High Court of KeralaSingle JudgeMACA allowed

Bhasuran P.A. v. Joy M.N. & Bajaj Allianz Insurance Co. Ltd.

Case / Petition Number:MACA NO. 2084 OF 2014

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Mrs. Justice Mary Joseph
Judgment Date
2023-02-23
Court Decision / Holding
MACA stands allowed. The High Court re-computed compensation: fixed a notional monthly income of Rs. 5,450 (per Ext. A13 notwithstanding its signatory not proved), applied the 51% disability, adopted a 9-multiplier, added 20% future prospects, and enhanced multiple heads (transportation, bystander expenses, clothing, nourishment, pain and suffering, loss of amenities). It awarded an additional Rs. 2,75,753 as compensation with 7.5% interest from the date of the Original Petition, directing payment within two months.
Final Disposition
MACA allowed

Parties to the Case

Appellants / Petitioners

  • Bhasuran P.A.

Respondents

  • Joy M.N
  • Bajaj Allianz Insurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • A.T. Anilkumar
  • • Smt. V. Shylaja

Counsels for Respondents

  • • Sri. Thomas M. Jacob

Case Synopsis & Summary

This High Court of Kerala, in a MACA arising from the Motor Accidents Claims Tribunal, Alappuzha, addresses a bicycle collision on 04 January 2007 when the petitioner, Bhasuran P.A., suffered a crush injury to his right leg leading to amputation above the knee. He sought Rs. 12,00,000 as compensation in OPV 442/08, challenging the Tribunal’s award of Rs. 5,72,205 on several heads and the computation of earnings and expenses. The insurer admitted coverage but urged that the accident was not wholly the Tribunal’s fault and argued for a more conservative award. The Tribunal had relied on Ext. A13 to determine income, but extended evidence and the employee’s disability. The High Court, while noting that Ext. A13 signatory was not proved, re-fixes the monthly income at Rs. 5,450 based on Ext. A13, applies the 51% disability and a 9-multiplier as per Sarla Verma v. Delhi Transport Corporation, and calculates loss of earnings for one year. It also increases sums for transportation (to Rs. 8,000), bystander expenses (to Rs. 10,000), clothing (to Rs. 1,000), extra nourishment (to Rs. 8,000), pain and suffering (to Rs. 70,000), and loss of amenities (to Rs. 50,000), while recognizing future prospects of 20%. The court ultimately awards an additional compensation of Rs. 2,75,753 with 7.5% interest, directing payment within two months, and allows the MACA.

Legal Doctrines & Maxims

  • Sarla Verma v. Delhi Transport Corporation (2010) 2 KLT 802 (SC) – multiplier doctrine for calculation of compensation and loss of earning capacity.

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that Ext. A13 establishes his occupation and a monthly income higher than the Tribunal’s notional Rs. 4,000, but the Tribunal did not accept Ext. A13 evidence as duly proved. He seeks re-fixation of monthly income with reference to Ext. A13 for a realistic assessment of earning capacity, and argues that transportation, bystander expenses, clothing, nourishment, pain and suffering, and loss of amenities were inadequately compensated. He urges reassessment consistent with the disability (51%) and lifetime impact of amputation and seeks a higher overall sum.

