High Court of KeralaSingle JudgeAppeal allowed in part; enhanced compensation a...

Jose S/o Joseph and Mary W/o Jose v. K.K. Vijayan, Reji W/o Soby, and The Oriental Insurance Company Limited

Case / Petition Number:MACA NO.1067 OF 2014
Neutral Citation:2025:KER:23066

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-03-04
Court Decision / Holding
Appeal allowed in part. The insurer (3rd respondent) is directed to deposit Rs.11,46,900 (Rs. Eleven Lakh Forty Six Thousand Nine Hundred Only), with interest at 8% from the date of petition till realization, and costs, within two months. The Tribunal shall disburse the amount to the petitioners in the ratio fixed by the Tribunal. Enhanced compensation carries 8% interest. The line of heads is adjusted per Pranay Sethi and Somwati; love and affection head is deducted; no change in other heads deemed just and reasonable.
Final Disposition
Appeal allowed in part; enhanced compensation awarded (Rs. 11,46,900); insurer directed to deposit within two months; 8% interest; tribunal to distribute per its ratio; love and affection head removed in light of Somwati.

Parties to the Case

Appellants / Petitioners

  • 1 Jose S/O Joseph, aged 57, Elayambanickal House, 8th Mile Kara, Thankamani Village
  • 2 Mary W/O Jose, aged 53 years, Elayambanickal House, 8th Mile Kara, Thankamani Village

Respondents

  • 1 K.K. Vijayan S/O. Kunjukutty, Kallarackal House, Neeloor, Kottayam District - 686 651 (Driver)
  • 2 Reji W/O. Soby, Puthuparambil House, Kayoor P.O., Bharananganam, Pala, Kottayam District - 686 651 (RC Owner)
  • 3 The Oriental Insurance Company Limited represented by its Divisional Manager, Kottayam - 686 001 (Insurer)

Legal Representation & Advocates

Counsels for Petitioners

  • • SRI.C.M.TOMY
  • • SRI.K.J.JOSEMON
  • • SRI.MATHEW SKARIA

Counsels for Respondents

  • • P.JACOB MATHEW
  • • MATHEWS JACOB (SR.)

Case Synopsis & Summary

This Motor Accident Claims Appeal (MACA No.1067 of 2014) arises from an award of Rs. 4,91,000 by the Motor Accidents Claims Tribunal, Thodupuzha, in O.P.(MV) No.461/2008 for Bibin’s death (age 21) in a vehicle accident on 30.07.2008. The appellants, the deceased’s parents, challenged the quantum of compensation. The Tribunal held the driver negligent and directed the insurer to pay. The appellants argued that the Tribunal erred in calculating compensation, especially the deceased’s notional income; citing Ramachandrappa to fix Rs.6,500 as notional income for a 21-year-old with dependents, rather than Rs.5,000 adopted by the Tribunal. They relied on Ramachandrappa, as well as the principles in National Insurance Co. Ltd. v. Pranay Sethi and Sarla Verma v. Delhi Transport Corporation, to claim higher compensation under loss of dependency, loss of estate, funeral expenses, and loss of consortium, and to adjust future prospects and the multiplier. The insurer contended the Tribunal’s income figure was reasonable and challenged further enhancement. The High Court, applying the Ramachandrappa framework, fixed Rs.6,500 as notional income, applied 40% future prospects, an 18-year multiplier, and 1/2 deduction, yielding Rs.9,82,800 for dependency, and then restructured other heads per Pranay Sethi and Somwati, resulting in a total of Rs.11,46,900. The appeal was allowed in part with enhanced compensation, the love-and-affection head being curtailed, and a deposit/order mechanism set with 8% interest.

Provisions of Law Cited

Section 140 of Motor Vehicles Act, 1988Section 166 of Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income for a coolie fixed by Ramachandrappa (2011) 13 SCC 236; Rs.6,500 for 2008 as notional income.
  • 40% of income towards future prospects; 18 as multiplier (Sarla Verma v. DTC, 2009 6 SCC 121).
  • Deduction of personal and living expenses at 1/2; consolidation of compensation heads and principles from Pranay Sethi (2017) 16 SCC 680.
  • Somwati (New India Assurance Co. Ltd. v. Somwati, 2020 9 SCC 644) on head of love and affection/loss of consortium.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contended that the Tribunal erred in assessing the deceased’s income, not adopting the Ramachandrappa framework (Rs.6,500 as notional income for a young bachelor with dependents). They argued for applying 40% future prospects, 18 multiplier, and 1/2 deduction (Sarla Verma). They sought higher compensation under loss of dependency, loss of estate, funeral expenses, and loss of consortium, and relied on Pranay Sethi for consolidated, enhanced awards, while cautioning against unwarranted love-and-affection awards. They also pressed for interest and a timely deposit.

