High Court of KeralaSingle JudgeAppeal allowed in part; enhanced compensation a...

Jameela and Others v. N. Ramesh, N. Mugesh and National Insurance Co. Ltd.

Case / Petition Number:MACA No. 734 of 2009

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • P. V. Kunhikrishnan
Judgment Date
2021-03-04
Court Decision / Holding
Appeal allowed in part. The impugned award is modified and the appellants are entitled an enhanced compensation of Rs. 7,62,940 with interest at 7.5% p.a. from the date of application till realization. Respondent No. 3 (the Insurance Company) is directed to pay the enhanced compensation and recover the amount from Respondent Nos. 1 and 2.
Final Disposition
Appeal allowed in part; enhanced compensation awarded with interest and recoverable from the insured/owners as specified.

Parties to the Case

Appellants / Petitioners

  • Jameela
  • Mohammed Sabin (minor)
  • Sumayya (minor)
  • Ebrahim
  • Nabeesa

Respondents

  • N. Ramesh
  • N. Mugesh
  • National Insurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • K. K. Mohamed Ravuf

Counsels for Respondents

  • • A. R. George

Case Synopsis & Summary

MACA No. 734 of 2009 is a Motor Accident Claims Appeal filed by the legal heirs of deceased Sidhique challenging an award of Rs. 3,34,110 passed by the Motor Accidents Claims Tribunal, Perumbavoor in OP(MV) 1095/2003. The deceased, a driver, was driving a mini lorry KL-8/T-6276 when a oncoming lorry TN-04/B-6877 collided with him near Nithyananda Ashram, causing fatal injuries. The Tribunal held the 3 respondents liable (1 and 2 for the accident and 3 for the insurance Company) and directed payment with the insurer liable to refund amounts to the insured party. Appellants argued the quantum was inadequately calculated and urged enhancement. They challenged the Tribunal’s notional monthly income of Rs. 2,000, asserting the deceased earned more as a driver. Relying on Ramachandrappa, the income was proposed at Rs. 4,000 with 40% future prospects per Pranay Sethi and a multiplier of 17, recalculating the loss of dependency as Rs. 5,68,440. They also claimed Rs. 2,00,000 for loss of consortium, Rs. 12,000 for funeral expenses and Rs. 12,500 for loss of estate, supported byMagna General Insurance v. Nanu Ram and Pranay Sethi. The Court partially allowed the appeal, enhancing the total to Rs. 7,62,940 with 7.5% interest, directing the insurer to pay and recover from the insureds.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Future prospects uplift (40%) as per Pranay Sethi
  • Multiplier principle for compensation calculation (17) as discussed in judicial precedents including Ramachandrappa
  • Consent of consortium rights under Magma General Insurance Co. v. Nanu Ram (loss of consortium doctrine)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contend that the Tribunal erred in fixing the deceased's monthly income at Rs. 2,000, arguing that as a professional driver he earned more. They rely on Ramachandrappa to fix Rs. 4,000 per month for 2003, and urge a 40% future prospects uplift (Pranay Sethi) with a 17 multiplier, producing a higher loss of dependency (Rs. 5,68,440). They seek additional sums for loss of consortium (Rs. 2,00,000), funeral expenses (Rs. 12,000) and loss of estate (Rs. 12,500), contending these give a total enhanced award of Rs. 7,62,940 with interest. They submit the insurer should pay and recover from the insured parties.