Contentions of Respondents

The respondents contend that the evidence supports the Tribunal’s approach, the accident largely involved the petitioner’s negligence or fault, Ext. C1 assessing 51% disability was used for calculation, and the compensation already awarded was reasonable; they maintain the insurer’s defences and the statutory framework permit no drastic upward revision.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Sarla Verma v. Delhi Transport Corporation2010 (2) KLT 802 (SC)PositiveUsed as the governing multiplier framework for calculating disability compensation and future prospects.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** **THE HONOURABLE MRS. JUSTICE MARY JOSEPH THURSDAY, THE 23[RD] DAY OF FEBRUARY 2023 / 4TH PHALGUNA, 1944 MACA NO. 2084 OF 2014** **AGAINST THE ORDER/JUDGMENTOPMV 442/2008 OF ADDITIONAL DISTRICT COURT & IST ADDITIONAL MOTOR ACCIDENT CLAIMS TRIBUNAL ,ALAPPUZHA.** ## **APPELLANT:** **BHASURAN.P.A AGED 64 YEARS S/O.AYYANKUNJU, PULLAPARAMBIL HOUSE, NORTH ARYAD P.O, MANNANCHERRY PANCHAYATH WARD-14, ALAPPUZHA DISTRICT** **BY ADVS. SRI.A.T.ANILKUMAR SMT.V.SHYLAJA** ## **RESPONDENTS:** **1 JOY.M.N S/O.NICHOLAS, MURINGATHERY HOUSE, VARADIYAM AVANOOR PANCHAYATH WARD XI, AVANOOR P.O, TRISSUR DISTRICT PIN-680541 2 BAJAJ ALLIANZ INSURANCE CO.LTD. 3RD FLOOR, KOCHIN-682 017 REPRESENTED BY ITS BRANCH MANAGER. BY ADV SRI.THOMAS M.JACOB** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 23.02.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** **MACA NO. 2084 OF 2014** **2** ## **JUDGMENT** ## **Dated this the 23[rd] day of February, 2023** The appeal on hand is originated from an award passed by Motor Accidents Claims Tribunal, Alappuzha (for short ‘the Tribunal’) on 12.11.2013 in O.P.V.No.442/08. The appellant is the petitioner in the above Original Petition. 2. The parties to this appeal will hereinafter be referred to as the petitioner and respondents 1 and 2 in accordance with their status in the Original Petition. 3. His grievance in the appeal was that just and reasonable compensation was not awarded by the Tribunal in his favour. On 04.01.2007 at about 6 p.m while he was pedalling his bicycle from west to east through Kalavoor-Mannancherry road, a Mini Lorry bearing Reg.No.KL-08/AE-9329 proceeding from the opposite direction, hit on his bicycle and thereby his right leg got crushed between the lorry and the hand rail of the concrete fence of the bridge. Following the crush injuries sustained, his right leg was amputated above the level of knee. Claiming a sum of **MACA NO. 2084 OF 2014** **3** Rs.12,00,000/- (Rupees Twelve Lakh only) as compensation, the Original Petition was moved. 4. The driver cum owner and the insurer of the Mini Lorry were arrayed as respondent Nos.1 and 2 in the Original Petition. Though notice was served on the 1[st] respondent, he did not turn up to contest the Original Petition and thus declared _ex parte_ by the Tribunal. 5. The 2[nd] respondent filed written statement admitting insurance coverage for the Mini Lorry bearing Registration No.KL08/AE-9329 as on date of accident under the policy issued by them. It was contended that, the motor accident was occurred due to negligence of the petitioner himself and not due to negligence of the 1[st] respondent. Compensation claimed was also disputed for want of any basis. The age, occupation and monthly income of the injured were also disputed. 6. Exts. A1 to A17 were marked in evidence on the side of the petitioner and Ext.C1 as court exhibit. The 2[nd] respondent did not adduce any evidence but obtained permission from the Tribunal to contest the Original Petition by availing all statutory defences. **MACA NO. 2084 OF 2014** **4** 6. On the basis of the evidence adduced, the Tribunal arrived at a sum of Rs.5,72,205/- as the compensation payable to the petitioner. Interest @ 7.5% per annum for the said amount from the date of the Original Petition till the date of realization with proportionate cost was also awarded. 