Contentions of Respondents

The insurer contended that the accident and policy were admitted but negligence was disputed; the Tribunal’s Rs.5,000 income figure was reasonable and there was no proven higher income; opposed excessive enhancements and argued that the Tribunal’s calculation should stand absent compelling proof.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.2011 (13) SCC 236PositiveUsed to fix notional income for the deceased (Rs.6500) in 2008.
National Insurance Co. Ltd. v. Pranay Sethi(2017) 16 SCC 680PositiveApplied for future prospects and consolidated calculation.
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositiveGuided 40% future prospects, 18 multiplier, and 1/2 deduction.
New India Assurance Co. Ltd. v. Somwati and Others(2020) 9 SCC 644PositiveUsed to justify deduction of love and affection when loss of consortium is claimed; decision cited for head adjustment.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:23066 ``` ``` MACA NO.1067 OF 2014 ``` ``` 1 ``` **==> picture [58 x 58] intentionally omitted <==** ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ## **`THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR`** ``` TUESDAY, THE 4[TH] DAY OF MARCH 2025 / 13TH PHALGUNA, 1946 ``` ``` MACA NO. 1067 OF 2014 ``` ``` AGAINST THE AWARD DATED IN OPMV NO.461 OF 2008 OF ADDITIONAL DISTRICT COURT & MOTOR ACCIDENT CLAIMS ``` ## **`TRIBUNAL ,THODUPUZHA`** ## **`APPELLANTS/PETITIONERS:`** - **`1 JOSE S/O. JOSEPH, AGED 57,ELAYAMBANICKAL HOUSE,8TH MILE KARA, THANKAMANI VILLAGE.`** ``` 2MARY W/O. JOSE, AGED 53 YEARS, ,ELAYAMBANICKAL HOUSE,8TH MILE KARA, THANKAMANI VILLAGE. ``` ``` BY ADVS. SRI.C.M.TOMY SRI.K.J.JOSEMON SRI.MATHEW SKARIA ``` ## **`RESPONDENTS/RESPONDENTS:`** - **`1 K.K. VIJAYAN S/O. KUNJUKUTTY,KALLARACKAL HOUSE, NEELOOR KOTTAYAM DISTRICT - 686 651(DRIVER)`** - **`2 REJI W/O. SOBY, PUTHUPARAMBIL HOUSE, KAYOOR P.O., BHARANANGANAM, PALA, KOTTAYAM DISTRICT - 686 651 (R.C OWNER)`** ``` MACA NO.1067 OF 2014 ``` ``` 2 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23066 ``` ## **`3 THE ORIENTAL INSURANCE COMPANY LIMITED REPRESENTED BY ITS DIVISIONAL MANAGER, KOTTAYAM - 686 001 (INSURER)`** ``` BY ADVS. P.JACOB MATHEW MATHEWS JACOB (SR.) ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 04.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` 2025:KER:23066 ``` ``` MACA NO.1067 OF 2014 ``` ``` 3 ``` **==> picture [58 x 58] intentionally omitted <==** ## **J U D G M E N T** The petitioners in O.P.(M.V.) No.461/ 2008 on the file of the Motor Accident Claims Tribunal, Thodupuzha, are the appellants herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal) 2. The O.P. was filed under under Section 140 and 166 of the Motor Vehicles Act, 1988, by the parents of the deceased by name Bibin, who died in a motor vehicle accident that occurred on 30.07.2008. According to them, on 30.07.2008, at about 3.00 p.m., while the deceased was standing by the side of the Kattappana- Thodupuzha road, a car bearing reg.no.KL 5Q/8613 driven by the 1[st] respondent in a rash and negligent manner and excessive speed, knocked down the deceased and he sustained grievous injuries and he succumbed to the injuries on the same day. 3. The 1[st] respondent is the driver, the 2[nd] respondent is the owner and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioners, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. was limited to Rs.7,00,000/-. **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23066 ``` ``` MACA NO.1067 OF 2014 ``` ``` 4 ``` 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the documentary evidence Exts.A1 to A7. No evidence was adduced by the respondents. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.4,91,000/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioners preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.C.M.Tomy, the learned Counsel appearing for the petitioners/appellants, and Sri.P.Jacob Mathew, the learned Standing Counsel for the 3[rd] respondent. 