High Court of KeralaSingle JudgeAppeal partly allowed

Chenthama ra S/O Vel ayudhan v United India Insurance Co Ltd and others

Case / Petition Number:MACA NO. 1050 OF 2012
Neutral Citation:/

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • A. BADHARUDEEN
Judgment Date
2022-06-17
Court Decision / Holding
Appeal partly allowed. The High Court enhanced the total compensation to Rs 4,13,100 (from Rs 3,48,100 awarded by the Tribunal), by re-calculating loss of earnings to Rs 21,000 (Rs 3,500 x 6 months) with Rs 12,000 additional, disability income to Rs 1,26,000 (3,500 x 12 x 15 x 20/100) with Rs 18,000 additional, increased pain and suffering by Rs 15,000, increased loss of amenities by Rs 15,000, and added Rs 5,000 for extra nourishment. The enhanced amount is to be deposited by the Insurance Company within two months, with interest at the Tribunal rate, excluding 80 days’ delay in a petition (CM No. 1286/2012) as ordered on 18.06.2012, and released to the appellant on deposit.
Final Disposition
Appeal partly allowed

Parties to the Case

Appellants / Petitioners

  • Chenthā mara S/O Vel ayudhan

Respondents

  • S. Prithiviraj (S/o Samy Raj)
  • Narayanswamy
  • The United India Insurance Company Ltd

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. Binoy Vasudevan

Counsels for Respondents

  • • Sri. P. K. Manojkumar

Case Synopsis & Summary

Chenthama ra S/O Vel ayudhan v United India Insurance Co Ltd (MACA No. 1050 of 2012) is a Kerala High Court appeal under Section 173 of the Motor Vehicles Act, 1988, against a Motor Accidents Claims Tribunal, Palakkad award dated 25 November 2011 in OPMV 376/2008. The appellant sustained multiple injuries in a motorcycle accident on 12 December 2007 (bike TN 41J/223) and claimed Rs 6,00,000 from respondents 1–3. The Tribunal, which held respondents 1 and 2 ex parte, awarded Rs 3,48,100 with interest at 7.5% per annum. The third respondent insurer contested the outcome. The appellant’s counsel urged reassessment of compensation, particularly the monthly income; the court invoked Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. to justify fixing monthly income at Rs 3,500 for loss of earnings and disability calculation (20% disability). The High Court re-calculated: loss of earnings for six months at Rs 3,500 per month (Rs 21,000), i.e., Rs 12,000 more than the Tribunal’s figure of Rs 9,000; disability income revised to Rs 1,26,000 (3,500 x 12 x 15 x 20/100), Rs 18,000 more than the Tribunal’s Rs 1,08,000. Pain and suffering increased by Rs 15,000 and loss of amenities by Rs 15,000; extra nourishment by Rs 5,000. The appeal is allowed in part, awarding Rs 4,13,100 in total (Rs 3,48,100 already awarded plus Rs 65,000 enhanced). The Insurance Company is directed to deposit the enhanced amount within two months, with the Tribunal’s rate of interest, excluding 80 days’ delay, as per the order allowing the delay petition.

Provisions of Law Cited

Section 166 MV ActSection 173 MV Act

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant argued that the Tribunal erred in fixing the monthly income at Rs 3,000 and sought re-fixation at Rs 3,500, supported by Ramachandrappa v. Manager, which the High Court used to justify a higher income level for calculating loss of earnings. He contended the injuries were severe, supported by Ext A8 (disability/wound evidence) and Ext X1 (Medical Board certificate), and urged re-calculation across heads including loss of earnings, disability income, pain and suffering, loss of amenities, and extra nourishment, to reflect the true extent of impairment and disruption of life. The overall claim of Rs 6,00,000 was to be compensated more fully, culminating in a total around Rs 4,13,100 with updated heads.