Contentions of Respondents

The judgment records the appellants’ contentions but does not provide an explicit summary of the respondents’ arguments; it is implicit that the insurer and other respondents defended the Tribunal’s award and liability, with the insurer primarily bearing the duty to pay and seek recovery from the insureds.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Ramachandrappa v. The Manager, Royal Sundaram2011(13) SCC 236PositiveCited to justify fixing the deceased’s monthly income at Rs. 4,000 for 2003.
National Insurance Co. Ltd v. Pranay Sethi2017(4) KLT 662PositiveCited to justify 40% future prospects uplift in income.
Magma General Insurance Co. Ltd. v. Nanu Ram Alias Chuhru Ram & Others(2018) 18 SCC 130PositiveCited to justify loss of consortium entitlement.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR. JUSTICE P.V.KUNHIKRISHNAN** ## **THURSDAY, THE 04TH DAY OF MARCH 2021 / 13TH PHALGUNA, 1942** ## **MACA.No.734 OF 2009** ## **AGAINST THE AWARD IN OPMV 1095/2003 DATED 30-10-2008 OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,PERUMBAVOOR** ## **APPELLANT/S:** |**1**|**JAMEELA**| |---|---| ||**W/O SIDHIQUE**| ||**PULICKAKUDI HOUSE,**| ||**PALLIPPURAM,, MUDICKAL P.O.,**| ||**PERUMBAVOOR.**| |**2**|**MOHAMMED SABIN (MINOR)**| ||**AGED 11 YEARS**| ||**S/O.SIDHIQUE,**| ||**PULICKAKUDI HOUSE,,**| ||**PALLIPPURAM, MUDICKAL P.O.,,**| ||**PERUMBAVOOR,**| ||**REPRESENTED BY MOTHER JAMEELA.**| |**3**|**SUMAYYA (MINOR)**| ||**AGED 8 AND HALF YEARS**| ||**DAUGHTER SIDHIQUE,**| ||**PULICKAKUDI HOUSE,,**| ||**PALLIPPURAM, MUDICKAL P.O.,**| ||**PERUMBAVOOR,,**| ||**REPRESENTED BY MOTHER JAMEELA.**| |**4**|**EBRAHIM AGED 63 YEARS**| ||**S/O.BEERAN,**| ||**PULICKAKUDI HOUSE,,**| ||**PALLIPPURAM, MUDICKAL P.O.,,**| ||**PERUMBAVOOR.**| |**5**|**NABEESA AGED 59 YEARS**| ||**W/O.EBRAHIM,**| ||**PULICKAKUDI HOUSE,, PALLIPPURAM,**| ||**MUDICKAL P.O.,, PERUMBAVOOR.**| ||**BY ADV. SRI.K.K.MOHAMED RAVUF**| MACA.No.734 OF 2009 2 ## **RESPONDENT/S:** |**1**|**N.RAMESH**| |---|---| ||**S/O NAGAIN,**| ||**1/4K, BRAHMIN STREET,**| ||**KANGEYANALLOOR,,**| ||**VELLOR-6, TAMIL NADU.(DELETED) (BROUGHT BACK)**| |**2**|**N.MUGESH**| ||**S/O.NAGIAN**| ||**NO.9, KAMARAJAR SALAI,,**| ||**VIRUGAMBAKKAM, CHENNAI-92.(DELETED) (BROUGHT BACK)**| |**3**|**NATIONAL INSURANCE CO.LTD.**| ||**D.O.II, REGIONAL MANSION,,**| ||**3RD FLOOR, 46 MOORE STREET,,**| ||**CHENNAI-600 001.**| ||**R1, R3 BY ADV. SRI.A.R.GEORGE**| **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 04.03.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** MACA.No.734 OF 2009 3 ## **`P.V.KUNHIKRISHNAN, J`** ``` --------------------------------------- ``` ## **`M.A.C.A. No. 734 of 2009`** ``` ------------------------------------------ Dated this the 4[th] day of March 2021 ``` ## **`JUDGMENT`** ``` The appellants are the legal heirs of deceased Sidhique. They filed O.P(M.V). No. 1095/2003 before Motor Accidents Claims Tribunal, Perumbavoor, claiming compensation under Section 166 of the Motor Vehicles Act. ``` ``` 2. The short facts of the case is like this:- Deceased Sidhique was driving vehicle bearing Registration No. KL- 8/T-6276 from south to north keeping the left side of Bangalore - Hiriyoor road and when he reached in front of Nithyananda Asram near K.R.Halli gate Hiriyoor, the offending lorry bearing Registration No. TN-04/B-6877 came from the opposite direction and hit on the right side of the mini lorry driven by the deceased and thereby the deceased sustained serious injuries and he succumbed to death. ``` MACA.No.734 OF 2009 4 ``` According to the appellants, the accident occurred due to the rash and negligent driving of the vehicle by the 2[nd] respondent before the Tribunal. Hence, Respondent Nos. 1 to 3, before the Tribunal are jointly and severally liable to pay the compensation is the contention of the appellant. (Hereinafter the parties are mentioned in accordance to their rank before the Tribunal) ``` ``` 3. To substantiate the case, Exhibit A1 to A8 were marked on the side of the appellants. Exhibit B1 is the certificate of insurance policy produced by the respondent. After going through the evidence and documents, the Tribunal found that the appellants are entitled an amount of Rs.3,34,110/- (Rupees Three Lakhs Thirty Four Thousand One Hundred and Ten Only) as compensation. It is also found that the 3[rd] respondent/Insurance Company is entitled to recover the amount from Respondent Nos. 1 and 2 jointly and severally. Aggrieved by the quantum of compensation, appellants filed this appeal. ``` MACA.No.734 OF 2009 5 `4. Heard the learned counsel for the appellants and the` `learned counsel for the Insurance Company.