High Court of KeralaSingle JudgeAppeal disposed of

BOSE @ CHANDRABOSE v. THE PRESIDENT KADAPPURAM-MANTHALA F.D.W.C.S.NO:F (R),16/87/CZ, CHAVAKKAD, THRISSUR DISTRICT & ORS

Case / Petition Number:MACA.No.2735/2009

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • P.R.RAMACHANDRA MENON
Judgment Date
2018-10-23
Court Decision / Holding
Appeal stands disposed of. The Kerala High Court enhanced the compensation to ₹5,14,200, applying a recalibrated income of ₹3,000 per month, a 100% disability per the medical board, and the Pranay Sethi future-prospects doctrine with a 40% uplift. The multiplier was fixed at 16. Loss of amenities and care were additionally compensated with ₹50,000 and ₹25,000, respectively, and interest at 7.5% per annum was ordered from the date of petition. The insurer was directed to deposit the amount within six weeks.
Final Disposition
Appeal disposed of

Parties to the Case

Appellants / Petitioners

  • BOSE @ CHANDRABOSE, S/O Madhavan, Chinmali House, THiruvathra P.O., Chavakkad, Thrissur District

Respondents

  • The President Kadappuram-Mantala FDWC S.No:F (R),16/87/CZ, Chavakkad, Thrissur District
  • Ramasundaram, S/O Apputtacchen, Kadassery House, Manathala, Chavakkad, Thrissur District
  • The New India Assurance Co. Ltd., Kunnamkulam, Thrissur District

Legal Representation & Advocates

Counsels for Petitioners

  • • T. C. Suresh Menon

Counsels for Respondents

  • • M. Meena John
  • • S. Viju Thomas

Case Synopsis & Summary

This is a Motor Accident Claims Appeal arising from a 2004 road traffic collision in which the appellant, Bose @ Chandrabose, sustained serious injuries including head injury and right eye impairment, resulting in permanent disability. The Tribunal held the accident solely due to the negligence of the tempo van driver (the 2nd respondent) and awarded total compensation of ₹5,20,600, calculating income at ₹2,000 per month and a 90% permanent disability with a multiplier of 17, against which the insurer was directed to pay (valid policy present). The appellant contested on two fronts: (i) under-assessment of income and (ii) denial of full disability compensation and future prospects. The Kerala High Court, after considering the evidence and the appellant’s age (32 at the time), enhanced the assessment by first increasing monthly income to ₹3,000 (a 50% uplift) and adjusting the multiplier to 16 (instead of 17). The court then treated the permanent disability as 100% in light of the medical board’s findings, relying on the Pranay Sethi doctrine to add future prospects up to 40% to the income. This yielded a disability component of ₹8,06,400; deducting ₹3,67,200 awarded by the Tribunal, plus ₹50,000 for loss of amenities and ₹25,000 for care, the total enhanced compensation came to ₹5,14,200 with interest at 7.5% per annum. The appeal was disposed of with directions to deposit the amount within six weeks.

Legal Doctrines & Maxims

  • Future prospects for disability compensation (Pranay Sethi doctrine)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal wrongly assessed monthly income at ₹2,000 and erred in not treating the 90% permanent disability as 100% for the purpose of compensation. He submits that the Medical Board’s findings justify the disability at 100% and that future prospects should be included, following the Supreme Court guidelines (Pranay Sethi), to enhance the compensation. The Challenge also includes the appropriate multiplier, given the age (32) at the time of accident.

