High Court of KeralaDivision BenchAppeal disposed of in part; enhanced compensati...

Hussain v. Shuhaib P.M. and ors.

Case / Petition Number:MACA.No.340 of 2010

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. T. Ravikumar
  • Mary Joseph
Judgment Date
2017-12-05
Court Decision / Holding
The appeal is partly allowed. The court re-determines the claimant’s monthly income at ₹6,000 and calculates loss of earnings for three months, resulting in an additional amount of ₹9,000. Pain and suffering is increased by ₹8,000, loss of amenities by ₹9,000 (to ₹15,000), bystander expenses by ₹750, transport and extra nourishment by₹1,500 and ₹1,000 respectively, and damages to clothing by ₹1,000. The aggregate additional amount computed becomes ₹27,750. The total amount payable to the claimant, including the revised computation, is enhanced with interest at 8% per annum from the date of the petition till realization. The third respondent (insurer) is directed to deposit ₹27,750 with interest within one month from receipt of this judgment. The liability to pay is fixed on the insurer, subject to the revised computation; no order as to costs.
Final Disposition
Appeal disposed of in part; enhanced compensation directed; insurer liable; deposit within one month; no costs.

Parties to the Case

Appellants / Petitioners

  • Hussain

Respondents

  • Shuhaib P.M.
  • P.M. Lathief
  • The New India Assurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. Sheji P. Abraham

Counsels for Respondents

  • • Sri. Rajit
  • • Sri. R. Sreehari
  • • Sri. Sachin Vyas
  • • Sri. M. Hemalatha

Case Synopsis & Summary

This is a Motor Accidents Claims Appeal arising from an award of the Motor Accidents Claims Tribunal, Ottappalam, in OPMV 618 of 2007. Hussain, the claimant, sustained injuries when the autorickshaw he was traveling in overturned due to rash and negligent driving by the first respondent, who did not hold a valid driving license; the vehicle was owned by the second respondent and insured by the third respondent. The Tribunal awarded a sum of ₹53,450 with 8% interest, after noting the insurer’s liability due to the driver’s lack of a valid license and the policy conditions, and observed that the insurer could recover the amount from the insured. The claimant challenged the quantum on grounds of inadequate compensation across several heads: loss of earnings, pain and suffering, bystander expenses, transportation, extra nourishment, and damages to clothing, arguing the Tribunal failed to fix monthly income for calculating loss of earning and treated the lump sum of ₹9,000 as loss of earnings as too low. Medical evidence showed a comminuted fracture of the patella with 15 days of inpatient treatment and expenses around ₹21,177. The High Court, invoking Ramachandrappa v. Manager, Royal Sundaram, re-evaluated the calculation, fixing monthly income at ₹6,000 for a 30-year-old driller, allowing loss of earnings for three months, and increasing pain and suffering, amenities, and other heads. The result is an enhanced total of ₹27,750 as additional compensation, with the insurer directed to deposit this amount with 8% interest, within one month, while noting no costs. The appeal is disposed of accordingly.

Legal Doctrines & Maxims

  • Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited (2011) 13 SCC 236

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal failed to fix the claimant's monthly income for computing loss of earnings and had awarded a lump sum of ₹9,000 for loss of earnings, disregarding the claimant’s profession as a driller and his age (34). He argues that the injuries were severe (comminuted fracture of the patella) and inpatient treatment spanned 15 days; medical expenses totaled ₹21,177. He asserts that compensation under heads like pain and suffering, bystander expenses, transport, extra nourishment, and damages to clothing are inadequately calculated and not commensurate with the hardship suffered. He invites re-determination of the compensation in light of the evidence and jurisprudence, particularly Ramachandrappa, to arrive at a fair quantum. The appellant also emphasizes the policy breach by the insured—driving without a valid license—and the Tribunal’s order that the insurer recover from the insured aligns with policy terms, but the appellate court should ensure reasonable liability allocation and fair compensation to the claimant.