7. It is contended by Smt.V.Shylaja, the learned counsel for the petitioner that, Ext.A13 was marked in evidence by the petitioner to establish his claims of occupation and monthly income. But, the Tribunal discarded it and fixed Rs.4,000/- as the monthly income notionally. It is contended by the learned counsel that a refixation of the monthly income with reference to the year in which the motor accident was occurred is warranted. The learned counsel further contended that, though the petitioner was residing at Mannancherry in Alappuzha District and had undergone treatment at Specialist Hospital, Ernakulam, the Tribunal has awarded only Rs.2,000/- as compensation towards transportation expenses. According to her, Rs.3,300/- stands awarded by the Tribunal as compensation towards bystander expenses, Rs.250/- towards damages to clothing, Rs.2,000/- towards extra nourishment, Rs.25,000/- towards pain and suffering and Rs.20,000/- towards **MACA NO. 2084 OF 2014** **5** loss of amenities and inconveniences were also inadequate and interference is required to make it just and reasonable. 8. According to the 2[nd] respondent, Ext.C1 was issued in favour of the petitioner by the Medical Board assessing his disability as 51% and the Tribunal has considered it as such for calculation of compensation. According to him, compensation stands awarded under other heads being reasonable interference is uncalled for. 9. Though Ext.A13 was marked in evidence by the petitioner, it was not proved by examining it’s signatory. Rs.5,450/- is the sum certified in Ext.A13 as the monthly income of the petitioner. That appears to this Court a reasonable sum to be fixed as the monthly income even on a notional basis, the year of consideration being 2007. The percentage of disability certified in Ext.C1 and the multiplier as directed in **Sarla Verma v. Delhi Transport Corporation [2010 (2) KLT 802 (SC)]** were taken by the Tribunal. The petitioner’s right leg was amputated following the crush injury sustained by him. The amputation was above knee level. It will take a long time for the petitioner to accept the reality and to get accustomed with the circumstances. He may not be in a position to do any work at least for one year. Therefore, this Court is **MACA NO. 2084 OF 2014** **6** inclined to calculate compensation for loss of earning by considering one year with the monthly income stands re-fixed as Rs.5,450/-. Thus, Rs.65,400/- (Rs.5,450/- x 12) is arrived at. Rs.24,000/stands awarded by the Tribunal when adjusted against, the petitioner will get Rs.41,400/- as additional compensation. 10. As compensation towards transportation expenses, in consideration of the treatment of the petitioner at Specialists Hospital, Ernakulam, this Court modifies the compensation to Rs.8,000/-. Rs.2,000/- stands awarded by the Tribunal when adjusted against, the petitioner will get Rs.6,000/- as additional compensation. As compensation towards bystander Expenses, Rs.3,300/- stands awarded by the Tribunal being low, this Court enhances it to Rs.10,000/-, and therefore, the petitioner will get Rs.6,700/- as additional compensation. As compensation towards damages to clothing, Rs.750/- more is awarded to make it to Rs.1,000/-. 11. The compensation towards extra nourishment is enhanced to Rs.8,000/- and therefore the petitioner will get Rs.6,000/- as additional compensation. This Court enhances the compensation towards pain and suffering to Rs.70,000/-, and therefore the **MACA NO. 2084 OF 2014** **7** petitioner will get Rs.45,000/- as additional compensation. This Court also enhances the compensation towards loss of amenities and inconveniences to Rs.50,000/- and therefore the petitioner will get Rs.30,000/- as additional compensation. 12. The future prospects of the petitioner would undoubtedly be lost on account of the amputation of his leg. Therefore, this Court finds it reasonable to add 20% to the monthly income re-fixed now and thus, Rs.6,540/- (Rs.5,450/- + 20% Rs.5,450/-) is arrived at. Compensation for disability when re-assessed with the above modified factors, Rs.3,60,223/- (Rs.6,540/- x 12 x 9 x 51/100) is arrived at. Rs.2,20,320/-, the sum stands awarded by the Tribunal when adjusted against, the petitioner will get Rs.1,39,903/- as additional compensation. 13. In the above manner of reassessment of compensation, the petitioner will get Rs.2,75,753/- (Rupees two lakhs seventy five thousand seven hundred and fifty three only) as additional compensation and it will carry interest at the rate of 7.5% per annum from the date of filing of Original Petition till the date of realization excluding 102 days of delay occurred in filing the appeal **MACA NO. 2084 OF 2014** **8** on hand. The 2[nd] respondent will pay the additional compensation fixed as above with interest fixed as above within a period of two months from the date of receipt of a certified copy of this judgment, in accordance with the directions issued by this Court in Circular No.03/2019 dated 06.09.2019. M.A.C.A. stands allowed accordingly. **Sd/-** **MARY JOSEPH** **JUDGE** saap