Contentions of Respondents

The respondents contend that the Tribunal’s assessment was not erroneous: income at ₹2,000 and 90% disability with a multiplier of 17 was consistent with evidence and medical board findings. They argue that the endorsement of 16 as multiplier by the High Court and the 100% disability calculation would need careful corroboration with the Medical Board and policy, and that the Tribunal’s assessment, including heads of damages and 7% interest, was proper.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
National Insurance Company v. Pranay Sethi and others2017 (5) KHC 350PositiveCourt applied the Pranay Sethi doctrine to allow 40% future prospects to be added to the monthly income for disability compensation.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE P.R.RAMACHANDRA MENON** **TUESDAY ,THE 23RD DAY OF OCTOBER 2018 / 1ST KARTHIKA, 1940** ## **MACA.No. 2735 of 2009** **AGAINST THE AWARD IN OPMV 2710/2004 of SPL.COURT FOR EC ACT CASES &MACT,TSR DATED 05-05-2009** ## **APPELLANT/S:** **BOSE @ CHANDRABOSE, S/O.MADHAVAN, CHINMALI HOUSE, THIRUVATHRA P.O., CHAVAKKAD, THRISSUR DISTRICT.** **BY ADV. SRI.T.C.SURESH MENON** ## **RESPONDENT/S:** **1 THE PRESIDENT KADAPPURAM-MANTHALA F.D.W.C.S.NO:F (R),16/87/CZ, CHAVAKKAD, THRISSUR DISTRICT. 2 RAMASUNDARAM, S/O.APPUTTACEN, KADASSERY HOUSE, MANATHALA, CHAVAKKAD, THRISSUR DISTRICT. 3 THE NEW INDIA ASSURANCE CO.LTD., KUNNAMKULAM, THRISSUR DISTRICT. BY ADVS. SMT.M.MEENA JOHN SRI.VIJU THOMAS** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 23.10.2018, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** M.A.C.A.NO.2735/2009 2 ## **J U D G M E N T** The appeal is for enhancement of the compensation awarded by the Tribunal in respect of the injuries sustained by the appellant and the consequences resulted in a road traffic accident. 2. The appellant was riding a motorcycle on 29.07.2004, when he was knocked down by a tempo van owned, driven and insured by respondents 1, 2 and 3 respectively. Based on the documentary evidence adduced before the Tribunal (both the sides having not chosen to adduce any oral evidence), the Tribunal arrived at a finding that the accident was solely because of the negligence on the part of the 2[nd] respondent, driver of the tempo van. 3. The claim petition filed before the Tribunal was sought to be resisted only by the Insurance Company as the respondents 1 and 2 chose to remain _ex parte._ The claimant contended that he was having a monthly income of ₹7,000/- as a fish vendor, but for want of evidence the M.A.C.A.NO.2735/2009 3 Tribunal reckoned the notional income only as 2,000/-.₹ Reckoning the permanent disability as 90%, adopting a multiplier of 17 [based on the age of the applicant as 32 years], a sum of 3,67,200/- was awarded as compensation₹ for disability. Awarding amounts under other different heads, the total compensation payable was fixed as ₹5,20,600/-, which was directed to be satisfied with interest @ 7% per annum by the Insurance Company, since the existence of a valid policy was admitted. 4. The learned counsel for the appellant submits that the monthly income reckoned by the Tribunal is on the lower side, adding that in view of the certified permanent disability of 90%, it should have been reckoned as '100%' for awarding the compensation for disability. The learned counsel appearing for the respondent Insurance Company points out that there is no fault on the part of the Tribunal in reckoning 90% as that alone was certified as reckonable by the duly constituted Medical Board. 5. The injuries sustained by appellant as discussed in paragraph No.9 of the award are given below: M.A.C.A.NO.2735/2009 4 “In col.No.11 of the petition the petitioner has stated that he has sustained “head injury”, injuries to right eye, right eye ball swollen, bleeding from ear”. Ext.P2 is the copy of the wound certificate issued by MES hospital and Ext.A4 is the discharge card issued by the west fort hospital, Thrissur. In this document it is stated that the petitioner was taken to this hospital on 29.07.2004 with fracture right frontal AC fissure, fracture right zygoma, right frontal contusion, pneumocephalus and other injuries.