High Court of KeralaSingle JudgeAppeal allowed; enhanced compensation for the d...

Badharudheen and Sharifa v. Deepu K. Mathew and Others

Case / Petition Number:MACA NO. 1429 OF 2011

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C.S.Dias
Judgment Date
2022-01-05
Court Decision / Holding
Appeal allowed in part. The High Court held Ext. A3 establishes negligence by the lorry driver, overruled the Tribunal’s 25% contributory negligence against the first appellant, and enhanced the compensation. The appellants are entitled to Rs.4,21,000 with 7% interest from the date of petition till deposit, after accounting for Rs.50,000 deducted for contributory negligence and an additional Rs.3,71,000 as enhanced compensation. The third respondent/insurer must deposit the amount within 60 days; upon deposit, the sum is to be disbursed equally to the appellants, along with costs.
Final Disposition
Appeal allowed; enhanced compensation for the death of the minor; driver negligence affirmed; insurer to deposit Rs. 4,21,000 with interest; funds to be disbursed to appellants; costs as directed.

Parties to the Case

Appellants / Petitioners

  • Badharudheen
  • Sharifa

Respondents

  • Deepu K. Mathew
  • K.A. Ashaimar
  • IFFCO-Tokio General Insurance Co. Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri. Sheji P. Abraham
  • • Sri. O.K. Muraleedharan

Counsels for Respondents

  • • Sri. P. Jacob Mathew
  • • Sri. Mathews Jacob Sr.
  • • Smt. Preethy R. Nair

Case Synopsis & Summary

Appellants Badharudheen and Sharifa challenge MACA 1429/2011 filed against the driver Deepu K. Mathew, the owner, and the insurer IFFCO-Tokio, arising from the death of their eight-year-old daughter Sabna in a road accident on the Thrissur–Palakkad corridor where a lorry allegedly negligent struck the motorcycle on which the family was travelling. The Motor Accidents Claims Tribunal, Ottapalam, consolidated five petitions under Section 166 of the Motor Vehicles Act, 1988, and awarded Rs.2,00,000 to the claimants, after concluding contributory negligence by the first appellant at 25%, resulting in a deduction of Rs.50,000. The appellants contended that Ext.A3, a police chargesheet, establishes the lorry driver’s negligence and urged setting aside the Tribunal’s 25% deduction, and they pressed for higher compensation for the minor’s death. They relied on Supreme Court precedents (Kurvan Ansari; Kishan Gopal) for notional income (Rs.30,000) and multiplier (15), and on the Pranay Sethi framework for conventional heads (funeral expenses, loss of estate, loss of consortium) with escalation. The High Court found Ext.A3 credible, set aside the contributory negligence, and enhanced the compensation: Rs.4,21,000 in total, with 7% interest from the date of petition till deposit, including Rs.50,000 recovered earlier and Rs.3,71,000 as enhanced quantum, plus cost. The insurer was ordered to deposit within 60 days, with disbursement to the appellants in equal shares.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • New India Assurance Co. Ltd. v. Pazhaniammal and Others (acceptance of Ext. A3 chargesheet as evidence of driver negligence)
  • Kurvan Ansari v. Shyam Kishore Murmu and Kishan Gopal & Anr. v. Lala & Others (notional income for minors: Rs.30,000; multiplier 15)
  • National Insurance Co. Ltd v. Pranay Sethi (conventional heads: funeral, loss of estate, loss of consortium; escalation)
  • N. Jayasree vs Cholamandalam M.S. General Insurance Co Ltd.; Rasmita Biswal v. D.M., National Insurance Co. Ltd. (10% escalation on conventional heads)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants argued that Ext. A3 police chargesheet establishes the lorry driver’s negligence, warranting reversal of the Tribunal’s 25% contributory negligence finding against the first appellant and granting the full compensation awarded by the Tribunal. They sought higher quantum for the deceased child’s death using Kurvan Ansari and Kishan Gopal precedents for notional income and multiplier, and invoked Pranay Sethi’s framework on conventional heads with escalation to secure an enhanced amount for funeral expenses, loss of estate, and loss of consortium.

Contentions of Respondents

The respondents argued that the first appellant bore 25% contributory negligence and that the Tribunal’s compensation was reasonable; the insurer contended that the liability and quantum were properly assessed and should not be enhanced beyond the Tribunal’s award.

