High Court of KeralaSingle JudgePartially allowed; enhanced compensation; insur...

C.O. Savitha v. Pradeep Kumar and others

Case / Petition Number:MACA NO. 2237 OF 2010

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C.S. Dias
Judgment Date
2022-03-02
Court Decision / Holding
The appeal is allowed in part, by enhancing the compensation by Rs. 27,000 (Rs.12,000 towards loss of earnings, Rs.10,000 for pain and suffering, Rs.5,000 for loss of amenities) with interest at 6% per annum from the date of petition till deposit, and a cost of Rs.3,000. The insurer is ordered to deposit the enhanced compensation with interest and costs before the Tribunal within sixty days of receipt of a certified copy of the judgment, and upon deposit, the amount shall be disbursed to the appellant in accordance with law.
Final Disposition
Partially allowed; enhanced compensation; insurer to deposit within sixty days; interest and costs awarded.

Parties to the Case

Appellants / Petitioners

  • C.O. Savitha

Respondents

  • Pradeep Kumar
  • The New India Assurance Company Ltd
  • Kadeeja Umma
  • K.I.Muhammed
  • Rafeeque K.I.
  • Iqbal K.I.
  • Naseer I.
  • Riyas K.I.
  • Riswan K.I.
  • Haleema K.I.
  • Sheera K.I.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri Mathew John (K)

Counsels for Respondents

  • • Sri PMM Najeeeb Khan

Case Synopsis & Summary

This MACA arises from an award of the Motor Accidents Claims Tribunal, Thalassery, in OP(MV) No. 782/2004 for injuries sustained by the petitioner, C.O. Savitha, in a motor vehicle accident on 17 April 2001. The Tribunal held negligence by the driver of the Tata Sumo owned by the first respondent and insured by the third respondent, and awarded a modest sum of Rs. 33,500 along with costs, after declining loss of earning capacity. The appellant, a district court advocate, claimed Rs. 5,00,000 in compensation; the Tribunal fixed her monthly income at Rs. 3,000 and did not award loss of earnings. The first respondent died, and his heirs were impleaded. The third respondent admitted insurance coverage but maintained that the compensation claimed was excessive. The High Court re-evaluated the quantum, noting that the petitioner was an advocate and that decisions like Chameli Devi v. Jivrail Mian and others set a higher notional income for calculation. It increased the notional monthly income to Rs.5,000 and awarded additional amounts for loss of earnings (Rs. 12,000), pain and suffering (Rs. 10,000) and loss of amenities (Rs. 5,000), totaling an enhanced Rs. 27,000. The appeal was allowed in part, with liability of the insurer confirmed and enhanced compensation payable along with interest at 6% per annum and costs.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Just compensation under the Motor Vehicles Act, 1988
  • Notional monthly income principle for assessment of compensation (as applied in Chameli Devi v. Jivrail Mian and Others, 2019 KHC 5352)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal's quantum of compensation was inadequate and that the notional income should be Rs.5,000 per month (cited to Chameli Devi) and seeks enhancement of compensation, including loss of earnings, pain and suffering, and loss of amenities.

Contentions of Respondents

The insurer/ respondents contend that the claimed compensation is excessive and the Tribunal's award is just; they challenge the quantum and liability under the insurance policy.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Chameli Devi and others v. Jivrail Mian and others2019 KHC 5352PositiveCited to justify a higher notional monthly income for calculation of compensation (Rs.5,000 in 2001) based on the Supreme Court guidance referenced in the judgment.

Diagnostic Tool

Beta

Does this judgment govern your specific facts?

Don't risk relying on a distinguishable precedent. Enter your facts or proposition below. We will test it against C.O. Savitha v. Pradeep Kumar and others and instantly map out authorities that support, challenge, or govern your position.

Extracted Judgment Text

Exact text extracted from official judgment records.