“ 6. The amounts awarded by the Tribunal are as follows: |**Head**|**Amount ( )**<br>**₹**| |---|---| |Loss of earning|6,000/-| |Expense for<br>transportation|2,000/-| |Expense for extra<br>nourishment|3,000/-| |Damages to<br>clothing|500/-| |Expense for<br>treatment|88,900/-| |Expense for|3,000/-| M.A.C.A.NO.2735/2009 5 |bystander|| |---|---| |Compensation for<br>pain and suffering|20,000/-| |Compensation for<br>future treatment|30,000/-| |Compensation for<br>disability|3,67,200/-| |Total|5,20,600/-| 7. After hearing both the sides, considering the fact that the appellant was an able bodied youth of 32 years at the time of the accident and also in view of the fact that the accident was in the year 2004 and further taking note of the future prospects, this Court finds it appropriate to add 50% more and re-fix the monthly income as **₹3,000/-** in the place of 2,000/-, reckoned by the₹ Tribunal. The learned counsel for the Insurance Company submits that, since the age of the appellant was above 30 years, the appropriate multiplier to be adopted is '16' and not '17'. This Court finds some force in this submission. Hence, the appropriate multiplier is refixed as '16' in the place of '17'. 8. With regard to the reckoning extent of permanent disability, Ext.X1 medical report issued by the Medical M.A.C.A.NO.2735/2009 6 Board is relevant. Relevant portion of the said certificate is extracted below: “History of R.T.A on 29.07.2004 had fracture ® frontal, (R) Zygoma and Femur (R) forntal lobe contusion and pneumocephalus. Treated at Westfort Hospital. Present Neurological deficits: Higher Mental functions: Has mild to moderate frontal loby dysfunction in the form of impairment of working memory, mild impairment in calculation and apathy. 2.Cranial Nerve deficits: Patient has (R) optic atrophy-post tramatic (R) pupil dilated, not reacting. Motor deficits: Severe spasticity (L) upper and lower limbs (L) sided hemiplegia with upper limb grade 2-3/L.power and lower limb grade 4/5 power. Needs one person support for walking. Patient also has bladder symptoms in the form of hesitancy of micturation. The following findings in the Right eye shows partial ptosis with right divergent squint of more than 45[o ] and M.A.C.A.NO.2735/2009 7 restricted extraocular movements with sparing of abduction and intortion suggestive of partial third nerve palsy. Right pupil was dilated and not reacting to light (direct and consensual). His vision in the right eye is 6/60 NIP and colour vision derective and fundus examination shows features of primary optic atrophy. Left eye is normal. He has permanent visual disability of 30% (thirty percentage) due to optic atrophy right eye.” 9. There is no dispute that the loss of earning capacity was assessed by the competent Medical Board as 90%, with 30% loss of vision. Then the question is what could be the income which can be generated by the appellant with the remaining 10% capacity, which can only be answered in the 'negative'. A person who is having 90% permanent disability will not be in a postilion to do any work and to earn a living of his own. In such circumstances, this Court accepts the submission made by the learned counsel for the appellant that the permanent disability has to be reckoned as '100%' to workout the M.A.C.A.NO.2735/2009 8 compensation. Going by the dictum laid down in **National Insurance Company v. Pranay Sethi and others [2017 (5) KHC 350]** future prospects to an extent of 40% can be added to the monthly income, in view of the age factor. Thus, the disability compensation can be re-fixed as **4,200 (3,000 + 40%) x 12 x 16 x 100/100 = 8,06,400/-.₹** After deducting 3,67,200/- awarded by the Tribunal, the₹ balance payable comes to **₹4,39,200/-.** It is awarded accordingly. No amount has been awarded by the Tribunal towards loss of amenities and enjoyment in life. Since the appellant was of 32 years at the time of accident, it would only be appropriate if a sum of **₹50,000/-** is awarded under this head and hence it is awarded. The learned counsel for the appellant submits that the left side of the appellant is completely paralysed and is having much restriction of movements. A notional sum of **₹25,000/-** is awarded for care and support. Thus, the total additional compensation payable comes to **₹5,14,200/- (Rupees five lakhs fourteen thousand and two hundred),** which requires to be satisfied with interest @ 7.5% per annum from the date of claim petition, till M.A.C.A.NO.2735/2009 9 satisfaction. Since the policy is admitted, this Court directs the 3[rd] respondent Insurance Company to deposit the amount due within six weeks from the date of receipt of a copy of this judgment. Appeal stands disposed of. **Sd/-** **P.R.RAMACHANDRA MENON** DG **JUDGE**