Contentions of Respondents

The insurer opposed the enhancement, challenging the quantum recalculation and the application of higher income for loss of earnings. Respondents argued for adherence to the Tribunal’s award and relied on the policy terms and evidence to contend that the original assessment, including the disability percentage and multipliers, should stand or be modestly adjusted within the framework of standard MV Act guidelines. The ex parte status of respondents 1 and 2 limited their participation in the proceedings before the Tribunal.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd.[(2011) 13 SCC 236]PositiveUsed to justify fixing higher monthly income (Rs 3,500) for loss of earnings, aligning with the principle in Ramachandrappa.

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Extracted Judgment Text

Exact text extracted from official judgment records.

# **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE A. BADHARUDEEN ``` ``` FRIDAY, THE 17[TH] DAY OF JUNE 2022 / 27TH JYAISHTA, 1944 ``` ``` MACA NO. 1050 OF 2012 ``` ``` AGAINST THE AWARD DATED 25.11.2011 IN OPMV 376/2008 OF MOTOR ``` # **`ACCIDENT CLAIMS TRIBUNAL, PALAKKAD`** ## **`APPELLANT/PETITIONER:`** ``` CHENTHAMARA S/O.VELAYUDHAN, AGED 44 YEARS, KURUKKAMPOTTA, ERATTAKULAM, NALLEPULLY, PALAKKAD. BY ADV SRI.BINOY VASUDEVAN ``` ## **`RESPONDENTS/RESPONDENTS:`** |**`1`**|**`S.PRITHIVIRAJ`**| |---|---| ||**`S/O.SAMY RAJ, AGE NOT KNOWN,`**| ||**`12AI NEHRUJI ROAD, PALANI, TAMIL NADU – 624 601`**| |**`2`**|**`NARAYANASWAMY`**| ||**`S/O.MUTHURAMALINGAM CHETTIYAR STREET,`**| ||**`BLASAMUDRAM, PAZHANI TALUK, TAMIL NADU – 624 601`**| |**`3`**|**`THE UNITED INDIA INSURANCE COMPANY LTD`**| ||**`5, BIG BAZZAR, STREET,`**| ||**`DHARAPURAM, TAMIL NADU – 638 656`**| ||**`BY ADV SRI.P.K.MANOJKUMAR`**| ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 17.06.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 1050 OF 2012 ``` ``` 2 ``` ## **JUDGMENT** Dated this the 17[th] day of June, 2022 This is an appeal filed under Section 173 of the Motor Vehicles Act, 1988 (hereinafter referred to as ‘the MV Act’) by the original petitioner in O.P.(MV).No.376/2008 before the Motor Accidents Claims Tribunal, Palakkad assailing award dated 25.11.2011 in the above case. The respondents before the Tribunal are the respondents herein. 2. Heard the learned counsel for the appellant as well as the learned counsel for the 3[rd] respondent - Insurance Company. 3. The summary of the case is as follows:- The appellant lodged claim under Section 166 of the MV Act before the Tribunal, on the allegation that he sustained serious injuries pursuant to an accident occurred ``` MACA NO. 1050 OF 2012 ``` ``` 3 ``` on 12.12.2007 while he was travelling on a motor cycle bearing registration No.TN 41J/223 due to the rashness and negligence on the part of the second respondent. The appellant claimed Rs.6,00,000/- as compensation from respondents 1 to 3. 4. The first and second respondents were declared ex parte by the Tribunal. 5. The third respondent-Insurance Company filed written statement. While admitting policy, the negligence and quantum of compensation under various heads were opposed. 6. The Tribunal went on trial. The Tribunal marked Exts.A1 to A116 on the side of the appellant. No evidence adduced from the side of the respondents. Ext.X1 disability certificate also marked. 