Contentions of Respondents

Respondents contest that the Tribunal’s assessment, including ₹53,450 as total compensation, was reasonable and correctly reflects the evidence. They argue that the insurer should not bear liability beyond the policy terms and that any enhancement must be anchored to credible proof of loss. They contend that the claimant’s earnings were not established with accuracy by the Tribunal, and the evidence shows a lower capacity to earn given the period of incapacity. The insurer also defends the original order regarding recovery from the insured and the adequacy of compensation awarded for pain and suffering, loss of amenities, and other heads, asserting the Tribunal’s evaluation is sound and should not be disturbed.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited(2011) 13 SCC 236PositiveUsed to fix monthly income and determine loss of earnings, following the Apex Court's guidance for calculating compensation in motor-accident claims.

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Extracted Judgment Text

Exact text extracted from official judgment records.

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT: THE HONOURABLE MR.JUSTICE C.T.RAVIKUMAR & THE HONOURABLE MRS. JUSTICE MARY JOSEPH TUESDAY, THE 5TH DAY OF DECEMBER 2017 / 14TH AGRAHAYANA, 1939 **MACA.No. 340 of 2010** AGAINST THE AWARD IN OPMV 618/2007 of M.A.C.T OTTAPPALAM DATED 07-07-2009 ## **APPELLANT/PETITIONER** HUSSAIN, AGED 30 YEARS S/O. MUHAMMED, MADAPPAN HOUSE, ANDATHODE.P.O.,THRISSUR-679564. BY ADV.SRI.SHEJI P.ABRAHAM ## **RESPONDENTS/RESPONDENTS** : 1. SHUHAIB P.M., S/O.MYUHAMMED.P. PARAYAMPARAMBIL HOUSE, ANDATHODE.P.O., THRISSUR. DRIVER OF AUTO RICKSHAW. 2. P.M.LATHIEF, AGE NOT KNOWN PARAYAMPARAMBIL HOUSE, ANDATHODE.P.O., THRISSUR,OWNER OF AUTO RICKSHAW. 3. THE NEW INDIA ASSURANCE CO. LTD., ANUGRAHA BUILDING,VADAKKANCHERRY ROAD, KUNNAMKULM. VALID FROM 28-6-2006 TO 27-6-2007. R1 BY ADV. SRI.RAJIT R1 BY ADV. SRI.RANJIT BABU R2 BY ADV. SRI.R.SREEHARI R2 BY ADV. SRI.SACHIN VYAS R3 BY ADV. SMT.M.HEMALATHA THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 05-12-2017, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ## **C.T.RAVIKUMAR & MARY JOSEPH, JJ.** ------------------------------- M.A.C.A.No.340 of 2010 -------------------------------Dated 5[th] December, 2017 ## **JUDGMENT** ## **Mary Joseph, J.** The aggrieved claimant in a claim petition preferred as O.P. (M.V)No.618 of 2007 before the Motor Accidents Claims Tribunal, Ottappalam (for short 'the Tribunal') has approached this Court as appellant seeking enhancement of compensation. The parties to this appeal shall be referred to hereinafter in accordance with their status before the Tribunal as 'the claimant' and 'the respondents'. 2. The claimant met with a motor accident on 13.2.2007 at 11 a.m. when the autorickshaw in which he was travelling overturned due to the rash and negligent driving by its driver, the 1[st] respondent and consequently sustained injuries. The autorickshaw, at the relevant time, was admittedly owned by the second respondent and insured with the third respondent. Seeking compensation of `1,50,000/-, the claim petition was preferred by the appellant/claimant as O.P.(M.V)No.618 of 2007 before the Tribunal. 3. The Tribunal had considered the claim petition after appreciating the documentary evidence of Exts.A1 to A9, which alone M.A.C.A.No.340 of 2010 2 was let in by the claimant. Before the Tribunal, the driver and owner of the autorickshaw remained _ex parte and t_ he claim petition was only contested by the insurer of the autorickshaw. Either oral or documentary evidence was not let in by the insurer. 4. In the computation of the compensation by the Tribunal, a sum of 53,450/- was arrived at and the third respondent was₹ directed to deposit the same with interest at the rate of 8% per annum from the date of the claim petition till realisation. The Tribunal found from the evidence adduced by the third respondent, the insurer that the insured, allowed the first respondent, who was not possessed with a valid driving licence, to drive the offending vehicle and that being a violation of the policy conditions, allowed the insurer to recover the compensation from the insured after depositing the same in favour of the petitioner. 