Cited Precedents (6)

Case NameCitationTreatmentExplanation
New India Assurance Co. Ltd. v. Pazhaniammal and Others2011 (3) KLT 648PositiveUsed to validate accepting Ext. A3 chargesheet as evidence of driver negligence and to support the finding that the first respondent-driver caused the accident.
Kurvan Ansari v. Shyam Kishore Murmu[(2021) SCC OnLine SC 1060]PositiveCited for notional income of minor children (Rs.30,000) and multiplier (15).
Kishan Gopal & Anr. v. Lala & Others[(2014) 1 SCC 244]PositiveCited in tandem with Kurvan Ansari for the same notional income/multiplier framework.
National Insurance Co. Ltd. v. Pranay Sethi[(2017) 16 SCC 680]PositiveCited for conventional heads (funeral, loss of estate, loss of consortium) and the escalation principle.
N. Jayasree v. Cholamandalam M.S. General Insurance Co Ltd.[(2021) SCC Online SC 967]PositiveCited for 10% escalation on conventional heads after a three-year period.
Rasmita Biswal v. The Divisional Manager, National Insurance Co., Ltd and another[(2021) SCC Online SC 1193]PositiveCited for escalation interpretation of conventional heads in similar accident years.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` IN THE HIGH COURT OF KERALA AT ERNAKULAM ``` ``` PRESENT ``` ``` THE HONOURABLE MR.JUSTICE C.S.DIAS WEDNESDAY, THE 5[TH] DAY OF JANUARY 2022 / 15TH POUSHA, 1943 MACA NO. 1429 OF 2011 ``` ``` AGAINST THE AWARD DATED 21.01.2011 IN OP(MV)NO.961/2007 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, OTTAPPALAM ``` ## `APPELLANTS/ PETITIONERS:` ``` 1BADHARUDHEEN, S/O.SULAIMAN, AMBALATH HOUSE, KOOTTALA P.O., HILLPADY, THRISSUR (FATHER OF DECEASED). 2SHARIFA @SHERINA, 30 YEARS, W/O.BADHARUDHEEN, (MOTHER OF DECEASED), DO. DO. BY ADVS.SRI.SHEJI P.ABRAHAM SRI.O.K.MURALEEDHARAN ``` ## `RESPONDENTS/RESPONDENTS:` ``` 1DEEPU K. MATHEW, S/O.MATHEW VARGHESE, KAVUMPADY DESOM, MANNARKKADU, PIN-687772,, PALAKKAD ( DRIVER OF LORRY BEARING, REG.NO.TN.23 F 6581) (NO RELIEF SOUGHT AGAINST, R1). 2K.A.ASHAIMAR, AGE AND FATHERS NAME NOT KNOWN, NO.141, ASAD NAGAR, KARUMBAKADI, COIMBATORE, TAMILNADU, KARUMBAKADI, COIMBATORE, TAMIL NADU, PIN-600017. 3IFFCO-TOKIO GENERAL INSURANCE CO. LTD., NO.28(OLD NO.195) 1ST AND 2ND FLOOR, NORTH USMAN ROAD, T-NAGAR CHENNAI-600017, POLICY NO.35665447 VALID FROM 24/7/2006 TO, 23/7/2007. ``` ``` BY ADVS.SRI.P.JACOB MATHEW SRI.MATHEWS JACOB SR. SMT.PREETHY R. NAIR ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 05.01.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` M.A.C.A.No.1429/2011 -:2:- Dated this the 5[th] day of January,2022 ## **J U D G M E N T** The appellants were the petitioners in O.P (MV)No.961/2007 on the file of the Motor Accidents Claims Tribunal, Ottapalam. The respondents in the appeal were the respondents before the Tribunal. 2. The appellants had filed the claim petition under Section 166 of the Motor Vehicles Act, 1988, claiming compensation on account of the death of their eight year old minor daughter ‘Sabna’(deceased), who was riding pillion on the motorcycle bearing registration No.KL-8-AL-7539 with the appellants and their younger child through the Thrissur-Palakkad road. It was their case that, when they reached a place named ‘Kombazha’, a lorry bearing registration No.TN-23-F-6581(lorry), driven by the first respondent in a negligent manner, hit the motorcycle. The M.A.C.A.No.1429/2011 -:3:- deceased and her younger sibling lost their lives instantaneously. The lorry was owned by the second respondent and insured with the third respondent. The appellants lost love and affection of their child. Hence, they claimed a compensation of Rs.3,86,500/- from the respondents, which claim was restricted to Rs.3,50,000/-. 3. The appellants also filed claim petitions seeking compensation for the death of the younger child, injuries sustained to each of them and for property damages as O.P.(MV)Nos.962/2007, 991/2007, 999/2007 and 1274/2007 before the same Tribunal, against the respondents. 4. The respondent Nos.1 and 2 did not contest the proceedings and were set ex parte. 5. The third respondent had filed a written statement, admitting that the lorry had a valid insurance coverage. Nevertheless, it was contended M.A.C.A.No.1429/2011 -:4:- that the accident occurred due to the negligence of the first appellant who rode the motorcycle with the second appellant and two children. The third respondent also contended that the compensation claimed under the different heads in the five claim petitions were excessive. 6. The Tribunal consolidated and jointly tried all the claim petitions. 7. The second appellant was examined as PW1 and Exts.A1 to A19 were marked in evidence. The respondents did not let in any evidence. 8. The Tribunal, after analysing the pleadings and materials on record, by its common award, allowed the captioned claim petition in part, finding that the appellants are entitled to an amount of Rs.2,00,000/- from the third respondent, but, on the finding that the first appellant was guilty for contributory negligence to the extent of 25%, the M.A.C.A.No.1429/2011 -:5:- Tribunal deducted an amount of Rs.50,000/-.Thus, awarding the appellants an amount of Rs.1,50,000/- as compensation. 