7. The Tribunal granted 3,48,100/as compensation along with interest at the rate of 7.5% per annum. ``` MACA NO. 1050 OF 2012 ``` ``` 4 ``` 8. It is argued by the learned counsel for the appellant that the Tribunal fixed the monthly income of the appellant at Rs.3,000/-, though the appellant claimed Rs.3,500/- as the income. Therefore, he canvasses re-fixation of the monthly income at Rs.3,500/-. This plea is not opposed since the monthly income as per **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd. [(2011) 13 SCC 236]** is higher than Rs.3,500/-. Therefore, Rs.3,500/- is fixed as monthly income in this case for calculating ‘loss earnings’ as well as ‘disability’, which is admittedly, 20% accepted by the Tribunal. 9. As per Ext.A8 wound certificate produced, the injuries sustained by the appellant are (1) Fracture dislocation left hip with sciatic nerve palsy, (2) Fracture lateral condyle left tibia (3) Grade-I open fracture right proximal tibia, (4) Fracture right glaezyi, (5) C6, C7 sub luxation with numbness both hand, (6) haematoma left ``` MACA NO. 1050 OF 2012 ``` ``` 5 ``` side neck and (7) lacerated wound scalp. It could be noticed that the appellant was admitted initially at Malabar Hospital, Palakkad from 17.12.2007 to 21.01.2008 and he was subjected to surgeries on 17.12.2007, 18.12.2007 and 21.12.2007 and also on 02.01.2008 and 10.01.2008, as borne out from Exts.A9 and A14 discharge summaries produced. Closed reduction of left hip and distal femoral done on 17.12.2008 and implant fixation on tibia, forearm and acetabulum were also done. 10. On the basis of the above factual scenario, I am inclined to re-assess the compensation entitled by the appellant. It could be gathered that the Tribunal granted Rs.9,000/- towards ‘loss of earnings’ at the rate of Rs.3,000/- per month. Considering the nature of injuries and the repeated surgeries and treatment, I am of the view that ‘loss earnings’ for a period of 6 months can be granted at the rate of Rs.3,500/- per month. The same would come to Rs.21,000/- (3,500 x 6). Accordingly, ``` MACA NO. 1050 OF 2012 ``` ``` 6 ``` **Rs.12,000/-** (21,000 – 9,000) more is granted under the head ‘loss of earnings’. 11. Coming to ‘disability income’, the same also requires re-calculation at the rate of Rs.3,500/- per month since the multiplier 15 was accepted by the Tribunal by accepting 20% disability assessed as per Ext.X1 Medical Board Certificate. Therefore, the ‘disability income’ is also re-calculated as under: 3,500 x 12 x 15 x 20/100 = 1,26,000/- Out of which, Rs.1,08,000/- was granted by the Tribunal. Thus, **Rs.18,000/-** (1,26,000 – 1,08,000) more is granted under the head ‘loss of disability income’. 12. It appears that though injuries and treatment underwent by the appellant as discussed above, the Tribunal granted Rs.20,000/- under the head ‘pain and sufferings’ and Rs.10,000/- under the head ‘loss ``` MACA NO. 1050 OF 2012 ``` ``` 7 ``` amenities’. I am inclined to increase the compensation under the head ‘pain and sufferings’ by **Rs.15,000/-** more and ‘loss of amenities’ by **Rs.15,000/-** more. That apart, towards ‘extra nourishment’, I am inclined to grant **Rs.5,000/-** more. In the result, this appeal stands allowed in part. It is held that the appellant is entitled to get Rs.4,13,100/- as compensation. Out of which, Rs.3,48,100/- was granted by - the Tribunal and the balance amount of **Rs.65,000/** (Rupees sixty five thousand only) is granted as enhanced compensation with the same rate of interest awarded by the Tribunal, excluding interest for a period of 80 days specifically excluded by this Court while allowing the delay petition-C.M.Application No.1286 of 2012 as per order dated 18.06.2012, payable by the Insurance Company, from the date of petition till the date of deposit or realisation. ``` MACA NO. 1050 OF 2012 ``` ``` 8 ``` The Insurance Company is directed to deposit the same in the name of the appellant within two months from today. On deposit, the appellant can release the same. **Sd/-** **A. BADHARUDEEN JUDGE** nkr