to disability, i.e., an enhancement by a further amount of **Rs.24,600/-** under the said head. ## **Bystander expenses and Extra Nourishment** 20. It is proved that the appellant was treated as an inpatient for a period of 37 days in three spells in two 8 MACA No.807 of 2010 hospitals. Therefore, I award the appellant an amount of Rs.250/- per day for a period of 37 days towards bystander expenses, which works out to Rs.9,250/-, i.e., an enhancement of **Rs.5,250/-** . 21. Similarly, I award the appellant an amount of Rs.150/- per day for a period of 37 days towards extra nourishment, which works out to **Rs.5,550/-** . ## **Other heads of compensation** 22. With respect to the other heads of claim, I find that the Tribunal has awarded reasonable and just compensation. In the result, the appeal is allowed, in part, by enhancing the compensation by an amount of **Rs.35,400/-** (Rupees Thirty Five Thousand Four Hundred only) (i.e, a further amount of Rs.24,600/- towards loss due to disability + a further amount of Rs.5,250/- towards bystander expenses + an amount of Rs.5,550/- towards extra nourishment) with interest on the enhanced amount 9 MACA No.807 of 2010 at the rate of 7% per annum from the date of claim petition till the date of deposit and a cost of Rs.5,000/-. The first respondent/insurer is ordered to deposit the enhanced compensation with interest and cost before the Tribunal within a period of sixty days from the date of receipt of a certified copy of the judgment. Immediately on the compensation amount being deposited, the same shall be disbursed to the appellant, in accordance with law. SD/- sks/10.1.22 **C.S.DIAS, JUDGE**