9. Aggrieved by the finding of contributory negligence and dissatisfied with the quantum of compensation awarded by the Tribunal, the petitioners are in appeal. 10. Heard; Sri. Sheji P.Abraham, the learned counsel appearing for the appellants/petitioners and Sri.P.Jacob Mathew, the learned counsel appearing for the third respondent-insurer. 11. The questions that arise for consideration in the appeal are: - (i) whether the finding of contributory negligence is justifiable? - (ii) whether the quantum of compensation awarded by the Tribunal is reasonable and just? M.A.C.A.No.1429/2011 -:6:- ## **Question No:(i)** 12. Ext.A3 chargesheet filed by the Police in Crime No.399/2007 substantiates that the accident occurred due to the negligence of the first respondent – the driver of the lorry. The respondents have not let in any evidence to the contrary to discredit Ext.A3 chargesheet, as per the mandate laid down by this Court in **New India Assurance Co. Ltd. v. Pazhaniammal and Others** [2011 (3) KLT 648]. Therefore, without there being any evidence to the contrary, Ext.A3 chargesheet has to be accepted and it is only to be held that it was the first respondent who caused the accident. Hence, I set aside the finding of contributory negligence attributed to the first appellant and hold that the appellants are entitled to the entire amount of compensation awarded by the Tribunal i.e., Rs.2,00,000/-. M.A.C.A.No.1429/2011 -:7:- ## **Question No:(ii)** 13. The deceased was aged eight years. The Tribunal awarded a consolidated compensation of Rs.2,00,000/-. 14. In **Kurvan Ansari Vs Shyam Kishore Murmu** [(2021) SCC OnLine SC 1060] and **Kishan Gopal & Anr. v. Lala & Others** [(2014)1 SCC 244], the Hon’ble Supreme Court has fixed the notional annual income of minor children at Rs.30,000/- and adopted the multiplier at ‘15’. 15. In the light of the ratio decidendi in **Kurvan Ansari** and **Kishan Gopal** (supra), I am of the firm view that the yardstick has to be followed in the present case. Therefore, I award the appellants an amount of Rs.4,50,000/- as consolidated compensation, instead of Rs.2,00,000/- awarded by the Tribunal. ## **Conventional heads of claim** 16. The Hon'ble Supreme Court in clause (viii) of M.A.C.A.No.1429/2011 -:8:- paragraph 61 of **National Insurance Co.Ltd v Pranay Sethi** [(2017) 16 SCC 680] has held that the dependents of the deceased are entitled for compensation under the conventional heads viz., funeral expenses, loss of estate and loss of consortium at Rs.15,000/-, Rs.15,000/and Rs.40,000/respectively. It is also observed that the conventional heads of compensation have to be enhanced every three years by 10%. 17. In **N.Jayasree vs. Cholamandalam M.S, General Insurance Co Ltd.** [(2021) SCC Online SC 967] and **Rasmita Biswal and others vs. The Divisional Manager, National Insurance Co., Ltd and another** [(2021) SCC Online SC 1193], the Hon'ble Supreme Court has for accidents that happened in the years 2011 and 2013, respectively, granted 10% escalation on the conventional heads, irrespective of the date of accidents. Thus, it is to be M.A.C.A.No.1429/2011 -:9:- interpreted and inferred that the escalation of 10% is to be awarded after three from the years pronouncement of **Pranay Sethi** (supra), which was rendered in the year 2017, and not for accidents that occurred three years after 2017. Therefore, I hold that the appellants are entitled to an amount of Rs.44,000/each towards ‘loss of consortium’, totalling to an amount of Rs.88,000/- and Rs. 16,500/- each under the heads ‘funeral expenses’ and ‘loss of estate’, totalling to an amount of Rs.33,000/-, i.e., a grand total of Rs.1,21,000/- under the ‘conventional heads’. In the result, the appeal is allowed, by holding that the appellants are entitled to the balance amount of Rs.50,000/-, which was deducted towards 25% contributory negligence, and an enhancement of compensation of Rs.3,71,000/-, totalling to an amout of Rs.4,21,000/- with interest at the rate of 7% per annum from the date of petition till the date of deposit, M.A.C.A.No.1429/2011 -:10:- after deducting interest for a period of 106 days i.e., the period of delay in preferring this appeal and as ordered by this Court on 29.09.2021 in C.M.Appln.No.1/2011, and proportionate cost. The third respondent/insurer is ordered to deposit the amount of Rs.4,21,000/- with interest on the said amount and proportionate cost before the Tribunal within a period of sixty days from the date of receipt of a certified copy of this judgment. Immediately on the compensation amount being deposited, the deposited shall be disbursed to the appellants in equal shares and in accordance with law. ``` Sd/- ``` ## **C.S.DIAS,JUDGE** DST/05.01.22 //True copy/ P.A.To Judge