# **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE C.S.DIAS** **WEDNESDAY, THE 2[ND] DAY OF MARCH 2022 / 11TH PHALGUNA, 1943** ## **MACA NO. 2237 OF 2010** **AGAINST THE AWARD DATED 27.07.2010 IN OPMV 782/2004 OF MOTOR ACCIDENT CLAIMS TRIBUNAL , THALASSERY** ## **APPELLANT/PETITIONER:** C.O.SAVITHA, D/O SREEDHARAN W/O.LATE PRASAD, 31 YEARS, SREVALSAM P.O.,KOTTAYMPOIL BY ADV SRI.MATHEW JOHN (K) ## **RESPONDENTS/RESPONDENTS:** - 1 PRADEEP KUMAR, S/O KUNHIRAMAN NAMBIAR, MOTTALA HOUSE,, P.O..KOTTAYAMPOIL, KUTHUPARAMBA-670691 - 2 THE NEW INDIA ASSURANCE COMPANY LTD KANNUR-670001 - 3 KADEEJA UMMA W/O.LATE ISMAIL NEW HOUSE, P.O.KINYA, VIA UCHILA, MANGALORE TALUK-670001 - 4 K.I.MUHAMMED,S/O.LATE ISMAIL -DO- - 5 RAFEEQUE K.I., S/O.LATE ISMAIL-DO- - 6 IQBAL K.I., S/O.LATE ISMAIL-DO- - 7 NASEER .I. S/O.LATE ISMAIL -DO- 8 RIYAS K.I. **MACA NO. 2237 OF 2010 2** S/O.LATE ISMAIL-DO- - 9 RISWAN K.I.,S/O.LATE ISMAIL -DO- - 10 HALEEMA K.I.,D/O.LATE ISMAIL -DO- - 11 SHEERA K.I.,D/O.LATE ISMAIL-DO- BY ADV SRI.PMM.NAJEEB KHAN **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 02.03.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** **MACA NO. 2237 OF 2010 3** ## **Dated this the 2[nd] day of March, 2022.** ## **JUDGMENT** The appellant was the petitioner in OP(MV) No.782/2004 on the file of the Motor Accidents Claims Tribunal, Thalasserry. The respondents in the appeal were the respondents 2 to 12 before the Tribunal. The first respondent before the Tribunal had died before the passing of the award. Hence, he is not impleaded as a party in the appeal. The parties are, for the sake of convenience, referred to as per their status before the Tribunal. 2. The petitioner had filed the claim petition under Section 166 of the Motor Vehicles Act, 1988, claiming compensation on account of the injuries **MACA NO. 2237 OF 2010 4** sustained to her in an accident on 17.04.2001. It was her case that, while she was travelling in a Tata Sumo bearing registration No. K.A.19/N-698 along with her relatives to Guruvayoor, the vehicle hit against a tree and the petitioner and the other passengers in the vehicle sustained serious injuries. The accident occurred due to the negligence of the second respondent – driver of the Tata Sumo. The petitioner sustained a fracture of acetabulam and was treated as an inpatient for a period of 7 days at the Talassery Co-operative Hospital. The petitioner was an Advocate by profession and practicing at the District Court, Thalassery and was drawing a monthly income of Rs.7500/-. The Tata Sumo was owned by the first respondent and insured with the third respondent. Hence, the petitioner had claimed a compensation of Rs.5,00,000/- from the respondents. 3. The other injured in the same accident and the petitioner, her children and mother in law had filed O.P. ## **MACA NO. 2237 OF 2010 5** (M.V) Nos.778/04, 779/04, 780/04, 781/04, 783/04, 784/04, 785/04 and 786/04, before the same Tribunal, seeking compensation from the respondents. 4. Pending the claim petitions, the first respondent died and his legal representatives were impleaded as supplemental respondents 4 to 12. Only the third respondent contested all the claim petitions. 5. The third respondent had filed separate written statements in all the claim petitions, inter alia, contending that as the first respondent had transferred the vehicle to the second respondent, without intimating the same to the third respondent, the third respondent may be exonerated of its liability. However, the third respondent admitted that the Tata Sumo had a valid insurance coverage. The third respondent also stated that the compensation claimed in all the claim petitions were excessive. 6. The Tribunal consolidated and jointly tried all ## **MACA NO. 2237 OF 2010 6** the claim petitions. 7. The petitioners in all the claim petitions produced and marked Exhibits A1 to A37 in evidence. The third respondent produced the insurance policy, which was marked as Exhibit B1. Exhibits X1 to X6 were summoned and marked in evidence 8. The Tribunal, after analysing the pleadings and materials o record, on the basis of the admission made by PW1- the petitioner’s brother, that the petitioner had secured employment in the Advocate General’s Office, Ernakulam, on compassionate grounds, declined to award any compensation under the head ‘loss of earning capacity’. Even though, she had produced Exhibit X5 disability certificate, the Tribunal, awarded an amount of Rs.33,500/- as compensation with interest and a cost of Rs.500/-. 