` ``` 5. The learned counsel for the appellants raised different contentions. The 1[st] contention raised by the appellants is that the monthly income fixed by the Tribunal is too low. According to the learned counsel for the appellants, the deceased was a driver by profession and he was getting more than Rs.5,000/- per month. The Tribunal fixed the monthly notional income as Rs.2,000/-. The learned counsel submitted that even a coolie will get more than Rs.2,000/- per month. ``` `6. There is some force in the arguments of the learned` ``` counsel. InRamachandrappa v. The Manager, Royal Sundaram [2011(13) SCC 236],the Apex Court held that even a coolie will get a monthly income of Rs. 4,500/- in the year 2004. The accident in this case is happened in the year 2003 and therefore, the monthly income of the deceased can be safely fixed as Rs.4,000/-. Moreover, towards future ``` MACA.No.734 OF 2009 6 ``` prospects, 40% increase in the monthly income is to be given in the light of the decision of Apex Court inNational Insurance Co. Ltd v. Pranay Sethi [2017(4) KLT 662]. As far as the multiplier is concerned, the multiplier applicable is ‘17’ only. If that is the case, loss of dependency is to be recalculated like this:- ``` ``` 5600x12x17x3/4=Rs.8,56,800/- ``` ``` The Tribunal awarded an amount of Rs. 2,88,360/- and that is to be deducted. Therefore the appellants are entitled an additional amount of Rs.5,68,440/- (Five Lakhs Sixty Eight Thousand Four Hundred and Forty Only) towards loss of dependency. ``` ``` 7. As far as consortium is concerned, the Tribunal awarded an amount of Rs.15,000/-. Claimants are the wife, two minor children and parents of the deceased. They are entitled consortium in the light of dictum laid down in Magma General Insurance Co. Ltd. v. Nanu Ram Alias Chuhru Ram & Others [(2018) 18 SCC 130],. Therefore, ``` MACA.No.734 OF 2009 7 ``` the appellants are entitled Rs. 2,00,000/- towards loss of consortium. The Tribunal awarded an amount of Rs. 15,000/- towards love and affection and Rs.15,000/- towards consortium and that is to be deducted from the above amount. Therefore the appellants are entitled an additional amount of Rs. 1,70,000/- (2,00,000-30,000) (Rupees One Lakh Seventy Thousand Only) towards loss of consortium. ``` ``` 8. As far as funeral expenses is concerned, an amount of Rs. 3,000/- is allowed by the Tribunal. In the light of the decision of the Apex Court inNational Insurance Co. Ltd v. Pranay Sethi [2017(4) KLT 662],the appellants are entitled Rs.12,000/- (Rupees Twelve Thousand Only) more towards funeral expenses. ``` `9. Towards loss of estate, only an amount of Rs.2,500/-` `is allowed. The appellants are entitled another amount of Rs. 12,500/- (Twelve Thousand and Five Hundred Only) towards loss of estate also.` `10. The enhanced compensation entitled by the` MACA.No.734 OF 2009 8 ## `appellant can be summarized like this:-` ||`Head`|`Amount`|| |---|---|---|---| ||`Loss of dependency `|`Rs. 5,68,440/-`|| ||`Funeral Expenses`|`Rs. 12,000 /-`|| ||`Loss of Consortium`|`Rs. 1,70,000/-`|| ||`Loss of Estate`|`Rs. 12,500/-`|| ||**`Total`**|**`Rs.7,62,940/-`**|| ``` Therefore, this appeal is allowed in part. The impugned award is modified and the appellants are entitled an enhanced compensation of Rs.7,62,940/- (Rupees Seven Lakhs Sixty Two Thousand Nine Hundred and Forty Only) with interest at the rate of 7.5% p.a, from the date of application till realisation. Respondent No.3 is directed to pay the enhanced compensation. I make it clear that respondent No.3 can recover the amount from Respondent Nos. 1 and 2. ``` ## **`Sd/-`** ## **`P.V.KUNHIKRISHNAN`** ## **`JUDGE`** ``` avs ```