10. The Point: In this case the accident as well as valid policy of the offending vehicle are admitted. One of the contentions raised by the learned counsel for the petitioners is regarding the income of the deceased as **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23066 ``` ``` MACA NO.1067 OF 2014 ``` ``` 5 ``` fixed by the Tribunal. According to him, the deceased was working as bus coductor, earning Rs. 7875/- per month, but the Tribunal fixed his monthly income at Rs.5000/-.The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, during the year 2008 will come to Rs.6500/-. Since the petitioners could not prove the job or income of the deceased, as claimed in the OP, in the light of the dictum laid down by the Hon’ble Supreme Court in **Ramachandrappa** (supra), his notional income is liable to be fixed as that of a coolie, at Rs.6500/-. 12. On the date of accident, the deceased was aged 21 years. Therefore, 40% of the monthly income is liable to be added towards future prospects, as held in the decision in **National Insurance Co.Ltd v Pranay Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 18, as held in **Sarla Verma v. Delhi Transport Corporation,** (2009) 6 SCC 121. Since the deceased was a bachelor who left behind 2 dependents, towards personal and living expense, 1/2 of the income is liable to be deducted, as held in **Sarla** ``` 2025:KER:23066 ``` ``` MACA NO.1067 OF 2014 ``` ``` 6 ``` **==> picture [58 x 58] intentionally omitted <==** **Verma** (supra). In the above circumstances, the loss of dependency will come to Rs.9,82,800/-. 13. The Tribunal has awarded Rs.10,000/- towards loss of estate, Rs.20,000/- towards funeral expenses, and Rs.50,000/- towards love and affection. In the light of the decision in **Pranay Sethi** (supra), the appellants are entitled to get a consolidated sum of Rs.15,000/- towards loss of estate, Rs.15,000/- towards funeral expenses, and the dependents are entitled to get a sum of Rs.40,000/- each towards loss of consortium, with an increase of 10% in every three years. Therefore, towards loss of estate and funeral expense they are entitled to get a sum of Rs.18,150/- each. Towards loss of consortium, petitioners together are entitled to get a sum of Rs.96800/(48,400 x 2). 14. Since compensation for loss of consortium was given, further compensation for love and affection cannot be granted, in view of the decision in **New India Assurance Company Ltd. v. Somwati and Others,** (2020)9 SCC 644. Therefore, the compensation awarded towards love and affection is to be deducted. 15. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.15,000/-, which according to the learned counsel for the ``` MACA NO.1067 OF 2014 ``` ``` 7 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23066 ``` petitioners, is on the lower side. The deceased died in this case on the same. In the above circumstances, I hold that the compensation awarded towards pain and suffering is on the lower side, and hence, it is enhanced to Rs.25000/-. 16. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. 17. Therefore, the petitioners/appellants are entitled to get a total compensation of Rs.11,46,900/-, as modified and recalculated above and given in the table below, for easy reference: |Sl.<br>No<br>.|Head of Claim|Amount awarded by<br>Tribunal (in Rs.)|Amount Awarded<br>in Appeal (in Rs.)| |---|---|---|---| |1|Loss of dependency|390000|9,82,800| |2|Transportation expenses|5000|5000| |3|Funeral expenses|20000|18150| |4|Damage to clothing|1000|1000| |5|Pain and suffering|15000|25000| |6|Loss of love and<br>affection|50000|-------| |7|Loss of estate|10000|18150| **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23066 ``` ``` MACA NO.1067 OF 2014 ``` ``` 8 ``` |8|Loss of consortium|Nil|96800| |---|---|---|---| ||**Total**|**491000**|**1146900**| ||Enhanced / reduced Rs.|**655900**|| 18. In the result, this Appeal is allowed in part, and the 3[rd] respondent is directed to deposit a total sum of Rs.11,46,900/- (Rupees Eleven Lakhs Forty Six Thousand Nine Hundred Only), less the amount already deposited, if any, along with interest at the rate ordered by the Tribunal from the date of the petition till realisation/deposit, with proportionate costs, within a period of two months from today. (enhanced compensation will carry interest @8%). On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioners, in the ratio fixed by the Tribunal, excluding court fee payable, if any, without delay, as per rules. **Sd/-** **C. PRATHEEP KUMAR, JUDGE** Pvv