9. Dissatisfied with the quantum of compensation awarded by the Tribunal, the petitioner is in appeal. ## **MACA NO. 2237 OF 2010 7** 10. Heard; Sri.Mathew John, the learned counsel appearing for the appellant/petitioner and Sri.PMM Najeeb Khan the learned counsel appearing for the second respondent/insurer. 11. The point that arises for consideration in this appeal is whether the quantum of compensation awarded by the Tribunal is reasonable and just. ## **Negligence and liability** 12. Exhibit A16 FIR registered by the Koyilandy Police in Crime No.152/2001 proves that the accident occurred due to the negligence of the second respondent. The respondents have not let in any evidence to the contrary to discredit Exhibit A16 or to controvert the pleadings and materials on record. Thus, it is proved that the second respondent was negligent in causing the accident. Indisputably, the first respondent was the owner and third respondent was the insurer of the Tata Sumo. The third respondent has also not ## **MACA NO. 2237 OF 2010 8** proved that the first respondent had violated the insurance policy conditions. Therefore, the third respondent is to indemnify the liability of the first respondent arising out of the accident. ## **Income** 13. The petitioner had claimed that she was an Advocate by profession and earning a monthly income of Rs.7500/-. For the want of material, the Tribunal fixed the petitioner’s monthly income at Rs.3000/- 14. In **Chameli Devi and others v. Jivrail Mian and others** [2019 KHC 5352], the Honourable Supreme Court has fixed the notional monthly income of a carpenter in the year 2001 at Rs.5000/- 15. Following the yardstick in the afore-cited decision and considering the fact that the petitioner was an Advocate by profession, I hold that the petitioner’s notional monthly income can safely be fixed at Rs.5000/-. ## **MACA NO. 2237 OF 2010 9** ## **Loss of earnings** 16. In view of the fact that the petitioner had suffered a fracture of acetabulam and that she was treated as an inpatient for a period of 7 days, and further the Medical Board has found that she had injury to her hip, I hold that she was indisposed for a period of three months. 17. In view of the re-fixation of the notional monthly income of the petitioner at Rs.5000/-, I award her an amount of Rs.15,000/- under the head ‘loss of earnings’, instead of Rs.3000/-awarded by the Tribunal. ## **Pain and suffering and loss of amenities** 18. The Tribunal has awarded an amount of Rs.15,000/- under the head’ pain and sufferings’ and Rs.10,000/- under the head ‘loss of amenities’. I find the amounts to be on the lower side. 19. On a consideration that the petitioner had sustained a fracture of the acetabulam, that she was ## **MACA NO. 2237 OF 2010 10** treated as an inpatient for a period of 7 days, and that she was indisposed for a period of three months, I hold that she is entitled to a further amount of Rs.10,000/under the head ‘pain and sufferings’ and a further amount of Rs.5,000/- under the head ‘loss of amenities’. 20. With respect to other heads of compensation, I find that the Tribunal has awarded reasonable and just compensation. In the result, the appeal is allowed in part, by enhancing the compensation by a further amount of Rs.27,000 **/-** (Rs.12000/- towards ‘loss of earnings’, Rs.10,000/- under the head ‘pain and suffering’ and Rs.5000/- under the head ‘loss of amenities’) with interest at the rate of 6% per annum from the date of petition till the date of deposit, and a cost of Rs.3,000/-. The third respondent-insurer is ordered to deposit the enhanced compensation with interest and cost before the Tribunal within sixty days from the date of receipt **MACA NO. 2237 OF 2010 11** of a certified copy of the judgment. Immediately on the compensation amount being deposited, the same shall be disbursed to the appellant/petitioner in accordance with law. Sd/- **C.S.DIAS, JUDGE** rmm/03/03/2022