5. It is solely aggrieved by the quantum of compensation awarded by the Tribunal, the claimant has approached this Court in the captioned appeal seeking enhancement. 6. Sri.Sheji P. Abraham, the learned counsel for the claimant contended that the compensation awarded by the Tribunal under various heads is meagre and disproportionate to the hardships met with by the claimant due to the accident. According to him, the M.A.C.A.No.340 of 2010 3 monthly income of the claimant was not fixed by the Tribunal while computing the compensation for loss of earning and an amount of `9000/- was awarded in lumpsum under the head 'loss of earning', in utter disregard of the pleas of the claimant that he was aged 34 years, and a driller by profession. It is also not clear from the award, what is the duration for which loss of earning was considered. It is contended by the learned counsel that though it is established before the Tribunal by valid medical documents that the claimant had sustained comminuted fracture of patella of his left knee and had undergone treatment as inpatient for 15 days at Sevana Hospital, Pattambi, the sum arrived at as compensation under the head `pain and suffering' is only 12,000/-, which is inadequate and highly unreasonable. The₹ learned counsel has drawn our attention to the amounts awarded as compensation under the heads `bystander expenses', `transportation expenses', `extra nourishment' and `damages to clothing', to contend that, the calculation is improper and is made on an improper appreciation of the evidence on record. The learned counsel has also contended that the compensation for loss of amenities was arrived at by the Tribunal without application of mind to the actual sufferance of the claimant. Raising the contentions as above, the learned counsel urged for a re-visitation of the award and re-fixation of compensation. M.A.C.A.No.340 of 2010 4 7. Per contra, Smt.Hemalatha.M., the learned counsel appearing for the third respondent has contended that the compensation awarded by the Tribunal under various heads is reasonable in all respects and interference is totally uncalled for. 8. We have gone through the description in the impugned award about the documentary evidence adduced by the claimant before the Tribunal. The documentary evidence, as we have already stated, consist of Exts.A1 to A9. Ext.A2 is the Accident Register-cum-Wound Certificate issued from Sevana Hospital, Pattambi which reveals the claimant's admission therein firstly on 13.2.2007. Ext.A7 series are the discharge summary cards issued from the very same hospital and it disclose the successive spells of hospitalization for treatment following the accident. It is evident therefrom that the claimant had inpatient treatment at Sevana hospital for a total period of 15 days. It is further evident that the claimant had sustained comminuted fracture of patella of his left knee and was subjected to a surgical procedure of laying implants. As evidenced by the medical bills, marked as Exts.A6 and A9, the claimant had expended a sum of `21,177/- for treatment. As rightly put forth by the learned counsel the monthly income of the claimant was not fixed by the Tribunal and a lumpsum amount of `9,000/- was awarded under the head `loss of earnings'. The plea of M.A.C.A.No.340 of 2010 5 the claimant was that he was a Driller by profession and aged 30 years. The accident was in the year 2007. Therefore, the Tribunal ought to have adverted to the dictum of the Apex Court in _**Ramachandrappa** v._ _**Manager, Royal Sundaram Alliance Insurance Company Limited**_ _**((2011) 13 SCC 236)**_ wherein the Apex Court has directed that `4500/- can be taken as the monthly income in the case of a coolie worker, who met with a motor accident in the year **2004** . The claimant in the case on hand met with the motor accident in the year 2007 and being a man aged only 30 years, in view of the decision supra, we feel it just and proper to consider `6000/- as his monthly income. In view of the seriousness of the injuries sustained by the victim, it is appropriate to take loss of earning for three months. When the computation is done in the way, the claimant would be entitled to get a sum of `18,000/under the head loss of earning. The sum awarded by the Tribunal under the head being `9,000/-, the sum payable in addition in our computation in the way as stated above would be `9,000/-. 9. Under the head `pain and sufferings', the Tribunal has awarded `12,000/-. Indisputably, the same is disproportionate to the injuries sustained and we are inclined to grant `8,000/- more under that head. The sum awarded as compensation under the head `loss of M.A.C.A.No.340 of 2010 6 amenities' is only `6,000/- which, according to us, is also not a compensation commensurate with the hardships to which the claimant was put to by the accident. Therefore, we are inclined to fix it as `15,000/-, thereby making the claimant entitled to get 9,000/- in₹ addition. Under the head `bystander expenses', the Tribunal has awarded `2,250/- by considering `150/- per day. The accident having been occurred in the year 2007, we will be justified to consider `200/per day and in the computation with the amount re-fixed, the claimant would be entitled to get `750/- in addition. The sum awarded under the heads `transportation expenses', `extra nourishment' and `damages to clothing', being a consolidated sum, we are inclined to re-fix it individually. Since the claimant had sustained comminuted fracture of patella of left knee and undergone the surgical procedure of laying of implants, definitely the claimant must have been forced to attend the hospital more than once. Considering that aspect, we are inclined to grant a sum of `1,500/- under the head `transportation expenses'. The award is silent, about the manner in which the compensation for `extra nourishment' was arrived at by the Tribunal. In our view `100/- is a reasonable sum and in the computation with the said sum, `1,500/would be payable under that head. `Damages to clothing' being a M.A.C.A.No.340 of 2010 7 probable consequence of the accident and in the absence of any sum awarded by the Tribunal as compensation under that head, we are constrained to award 1,000/- under that head. ₹ 10. When computation is done in the way as aforesaid, the total sum payable under the three heads together would come to `4,000/-. When the consolidated sum of `3000/- is deducted from the total sum now arrived at by us, the claimant would be entitled to get `1,000/- in addition. Thus, a total sum of `27,750/- is found payable to the claimant as additional sum in our interference as aforesaid. 11. During the course of argument, the learned counsel representing the parties have submitted that subsequent to the passing of the award, a revised award was passed by the Tribunal on production of the driving licence by the first respondent and thereby, the direction in the original award granting permission to the third respondent to get recovery of the amount after payment, jointly from the first and second respondents was set aside. As per the revised award, the entire liability to compensate the claimant is fixed on the third respondent, the insurer. 12. In the result, a sum of ₹`27,750/- is found as the compensation payable to the claimant in addition. Needless to say that the said amount will carry interest at the rate of 8% per annum from M.A.C.A.No.340 of 2010 8 the date of the claim petition till the date of realisation. The third respondent is directed to deposit the said sum with interest, as aforesaid within one month from the date of receipt of a copy of this judgment. The appeal is disposed of as above. No order as to costs. Sd/- **C.T.RAVIKUMAR Judge** Sd/- **MARY JOSEPH Judge** TKS _Continued at Page -9-_ M.A.C.A.No.340 of 2010 9 The judgment dated 05/12/2017 in M.A.C.A.No.340/2010 is corrected by incorporating the words “ **exempting the period of delay of 121 days occurred in the matter of filing appeal** .” after the words “ **till the date of realisation** ” occurring in the second sentence of paragraph 12 of the judgment, at page No.8, vide order dated 02/03/2018 in M.A.C.A.No.340/2010. Sd/Registrar (Judicial)